US citizens do not need Schengen Visa for visiting Europe for up to 90 days. However if they wish to live, work, study or do business in Europe for a long duration then they need to apply for resident visa or national visa of that European country. One of the necessary documents that they need while applying for long term Europe residence permit is travel health insurance with a minimum of 30,000 Euros medical coverage, evacuation and repatriation coverage which must be valid though out the entire duration of stay in Europe. After buying adequate health insurance a visa letter will be emailed to you that you can use while applying for visa. The long stay Europe insurance Visa Letter will indicate that the traveler is insured for medical expenses, emergencies and hospitalization throughout the stay in Europe.
As health care is expensive in Europe and the US domestic insurance doesn’t offer coverage beyond the US national borders. Medicare the other domestic US health insurance plans have very limited coverage outside the United States, and best travel medical insurance for Europe is required to be financially safe while traveling.
International travel insurance resources for travel emergency while outside your home country.
Important factors to consider while deciding on the best visitors medical insurance.
Understanding different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.
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