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Best Travel Insurance from Portugal to USA

Portugal to USA Travel Health Insurance — Starting at just $1/day, covering medical emergencies and more.

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Travel Insurance Portugal to USA

Travel Overview
  • Traveling from Portugal to the USA offers a diverse range of experiences, from vibrant cities like New York and Los Angeles to stunning natural landscapes such as the Grand Canyon and Yellowstone National Park.
  • Portuguese citizens planning to visit the U.S. for tourism, business, or family visits can do so under the Visa Waiver Program (VWP), which allows them to stay for up to 90 days without needing a visa.
  • They must obtain an Electronic System for Travel Authorization (ESTA) before traveling.
Cultural & Travel Experience
  • Cultural exchanges, such as the shared history of exploration between the U.S. and Portugal, make the visit even more enriching.
  • Portuguese visitors will find familiar elements, like a love for good food and a welcoming spirit, alongside new experiences unique to America’s vast and varied landscapes.
  • It's important for Portuguese travelers to be aware of the different regions and climates across the U.S. and to plan accordingly, whether they're visiting the sunny beaches of Florida or the snowy mountains of Colorado.
Travel Insurance Importance
  • Travel insurance for travelers from Portugal to the USA is crucial due to the high cost of healthcare and potential for unforeseen incidents.
  • This insurance typically includes emergency medical coverage, hospitalization, and repatriation, ensuring travelers are protected against expensive medical bills.
  • Portugal travelers can compare several plans for prices and benefits from the comparison tool according to the requirements.
  • Feel free to give us a call customer service or email and one of our customer support licensed agents will be able to help you.

Portugal Visitors to the U.S.: Statistics and Insights

  • Steady Growth in Travel: Travel between Portugal and the U.S. has been steadily increasing and has got the better of flight connections and the increasing interest in U.S. tourism, education, and business.
  • Primary Purposes of Travel: The United States is mostly attracting Portuguese tourists for holidays, visits to relatives and friends, business meeting participation, educational programs and cultural activities.
  • Popular U.S. Destinations: The most frequently visited U.S. cities by Portuguese tourists are primarily New York, Miami, Boston, Los Angeles, Orlando, and San Francisco which are well known for not only their attractions and shopping and entertainment establishments but also having large quantities of Portuguese-speaking populations.
  • Contributing Factors: The leading reasons for the growth of the Portugal–U.S. travel market are worldwide tourism, students’ cross-border educational activities, increasing business collaborations, and easy air travel through Lisbon and Porto.
Why Insurance Matters?

Long-haul trips, significant costs, and experience traveling abroad make comprehensive U.S. visitor insurance essential for Portuguese travelers.

What Is Visitor Medical Insurance for the USA?

Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal.

❓ Why You Need Visitor Insurance?

  • Protection against accidental injury or sickness during your stay
  • Financial coverage in case of unexpected medical emergencies
  • Peace of mind while traveling in the USA

✅ Benefits of Visitor Insurance

  • Covers medical treatment for illnesses and injuries
  • Helps with hospital bills, doctor visits, and emergency care
  • Can include coverage for pre-existing conditions depending on the plan

Find the most suitable best visitor medical insurance online by comparing options on American Visitor Insurance, considering both cost and coverage benefits.

Why Is Holiday Insurance Important for Visitors to the USA?

💰 Expensive US Healthcare

  • The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally.
  • The cost of an average daily hospital stay is over $2,500 in the US.
  • Even outpatient doctor visits are prohibitively expensive.
  • It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.
Therefore it’s important to buy the best US travel health insurance, so that any sudden injury or illness expenses are covered by the visitors medical insurance.
How Travel Insurance Reduces Costs?
  • US travel insurance, along with insuring medical expenses of travelers, will also reduce the medical expenses.
  • US travel insurance providers have Preferred Provider Organization (PPO) networks.
  • PPO networks have working relationships with hospitals.
  • This result in lower healthcare bills for travelers.

👨‍👩‍👧 Protection for the Entire Family

  • US travel medical insurance can be purchased individually or as a family plan.
  • Any illness or injury faced by insured family members during the trip will be covered.

🛡️ A Support System in a New Country

  • If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor.
  • Having US travel health insurance will act as a support system.
  • Insurance providers have tie-ups with various Preferred Provider Organizations (PPOs).
  • PPOs have networks with many hospitals and doctors in the US.

🏥 Ease of Navigating US Healthcare Facilities

  • Hospitals in the PPO network of US travel insurance bill the insurance company directly.
  • Travelers do not need to worry about paperwork or paying the bill upfront.
  • In case of an emergency, visitors can refer to the list of PPO network hospitals.
  • Travelers can get help from the nearest medical care center within the network.

US travel insurance helps visitors enjoy their trip and explore new destinations without worrying about health-related expenses.

New US Health Requirements While Applying for US Visas

The US State Department has directed consular officers across different embassies to consider a visa applicant’s health condition in determining whether the applicant will become a ‘public charge’ of the United States, and therefore, deemed ineligible for a visa.

Conditions such as diabetes, asthma, high blood pressure, cardiovascular disease, mental health issues, or obesity may be weighed more heavily during the visa assessment process.

To minimize the risk of visa rejection and demonstrate preparedness, travelers should purchase comprehensive travel medical insurance before applying for their US visa. Having valid travel medical insurance coverage shows that the applicant can manage any health expenses without becoming a ‘public charge’ or a financial burden during their stay in the U.S.

At American Visitor Insurance, we offer a range of travel medical plans that cover new illnesses, accidents, and acute onset of pre-existing conditions — ideal for visitors applying for U.S. visas.

Which Is the Cheapest Travel Insurance for USA from Portugal?

The Cheapest Portugal travel insurance to USA is Safe Travels Advantage from Trawick International Starting at $20 per month.

Other Affordable travel insurance from Portugal to USA are Venbrook Essential from Venbrook International and Visitors Care from IMG.

Coverage for unexpected illnesses and injuries during short-term stays.
Policy Maximum?
$25,000 - $150,000
Deductible?
$0
Coverage?
5 - 364 days
Acute Onset?
Up to the policy maximum for ages ≤ 89
Starting at
$20/month*
Buy Online »
Provides essential coverage for emergency needs during short-term stays.
Policy Maximum?
$25,000 - $150,000
Deductible?
$0
Coverage?
5 - 364 days
Acute Onset?
Up to 79 years
Starting at
$25/month*
Buy Online »
Suitable for short-term travelers, including parents visiting the U.S.
Policy Maximum?
$25,000 - $100,000
Deductible?
$0 - $100
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum
Starting at
$27/month*
Buy Online »

* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.

Factors That Affect the Cost of Portuguese Travel Insurance for USA

1 Traveler’s Age
The cost of visitor insurance for Portugal in the USA increase with the age of the traveler. For example, someone in their 30s may pay $20/month for a fixed benefit plan or $60/month for comprehensive. While someone in their sixties typically pays about double, and prices rise even higher for older travelers.
2 Medical Maximum Coverage
Plans with higher coverage limits (e.g., $100,000 vs. $500,000) or lower deductibles generally cost more.
3 Deductible Amount
Plans with higher deductibles are generally cheaper but require you to pay more out of pocket in case of a claim.
4 Type of Coverage
Fixed benefit visitor insurance plans are cheaper but only pay set amounts for services but Comprehensive visitor insurance plans are more expensive provides broader coverage of medical expenses and emergencies.
5 Coverage for Pre-Existing Conditions
Visitor insurance for Portuguese in the USA covering full pre-existing conditions or acute onset of existing medical conditions generally cost more.
6 Trip Duration
Longer trips usually increase the total cost of the policy
7 Optional Add-Ons
Emergency medical evacuation, adventure sports coverage, or higher personal liability can lead to increased premium.

How Much Does Travel Insurance to USA From Portugal Cost?

How much is medical insurance for tourists in the US? How much does visitor health insurance cost?

The cost of best travel insurance for USA from Portugal can start as low as $20 per month and go up to $300+ per month.

The best US visitor health insurance from Portugal depends on:

It is a good idea to compare different plans and get quotes from multiple providers to find the best visitors insurance coverage for your budget.

How Much Does the Most Affordable Visitors Insurance for USA Cost?

The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.

Plan Name Plan max range Deductible Age 40 Age 60 Age 70
Safe Travels Advantage $25,000 - $150,000 $0 $20 - $58 $39 - $102 $60 - $166
Visitors Care $25,000 - $100,000 $100 $25 - $47 $40 - $75 $66 - $152
Safe Travels Elite $25,000 - $175,000 $0 $26 - $76 $50 - $134 $109 - $155
Venbrook Essential $25,000 - $150,000 $0 $26 - $81 $49 - $124 $68 - $147
Visit USA Budget $50,000 - $150,000 $250 $32 - $56 $49 - $86 $84
VisitorSecure $50,000 - $130,000 $100 $34 - $62 $55 - $76 $96 - $139
Travel Medical USA Visitor Basic $50,000 - $150,000 $100 $42 - $52 $79 - $94 $173 - $191

How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?

The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.

How Much Does 6-Month Medical Insurance for Visitors to USA Cost?

For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.

From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!

U.S. Travel Insurance Cost and Coverage Guide for Portugal Visitors

Choosing the right travel insurance can feel confusing, especially with so many coverage options. To make it easier, American Visitor Insurance has tools to compare travel insurance top rated plans based on price and coverage benefits as well as provide relevant information to help make an informed decision. Here is a simple example showing how a typical Portugal traveler might select a suitable U.S. visitor insurance plan — including recommended coverage and average cost.

Example: Portuguese Friends Group (3 Adults) on a U.S. West Coast Road Trip

Group of 3 adults aged 30, 31, and 33 traveling for a 2-week road trip across Los Angeles, San Diego, Las Vegas, and the Grand Canyon.

  • Recommended Coverage: US $150,000 per person with $0 deductible, plus emergency medical evacuation
  • Estimated Cost: Starting around US $20–24 per adult for 2 weeks
  • Longer Trips (5 – 364 days): Choose plans that allow trip extension and include accident coverage for outdoor activities
💡 Tip: Road-trip travelers should pick plans offering urgent care coverage to avoid high ER costs during long drives.
Compare U.S. Visitor Insurance Plans

What Does Travel Insurance for Visitors to USA Coverage Include?

Some of the important travel health insurance for USA benefits are listed below:

  • 🩺 Doctors Visit: This allows travelers to visit Doctors for sudden unanticipated medical ailments.
    • Does not cover:
      Continuing treatment for pre-existing ailments and preventive care
    • Co-pay and deductible will vary depending on the chosen US travel insurance plan.
    • Travelers have the option of No Co-pay and $0 Deductible.
  • 💊 Pharmacy Drugs: Doctor prescribed eligible pharmacy drugs are also covered.
  • 💓 Visitors Medical Insurance for Pre-Existing Conditions: It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions - INF is one such provider.
    • Some INF visitor insurance for pre-existing conditions plans insure in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.
    • A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc.
  • ⚕️ Surgery: Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
  • 🚑 Medical Evacuation: Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
  • ⚰️ Repatriation of Remains: The repatriation of remains benefit covers expenses to return the traveler’s remains to their home country in the event of death.
    • Coverage depends on the chosen tourist health insurance plan.
    • Repatriation coverage can be up to $50,000.
Point to Note While Buying US Visitor Medical Insurance

In US hospitals, patients with travel insurance to USA within the PPO network, incur significantly lower costs for treatments compared to uninsured patients.

Simply having visitors health insurance in USA or USA Travel Insurance for visitors or health insurance for visitors in USA can greatly reduce medical expenses.

The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.

Medical Insurance for U.S. Citizens Living in Portugal Visiting the US

U.S. citizens and expats living in Portugal frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA.

Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are

Another popular travel insurance for U.S. citizen traveling to USA is Diplomat America insurance by Global Underwriters.

The cost of US expat returning to USA health insurance are based on

  • Traveler’s age
  • Duration of coverage
  • Plan maximum selected
  • Deductible chosen

Cost of health insurance for US expats visiting the USA in 2025

Approximate monthly cost of expat health insurance for visiting USA for a 40-year-old traveler with a $100 deductible.

Travel insurance USA Coverage Provider Network Cost
Patriot America Lite $50,000 United Healthcare Provider Network $79
Patriot America Plus $50,000 United Healthcare Provider Network $84
Patriot Platinum America $2,000,000 United Healthcare Provider Network $161
Diplomat America $50,000 No PPO $138

Source: American Visitor Insurance®

Best Travel Insurance for US Citizens Visiting the USA

Travel Preferences and Risks for Portuguese Travelers to the U.S.

  • Sightseeing, shopping, and cultural activities are the most appealing features for tourists who prefer major cities like New York, Los Angeles, Miami, and San Francisco
  • The leading factors for Portuguese outdoor tourists being the most in Europe are camping, mountaineering, and beachgoing. They are indeed Nature lovers and know how to relate to it.
  • Health crisis, travel delay, and baggage loss are the top most risks of travelling, primarily when long-haul and connecting flights come into play.
  • The various weather conditions (e.g. snowstorms, heatwaves, hurricanes) across the different regions of the USA may change the travel itineraries and result in more inconvenience during the trips.

How to Choose the Best Visitor Insurance for Portugal in the USA?

Travel insurance is highly recommended for Portuguese visitors to the U.S. Medical costs can be very expensive in the U.S., and having suitable visitor insurance for US from Portugal will provide protection in the event of an unplanned medical emergency.

Key factors to consider while choosing the USA travel insurance for Portugal tourists are:
  • Trip Duration: Different coverage options are available for short-term and long-term visitors to the USA.
  • Traveler’s Age: Visitor insurance for Portuguese in the USA policies that cover senior travelers tend to be more costly and may have different coverage for pre-existing conditions.
  • Coverage for Pre-Existing Conditions:
    • Particularly significant for senior travelers or those with ongoing medical condition.
    • Look for the USA travel insurance plans for Portuguese travelers that cover acute onset of pre-existing conditions (sudden, unexpected flare-ups)
    • Check the look back period and coverage limits.
  • Budget: Choose between a comprehensive visitors insurance plan for full protection or a budget plan with higher out-of-pocket risk.

Additional Tips

  • Compare Medical Benefits: Look for the visitor medical insurance plans that offer coverage for hospitalization, doctor's visits, emergency medical treatment, and urgent care. Consider the plan that includes emergency medical evacuation.
  • Be Aware of Exclusions: Understand what is excluded from the coverage. This includes any chronic condition progression, congenital condition or disorder, or elective treatment.
  • Read the Policy Details Always read the complete policy details and compare multiple plans before selecting the plan that is best for you.

What Is the Best Travel Health Insurance for Foreigners in USA?

  • What Are the Best Travel Insurance for Visitors to USA?

    The top recommended comprehensive travel insurance plans for visitors to USA are:

    Patriot America Plus IMG

    • Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA, a great option, especially for those under 70.
    • Direct Billing: First healthcare First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Urgent Care : $30 per incident; no copayment if deductible is $0
    • Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
    • Emergency medical evacuation: Up to $1,000,000
    • Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
    reviews/inf-elite-x-insurance-reviews.asp
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0 to $2,500

    • Period of coverage?
      5 days to 12 months

    Atlas America Insurance WorldTrips

    • Top-rated comprehensive travel insurance plan, best for individuals up to age 79 who are non-U.S. citizens visiting the USA.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Urgent Care: 15 per incident; no copayment if deductible is $0.
    • Maternity: Covers complications of pregnancy in the first 26 weeks
    • Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
    • Emergency medical evacuation: Up to $1,000,000
    • Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      Up to 364 days

    Safe Travels USA Comprehensive Trawick International

    • Safe Travel USA Comprehensive is an affordable travel insurance for seniors with pre-existing conditions who are non US residents/citizens visiting USA.
    • Direct Billing: First HealthCare First health care Provider Network
    • Urgent Care: $30 per incident; no copayment if deductible is $0
    • Maternity: Emergency medical treatment for pregnancy, up to $1,000
    • Acute onset of pre-existing conditions: Up to 89 years
    • Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 364 days

    Visitors Protect IMG

    • Visitors Protect is a top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
    • Direct Billing: First healthcare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Urgent Care: 15 per incident; no copayment if deductible is $0
    • Pre-existing conditions: Up to 99 years
    • Minimum purchase is 90 days
    • Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
    • Policy maximum?
      $50,000, $100,000 and $250,000

    • Deductible options?
      $250 to $5,000

    • Period of coverage?
      Minimum purchase 90 days

    Venbrook Premier Venbrook International

    • Venbrook Premier is ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
    • Urgent Care : $30 copay if the $0 deductible is chosen
    • Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
    • Emergency medical evacuation: Up to $1,000,000
    • Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 12 months

    Diplomat America Global Underwriters

    • Diplomat America is a comprehensive travel medical insurance plan for non-U.S. residents traveling to the USA.
    • Direct Billing No PPO, visit any doctor or hospital
    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Emergency medical evacuation: Up to $250,000
    • Diplomat America insurance cost for 40 year old traveler ranges from $73 to $270 for a month
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0, $100, $250, $500, $1,000 $2,500

    • Period of coverage?
      15 days to 12 months

    Visit USA Standard Travel Insurance Services

    • Visit USA-HealthCare Standard is a comprehensive short-term visitor medical insurance for USA visitors
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Acute onset of pre-existing condition: Covers up to $25,000, with a limit of $2,500 for those aged 65 and above
    • Emergency medical evacuation: Covers up to $250,000.
    • Visit USA Standard Insurance cost for 40 year old travelers ranges from $69 to $153 for a month.
    • Policy maximum?
      $75,000, $200,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

  • Best Travel Health Insurance for USA With Pre-Existing Conditions Coverage

    Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.

    Patriot America Plus IMG

    • Acute onset of pre-existing condition: Covered up to the selected policy maximum for individuals aged 70 and under.
    • Emergency medical evacuation: Covers $25,000 maximum limit
    • Direct Billing: First healthcare network First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Patriot America Plus cost for 65 year old traveler ranges from $121 to $463 for a month.
    • Policy maximum?
      $50,000 to $1,000,000

    • Deductible options?
      $0 to $2,500

    • Period of coverage?
      5 days to 12 months

    Safe Travels USA Comprehensive Trawick International

    • Acute onset of pre-existing conditions: Up to 89 years
    • For those under 70, medical treatment is covered up to the policy maximum. For individuals aged 70 to 79, the acute onset benefit is limited to a maximum of $35,000. For those aged 80 and above, the benefit is reduced to a maximum of $20,000.
    • Direct Billing: First HealthCare First health care Provider Network
    • Safe Travels USA Comprehensive cost for 65 year old traveler ranges from $125 to $316 for a month.
    • Policy maximum?
      $50,000 and $100,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 364 days

    Atlas America Insurance WorldTrips

    • Acute onset of pre-existing conditions: The plan covers up to the selected policy maximum for the acute onset of pre-existing conditions for ages under 80 years.
    • Emergency medical evacuation: $25,000 maximum limit
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Atlas America Insurance cost for 65 year old traveler ranges from $124 to $372 for a month.
    • Policy maximum?
      $50,000 and $100,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      Up to 364 days

    Venbrook Premier Venbrook International

    • Acute onset of pre-existing conditions: For ages up to and including 69, coverage is available up to the medical policy maximum purchased per policy period
    • Emergency medical evacuation: $25,000 maximum limit
    • Venbrook Premier may cover sudden diabetic events as acute onset under certain conditions. If no pre-existing conditions exist, it's treated as a cardiovascular event.
    • Venbrook Premier Insurance cost for 65 year old traveler ranges from $136 to $419 for a month.
    • Policy maximum?
      $50,000 and $100,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 12 months

    SafeVista Protect INF

    • Acute on set of pre-existing conditions: Covered up to maximum benefit except Cardiac Coverage for Angina, Heart Attacks, and Stroke. Maximum $25,000 for individuals under the age of 69, and $15,000 for individuals aged 70 and above (inclusive of PPO fees) with deductible $500
    • Coverage from 10 days to 364 days.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Safe Vista Protect Insurance cost for 65 year old traveler ranges from $150 to $262 for one month.
    • Policy maximum?
      $100,000 and $1,000,000

    • Deductible options?
      $0 to $5,000.

    • Period of coverage?
      10 days to 364 days

    Visitors Protect IMG

    • Offers comprehensive coverage for pre-existing conditions up to age 99, though premiums may be higher for older travelers.
    • Provides coverage for pre-existing conditions with a maximum benefit of up to $25,000 for individuals aged 0 to 69. For those aged 70 to 99, the maximum benefit is $15,000 and is subject to a $1,500 deductible.
    • Direct Billing: First healthcare network First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Visitors Protect Insurance cost for 65 year old traveler ranges from $637 to $1,593 for 3 months.
    • Policy maximum?
      $50,000 and $250,000

    • Deductible options?
      $250 to $5,000

    • Period of coverage?
      Minimum purchase 90 days

    INF Elite X INF

    • Full Pre-existing condition coverage:
      • Ages 0–69 years: Choose a pre-existing condition coverage limit of $25,000, $30,000, $40,000, or $50,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
      • Ages 70–99 years: Choose a pre-existing condition coverage limit of $20,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • INF Elite Insurance cost for 65 year old traveler ranges from $947 to $1,415 for 3 months.
    • Policy maximum?
      $150,000 and $300,000

    • Deductible options?
      $500 to $5,000.

    • Period of coverage?
      Minimum purchase 90 days

  • Seniors Travel Insurance for Above 60 Years

    Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.

    Visitors Care IMG

    • Cheap visitor health insurance for parents visiting USA.
    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Pre-Existing condition medical evacuation,: Covers up to $25,000 max per period of coverage.
    • Direct Billing: First healthcare First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Visitors Care insurance cost for 60 year old traveler ranges from $38 to $89 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000

    • Deductible options?
      $0, $50, $100

    • Period of coverage?
      5 days to 2 years

    Venbrook Essential Venbrook

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Cardiovascular event sub limit: Covers up to $25,000.
    • Emergency medical evacuation: Covers up to $100,000.
    • Venbrook Essential insurance cost for 60 year old traveler starts from $47 to $120 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000, $150,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 12 months

    Venbrook Premier Venbrook

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Cardiovascular event sub limit: Covers up to $25,000.
    • Emergency medical evacuation: Covers up to $100,000.
    • Venbrook Premier insurance cost for 60 year old traveler starts from $85 to $330 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000, $250,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500 and $5,000

    • Period of coverage?
      5 days to 12 months

    Visitors Preferred IMG

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Direct Billing: First healthcare First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $1000,000.
    • Visitors Preferred insurance cost for 60 year old traveler ranges from $100 to $363 for a month.
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000 $2,500

    • Period of coverage?
      5 days to 12 months

    Diplomat America Global Underwriters

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Freedom to choose hospitals or doctors
    • Emergency medical evacuation: Covers up to $250,000.
    • Diplomat America insurance cost for 60 year old traveler ranges from $133 to $379 for a month
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000 $2,500

    • Period of coverage?
      15 days to 12 months

    Safe Travels USA Trawick International

    • Unexpected recurrence of pre-existing conditions: Covers up $1,000 for ages up to 70 years.
    • Cardiac conditions or stroke: Covers up to $25,000 up to age 69 years.
    • Direct Billing: First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers 100% up to $1,000,000.
    • Safe Travels USA Insurance cost for 60 year old travelers ranges from $80 to $357 for a month
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500, $5,000

    • Period of coverage?
      5 days to 364 days

  • Older Traveler Medical Insurance for Above 70 Years

    Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.

    Safe Travels Advantage Trawick International

    • Acute onset of pre-existing conditions: Covers up to the policy maximum (up to age 79).
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Direct Billing through First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covered up to unlimited.
    • Repatriation of remains: Covers up to $25000 per policy period.
    • Safe Travels Advantage cost for 70 years old traveler ranges from $61 to $166 for a month
    • Policy maximum?
      $25,000, $50,000, $100,000, $150,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

    Safe Travels Elite Diamond Trawick International

    • Acute onset of pre-existing conditions: Covers up to $35,000 (up to age 79).
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Direct Billing through First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $50,000.
    • Repatriation of remains: Covers up to $7,500 per policy period.
    • Safe Travels Elite cost for 70 years old traveler ranges from $100 to $150 for a month.
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $100, $200

    • Period of coverage?
      5 days to 364 days

    Atlas America WorldTrips

    • Ideal plan for parents with pre-existing conditions coverage up to 79 years.
    • Acute on set of pre-existing conditions: Covers up to policy maximum.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $1,000,000.
    • Border entry protection: Covers up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border.
    • Atlas America Insurance cost for 70 year old travelers ranges from $201 to $619 for a month.
    • Policy maximum?
      $50,000, $100,000, $150,000

    • Deductible options?
      $0, $100, $250, $500

    • Period of coverage?
      364 days

    Travel Medical Choice Seven Corners

    • Acute on set of pre-existing conditions: Covers up to policy maximum, cardiac conditions are included under pre-existing conditions.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $1,000,000.
    • Repatriation of remains: Covers up to $50,000.
    • Travel Medical Choice Insurance cost for 70 year old travelers ranges from $286 to $808 for a month.
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000

    • Period of coverage?
      5 days to 364 days

    Safe Travels USA Comprehensive Trawick International

    • Most popular plan with Acute on set of pre-existing conditions coverage up to $35,000 (up to age 79).
    • Direct Billing: First healthcare First health care Provider Network
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Emergency medical evacuation: Covers 100% up to $1,000,000.
    • Repatriation of remains: Covers up to $50,000.
    • Safe Travels USA Comprehensive Insurance cost for 70 year old travelers ranges from $179 to $645 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500, $5,000

    • Period of coverage?
      5 days to 364 days

    Visit USA Standard Travel Insurance Services

    • Budget friendly travel insurance with Acute on set of pre-existing conditions coverage up to $2,500.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $250,000.
    • Repatriation of remains: Covers up to $50,000.
    • Visit USA Standard Insurance cost for 70 year old travelers ranges from $165 for a month.
    • Policy maximum?
      $75,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

  • Senior Citizen Travel Insurance for Above 80 Years

    Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.

    Safe Travels Advantage Trawick International

    • Acute onset of pre-existing conditions: Covers up to $15,000 (up to age 89).
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Direct Billing through First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to unlimited.
    • Repatriation of remains: Covers up to $25,000 per policy period.
    • Safe Travels Advantage cost for 80 years old traveler ranges from $159 to $574 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000, $150,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

    Visit USA Superior Travel Insurance Services

    • Affordable travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $500,000.
    • Repatriation of remains: Covers equal to the elected overall maximum limit.
    • Visit USA Superior Insurance cost for 80 year old travelers ranges from $556 for a month.
    • Policy maximum?
      $20,000

    • Deductible options?
      $0, $250, $500, $1,000

    • Period of coverage?
      5 days to 364 days

    Safe Travels USA Comprehensive Trawick International

    • Acute on set of pre-existing conditions: Coverage up to $20,000 (up to age 89).
    • Direct Billing: First HealthCare First health care Provider Network
    • Cardiac conditions or stroke: Covered up to $15,000.
    • Emergency medical evacuation: Covers 100% up to $1,000,000.
    • Repatriation of remains: Covers up to $50,000.
    • Safe Travels USA Comprehensive Insurance cost for 80 year old travelers ranges from $566 for a month.
    • Policy maximum?
      $20,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500, $5,000

    • Period of coverage?
      5 days to 364 days

    SafeVista Comprehensive INF

    • Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
    • Acute on set of pre-existing conditions: Covers up to maximum limit
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
    • Policy maximum?
      $100,000

    • Deductible options?
      $100, $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      10 days to 364 days

    Visitors Protect IMG

    • Ideal plan for seniors with pre-existing conditions.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: First healthcare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuatio: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • Visitors Protect insurance cost for 80 years old traveler $1987 for 3 months.
    • Policy maximum?
      $50,000

    • Deductible options?
      $250, $500, $1,000, $2,500 or $5,000

    • Period of coverage?
      90 days up to 12 months

    INF Elite Plus X INF

    • Perfect plan for seniors with Preventive and maintenance care benefit.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • INF Elite Plus insurance cost for 80 years old traveler $3499 for 3 months.
    • Policy maximum?
      $75,000

    • Deductible options?
      $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      90 days to 364 days

  • Senior Citizen Travel Insurance for Above 90 Years

    Visitor insurance for 90 years old USA are available for senior travelers above 90 years of age with suitable benefits. Compare some of these health insurance over 90 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 90 years.

    SafeVista Comprehensive INF

    • Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
    • Acute on set of pre-existing conditions: Covers up to maximum limit
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
    • Policy maximum?
      $100,000

    • Deductible options?
      $100, $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      10 days to 364 days

    INF Premier X INF

    • Affordable plan for seniors with full pre-existing conditions up to 99 years.
    • Pre-existing conditions: Covers up to $15,000/$20,000 maximum with $1,000/$5,000 deductible.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $20,000 maximum.
    • Minimum purchase is 90 days.
    • INF Premier X insurance cost for 90 years old traveler $1091 for 3 months.
    • Policy maximum?
      $100,000

    • Deductible options?
      $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      90 days to 364 days

    INF Elite X INF

    • Ideal plans for seniors with pre-existing conditions coverage up to 99 years.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • INF Elite X insurance cost for 90 years old traveler $2,887 for 3 months.
    • Policy maximum?
      $75,000

    • Deductible options?
      $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      90 days to 364 days

    Visitors Protect IMG

    • Ideal plan for seniors with pre-existing conditions up to 99 years.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: First HealthCare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • Visitors Protect insurance cost for 90 years old traveler $1987 for 3 months.
    • Policy maximum?
      $50,000

    • Deductible options?
      $250, $500, $1,000, $2,500 $5,000

    • Period of coverage?
      90 days to 364 days

    Visit USA Superior Travel Insurance Services

    • Budget friendly travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $500,000.
    • Repatriation of remains: Covers equal to the elected overall maximum limit.
    • Visit USA Superior Insurance cost for 90 year old travelers ranges from $556 for a month.
    • Policy maximum?
      $20,000

    • Deductible options?
      $0, $50, $1,000, $2,500, $5000

    • Period of coverage?
      5 days to 364 days

Traveling to the USA? Stay protected against any border entry issues!

Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.

Which Pre-Existing Conditions Are Covered by US Travel Insurance?

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Travel Insurance for Cancer Patients

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How Does Coverage for Pre-Existing Conditions Work?

  • Definition of a pre-existing condition – what medical conditions are considered pre-existing.
  • Look-back period – the time frame prior to travel during which a condition is considered pre-existing.
  • Type of coverage – whether the plan covers only acute onset (sudden flare-ups) or full coverage (ongoing treatment).
  • Coverage limits – the maximum amount the policy will pay for pre-existing conditions.
Whether a travel health insurance plan covers your pre-existing conditions depends on all these factors.

Acute onset vs. Chronic Conditions

Type Definition Examples
Acute Onset of a Pre-Existing Condition A sudden and unexpected onset of a pre-existing condition that occurs after coverage starts and requires immediate medical attention. Heart attack, sudden asthma attack, acute appendicitis
Chronic Pre-Existing Condition A long-term or ongoing condition that existed prior to coverage and is generally managed over time Diabetes, hypertension, chronic kidney disease

Some visitor insurance plans cover acute onset of certain pre-existing conditions but do not cover chronic management.

How Can You Tell If a Condition Is Considered Pre-Existing for Travel Insurance?

A pre-existing medical condition refers to any health problem you had before your travel insurance started, even if you didn’t know about it.

Insurance companies check your recent medical history (called the look-back period, usually 60 to 180 days) to decide if something counts as pre-existing.

This includes any condition where you:
  • Were diagnosed or treated by a doctor.
  • Were taking medicine for the condition.
  • Had symptoms or tests related to it.
  • Were advised to see a doctor for it.
Example:

If you took medicine for high blood pressure or diabetes a few months before your trip, that will be seen as a pre-existing condition.

Why Should I buy Visitor Insurance for Pre-Existing Conditions ?

There are several compelling reasons for buying Visitors Insurance for Pre-existing conditions. Some of the important reasons are :

  • Coverage for Sudden Medical Emergencies: Visitor insurance that includes acute onset of pre-existing conditions provides protection if a long-term health issue (like diabetes or heart disease) suddenly flares up during your trip. This helps travelers get timely treatment without facing large medical bills.
  • Comprehensive Medical Support: These plans not only help with sudden complications of pre-existing conditions but also cover new illnesses, injuries, and doctor or hospital visits that may occur while you’re in the U.S.
  • Protection Against COVID-19 and Other Infections: If you contract COVID-19 or another covered illness while visiting the U.S., your insurance can help pay for the necessary treatment, ensuring your trip isn’t disrupted by unexpected medical costs.
  • Emergency Assistance and Evacuation: If your condition worsens and requires transportation to a better-equipped hospital or your home country, emergency medical evacuation benefits can take care of those arrangements and expenses.
  • Financial Security During Travel: Visitor insurance with pre-existing coverage helps you travel confidently knowing that if your health condition unexpectedly worsens, you won’t face overwhelming out-of-pocket expenses.
  • Ideal for Senior Travelers: This type of coverage is especially valuable for parents or elderly travelers visiting the U.S., providing peace of mind and essential medical protection throughout their stay.

Why Choose American Visitor Insurance to buy the Best Pre-Existing Condition Travel Insurance?

These are some of the important reasons to use the American Visitor Insurance platform to buy the Best Pre-Existing Conditions Visitors Medical Insurance

  • Over two decades experience and Thousands of satisfied customers: The staff at American Visitor Insurance have over twenty years of experience in the US visitors Insurance domain. American Visitor Insurance has helped Thousands of international travelers find the best travel insurance for their needs.
  • Trusted Source: American Visitor Insurance works with top-rated U.S. travel insurance companies and offers plans specially designed for visitors with existing medical conditions, ensuring protection against high healthcare costs during travel. American Visitor Insurance has constantly worked to make it easy for a traveler to make an informed decision and find the best visitor insurance for their needs by providing useful comparison tools, relevant FAQs , customer forums and resourceful blogs.
  • Compare Side-by-Side: Instantly review coverage, benefits, exclusions, and prices for leading plans including INF Elite X, INF Premier X, Visitors Protect, Safe Travels USA Comprehensive, Travel Medical Choice, and Patriot America Plus.
  • Tailored Coverage Options: Plans available for visitors to the U.S., senior travelers, and parents visiting children abroad, offering both acute onset and full pre-existing condition benefits.
  • Comprehensive Protection: Coverage includes hospitalization, emergency medical treatment, doctor visits, prescription drugs, medical evacuation, and repatriation helping manage both new and existing conditions.
  • Transparent Pricing: Get instant online quotes with clearly listed premiums, deductibles, and policy limits no hidden charges or confusing fine print.
  • Nationwide PPO Network: Access a large network of PPO healthcare providers in the U.S. for cashless treatment and faster claim settlements.
  • 24/7 Expert Assistance: Our licensed agents are available around the clock to help you select the right plan, understand pre-existing condition terms, renew coverage, or file claims while abroad.
  • Peace of Mind for Every Traveler: Whether you’re a senior, long-term visitor, or a traveler managing chronic conditions, American Visitor Insurance ensures safety, security, and financial protection wherever you go.
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Why Buy Visitor Health Insurance for USA from American Visitor Insurance?

We serve as a trusted marketplace for USA travel insurance with over 20 years of experience, helping you easily compare top-rated U.S. plans that are widely accepted by hospitals while protecting against the high costs of U.S. healthcare.

  • Side-by-Side Plan Comparison: AmericanVisitorInsurance.Com is one the best travel insurance comparison websites in the USA where you can easily compare multiple travel medical insurance plans, review prices, coverage benefits, and policy details. At American Visitor Insurance you can compare travel health insurance from top-rated US insurers like IMG, Trawick International, WorldTrips, Travelex, BlueCross Blue Shield, Seven Corners and Global Underwriters — all in one place.
  • Customized Coverage for Every Visitor: Coverage for tourists, students, parents visiting abroad, and business travelers — choose from comprehensive or fixed-benefit plans.
  • Comprehensive Medical Protection: Includes benefits emergency medical care, hospitalization, medical evacuation, repatriation of remains and acute onset of pre- existing conditions (particularly helpful for seniors)
  • Affordable & Transparent Pricing: Get the best price directly from the insurer — no extra fees. You can get an instant quote and purchase coverage online quickly and hassle-free.
  • Direct Access to US-Based Plans: Access to PPO network, avoid upfront payments and faster claims processing
  • Expert Support: Our licensed customer support team at American Visitor Insurance is available 24/7 to answer any questions during the purchase process. They can assist while completing online applications, extend coverage when it is needed, canceling a plan if travel plans change, and file insurance claims necessary.
  • Peace of Mind While Traveling: With expert guidance at every step, we ensure a smooth, hassle-free experience with coverage tailored for seniors, students, and all travelers to keep you protected in the U.S.

Major Airports & Travel Routes for Portuguese Visitors to the U.S.

  • Primary Departure Airports: Primary departure airports include Lisbon Airport (LIS), Porto Airport (OPO), and Faro Airport (FAO).
  • Direct Flights to the U.S.: Direct flights to the U.S. mainly operate from Lisbon to cities like New York (JFK/EWR), Boston (BOS), Miami (MIA), and Washington D.C. (IAD).
  • Common Connecting Routes: Common connecting routes go through European hubs such as London, Paris, Frankfurt, and Madrid for travelers heading to West Coast destinations like Los Angeles or San Francisco.
  • Popular U.S. Arrival Airports: Popular U.S. arrival airports for Portuguese travelers include New York (JFK/EWR), Boston (BOS), Miami (MIA), Los Angeles (LAX), and San Francisco (SFO).
💡 Travel Tip for Insurance Coverage:
Make sure your U.S. visitor insurance plan begins from your departure date from Portugal so you’re covered during your entire journey — including layovers and the flight itself.

Travel Insurance USA, Travel insurance in USA for foreigners - FAQ's

1. Do Portuguese travelers need travel insurance for the USA?

There are many reasons why you need travel insurance when traveling to USA:
U.S. consular officers now closely review an applicant’s health to assess whether they could become a “public charge.” Conditions like diabetes, asthma, hypertension, heart issues, mental health concerns, or obesity may receive added scrutiny.

Buying travel medical insurance for pre-existing conditions coverage helps show you can cover your own healthcare costs and reduces the risk of visa denial. American Visitor Insurance offers plans covering new illnesses, accidents, and acute onset of pre-existing conditions ideal for U.S. visa applicants.

Travel insurance is important and even essential when traveling to US from the Portugal to protect yourself financially from unforeseen travel and medical related circumstances. It provides coverage for medical emergencies and other accidents or adverse health related events that could disrupt your trip.

2. Are there specific policies for travelers from Portugal?

There are US insurance providers whose products are available on American Visitor Insurance with policies tailored to Portuguese and other international travellers visiting the USA. These travel health insurance policies can be compare and bought online easily on American Visitor Insurance and they are designed specifically for international travellers.

3. How much does travel insurance for the USA cost for Portuguese travelers?

The cost of travel insurance can vary widely based on factors such as the duration of the trip, coverage limits, age of the traveler, and any additional options or riders chosen. It's advisable to compare the quotes from multiple providers on American Visitor Insurance and make an informed decision.

4. Can a visitor get health insurance in USA?

Yes. Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend the travel insurance for visitors from Portugal be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.

5. How does visitor insurance work?

Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for Portugal visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc).

Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.

6. What is Visitor Insurance USA?

Visitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. Portugal Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.

7. Do Portuguese need a visa to visit the United States?

Most Portuguese require a visa or an approved ESTA (Electronic System for Travel Authorization) to enter the U.S. Check the U.S. embassy or consulate for specific requirements.

8. What's the best way to apply for a U.S. visa from Portugal?

Apply for a visa at the U.S. embassy or consulate in Portugal. Follow the application process and provide the required documents.

9. Which airports in Portugal offer flights to the United States?

Airports like Zagreb (ZAG), Split (SPU), and Dubrovnik (DBV) may offer connecting flights to U.S. destinations via major European hubs.

10. What's the time difference between Portugal and the United States?

The time difference varies based on the U.S. location but can range from 6 to 9 hours behind Portugal, depending on the time zone.

11. How to compare and buy cheapest travel insurance for USA?

  • Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
  • Compare the cost of USA insurance for tourists and review the benefits to identify what fits your needs best.
  • Buy health insurance for USA now that fits your needs and budget best by using a credit card and completing the online application. You can contact American Visitor Insurance, we are open 24 hours, 7 days a week with customer support staff in different time zones of the country.
  • Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

12. Will my travel insurance cover me while I’m flying?

Yes — if you purchase a travel medical insurance plan that covers you outside your home country, it can cover you from the moment you depart on the journey until you return home.
For example, top rated US travel insurance plans like Patriot America Plus, Atlas America, and Safe Travels USA Comprehensive are designed for travelers who leave their home country and travel to the U.S. These plans provide comprehensive coverage during travel (including flights) and cover emergency medical services, evacuation, and more.

13. Can I buy visitor medical insurance if I’m already in the U.S.?

Yes. Even if you have been living in the U.S. for several months or years, you can still buy short-term visitor medical insurance or temporary health insurance for non-U.S. residents while waiting for employer or domestic health coverage to begin.
Atlas America visitor insurance is a good choice, as they allow you to use a U.S. mailing address during the application process. This makes it convenient for travelers to buy Visitor insurance already in the U.S. who still need medical protection.

What Are the Different USA Visa Health Insurance?

Portugal Embassy and Consulate in the United States

Portugal Embassy in Washington, DC location_on

Address

2012 Massachusetts Avenue NW, Washington, DC 20036

Phone
+1 (202) 350-5400

Fax
+1 (202) 223-3926

Email
info.washington@mne.pt

Portugal Consulate in Boston, MA location_on

Address

31 St. James Ave, 3rd Floor, Suite 350, Boston, MA 02116

Phone
+1 (617) 536-8740

Fax
+1 (617) 536-2503

Email
nfo@thaicgny.com

Portuguese Americans in the USA & Need for Visitors and Immigrants Insurance

Portuguese Community in the United States: History & Key Insights
  • The Portuguese presence in the U.S. goes back to colonial times as they have had an extensive history with the United States since 1634 and Portuguese explorers played an important role in exploring the U.S.
  • The bilateral strong ties between the U.S. and Portugal start from the early years when Portugal recognized the U.S. after the Revolutionary War in 1791 and there have since been several waves of Portuguese immigration to the U.S.
  • The Portuguese community is well-structured during the last 150 years and is present in all areas of social, civic, economic, and cultural organizations in the U.S. and a series of historic events and contributions have made the Portuguese influence in the Americas significant and long-lasting.
  • An estimated 191,000 Portuguese nationals are currently living in the United States and a notable number of Portuguese can be found in Massachusetts, Rhode Island, New Jersey, California, and Hawaii.
  • The Portuguese American communities are well settled and very well integrated within American society and Portugal, being a charter member of NATO, hosts 6 American Corners that enable Portuguese to endorse exchange opportunities and discuss U.S. policy, history, and culture.
Health Insurance Needs for Portuguese Immigrants
  • Migrating to a new country for better economic opportunities is inspiring, however it also is crucial that all new immigrants to the USA need to have good health insurance on arrival.
  • Healthcare in the US is very expensive and proper US immigrant insurance will provide coverage for medical expenses incurred in case of any injury or illness.
Buying U.S. Immigrant Insurance
  • Buying new US immigrant insurance is easy at American Visitor Insurance and Portuguese Americans can compare several plans for prices and benefits according to their specific needs.
  • The 24/7 customer support service by licensed agents will provide answers to all questions by the customers with instant policy documents by email.
  • Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.
Compare quotes »

Portuguese Studying in the USA and the Need for Student Medical Insurance

Why Portuguese Students Choose the U.S.
  • The US is the leading center for higher education and it is the aspiration and dream destination for students from all around the world.
  • The US offers international students outstanding multicultural environment, various academic options and an opening to make a prosperous career in the US.
  • There are many students from Portugal studying in the United States of America reflecting the increasing trend among youth to complete their higher education in the US.
Health Risks and Need for Insurance
  • Portuguese like other international students while staying away from home often ignore their health.
  • Falling sick while away from home is traumatic especially if without good care.
  • US Healthcare is very expensive and International students in the USA need good student health insurance.
  • At American Visitor Insurance, Portuguese students can buy good International student medical insurance cheaper than university plans with similar coverage.
  • These plans also provide coverage for pre-existing conditions while guaranteeing the best price.
Buying Student Insurance
  • Buying international student insurance is easy on American Visitor Insurance.
  • You can compare several plans for prices and benefits according to your requirements.
  • Portuguese students can buy international student insurance instantly by answering a few questions and getting policy documents by Email.
  • You can also get 24/7 customer support by licensed agents besides providing Answers to FAQ's by students.
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Travel Health Insurance for Family, Friends and Tourists from Portugal to USA

Portuguese Travel Trends and Tourism Interest in the United States
  • The US is one of the most desired tourist destinations all around the world.
  • Its diverse culture, natural wonders and cosmopolitan social life makes the country a world class tourist destination.
  • Given the deep Socio-economic connect between Portugal and the US over centuries, and that there are millions of Portuguese-Americans in the US, it is quite natural that they have their family and friends visit from Portugal.
  • Each year many Portuguese citizens travel to the US to explore the adventurous country as well as visit family and relatives living in the US.
Travel Challenges and Risks
  • Traveling on a vacation to the US brings a lot of excitement and fun, however while on a holiday one should keep in mind the inconveniences that can happen while traveling long distances.
  • Traveling to the US one faces changes in weather, food and long travel hours may give a chance for unexpected risks.
  • In particular with older travelers it increases the risk for unexpected medical emergencies.
Importance of U.S. Travel Medical Insurance
  • International travel insurance provides the coverage for unexpected medical emergencies and you can also insure the trip costs of the traveler.
  • American visitor insurance offers customers with some of the best US insurance travel insurance options.
  • They work with US insurance providers to offer the best prices along with pre-existing conditions travel insurance coverage.
How Portuguese Travelers Can Buy U.S. Visitor Insurance
  • Portuguese travelers can compare several plans for prices and benefits and get answers to FAQ's from the 24/7 customer support available with licensed US insurance agents.
  • Buying US visitor medical insurance is easy at American visitor insurance online and one will get instant policy documents.
  • For more details you can call our customer service or email us and we will be glad to help you.
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Expatriate Medical Insurance for US Expats in Portugal

American Expats in Portugal
  • Adventurous Americans like to travel around the world and some even look for opportunities to begin a explore career opportunities by living for a few years outside the US.
  • There are a good number of US expats in Portugal who work there and take advantage of the lower cost of living and better work-life balance.
  • There is also an increased number of Americans who retire in the Mediterranean country for a comfortable lifestyle.
  • There are around 6,600 American Expats living in Portugal and this number seems to increase each year.
  • The majority of the American expats are found in Lisbon, Algarve and Porto.
Need for Expat Medical Insurance
  • While living away from home it is exciting for some, it is important to have good US Expat insurance.
  • Health care is expensive in Europe and a good Expat medical insurance cover will provide coverage for medical emergencies during one’s stay in Portugal.
  • Buying an expatriate medical insurance is easy at American Visitor Insurance.
  • For more details you can call or email us for further assistance and one of our licensed agents will help you.
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Travel Insurance for Residents of Portugal Visiting the USA

  • Health care in the US while very sophisticated is also very expensive.
  • It is therefore prudent to buy proper visitor health insurance while visiting the US.
  • Portugal travelling to the USA should buy US travel insurance as US domestic health insurance is not available to visitors and most regular health insurance plans will not cover travellers outside their home nation.
  • Tourists can review the different factors to consider before buying travel insurance to make an informed decision.
  • They can also compare visitors medical insurance from top rated insurance providers and select the best visitor insurance for USA.
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Travel Health Insurance for Portugal in USA

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Pre-existing Coverage
Pre-existing condition travel insurance USA for Portugal.
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Seniors Insurance
Visitor health insurance USA for elderly travelers from Portugal.
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Annual Travel Insurance
Best yearly travel insurance for Portuguese citizens visiting USA.
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Green Card Holders Insurance
Best medical insurance for new Green Card immigrants from Portugal.
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Group travel insurance

Are you traveling as a Group?

Group travel insurance for USA for five or more travelers on the same itinerary, and enjoy a 5% to 10% discount on the premium.

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Best Travel Insurance for USA from Portugal - Information

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Travel Insurance for USA Resources
International travel insurance resources for USA visa holders.
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Factors for Travel Insurance USA
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Important factors while deciding on the best travel insurance to USA.
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Types of USA Travel Insurance Online
Different types of USA visa travel insurance options coverage.
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USA Travel Insurance Claims Procedure
USA travel insurance claims process for medical care in a hospital.
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Travel Insurance to USA From Portugal Links

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Travel Insurance for USA FAQ

FAQs about travel insurance for USA.

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USA Travel Insurance Blog

Blog about Portugal travel insurance to USA.

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USA Traveler Insurance Forum

Customer Queries for Portuguese travelers to USA.

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Which Are the Best Travel Insurance Companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.

Which are the best visitors insurance companies in USA?

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HTH Worldwide
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Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
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Customers from over
180 countries!