Travel Insurance From Portugal to USA
A hospital visit in the USA can cost $10,000 to $150,000 or more. Most Portugal health insurance plans offer little or no coverage abroad.
Travel insurance for the USA from Portugal starts at less than $1 per day, covering medical emergencies, senior parents, and pre-existing conditions. Compare A rated travel insurance plans for Portugal to USA travel and get a free quote in minutes.
Which Travel Insurance for the USA from Portugal is Right for You?
- Cheapest Portugal Travel Insurance to USA - Safe Travels Advantage from $20/month* (fixed benefit)
- Best Comprehensive Visitor Insurance - Atlas America up to $2M coverage + UnitedHealthcare PPO Most Popular
- Best Insurance for Portugal Parents - Patriot America Plus covers acute onset of pre-existing conditions
- Best Travel Insurance for Seniors (70+) - Safe Travels USA Comprehensive coverage available up to age 89
- Pre-Existing Condition Coverage (full pre-ex) - INF Elite X Insurance available for travelers up to age 99
- Looking for more options? - Explore all avail able Travel insurance plans for travelers from Portugal to the USA in one place.
Travel Insurance Portugal to USA
- The United States is a melting pot of multi cultures, renowned monuments and natural wonders and its own charm which makes the country one of the most desired tourist destinations around the globe.
- The US is at the top of the list in travel destinations for Portugal travelers.
- Each year there are several thousands of Portugal who travel to the US for a vacation.
- Traveling on a holiday to the US is adventurous and fun but one must keep in mind the medical emergencies that might arise while traveling outside of the home country.
- The healthcare system in the US is excellent but expensive.
- Travel insurance will cover Portugal travelers with any unforeseen medical emergencies that may occur during a holiday in the US.
For any assistance you can call us at (877)-340-7910 or email us and we will be glad to help further.
How Much Does Travel Insurance from Portugal to USA Cost in 2026?
Portugal to USA visitor health insurance costs about $20 - $470 per month in 2026, depending on the traveler’s age, plan type, coverage limit, and deductible. Fixed benefit travel insurance USA from Portugal plans generally cost less, while comprehensive travel insurance USA from Portugal plans offer broader coverage at a higher premium. For a detailed breakdown of visitor insurance pricing by age, coverage, deductible, and trip length, see our USA visitor health insurance cost guide.
Cheapest Visitor Health Insurance for Travelers from Portugal to USA
The most affordable visitor health insurance for the USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Max Coverage | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage Trawick International |
$25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care IMG |
$25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite Trawick International |
$25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Visit USA Budget Travel Insurance Services |
$50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure WorldTrips |
$50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic Seven Corners |
$50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
Cost of Comprehensive Visitor Insurance from Portugal to USA Travel
The best travel insurance cost for the USA ranges from $58 to $470 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Max Coverage | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential WorldTrips |
$50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver Trawick International |
$50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Patriot America Lite IMG |
$50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America WorldTrips |
$50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus IMG |
$50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic Seven Corners |
$50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA Comprehensive Trawick International |
$50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect INF Insurance |
$100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America Global Underwriters |
$50,000 - $1,000,000 | $125 - $214 | $229 - $301 | $353 |
Prices verified for the 2026 travel season · Source: American Visitor Insurance®
Six-Month Medical Insurance Cost for Visitors to the USA
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler to stay stress free. For a 60 year old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based on different coverage options, medical needs, and traveler’s budget on American Visitor Insurance. From ER visits to urgent care, US travelers can get travel insurance Coverage for 6 months in the U.S. starting from just $1.50/day!
Portugal Community in America: Why Travel Insurance Matters for Family Visits
The Portuguese-American community has deep family, cultural, and historical connections across the United States. Many Portuguese citizens travel to America to visit children, grandchildren, relatives, and friends, while others come for weddings, family celebrations, holidays, cultural events, business, or longer stays. Portuguese-American communities are particularly established in Massachusetts, New Jersey, California, Florida, and the New York area, making these states popular destinations for travelers visiting family and friends.
For Portuguese visitors, a trip to the USA can involve several weeks or months away from home. While spending time with family, travelers may also take road trips, visit national parks, attend sporting events, or travel between multiple states. These activities can expose visitors to unexpected illnesses, accidents, and other medical emergencies. Because healthcare in the United States can be very expensive, having travel medical insurance for Portuguese visitors to the USA can provide important financial protection during the trip.
Portuguese Families Visiting Relatives in the USA
Many trips from Portugal to the United States are family-centered. Parents may visit children who live in Massachusetts or New Jersey, grandparents may travel to meet grandchildren, and extended families may reunite in Florida, California, New York, or other parts of the country. These trips can also involve longer stays, especially when travelers are visiting multiple relatives or celebrating important family occasions.
Before leaving Portugal, families should consider purchasing visitor medical insurance that covers eligible medical expenses in the USA. Depending on the plan, coverage may include doctor visits, hospitalization, emergency treatment, prescription medication, emergency medical evacuation, and other eligible medical expenses. Families traveling with older parents or grandparents should also pay particular attention to pre-existing condition coverage, acute onset benefits, age limits, deductibles, and medical maximums.
Why Portuguese Visitors Should Consider U.S. Travel Insurance
- High U.S. healthcare costs: Medical treatment in the United States can be significantly more expensive than travelers expect, particularly for emergency room visits and hospitalization.
- Limited protection from Portuguese health coverage: Portuguese visitors should not assume that their regular healthcare coverage will pay for medical treatment received in the USA.
- Longer family stays: Visitors staying for several weeks or months have more exposure to unexpected medical situations and should select coverage for their entire travel period.
- Senior parents and grandparents: Older Portuguese travelers may need plans that address eligible acute onset of pre-existing conditions and provide higher medical coverage limits.
- Multi-state travel: Family visits often include trips between states, making broad U.S. provider access and emergency medical coverage important considerations.
- Peace of mind: Having visitor insurance can help Portuguese travelers focus on spending time with family instead of worrying about potentially large medical bills.
Travel Insurance for Portuguese-Americans' Family Members Visiting the USA
Portuguese-Americans who invite parents, grandparents, siblings, or other relatives from Portugal to the United States can help their visiting family members prepare by arranging appropriate visitor medical insurance before the trip. This can be especially useful for families expecting elderly parents or relatives to stay for an extended period.
When comparing plans, consider the traveler's age, trip duration, medical maximum, deductible, PPO network, emergency medical evacuation benefits, and coverage for eligible pre-existing conditions. A comprehensive plan may be particularly valuable for older travelers or visitors planning a longer stay.
Compare travel insurance from Portugal to the USA to find coverage that fits your family's travel dates, age, budget, and medical needs.
What Factors Affect the USA Visitor Insurance Cost from Portugal?
The cost of visitor insurance for Portugal in the USA increase with the age of the traveler. For example, someone in their 30s may pay $20/month for a fixed benefit plan or $60/month for comprehensive. While someone in their sixties typically pays about double, and prices rise even higher for older travelers.
Plans with higher coverage limits (e.g., $100,000 vs. $500,000) or lower deductibles generally cost more.
Plans with higher deductibles are generally cheaper but require you to pay more out of pocket in case of a claim.
Fixed benefit visitor insurance plans are cheaper but only pay set amounts for services but Comprehensive visitor insurance plans are more expensive provides broader coverage of medical expenses and emergencies.
Visitor insurance for Portugal in the USA covering full pre-existing conditions or acute onset of existing medical conditions generally cost more.
Longer trips usually increase the total cost of the policy
Emergency medical evacuation, adventure sports coverage, or higher personal liability can lead to increased premium.
Top Recommended Travel Insurance from Portugal to USA (2026)
The cheapest travel insurance for USA from Portugal is Safe Travels Advantage by Trawick International, starting at $20/month for a 40-year-old, making it a budget-friendly option for travelers seeking affordable medical coverage. For broader coverage, the best travel insurance from Portugal to USA is Atlas America by WorldTrips, with comprehensive coverage for eligible medical expenses and emergency care.
- check_circle Deductible: $0 only (no higher deductible options)
- check_circle Maximum coverage: up to $150,000
- check_circle Pre-existing: acute onset covered up to age 89
- check_circle PPO network: First Health PPO - direct billing available
- check_circle Evacuation: unlimited emergency medical evacuation
- Visitors Care from IMG
- Visit USA Budget from Travel Insurance Services
- Travel Medical USA Visitor Basic from Seven Corners
- check_circle Deductible: $0 to $5,000
- check_circle Maximum coverage: up to $2,000,000
- check_circle Pre-existing conditions: acute onset covered up to age 80
- check_circle PPO network: UnitedHealthcare - the largest PPO network
- check_circle Maternity: covers complications of pregnancy in first 26 weeks
- Patriot America Plus from IMG
- Travel Medical Basic from Seven Corners
- Safe Travels USA Comprehensive from Trawick International
How Expensive Is Healthcare in the USA Without Insurance?
Healthcare in the United States is among the most expensive in the world. Without travel medical insurance, even a minor emergency can result in unexpectedly high medical bills for visitors. A single illness or accident can quickly turn into a major financial burden, often impacting savings or creating long-term debt.
Cheap travel Insurance for the USA from Less Than $1/Day
A small daily cost protects you from unexpected medical expenses in the USA.
Why Do Portugal Visitors Need Travel Insurance for the USA?
Traveling from Portugal to the USA can involve significant medical and travel expenses. USA visitor insurance from Portugal can help protect travelers against unexpected illnesses, injuries, hospitalization, emergency medical treatment, and medical evacuation during their trip.
For Portugal travelers visiting the USA for a vacation, business trip, family visit, or extended stay, medical insurance for tourists from American Visitor Insurance can provide financial protection against the high cost of healthcare in the United States. The right plan can help cover eligible medical expenses and provide emergency assistance when unexpected illnesses or injuries occur during the trip.
New US Health Requirements While Applying for US Visas
The US State Department has directed consular officers across different embassies to consider a visa applicant’s health condition in determining whether the applicant will become a ‘public charge’ of the United States, and therefore, deemed ineligible for a visa.
To minimize the risk of visa rejection and demonstrate preparedness, travelers should purchase comprehensive travel medical insurance before applying for their US visa. Having valid travel medical insurance coverage shows that the applicant can manage any health expenses without becoming a ‘public charge’ or a financial burden during their stay in the U.S.
At American Visitor Insurance, we offer a range of travel medical plans that cover new illnesses, accidents, and acute onset of pre-existing conditions - ideal for visitors applying for U.S. visas.
What Does USA Visitor Insurance Cover for Portugal Travelers?
Travel medical insurance for Portugal travelers heading to the USA is essential, whether you're a Portugal resident on a short holiday or a citizen visiting family, as it protects you from high US healthcare costs by covering doctor visits, medical emergencies, hospital treatment, prescription drugs, medical evacuation as well as repatriation of remains. Some US travel medical insurance plans also offer coverage for pre-existing conditions and emergency dental care. Finding the best visitor insurance plan by comparing different options on American Visitor Insurance offers peace of mind and financial security during your complete stay in the United States.
| Coverage Type | What It Typically Covers |
|---|---|
| Doctors Visit | This coverage allows travelers to visit doctors for sudden, unexpected medical conditions, excluding pre-existing and preventive care, with Co-pay and deductible options that vary by US travel insurance plan, including $0 deductible and no Co-pay options. |
| Pharmacy Drugs | Doctor prescribed eligible pharmacy drugs are also covered. |
| Visitors Medical Insurance for Pre-Existing Conditions | Health insurance for tourists in the USA that covers pre-existing conditions is limited, but some plans-such as those from INF insurance provide coverage for inpatient, outpatient, urgent care, specialist, and doctor visits related to pre-existing conditions, which are medical ailments existing before the policy start date, including asthma, heart disease, high blood pressure, kidney disease, cancer, and diabetes. |
| Surgery | Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan. |
| Medical Evacuation | Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency. |
| Repatriation of Remains | Repatriation of remains coverage pays for returning the traveler’s remains to their home country in the event of death, with benefits depending on the selected tourist health insurance plan and coverage limits up to $50,000 |
| Dental Coverage | Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth. |
In US hospitals, patients with travel insurance to USA within the PPO network incur significantly lower costs for treatments compared to uninsured patients.
Simply having health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
To get better access to in-network hospitals, consider visitors health insurance in USA plans with strong PPO networks:
- Visitor Insurance With First Health PPO Network – Offers extensive nationwide hospital and doctor access through the First Health PPO network.
- United Healthcare PPO Visitor Insurance – Provides a very large PPO network across the U.S., making it easier for visitors to find in-network providers and lower their medical costs.
Choosing USA travel insurance for visitors with a robust PPO network from American Visitor Insurance ensures smoother claims and more affordable treatment during your stay in the USA.
Health Insurance for Green Card Holders from Portugal
Portugal citizens who have recently received a U.S. Green Card may need health insurance for Green Card holders from Portugal while settling in the United States. New permanent residents may not immediately have access to employer-sponsored coverage or government health programs, making private health insurance an important option for eligible medical expenses. Compare best health insurance for Green Card holders from Portugal on American Visitor Insurance based on coverage, eligibility, benefits, and length of stay. Need help choosing a plan? Call 877-340-7910 for assistance.s
Best Travel Insurance for Seniors from Portugal to the USA
Whether you are traveling from Portugal to the USA to visit your children and grandchildren, celebrate a family occasion, or enjoy an extended holiday, having the right travel insurance for seniors from Portugal to the USA is essential. As people age, the likelihood of requiring medical care increases, and even a routine doctor's visit, emergency room treatment, or hospitalization in the USA can be expensive. Since Portugal health insurance generally does not provide coverage in the USA, visitor medical insurance helps protect against unexpected healthcare costs.
When choosing travel insurance, seniors should look beyond the premium and compare the medical coverage limit, deductible, PPO provider network, emergency medical evacuation benefits, and coverage for eligible pre-existing medical conditions. Seniors over age 70 or those with existing health concerns should consider plans with at least $100,000 to $250,000 in medical coverage, while travelers with more complex medical needs or longer stays may benefit from $500,000 or higher coverage limits. Also, check the plan's maximum eligibility age and whether coverage can be extended if your travel plans change.
Explore the Best Travel Insurance for Seniors from Portugal to USA to compare senior-friendly visitor insurance plans, understand coverage options, and choose the right protection for your age, health, and trip duration.
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Seniors Travel Insurance for Above 60 Years
Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.
Plan Cost Per Month Acute Onset (Pre-existing) Unique Feature Visitors Care
IMG$40 Up to 70 years Lowest starting price for seniors 60+ Safe Travels Elite
Trawick International$50 Up to 89 years Acute onset of pre-existing + cardiac coverage Visit USA Standard
Travel Insurance Services$131 Up to 99 years Dual PPO network (UnitedHealthcare + First Health) Safe Travels USA
Trawick International$147 Up to 70 years Cardiac & stroke coverage up to $25,000 Patriot America Plus
IMG$164 Up to 70 years Emergency evacuation up to $1,000,000 Diplomat America
Global Underwriters$261 Up to 70 years No PPO - visit any doctor -
Traveler Medical Insurance for Above 70 Years
Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.
Plan Cost per month Acute Onset (Pre-existing) Unique Feature Safe Travels Advantage
Trawick International$60 Up to 89 years Unlimited medical evacuation + cardiac coverage Safe Travels Elite Diamond
Trawick International$108 Up to 89 years Pre-existing coverage up to $35,000 at low cost Visit USA Standard
Travel Insurance Services$210 Acute onset covered up to $2,500 Most affordable plan for seniors 70+ Safe Travels USA Comprehensive
Trawick International$294 Up to 89 years Covers cardiac conditions; popular for seniors 70+ Atlas America
WorldTrips$355 Up to 79 years Border entry protection up to $500 Travel Medical Choice
Seven Corners$493 Up to 79 years (cardiac included) Only plan covering cardiac conditions for seniors 70+ -
Senior Citizen Travel Insurance for Above 80 Years
Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.
Plan Cost Policy Term Pre-Existing Coverage Unique Feature Safe Travels Advantage
Trawick International$165 Monthly Acute onset of pre-existing conditions up to 89 years Unlimited medical evacuation + cardiac coverage Visit USA Superior
Travel Insurance Services$418 Monthly Acute onset covered up to $2,500 Affordable for seniors 80+ SafeVista Protect
INF$789 Monthly Acute onset of pre-existing conditions up to 85 years Strong coverage up to age 85 Safe Travels USA Comprehensive
Trawick International$1,014 Monthly Acute onset of pre-existing conditions up to 89 years Cardiac coverage up to $15,000 Visitors Protect
IMG$3,373 3 months Pre-existing conditions covered up to 99 years First Health + UHC network INF Elite Plus X
INF$4,685 3 months Full pre-existing coverage up to 99 years Includes preventive & maintenance care -
Senior Citizen Travel Insurance for Above 90 Years
Visitor insurance for 90 years old USA are available for senior travelers above 90 years of age with suitable benefits. Compare some of these health insurance over 90 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 90 years.
Plan Cost Policy Term Pre-Existing Coverage Unique Feature Visit USA Superior
Travel Insurance Services$703 Monthly Acute onset covered up to $2,500 Lowest monthly cost for age 90+ INF Premier X
INF$1,559 3 Months Full pre-existing coverage up to 99 years Most affordable full pre-existing plan Visitors Protect
IMG$3,373 3 Months Pre-existing coverage up to 99 years Includes UHC network + CareClix telehealth INF Elite X
INF$4,103 3 Months Full pre-existing coverage up to 99 years Higher pre-existing limit up to $20,000 INF Elite Plus X
INF$4,685 3 Months Full pre-existing coverage up to 99 years Includes preventive and maintenance care
Best Travel Insurance for Parents from Portugal to the USA
Whether your parents are traveling from Portugal to the USA to visit family, meet children or grandchildren, celebrate a special occasion, or enjoy an extended holiday, having the right visitor insurance for parents in USA is important. As Portugal private healthcare systems do not provide the same coverage for medical treatment received in the United States, so parents could be responsible for significant healthcare expenses without suitable visitor insurance.
As older travelers are more likely to require medical care during their trip, it's important to compare plans based on their age, overall health, trip duration, medical coverage limit, deductible, PPO provider network, emergency medical evacuation benefits, and coverage for eligible pre-existing medical conditions. If they're planning a longer stay, choose a plan that matches their travel dates and offers the flexibility to extend coverage if needed.
For parents in good health, Visit USA Standard, Travel Medical Choice, and Safe Travels USA Comprehensive offer excellent comprehensive medical coverage for visitors to the USA. If your parents have eligible pre-existing medical conditions or are older travelers, INF Premier X Insurance and INF Elite X Insurance, are popular choices, offering coverage for visitors up to age 99.
Looking for affordable visitor insurance for your parents? Explore the Best Travel Insurance for Parents for USA from Portugal featuring senior-friendly plans with coverage for eligible pre-existing medical conditions, with premiums starting at less than $2/day.
My parents are traveling from Seoul to Los Angeles for a month-long visit. My father has high blood pressure and my mother has diabetes. What type of visitor insurance should they purchase?
Since both conditions are pre-existing rather than new, look past plans that only cover "acute onset" - that covers a sudden flare-up, not the condition itself. INF Elite X (or INF Elite Plus X for added wellness benefits) covers pre-existing conditions more broadly, is eligible to age 99, and gives cashless access to the UnitedHealthcare PPO network - a stronger fit for a month-long stay than an acute-onset-only plan.
If both parents manage their conditions well and budget matters more: Patriot America Plus (IMG) or Atlas America (WorldTrips) and Seven Corners Travel Medical Choice (Seven Corners) offer acute onset of pre-existing condition coverage. Travel Medical Choice also includes eligible cardiac benefits, making these plans good lower-cost options for travelers seeking protection against sudden medical complications rather than full pre-existing condition coverage.
Travelers with existing medical conditions can also review our visitor insurance for diabetes and travel insurance for hypertension guides for more coverage options.
Long Stay in USA Travel Insurance - Find the Right Plan
Travelers planning to stay abroad for several months should consider long-term travel insurance, which is designed for extended stays and provides continuous medical coverage without the need to purchase multiple short-term plans.
This option is ideal for any travelers staying overseas for more than six months, offering better value, broader benefits, and peace of mind throughout the journey.
Not sure how long you're staying? Compare plans by duration: Travel Insurance for Parents Visiting USA for 3 Months from $117, Travel Insurance for Parents Visiting USA for 6 Months from $230.
U.S. Entry & Travel Insurance for Travelers from Portugal
What Travelers from Portugal Need to Know Before Flying to the USA?
Travelers from Portugal visiting the United States for tourism, family visits, business, education, or other permitted temporary purposes should carry a valid passport and the appropriate U.S. travel authorization or visa based on their individual circumstances. Portugal is a special municipality of the Netherlands, and U.S. entry requirements depend on the traveler's nationality, passport, and purpose of travel. Travelers should review the latest U.S. entry requirements and make sure their passport, visa or travel authorization, and other required documents are valid before departure.
It is highly recommended to purchase USA visitor medical insurance before departing from Portugal. Starting coverage on your departure date can help protect you throughout your journey, including international flights, airport connections, and layovers, subject to the terms and conditions of the selected plan.
Having a U.S. visa, travel authorization, or permission to enter the United States does not provide health insurance coverage. Since medical treatment in the U.S. can be extremely expensive, travelers should compare medical insurance for visitors to the USA that can help cover eligible unexpected illnesses, accidents, hospitalization, emergency medical evacuation, and other covered medical expenses.
Travel Insurance Tips for Visiting the USA from Portugal
- Purchase your visitor medical insurance before departing from Portugal to access a wider range of coverage options.
- Choose your policy effective date to begin on your departure date so you're covered during flights, stopovers, and layovers, subject to the plan terms.
- Some visitor insurance plans can still be purchased after arriving in the United States, although buying coverage before travel is generally recommended.
- Review your policy benefits, coverage limits, deductible, PPO network, exclusions, and claims procedures before purchasing.
- If you need coverage for the acute onset of pre-existing conditions, compare plans carefully and purchase your policy before your trip whenever possible.
- Check the latest U.S. entry and visa requirements applicable to your passport and travel circumstances before leaving Portugal.
U.S. Travel Insurance Cost and Coverage Guide for Portugal Visitors
Choosing the right travel insurance can feel confusing, especially with so many coverage options. To make it easier, American Visitor Insurance has tools to compare travel insurance top rated plans based on price and coverage benefits as well as provide relevant information to help make an informed decision. Here is a simple example showing how a typical Portugal traveler might select a suitable U.S. visitor insurance plan — including recommended coverage and average cost.
Example: Portuguese Friends Group (3 Adults) on a U.S. West Coast Road Trip.
Group of 3 adults aged 30, 31, and 33 traveling for a 2-week road trip across Los Angeles, San Diego, Las Vegas, and the Grand Canyon.
- Recommended Coverage: US $150,000 per person with $0 deductible, plus emergency medical evacuation
- Estimated Cost: Starting around US $20–24 per adult for 2 weeks
- Longer Trips (5 – 364 days): Choose plans that allow trip extension and include accident coverage for outdoor activities
Compare U.S. Visitor Insurance Plans →
Can Portugal Travelers Buy Travel Insurance After Arriving in the USA?
Yes, some travel insurance plans allow Portugal travelers to purchase USA travel insurance after arriving in the United States, although eligibility, waiting periods, and plan availability vary by provider. Coverage generally begins on the policy effective date, not the date you entered the USA, and eligible benefits typically apply to new, unforeseen illnesses or injuries that occur after coverage begins.
Important Things to Know- Pre-existing conditions are generally not covered, although some plans may provide limited coverage for an acute onset or unexpected recurrence of a pre-existing condition.
- Some plans may have a waiting period before certain benefits become effective.
- Eligibility may depend on how long you have already been in the USA and the specific plan you choose.
- Always review the policy terms, exclusions, and effective date before purchasing coverage.
To understand how post-arrival coverage works and compare the best options for Portugal travelers visiting the USA, explore our detailed guide on buying travel insurance after arrival in the USA.
For personalized assistance, contact American Visitor Insurance at 877-340-7910.
Family Travel Insurance for USA from Portugal
Traveling to the USA with your family is a wonderful opportunity to create lasting memories, whether you're visiting relatives, exploring world famous attractions, or enjoying a family vacation. Many families from Portugal visit popular destinations such as New York City for sightseeing and shopping, Los Angeles for its theme parks and large Portugal-American community, Hawaii for its beaches and easy Pacific flight access, and Las Vegas for its shopping, shows, and golfing options.
When traveling with children, parents, or grandparents, it's important to choose insurance that protects every member of your family against unexpected medical emergencies. US Family travel insurance from Portugal helps cover eligible medical expenses, hospitalization, emergency medical evacuation, and other covered benefits, allowing you to enjoy your trip with greater peace of mind. For families traveling with children or adults, popular comprehensive medical insurance plans such as Atlas America, Patriot America Plus, and Safe Travels USA Comprehensive offer excellent medical coverage. If your trip includes senior parents or grandparents, consider INF Premier X Insurance and INF Elite X Insurance, which are designed for older travelers, available for visitors up to age 99, and include coverage for eligible pre-existing medical conditions, making them a popular choice for senior family members visiting the USA.
Compare the Best Family Travel Insurance for USA from Portugal to find the right plan based on your family's ages, trip duration, budget, and healthcare needs.
Travel Preferences and Risks for Portugal Travelers to the U.S.
- Sightseeing, shopping, and cultural activities are the most appealing features for tourists who prefer major cities like New York, Los Angeles, Miami, and San Francisco
- The leading factors for Portuguese outdoor tourists being the most in Europe are camping, mountaineering, and beachgoing. They are indeed Nature lovers and know how to relate to it.
- Health crisis, travel delay, and baggage loss are the top most risks of travelling, primarily when long-haul and connecting flights come into play.
- The various weather conditions (e.g. snowstorms, heatwaves, hurricanes) across the different regions of the USA may change the travel itineraries and result in more inconvenience during the trips.
lightbulb Tip: Choose a plan with a high coverage limit and emergency medical evacuation to stay protected.
Traveling to the USA? Stay Protected Against Any Border Entry Issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.
General Information About USA
Where Can I Buy the Best Travel Insurance for USA from Portugal?
You can buy the best Portugal travel insurance to USA easily through American Visitor Insurance, a trusted platform specializing in travel medical insurance for international visitors to the United States.
Why Buy Through American Visitor Insurance?
American Visitor Insurance makes it simple for travelers from Portugal to compare multiple travel medical insurance plans side by side. You can review coverage details, policy benefits, and pricing in one place and securely purchase your plan online within minutes.
The website offers detailed FAQs, blogs, and travel insurance guides based on real customer questions, helping Portugal travelers clearly understand their options and choose the best insurance plan for their USA trip.
Get the best price directly from the insurer - no extra fees. You can get an instant quote and purchase coverage online quickly and hassle-free.
With over 20 years of experience in the U.S. visitor insurance industry, the licensed support team can answer questions, explain coverage details, and help travelers from Portugal choose the right plan for their specific travel needs.
With customer support available across both East and West Coast U.S. time zones, assistance is provided during the application process and even with claims while travelers are in the United States.
American Visitor Insurance is a licensed U.S.-based insurance provider (NJ License #1181604), offering Portugal travelers a reliable and secure way to purchase travel insurance online.
How to Choose the Best Visitor insurance for Portugal in the USA?
Travel insurance is highly recommended for Portugal visitors to the U.S. Medical costs can be very expensive in the U.S., and having suitable visitor insurance for US from Portugal will provide protection in the event of an unplanned medical emergency.
Key factors to consider while choosing the USA travel insurance for Portugal tourists are:- Trip Duration: Different coverage options are available for short-term and long-term visitors to the USA.
- Traveler’s Age: Visitor insurance for Portugal in the USA policies that cover senior travelers tend to be more costly and may have different coverage for pre-existing conditions.
- Coverage for Pre-Existing Conditions:
- Particularly significant for senior travelers or those with ongoing medical condition.
- Look for the USA travel insurance plans for Portugal travelers that cover acute onset of pre-existing conditions (sudden, unexpected flare-ups)
- Check the look back period and coverage limits.
- Budget: Choose between a comprehensive visitors insurance plan for full protection or a budget plan with higher out-of-pocket risk.
Additional Tips
- Compare Medical Benefits: Look for the visitor medical insurance plans that offer coverage for hospitalization, doctor's visits, emergency medical treatment, and urgent care. Consider the plan that includes emergency medical evacuation.
- Be Aware of Exclusions: Understand what is excluded from the coverage. This includes any chronic condition progression, congenital condition or disorder, or elective treatment.
- Read the Policy Details Always read the complete policy details and compare multiple plans before selecting the plan that is best for you.
Major Airports & Travel Routes for Portuguese Visitors to the U.S.
- Primary Departure Airports: Primary departure airports include Lisbon Airport (LIS), Porto Airport (OPO), and Faro Airport (FAO).
- Direct Flights to the U.S.: Direct flights to the U.S. mainly operate from Lisbon to cities like New York (JFK/EWR), Boston (BOS), Miami (MIA), and Washington D.C. (IAD).
- Common Connecting Routes: Common connecting routes go through European hubs such as London, Paris, Frankfurt, and Madrid for travelers heading to West Coast destinations like Los Angeles or San Francisco.
- Popular U.S. Arrival Airports: Popular U.S. arrival airports for Portuguese travelers include New York (JFK/EWR), Boston (BOS), Miami (MIA), Los Angeles (LAX), and San Francisco (SFO).
Travel Insurance in the USA for Foreigners FAQ's
Yes. Portugal visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend that the travel insurance be purchased from the day they leave Portugal until they return back home. However, many US travel insurance providers allow you to purchase it even after the traveler has already started their journey.
There are US insurance providers whose products are available on American Visitor Insurance with policies tailored to Portugal and other international travellers visiting the USA. These travel health insurance policies can be compare and bought online easily on American Visitor Insurance and they are designed specifically for international travellers.
The cost of travel insurance can vary widely based on factors such as the duration of the trip, coverage limits, age of the traveler, and any additional options or riders chosen. It's advisable to compare the quotes from multiple providers on American Visitor Insurance and make an informed decision.
Yes. Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend the travel insurance for visitors from Portugal be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.
Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for Portugal visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc). Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.
In most cases, no. Portugal has been part of the U.S. Visa Waiver Program (VWP) since 1999, so Portuguese citizens with a valid biometric passport can travel to the USA for tourism or business for stays of 90 days or less using an ESTA (Electronic System for Travel Authorization) instead of a visa. A traditional B-1/B-2 visa is only required for stays longer than 90 days, for work or study purposes, or if a traveler doesn't meet ESTA eligibility requirements. Always confirm current requirements with the U.S. Embassy in Lisbon before booking.
The type of visa required depends on the purpose of your visit. Common nonimmigrant visas include B-1/B-2 for tourism or business, F-1 for students, and J-1 for cultural exchange programs.
If you qualify under the Visa Waiver Program, you'll need to complete an ESTA application online at least 72 hours before departure, hold a return or onward ticket, and travel on an approved carrier. If your trip doesn't qualify for ESTA (longer stays, work, study, or ineligibility), you'll instead complete the DS-160 non immigrant visa application, pay the visa fee, and schedule an interview at the U.S. Embassy or Consulate in Portugal.
Visa processing times can vary. After the interview, it might take a few weeks to several months to receive a decision on your visa application.
Extensions on tourist visas are generally limited and granted in specific circumstances. It's essential to understand the visa's terms and any limitations before traveling.
Yes. Portugal tourists can buy health insurance for the USA either before departing from Portugal or after arriving in the United States, provided they meet the plan's eligibility requirements. Portuguese citizens traveling on a B-2 tourist visa are not required to show proof of health insurance to enter the USA. However, Portugal's national health system, the SNS, does not cover medical treatment received in the United States, and visitors are responsible for paying the full cost of any healthcare they receive.
Because medical care in the USA can be expensive, many travelers purchase visitor health insurance for Portugal tourists in USA through American Visitor Insurance to help protect themselves against unexpected medical expenses during their trip. Choosing a plan before you travel also ensures you have coverage in place from the day you arrive.
No. Visitor insurance plans sold on American Visitor Insurance are designed to cover medical emergencies while you are in the United States, generally from your departure date until your return home. They are not a substitute for health coverage in Portugal. If you're instead looking for coverage while living in or visiting Portugal, that requires a different type of international or Portugal-specific policy.
Portugal to USA Visitor Health Insurance Reviews
"Great experience purchasing my U.S. travel insurance from Portugal. The process was quick, and the coverage was clearly explained."
"Smooth experience. I found affordable U.S. travel insurance from Portugal, and customer support was helpful and responsive."
"Very satisfied with the service. My policy was issued quickly, and U.S. medical coverage details were easy to understand."
Portugal Embassy & Consulates in the United States
Portugal Embassy in Washington, DC
Address2012 Massachusetts Avenue NW, Washington, DC 20036.
Phone
+1 (202) 350-5400
Fax
+1 (202) 223-3926
Email
[email protected]
Portugal Consulate in Boston, MA
Address31 St. James Ave, 3rd Floor, Suite 350, Boston, MA 02116
Phone
+1 (617) 536-8740
Fax
+1 (617) 536-2503
Email
[email protected]
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