Policy maximum
$50k, $100k, $250k, $500k, $1M
Deductible
$0 , $100, $250, $500, $1k, $2.5k, $5k
Comprehensive plan
Benefits for covered medical expenses go all the way up to the plan maximum.
Acute onset of a pre-existing condition
Covers up to the age of 70 years.
Renewability
Plan is renewable for a 5 days to 364 days.
PPO Network
Ideal for: Non US Citizens traveling to the USA or traveling to USA and abroad
Safe Travels USA Insurance is a comprehensive travel medical insurance plan designed for non-U.S. citizens visiting the United States. It offers extensive coverage for medical expenses and travel-related benefits during temporary stays.
The plan is underwritten by Zurich Insurance Europe AG, Belgian branch, which holds an 'A' rating from A.M. Best - one of the highest ratings a travel insurance provider can receive. Trawick International, a company that has served travelers since 1998, administers the coverage.
One of the few comprehensive visitor insurance plans available for travelers aged 80-89, with a $50,000 policy maximum
“ It was a pleasant experience. The representative, I believe it was Rusty, had the patience to deal with me. Thank You. ”
“ It was very easy to get a quote online and when I asked a question in the Live Chat I received a prompt response. ”
“ It was very helpful to speak to someone about our policy choices. Your website is relatively easy to use and to navigate to find the information. ”
The insured must pay the deductible ($100) before the insurance pays anything. The policy covers 90% of the first $2,500, then 100% up to the $50,000 maximum. After applying cost-sharing, the insured owes $1,100, while the insurance covers $24,000.
| Expense | Billed | Insurance Pays | You Pay |
|---|---|---|---|
| Deductible | $100 | $0 | $100 |
| Hospital Stay | $9,000 | $8,000 ($4,000 + $4,000 @ 80%) |
$1,000 |
| Surgery | $15,000 | $15,000 | $0 |
| X-Ray | $1,000 | $1,000 | $0 |
| Total | $25,100 | $24,000 | $1,100 |
* Disclaimer: We’ve simplified this for clarity. Always refer to official documentation for specific coverage details.
Safe Travels USA Insurance is a comprehensive visitor medical insurance plan designed for non-U.S. residents, tourists, business travelers, parents visiting family, Green Card holders, and travelers entering the United States on a transit visa. The plan is underwritten by Zurich Insurance Europe AG and administered by Trawick International, providing reliable medical protection for unexpected illnesses and injuries during your trip.
Available for Travelers Aged 80-89:Unlike many comprehensive visitor insurance plans, Safe Travels USA is available for travelers aged 80–89, offering a $50,000 policy maximum. This makes it a valuable option for elderly parents and grandparents visiting the United States.
Comprehensive Visitor Medical Coverage:Provides comprehensive visitor medical coverage with policy maximums up to $1 million for eligible illnesses and accidental injuries, including hospital stays, doctor visits, emergency room treatment, surgery, diagnostic tests, prescription medications, and other covered medical expenses after the deductible and applicable coinsurance.
Cardiac and stroke coverage:Includes coverage for eligible cardiac and stroke emergencies up to $25,000 per policy period for travelers up to age 69, and up to $15,000 for travelers age 70 and older, subject to the policy terms.
Unexpected recurrence of pre-existing conditions:Provides coverage for the unexpected recurrence of a pre-existing condition up to $1,000 for travelers up to age 69, helping with eligible emergency medical expenses during the trip.
Emergency medical evacuation:Includes Emergency Medical Evacuation coverage up to $1,000,000 when medically necessary to transport the insured to the nearest appropriate medical facility.
Pregnancy emergency benefit:Covers emergency medical treatment related to pregnancy up to $1,000, subject to the policy's terms, conditions, and exclusions.
Well Doctor Visit benefit:Includes one Well Doctor Visit benefit of up to $125 per policy period, allowing travelers to receive preventive healthcare services during their covered trip
Flexible coinsurance:Within the PPO network, the plan pays 90% of the first $2,500 of eligible medical expenses after the deductible, then 100% up to the selected policy maximum.
Telemedicine coverage:Safe Travels USA plan participants can access virtual doctor consultations for non-emergency conditions, allowing you to seek medical advice without visiting a clinic. This is especially useful during the first days of illness when visiting an ER may not be necessary.
Optional riders for additional protection:Travelers can enhance their coverage with optional riders, including Sports Activities, Hazardous Activities, Return to Home Country, and Accidental Death & Dismemberment (AD&D) coverage.
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Safe travel insurance - Provider network and how to find hospital or doctor?
If you have this logo on your ID Card:
Also inside the U.S., First Health International offers a reputable tier-one network of healthcare providers and services.
You can find a provider in the USA by using the following link www.firsthealthinternational.com
The Safe Travels USA insurance cost per month is starting at just $43 per month, based on:
Older travelers have higher premiums due to increased medical risk. Choosing a higher maximum increases the premium, while a higher deductible lowers it.
Example: Below is the monthly cost of Safe Travels USA insurance of coverage with a $250 deductible, provided by American Visitor Insurance.
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Safe Travels USA Visitor Medical Insurance covers the unexpected recurrence of a pre-existing condition up to $1,000 for individuals up to 69 years old.
The cost of Safe Travels USA plan is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler.
Yes.Safe Travels USA plan offers Sports activity coverage as (Optional) up to $50,000 - provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.
Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.
For Trawick International Travel insurance Policy Cancellation: If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.
Cancellation before effective date:
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
Safe Travels USA is a travel insurance for USA plan which offers comprehensive medical coverage up to $1,000,000 for accidents and sickness medical expenses. Safe Travels USA medical insurance for visitors provides limited coverage for unexpected recurrence of a Pre-existing condition up to $1k, access to a wide PPO network for reduced out-of-pocket. With flexible coverage durations ranging from 5 to 364 days and optional add-ons for specific activities, Trawick International ensures travelers have tailored protection and support during their visit to the U.S.
Yes, the Safe Travels USA plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA plan
The Safe Travels USA is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.
Yes. Safe Travels USA Insurance is available for eligible Green Card holders. The plan provides comprehensive visitor medical coverage, including benefits for unexpected illnesses and injuries, COVID-19 coverage, acute onset of pre-existing conditions (subject to policy limits), and emergency medical evacuation. Be sure to review the eligibility requirements and policy terms before purchasing to ensure the plan meets your needs.
Yes. Safe Travels USA Insurance covers eligible cardiac emergencies up to $25,000 per policy period for travelers up to age 69 and up to $15,000 for travelers age 70 and older, subject to policy terms and conditions
Yes. Safe Travels USA Insurance covers emergency medical treatment related to pregnancy up to $1,000 per policy period. This means that if you experience a sudden medical emergency related to your pregnancy during your covered trip, eligible expenses can be reimbursed up to your policy maximum. Routine prenatal visits, normal childbirth, elective procedures, and fertility treatments are not covered under this plan.
Not sure which Safe Travels plan is right for your trip? Explore Safe Travels USA, Safe Travels USA Comprehensive, and Safe Travels USA Cost Saver to understand their unique features, coverage options, policy maximums, deductibles, and eligibility. You can also compare all three plans side by side to choose the visitor insurance plan that best fits your budget and coverage needs.
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