H4 Health Insurance, H4 Visa Medical Insurance

Compare and buy US travel insurance

Age & Citizenship
Start date
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What does visitor travel insurance cover?

Health care expenses

Covers hospital medical expenses for sickness or accidents during travel.

Doctor visit

Covers Doctor visits in case of sudden injury or sickness.

Pharmacy drugs

Expenses from Doctor prescribed eligible pharmacy drugs.

Pre-existing conditions

Some plans cover acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility if needed.

Repat of remains

Repatriation of remains expenses to home country in case of death.

Testimonials - From Our Customers

After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance.
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We really thank American insurance team for providing great assistance in taking the insurance. We were successfully.
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Thank you American Visitor Insurance customer service for meticulously following through. I truly appreciate it.
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Health insurance for H4 Visa, Health insurance for spouse visa

Health insurance is an important requirement for H4 visa holders. The US Government health website details the very high cost of US healthcare costs. In this context not having h4 dependent visa health insurance can be financially catastrophic.

Healthcare Cost in USA

A H4 visa holder is the spouse or unmarried child under the age of 21 years of a H1B visa holder. We offer health insurance for spouse visa which is ideal health insurance for H4 visa holders. H4 visa holders either as young children or as a spouse are very likely to need healthcare (which might include maternity coverage) while in the US. It should be known that health insurance for H4 visa holders will not cover pre-existing conditions, or will have strict limitations for pre-existing ailment coverage. Therefore it is important to buy H4 visa insurance even before you arrive so that you are insured during the flight, or as soon as you arrive in the US. The H4 visa insurance insures the H4 visa holder for a range of health risks including coverage for emergency and basic medical expenses, medical evacuation and repatriation.

Forum Discussions

  • Policy Maximum#1
  • Deductible#2
  • Available for green card holders.
  • Key Features:  This plan provides accident and sickness medical coverage with Acute onset of pre-existing conditions coverage up to 69 years.
  • Policy Maximum#1
  • Deductible#2
  • Pre-existing Coverage
  • Key Features: Great coverage for a great price.
  • Policy Maximum#1
  • Deductible#2
  • Best for travelers expecting first-class medical coverage
  • Key Features Covers Acute onset of pre-existing conditions coverage up to 70 years.
  • Policy Maximum#1
  • Deductible#2
  • Covers Acute onset of pre-existing conditions.
  • Key Features: This plan is always eligible for purchase no matter what age and how long a person has been in the US

INF Standard


by INF inf logo
  • Policy Maximum#1
  • Deductible#2
  • Fixed benefit plan for parents visiting the USA
  • Key Features: This plan has a minimum purchase requirement of 30 days. Fixed benefit plan for new sicknesses & accidents.
  • Policy Maximum#1
  • Deductible#2
  • Covers Acute on set of pre-existing conditions.
  • Key Features: Visitor Secure insurance as an affordable scheduled benefit plan for visitors to USA. High maximum available.
  • Policy Maximum#1
  • Deductible#2
  • Available for green card holders.
  • Key Features: Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage.Cheap US visitor medical insurance plan.

#1 Maximum Coverage is the maximum eligible medical expenses that the plan will cover.

#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

Find the best immigrant insurance for h4 visa benefits

Different types of US Visitors travel insurance

Fixed Benefit travel insurance

A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit visitor insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit visitor insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

Steps to compare and buy US H4 visa health insurance online

Step 1

Finding the available medical insurance for H4 visa plans
Complete the health insurance quote request form by providing details of the H4 visa holder and insurance requirements.

Step 2

Compare the different US H4 visa insurance options
Compare the price and the benefits of the different travel insurance plans for h4 visa holders options to identify what fits your needs best.

Step 3

Buy the best health insurance for H4 visa that you like
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Step 4

Review the health insurance for H4 visa plan documents received by email
Review the visa insurance policy documents received by email closely for coverage details and relevant contact numbers.

Factors that determine the cost of US H4 visa travel insurance plans

Age of the H4 visa holder

The cost of health insurance is directly proportional to the age of the applicant. The older the traveler and greater will be the cost of the H4 visa health insurance in USA.

Types of US H4 travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of medical insurance for US H4 visa is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance for US H4 visa depends on the coverage region. The cost for health insurance for the United States is most expensive.

Duration of US visa insurance for H4 visa

The longer the duration of medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic travel insurance plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

H4 visa health insurance - Frequently asked questions

01. what is h4 visa?

The H-4 visa is a temporary, non-immigrant visa for the dependents of H1B visa non-immigrant workers. Dependents include spouses and unmarried children under 21 years of age.

02. Does US H4 visa insurance cover covid19?

There are some USA Covid travel insurance plans available for H4 visa holders that cover covid19 as a new illness. H4 visa Holders in USA can compare best H4 visa Covid health insurance plans and buy coronavirus coverage insurance online. These US H4 visa covid travel insurance offer coverage for medical expenses for treatment of Coronavirus treatment while in the USA.

03. Why compare H4 health insurance options?

There are several options of short term health insurance for spouse visa or H4 visa holders. However, the difference between visitor fixed benefits and comprehensive health insurance plans is not easy for a layman to understand. To help customers with no insurance knowledge, we have developed a Visitor insurance comparison tool where customers can review the plans that satisfy their needs best.

Along with displaying the insurance costs (premiums), we also highlight important visitors medical insurance features so that it is easy to contrast between these products. This helps the customer quickly understand the important aspects of these insurance products while making a decision and buy the best health insurance for H4 visa holders. To achieve this same knowledge of different products would otherwise involve reading several different policy brochures.

04. How much does health insurance for H4 visa cost?

The cost for the H4 visa insurance varies depending on the age of the insured and the duration of coverage required. The older the H4 visa holder, the higher is the cost. The longer the duration of health insurance required, the greater will be the cost. Our H4 visa insurance quote facility lists the available plans based on price and other coverage details.

05. What is the best insurance for H4 visa holder?

There is no single insurance policy that can be considered the best health insurance for H4 visa holders. The best H4 Visa Medical insurance will vary for different customers depending on different factors such as the budget and any pre-existing medical ailments. H4 visa holders are eligible to buy most of the US visitor medical insurance plans which work quite well for their needs. One might want to ensure that the plan they buy is renewable given the likelihood of the H4 visa holders staying in the US for a few years.

06. Can H4 visa holders get health insurance in the United States?

Yes, H4 visa holders can purchase health insurance in the United States. American Visitor Insurance works with reputable US insurance providers and offers visitors insurance plans that are ideal for H4 visa holders. H4 visa holders can compare different US visitors insurance plans to select a plan that meets the needs and budget of the H4 visa holder.

07. What are the options for H4 visa holders if they do not have access to employer-sponsored health insurance?

H4 visa holders who do not have access to employer-sponsored health insurance can by H4 visa health insurance on American Visitor Insurance. H4 visa holders can compare different US health insurance plans on American Visitor Insurance to find the best H4 visa insurance plan for their budget and needs.

08. What are the minimum coverage requirements for H4 visa health insurance?

The minimum coverage requirements for H4 visa health insurance should include coverage for hospitalization, emergency care and outpatient services. H4 visa holders can compare popular short term health insurance plans on American Visitor Insurance to find the best H4 visa insurance plan for their needs.

Resourceful H4 visa and health insurance information

travel insurance medical insurance

H4 visa holder insurance resources

International travel insurance resources for H4 Visa Holders while in the US.

Factors for travel insurance

Factors for H4 visa holder insurance

Important factors to consider while buying H4 dependent visa medical insurance.

Types of visitor insurance online

Types of H4 dependent visa insurance

Different US H4 dependant visa insurance options, fixed benefits vs comprehensive coverage.

claims procedure

Health insurance for h4 spouse visa insurance claims procedure

H4 spouse visa holder insurance claims process for getting medical care in a hospital.

USA visa health insurance, Visitor visa health insurance USA

Find the best H4 visa insurance

H1B and H4 visa holders are facing a very stressful situation in the United States given the difficult economy and the long processing time for Green cards. In addition to the legal changes is the high costs of healthcare. Having the best health insurance for H4 visa holders is very important as this will mitigate health related financial risks while in USA. At American Visitor Insurance, H4 visa holders can find the ideal H4 visa medical insurance plan by using the H4 visa medical compare insurance tool.

H4 visa holders should provide relevant information such as their age, the duration of insurance cover and other relevant details like the medical maximum coverage and the deductible. The H4 visa insurance tool will display the available H4 visa holder insurance plans based on their specific requirements.

Covid19 travel insurance

Covid travel insurance

US citizen travel insurance
Travel insurance for US citizens.
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Travel insurance for tourists to USA
Travel insurance with covid coverage for USA.
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Travel insurance outside USA
Travel insurance outside USA with Covid19.
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International student insurance
Student travel insurance that covers covid.
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Cruises travel insurance
Covid19 travel insurance for cruises.
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Europe Schengen Visa Insurance
Schengen Visa Covid19 travel insurance.
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Quarantine Travel Insurance
Trip delay and Quarantine coverage.
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Trip cancellation insurance
Trip cancellation insurance with covid19.
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New US Immigrant insurance
US immigrant/Green Card Covid insurance.
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Travel insurance for expatriates
Expatriate covid19 travel health insurance.
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Medical insurance for H4 visa holders in the USA

At American Visitor Insurance, H4 visa holders can find the ideal medical insurance plan by using the compare covid19 USA visitors insurance.

Currently the following companies are offering medical insurance which includes coverage for Covid19.

Seven Corners health insurance for H4 visa holders

Travel Medical Choice Insurance offers best Seven Corners health insurance for H1B visa holders in USA.

Global Underwriters health insurance for US H4 visa holders

Diplomat America Insurance by Global Underwriters offers coverage for covid19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medical condition and will not provide coverage for that ailment.

International Medical Group insurance for US H4 visa holders

International Medical Group (IMG) travel insurance offers the Patriot America Plus Covid Insurance and Patriot Platinum insurance include COVID coverage up to the policy maximum.

World Trips health insurance for H4 visa

Atlas travel insurance will cover eligible medical expenses in the US and this includes any expenses resulting from Covid19.

INF Insurance US H4 visa medical insurance

US H1B visa holders can buy these INF insurance plans. INF offers two fixed benefit plans namely INF Premier insurance and INF Standard insurance and two comprehensive benefit plans namely INF Elite insurance and INF Traveler USA insurance with Covid19 coverage.

Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

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180 countries!