What is Safe Travels USA Comprehensive insurance?
Safe Travels USA Comprehensive is a travel medical insurance plan for non-U.S. citizens visiting USA. It is available for travelers up to 89 years and can be purchased for durations ranging from 5 days to 364 days, with options for renewal. Plan offers extensive medical coverage, including up to $1,000,000 for medical coverage for accidents and illnesses and limited coverage for acute onset of pre-existing conditions up to 89 years.
Safetravelusa insurance plans participates in First Health PPO network which is a very widely recognized PPO network all over the U.S. COVID-19 expenses are covered and treated as any other sickness.
After buying the plan, Traveler can get all the plan document and plan id card by using Safe Travels USA Comprehensive login. At American Visitor Insurance, US Travelers can contact the Safe Travels USA Comprehensive customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Safe Travels USA Comprehensive Insurance Reviews
How much is Safe Travels USA Comprehensive travel insurance coverage?
What is a deductible in Safe Travels USA Comprehensive insurance?
What is a Coinsurance in Safe Travels USA Comprehensive insurance?
What are the key highlights of Safe Travel USA Comprehensive insurance?
- It is a Comprehensive plan.
- This plan is available for green card holders.
- Coverage can be purchased for a minimum of 5 days up to a maximum of 364 days.
- This plan pays co-insurance after the deductible, 100% up to the policy Maximum.
- Covers Acute onset of Pre-existing condition coverage up to 89 years.
- Optional riders for AD&D upgrade, Incidental home country coverage, and sports activities are available on this plan.
- This travel insurance plan is available for travelers up to 89 years of age.
Who is eligible for Safe Travel USA Comprehensive insurance plan?
- For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
- For ages 1 to 89 years.
- This plan is not available to any individual who has been residing within the United States for more than 365 days.
Can the Safe Travels USA Comprehensive insurance be extended or renewed?
How much does Safe Travels USA Comprehensive insurance cost per month?
The Safe Travels USA Comprehensive insurance cost per month ranges between $50 to $1014. This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of Safe Travels USA Comprehensive insurance is higher for older travellers as they are more likely to need healthcare while traveling the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50,000, $100,000, $250,000, $500,000, $1,000,000. Travelers aged 65 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $20,000 maximum coverage is available.
Here we are showing Safe Travels USA Comprehensive travel insurance cost per month with deductible of $250.
| Age of traveler | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | |
| 18 - 29 years | $50 | $64 | $77 | $90 | $99 |
| 30 - 39 years | $68 | $94 | $110 | $119 | $126 |
| 40 - 49 years | $90 | $113 | $131 | $153 | $168 |
| 50 - 59 years | $148 | $187 | $235 | $265 | $278 |
| 60 -64 years | $172 | $226 | $298 | $335 | $351 |
| 65 - 69 years | $197 | $253 | |||
| 70 - 79 years | $294 | $470 | |||
For senior travelers aged 80 to 99, the cost is $1014, with a maximum coverage of $50,000 and a deductible of $250.
What are the benefits of Safe Travels USA Comprehensive insurance?
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Hospital room and board help The average semi private room rate Urgent Care Co-Pay help $30 per Incident (Not subject to Deductible); copayment not applicable if the Deductible is $0 Walk In Clinic help $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible Well Doctor Visit help $125 - One Visit per Period of Insurance Physician's Visit Covered Cardiac Conditions and Stroke Expenses Up to $25,000 per Period of Insurance for ages up to 69 or $15,000 per Period of Insurance for ages 70+ Emergency Room Sickness $200 Additional deductible per visit Emergency Room Injury/Accident Covered Hospital Intensive Care Unit help 3 times the average semi-private room rate Diagnostic X-rays and Lab Services Covered Prescription Drugs and Medications help Up to the plan Maximum Emergency Medical Treatment of Pregnancy Up to $1,000 Mental or Nervous Disorders Up to $2,500 Physiotherapy/Physical Medicine/Chiropractic help $50 per visit per day (10 visits per Period of Insurance) Dental Treatment Up to $250 Diagnostic X-rays and Lab Services Covered -
Ambulance Service help Covered Natural Disaster Evacuation help $10,000 ($250/day to a max of 5 days) Political Evacuation help $25,000 Emergency Medical Evacuation help 100% up to $1,000,000 (up to $25,000 for any condition covered under Unexpected Recurrence of a Pre-Existing Condition) Repatriation of Mortal Remains help 100% up to $50,000 Local Burial/Cremation $5,000 Return of Minor Children or Grandchildren or Traveling Companion help $5,000 Emergency reunion help $15,000 Medically Necessary Repatriation 100% up to $15,000 -
Acute Onset of a Pre-Existing Condition - For ages up to 69 years: Covers up to 100% of the policy maximum.
- For ages 70-79 years: The Acute Onset benefit is limited to a maximum of $35,000.
- For ages 80 and above: The Acute Onset benefit is reduced to a maximum of $20,000.
To qualify for this benefit, the pre-existing condition must:- Occur suddenly without prior symptoms or physician recommendations, be short-term, rapidly progressive, and require urgent care.
- Arise at least 48 hours after the Effective Date.
- Be treated within 24 hours of onset.
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Accidental Death and Dismemberment help $50,000 (all ages), $100,000 (ages 19 - 79 only), $250,000(ages 19 - 69 only), or $500,000 (ages 19 - 69 only) Return to Home Country Coverage Up to $25,000 Sports Activity Coverage Up to $50,000. Provides coverage while performing, practicing, or participating listed Sports only. Collision and Extreme Sports are excluded.
What Optional Riders are included in Safe Travels USA Comprehensive insurance?
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
1. Sports Activity Coverage
- Covers up to $50,000 - provides coverage while performing, practicing, or participating listed Sports only. Collision and Extreme Sports are excluded.
- If coverage is purchased for Class 1: this benefit provides coverage to the Covered Person while performing, practicing, or participating in archery, tennis, swimming, cross country, track, volleyball, and golf.
- If coverage is purchased for Class 2: includes following sports, ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football (except division 1), gymnastics, hockey (no league play), karate, lacrosse, polo, rowing, rugby, soccer, and softball.
- Any Sport Activity not expressly covered hereunder is excluded from this Policy unless the activity is noncontact and engaged in by You solely for leisure, recreation, entertainment, or fitness purposes only.
2. Accidental Death and Dismemberment Upgrade
| Option 1 | Increase to $50,000 maximum AD&D benefit | Additional $0.25 per person per day |
| Option 2 | Increase to $100,000 maximum AD&D benefit | Additional $0.50 per person per day |
| Option 3 | Increase to $250,000 maximum AD&D benefit | Additional $1.75 per person per day |
| Option 4 | Increase to $500,000 maximum AD&D benefit | Additional $4.00 per person per day |
- Persons up to age 69 are eligible for all Options
- Persons age 70-79 are eligible for Option 1 and 2
- Persons age 80 and older are eligible for Option 1 only
- Children are eligible for Option 1 only
3. Return to Home Country Coverage
- Covers up to $25,000 - provides coverage during the period of insurance, in your home country while on an incidental trip.
- For trips up to 60 days (total) per 12 months of coverage purchased. To be eligible your period of insurance must be greater than 30 days and are returning to the home country after the trip began. More Details »
Quotes for Trawick Safe Travels USA Comprehensive Travel Medical Insurance!
Review and compare the best Safe Travels for Visitors to the USA quotes.
Compare travel medical Insurance quotes »Safe Travels USA Comprehensive insurance - PPO network
If you have this logo on your ID Card:
You can find a provider in the USA by using the following link www.firsthealthinternational.com
Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.
Safe Travels USA Comprehensive insurance - FAQ's
For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.
Cancellation before effective date:
- A full refund would be considered
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
- If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
- If no claims have been filed with the Company, then
-
- a cancellation fee of US $25 will be charged;
- only full month premiums will be considered as refundable;
- If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
- Safe Travels USA Comprehensive is a visitor insurance plan for non-U.S. citizens visiting the USA
- Plan provides coverage up to $1,000,000 in medical expenses for accidents and illnesses
- Travelers can purchase coverage for a minimum of 5 days up to a maximum of 364 days, with options for extensions
- Includes limited coverage for the acute onset of pre-existing conditions
- Plan treats COVID-19 as any other illness, providing coverage for related medical expenses.
The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA Comprehensive is also available for US citizens and US permanent residents (Green card holders).
Safe travels USA comprehensive policy will cover COVID19, but the insurance company ask you to pre-certify coverage (that is, call the insurance company before seeking testing or treatment).
Useful information from the ID card:
Phone numbers for insurance company (on back of ID card):
Pre-certification/Benefits/Eligibility/Claim Status: 866-696-0409 (hospital
can call to get status of benefits on policy) Electronic Claims
(EDI) should be sent to Payor ID: 14829
24-hr emergency assistance: 888-699-1401
This is the form you can use for your dental expenses and the prescription
medication (but file separate forms). For the claims form, you can use this
link (it has instructions, addresses, etc on it):
Safe Travels USA Comprehensive is a visitors insurance plan for Non-us citizens visiting USA. It is available for travelers up to 89 years and can be purchased for durations ranging from 5 days to 364 days, with options for renewal. Plan offers extensive medical coverage, including up to $1 million for accidents and illnesses, emergency medical evacuation, repatriation of remains, and coverage for acute onset of pre-existing conditions. Safe Travels USA Comprehensive operates within the First Health PPO network, allowing for reduced out-of-pocket expenses when using in-network providers.
The Safe Travels USA Comprehensive visitor insurance cost is dependent on the following factors:
The age of the traveler, the length of insurance coverage, the plan limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50,000, $100,000,$250,000, $500,000, $10,00,000 depending on the age of traveler. To get a quote Click here »
Yes, Safe Travels for visitors to the USA insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.
Yes. This plan offers coverage for green card holders visiting USA.
Yes. Safe Travels USA Comprehensive covers sports activity up to $50,000 which is an optional rider. It provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.
- Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
- Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
- Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.
How do I file a claim with Safe Travels USA Comprehensive Insurance?
To file a claim with Safe Travels USA Comprehensive Insurance, follow these steps:
- Download the Claims Form: Access the Safe Travels USA Comprehensive insurance claims form online.
- Contact Customer Support: Call the toll-free number 866-696-0409 or 251-928-0939 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group:
- Mailing Address: Trawick International, P.O. Box 2069, Fairhope AL 36533.
- Email Assistance: For additional help or inquiries, email GBGClaims@cbpinsure.com.
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Safe Travels Primary and Secondary Travel Health Insurance Blog
The Primary insurance plan is the one that starts to pay as soon as there is an unexpected injury/illness or when there is a medical expense without assuming that there is a secondary plan. In other words, the primary plan should pay regardless of the existence of the secondary plan just as if the patient had only the primary plan to cover him/her. The Secondary health insurance plan unlike the Primary under the coordination of benefits provision will then take into consideration the expenses that were not covered by the primary plan and will be considered for payment under the Secondary plan. Therefore, the Secondary plan will fill any gaps found in coverage from the Primary plan.
Click here to know more »