The number of visitors to the USA has been increasing every year. Unfortunately, while traveling, one can fall sick anywhere and at any time. Perhaps one is more vulnerable while traveling due to a new climate and food, not to mention new strains of cold and flu viruses. Medical insurance costs are quite high in the United States and Canada and is rising in other countries as well (Japan and Singapore for example). Wouldn't it be best to travel with the peace of mind that should any emergency arise, your costs will be covered so you can expect the highest quality care without worry?From my perspective as both physician and sponsoring family member, I would rate getting travel insurance as high in importance as getting your airline tickets. When we plan to travel, most of us are healthy and assume that we will not fall ill during our travel. However sickness and accidents cannot be prevented and health care in the USA is prohibitively expensive. Always look at insurance as a precautionary measure, a measure that can save your family a lot of money should ill health befall you.
You can come prepared to a certain extent. Bring enough medications for your pre-existing diabetes and blood pressure, etc.Ex-A plavix pill costs $ 5 per pill here compared to Rs 40 in India. You can also pack a kit for coughs, cold, and headaches, and include basic antibiotics. However, if you have the misfortune of landing in an Emergency Room you best bet by far is to have adequate travel insurance. A rule of thumb is to buy the maximum coverage you can afford.
Confused whether to buy fixed or comprehensive insurance? Know the differences!
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New to insurance concept? Here are some useful insurance resources for you!
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