Dear Sir / Madam,
We would like to know following things on Maternity Insurance:
- If a woman travels from India to USA & detected as a pregnant over there & thinks to give a birth in USA land so for that do you have any insurance coverage since she will be on a visitors visa?
- What sort of documentation will be required?
- I've gone through your website & came to know about two plans on visitors visa: Inbound Immigrant Insurance and Atlas America Insurance
- Will you explain us about the benefits of these insurance & which would be the perfect time we can take out the same.
Awaiting for your positive feedback.
Thank you for contacting us at American Visitor Insurance for your travel health insurance for pregnancy/maternity coverage !
If the insurance plan has not become effective before the woman conceives, then there is no plan that will cover pregnancy as it will be treated as a pre existing condition. Atlas America plan from HCCMIS
is an exception. However, this plan only covers pregnancy complications up to 26 weeks of pregnancy but not the routine check up involved with pregnancy. If the person is not pregnant and is considering to buy insurance before getting pregnant, then please check out this below link to find several available options: Maternity Insurance Plans
The best options for those not yet pregnant are the global health insurance plans. These plans provide maternity coverage but have a 10 month waiting period.
You can find quotes for global health insurance here: Global Insurance
The best option for maternity coverage is Global Medical Platinum
which covers maternity as follows:
$2,500 deductible per pregnancy.
$50,000 lifetime maximum.
$200 newborn wellness benefit for the first 12 months after birth.
Newborn care & congenital disorders maximum of $250,000 for the first 31 days after birth.
Another option that has recently added a maternity benefit is the Reside Worldwide plan which also has a 12 month wait period and only covers $4,000 for normal delivery, but has no additional cost for the maternity coverage.
The Inbound Immigrant by Seven Corners
is a "fixed" plan that offers ONLY $2,800 for maternity and only when conception occurs at least 90 days after the effective date.
You can also buy the Inbound Immigrant Insurance plan online
by perusing the Inbound Immigrant insurance brochure
Please let us know if we can help you in any further.
+1 (877) 340 7910Reviewed and Updated : April 2019