Travel Insurance for Irvine
How much does health insurance USA for foreigners cost?*
Visitors health insurance USA cost
The cost for best travel insurance for USA visitors ranges from $16 to $150 a month The price varies based on the age of the visitor, medical maximum coverage, deductible for the plan, visitors coverage type (Fixed vs comprehensive coverage), and the visitors insurance coverage for pre-existing conditions.. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
In contrast to this, the cost of US healthcare is very expensive. The cost of a routine physician's visit is as high as $200. An echocardiogram can cost around $1,000 in Massachusetts and around $3,000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $2,500-$5,000. A Stroke resulting in ICU for about 10 days would cost $120,000. A Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost at least $20,000. The average treatment cost of acute kidney failure in the USA is over $22,000.
Given this high health care cost, one simply cannot afford to be uninsured while in the US. Another important point to note is that the cost for any treatment in the US is much lower if you have the best travel health insurance and the hospital/healthcare provider is part of the PPO network. This is beyond the actual travel insurance coverage itself, so simply having visitors medical insurance reduces the bill substantially. For all these reasons, it is vital for visitors to buy travel health insurance USA for the US.
What is the best travel insurance for USA visitors 2025?
Average cost of medical insurance for travelers to USA-
Patriot America Lite Insurance Comprehensive plan
- Ideal for Non US citizens outside their home country.
- $10,000 coverage per certificate period for travelers aged 80 years and above.
- Available for US citizens living outside USA but visiting the US.
- Patriot America Lite visitor visa insurance can be extended from a minimum of 5 days up to a 12 months period, until reaching a maximum of 24 continuous months.
Patriot America Plus Insurance Comprehensive plan
- Offers comprehensive medical insurance for non US citizens traveling individually or in groups to the USA.
- Purchase for a minimum of 5 days up to 364 days and can be renewed for maximum 2 years.
- Covers acute onset of pre-existing conditions till maximum limit up to 70 years.
- The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used (when the $0 deductible is selected.)
- This also offers optional riders provide additional coverage for a minimal charge.
Patriot Platinum Insurance Comprehensive plan
- Ideal for both US and Non US citizens.
- $20,000 coverage per certificate period.
- Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000.
- Patriot Platinum America can be used by green card holders as long as they maintain a residence outside the US.
Visitors Protect Insurance Comprehensive plan
- Availble for visitors traveling from their home country to the U.S., Canada, and Mexico.
- The plan offers temporary medical coverage with pre-existing conditions up to 99 years.
- Care Clix consultation is a benefit where you can access a doctor by different means like a video chat , mobile app, phone... and consult about non emergency issues.
- Minimum purchase is 90 days.
Visitors Care Insurance Fixed Benefit plan
- It is a cheap visitors insurance for the US and is a fixed benefit insurance plan.
- This plan covers Acute onset of pre existing condition up to the age of 70 for a maximum starting from $25,000 up to $100,000 depending on the selected policy maximum.
- This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
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Safe Travels USA - Cost Saver Insurance Comprehensive plan
- Available for non U.S. residents and non U.S. citizens, traveling to the USA.
- Coverage may be extended up to 364 days.
- The policy has medical maximum options for $50,000, $100,000, $250,000, $500,000, and $1,000,000
- This plan is available for green card holders.
Safe Travels USA Insurance Comprehensive plan
- Cheap travel medical insurance that covers Non-US Citizens and Non-US Residents while visiting the USA
- It offers comprehensive coverage for illness and accident and offer a Well Doctor Visit which pays up to $125.
- Covers Unexpected Recurrence of a Pre-Existing Condition up to 89 years.
- This plan is available for green card holders.
Safe Travels USA Comprehensive Insurance Comprehensive plan
- Offers excellent medical coverage for Non-US Citizens and Non-US Residents while visiting the USA
- Covers Acute onset of pre-existing conditions up to age 69 years till the medical maximum limit, while any coverage related to cardiac disease is limited to $25,000.
- This plan is available for green card holders.
Safe Travels Elite Insurance Fixed benefit plan
- Available for non U.S. residents and non U.S. citizens, traveling to the USA
- Covers Acute onset of pre-existing conditions up to 89 years.
- This plan is available for green card holders.
- Coverage for minimum 5 days to maximum up to 364 days
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Atlas America Insurance Comprehensive plan
- US travel Medical Insurance for Non-US Citizens traveling outside their home country.
- This plan covers Hospitalization, Prescription drugs, Trip cancellation, Trip Interruption, Travel delay and Evacuation and more!
- Ideal visitor medical insurance for parents visiting USA.
- Eligible for acute onset of pre-existing conditions coverage up to age 80. This includes a $25,000 lifetime maximum for emergency medical evacuation.
Atlas Premium Insurance Comprehensive plan
- Ideal for family, tourists, business persons, vacationers and adventure travelers.
- Provides coverage up to $50,000 and $1,00,000 70 to 79 year old travelers.
- Coverage of acute onset of pre-existing conditions available for travelers younger than 80. This includes a $25,000 lifetime maximum for emergency medical evacuation.
- Trip Interruption coverage available for up to $15,000 not subject to deductible.
VisitorSecure Insurance Fixed benefit plan
- Available for people traveling to the US and abroad.
- Visitor Secure plan provides coverage for hospital room and board. The price varies depending on the type of plan.
- Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
- This plan covers Inpatient and Outpatient treatment with price varying based on the type of plans.
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Travel Medical Basic Insurance Comprehensive plan
- Available for Non US residents and citizens traveling to the US or to other countries.
- The maximum lifetime of the plan is 365 days and it can be renewed up to this time.
- The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000.
- Covers acute onset of pre-existing conditions up to 79 years.
Travel Medical Choice Insurance Comprehensive plan
- Available for Non US residents and citizens traveling to the US or to other countries.
- Covers Acute onset of pre-exisiting conditions upto 79 years.
- The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5M. For people above age 80 years, the policy maximum is limited to $10,000
Travel Medical USA Visitor Basic Insurance Fixed Benefit plan
- Available for Non US citizens coming to the US.
- This is a fixed benefit insurance plan with a policy maximum of up to $150,000 for people below 70 years. For people above 70 years up to the age of 99 this policy has a policy maximum of $100,000
- Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $50,000 coverage and people above 70 years get $25,000 coverage for this benefit.
Travel Medical USA Visitor Choice Insurance Fixed Benefit plan
- Available also for Non US citizens coming to the US.
- This is a fixed benefit insurance plan that provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 this policy can provide a policy maximum of up to $100,000
- Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $75,000 coverage and people above 70 years get $25,000 coverage for this benefit.
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Diplomat America Insurance Comprehensive plan
- Available for Non US citizens and Non US residents visiting the US.
- plan is available to US citizens visiting the US while living abroad. There is a requirement for a valid international address.
- Plan is not available for citizens of Australia and Iran.
- Covers pre-existing condition after 24 months of waiting period.
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WorldMed Insurance Comprehensive plan
- Available for people traveling outside their home country and is available to both US and Non US citizens.
- This plan covers acute onset of pre existing condition up to the age of 70.
- Deductible options are $0, $250, $500, $1,000 and $2,500.
- Accidental Death and Dismemberment coverage is available for $50,000.
Visit USA Insurance Fixed benefit plan
- Available to Non-U.S. residents while visiting the U.S.
- Coverage is available for the main insured party and spouse, unmarried adult dependent children, or for children traveling alone.
- The policy maximum for accident and sickness medical coverage limits with Plan A is $50,000. For people above 80, the policy maximum is $20,000.
- The deductible options in Plan A and Plan B are $0, $50, $100 or $250 per incident.
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Voyager Choice Insurance Comprehensive plan
- This plan avaiable for US residents travelling abroad
- Pre-existing Conditions Covered: No waiting period. US primary health plan required.
- Available from 1 day to 182 days
- Applicant's age must be under 95 years
Voyager Essential Insurance Comprehensive plan
- This plan avaiable for US residents travelling abroad
- Pre-existing conditions covered with 180 days exclusion
- Available from 1 day to 182 days
- Applicant's age must be under 95 years
- No US primary health plan required.
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INF Safe Traveler USA Insurance Comprehensive plan
Coverage range$150,000 - $300,000
- Coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
- This plan is not available to US residents and is only available to non-US residents.
- Sickness & Accident Plan with 80% in network coinsurance.
- Minimum purchase of 30 days is required for this plan.
INF Safe Traveler USA 90 Insurance Comprehensive plan
Coverage range$150,000 - $3,000,000
- Covers 90% of eligibile medical expenses.
- Minimum purchase of 30 days is required for this plan.
- Coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
- This plan is not available to US residents and is only available to non-US residents.
INF Elite Insurance Comprehensive plan
Coverage range$150,000 - $1,000,000
- Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
- Coverage for Pre-Existing Conditions upto $1,000,000.
- Minimum purchase of 90 days required to buy this plan.
INF Premier Insurance Comprehensive plan
Coverage range$100,000 - $1,000,000
- Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
- Coverage for Pre-Existing Conditions to $1,000,000.
- Acute Onset treated like New Sickness.
- Covers age up to 99 Years.
INF Premier Plus Insurance Comprehensive plan
Coverage range$3,000,000
- Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country.
- Covers Full Pre-existing conditions up to 69 years.
- Plan provides policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
INF Elite 90 Insurance Comprehensive plan
Coverage range$150,000 - $1,000,000
- plan is available for Non-US Citizens.
- Minimum Enrolment should be 90 days to buy INF Elite 90 Plan.
- Covers 90% of elgibile medical expenses.
- Covers Full Pre-existing conditions up to 99 years.
INF Elite plus Insurance Comprehensive plan
Coverage range$150,000 - $300,000
- Not Available to US residents and is only available to non-US residents.
- Acute onset is considered new sickness. 90% of eligible medical expenses.
- Covers Full Pre-existing conditions up to 99 years.
INF Standard Insurance Fixed Benefit plan
Coverage range$50,000 - $150,000
- Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country.
- Plan has a minimum purchase requirement of 30 days.
- Covers accident & sickness while traveling to USA, Canada, and Mexico.
Factors to buy best travel medical insurance USA
Age of the traveler
The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the visitors health insurance.
Type of US travel health insurance
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
Medical maximum coverage
The price of USA medical insurance for visitors is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Region of coverage
Health insurance for USA visitors depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
Duration of travel insurance
The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
Any add on benefits
Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
Visitors insurance with pre-existing conditions coverage for Irvine
Many older travelers who are visiting Irvine are likely to have pre-existing medical conditions. It is very important for senior citizens to buy good visitor medical insurance with best available coverage for pre-existing conditions.
While many travel medical insurance plans do not cover any pre-existing conditions, some visitor insurance plans provide coverage for acute onset of pre-existing conditions, while there are a couple of plans with coverage for pre-existing conditions.
"Acute onset of pre-existing conditions" refers to the condition which is severe enough to life or lifestyle such that it must be taken care of right away and cannot wait until returning to one’s home country. Senior citizens should understand these coverage definitions well and buy the most appropriate visitor medical insurance with pre-existing conditions for their unique needs.
Get quote »Travel health insurance for foreigners in USA
Visitors insurance for Seniors
Travel medical insurance for seniors over 50 years
Know more »Visitor medical insurance for travelers above 60 years
Know more »Best travel insurance for over 65s
Know more »US Visitors insurance for travelers above 70 years
Know more »Visitor medical insurance for travelers above 75 years
Know more »Visitor health Insurance for travelers above 80 years
Know more »US Visitors insurance for travelers above 90 years
Know more »US Travel medical insurance for older travelers
Know more »USA visa health insurance, Visitor visa health insurance USA
International student health insurance, Health insurance for J1 visa
New US Immigrant health insurance
The US authorities have made it mandatory for new US immigrants to have good US health insurance for the immigrant visa. The aim of this compulsory health insurance for immigrants is to reduce the burden on US hospitals and on US tax payers by uninsured new immigrants. American Visitor insurance offers immigrant health insurance which work well for prospective new US immigrants. After buying this insurance, customers will immediately receive the health insurance documents by email.
Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.
New US immigrant insurance blogs
US Immigrant health insurance plans
Compare popular US immigrant plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards
Difference between visitors and immigrant Insurance
Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!
US Health insurance mandatory for new US immigrants
The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage.
Travel Insurance Irvine, Tourist insurance Irvine – FAQs
01. Which is the best travel insurance for Irvine?
Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.
We endeavor to give our visitors as much information as possible so they can find the best travel insurance Irvine. Our travel insurance quote comparison tool helps travelers compare different Irvine medicare insurance plans based on price and coverage's in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!
02. Do I need travel insurance for Irvine?
The healthcare costs in the US is very expensive and it is important to buy best travel insurance to the USA. This is true for all international travelers visiting Irvine and the rest of the US. Even though it might not compulsory to have travel health insurance while as a tourist in the US, it is nonetheless very important to buy good short term medical insurance for US visitors to insure oneself against being forced to pay for healthcare facilities while on a vacation. Customers can compare and find cheap Irvine travel insurance and buy the most appropriate plan for their needs.
03. How do I choose travel insurance?
You should choose the travel insurance policy based on what the traveler needs and his or her medical history. The important question is whether you need coverage for pre-existing medical conditions and what type of coverage you want for these conditions. American Visitor Insurance will help guide you to find and understand the policy that is just right for you or your visitor.
04. When should you buy travel insurance?
Ideally, you should buy your travel insurance once your travel dates are set. However, this is not always possible. Almost all policies can change dates (as long as they have not already started) or cancel them for a full refund should your plans change.
Buying Atlas America travel insurance in California
Residents of California must note that Atlas America insurance Provider is not licensed by the State of California as the insurance provider is called "non admitted" or "surplus line". This means that the insurance company does not participate in the insurance guarantee funds created by California Law and insured claims will not be paid by the funds if the insurance company is unable to pay as promised.
However the customer will face this risk only if the insurance company is financially unable to pay their liabilities and this depends on their financial stability. The financial stability of a company is reflected by the insurance provider rating and having an AM rating of "A" and above indicates that the company is very stable and able to settle customer claims. WorldTrips holds a financial strength rating of "A++" (Superior) by A.M. Best Company.
You can find other comprehensive visitor insurance plans
For more details see the :-
Visitor insurance for Irvine
Travel insurance for USA resources
Short term health insurance Irvine resources.
Factors for vacation insurance
Factors for the best vacation insurance in Irvine.
Types of Irvine tourist insurance online
Different tourist insurance options.
Irvine vacation insurance claims procedure
Vacation insurance claims process.
Irvine tourist insurance - Links
Temporary health insurance Irvine FAQ
FAQs about travel medical insurance for Irvine.
Click here to read more »Short term health insurance Irvine Blog
Blog about travel health insurance Irvine.
Click here to read more »Temporary health insurance Irvine Forum
Customer Queries for USA travelers to Irvine.
Click here to read more »Find the best US visitor insurance coverage - Blogs and Articles
Affordable travel insurance Online
Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.
Click here to read more »Best international travel insurance
International travel insurance plans covering pre-existing conditions which many older travelers look for.
Click here to read more »Compare US travel insurance online
Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Click here to read more »Advantages of buying travel insurance online
Compare and buy the best travel medical insurance plans online.
Click here to read more »Buy cheap travel insurance
There are many cheap international insurance plans also known as visitor insurance plans.
Click here to read more »How does travel insurance work?
Coinsurance & Deductible - How visitor travel insurance works.
Click here to read more »Popular tourist destination cities in California
Trip cancellation insurance for Non US residents
US Domestic Travel Insurance
Domestic travel insurance for your trip in the USA
Irrespective of whether you are traveling within the US or overseas, US travelers should have good insurance coverage for traveling. US citizens traveling within the USA can buy US travel insurance if they are going more than 100 miles from their primary residence. This insurance for travel is ideal both within the state as well as out of state.
Delayed flights due to inclement weather, crowded airports, increased security checks as well as loss of baggage or baggage delays are common. Unexpected travel or medical emergencies resulting in missed flights, hotel reservations as well need for medical evacuation to a good healthcare facility can happen while traveling outside one's familiar environment.
The financial loss due to these situations can be significant, especially if it involves an expensive planned vacation with airline tickets, hotel bookings or cruise booking. There are other situations beyond the control of traveler and the traveler is forced to change his or her travel plans. This can be due to the health of the traveler or that of an immediate family member or other work related conditions. These situations are also covered by Travel insurance with the cancel for any reason coverage benefit.
Along with disruption to travel plans, there is also the health of the traveler during the journey itself. An accident or an unanticipated health emergency while traveling will be covered by travel insurance even if one has regular health insurance. The best domestic travel insurance USA can be the secondary insurance and in some instances be the primary insurance and ensure that the travelers expenses is minimised.
Do I need travel insurance to travel within the USA?
Domestic travel Insurance is recommended for travel within the US, especially when you travel outside your state of residence. Your regular health insurance usually has limitations outside your immediate geographic area of residence, and very often outside your state. We have travel insurance plans that you can buy when you travel 100 miles outside your residence. Having travel insurance provides excellent coverage across all states in the US including popular vacation destinations like Hawaii, Florida and Alaska and along with providing health insurance coverage will also reduce medical bills when using healthcare facilities within the PPO network.
What are the cheapest domestic trip insurance plans for travel within the USA?
The cheapest domestic travel insurance plan within the USA is Pathway domestic insurance. Other affordable domestic travel insurance options include Pathway Essential, and Trip Protection Basic. These plans offer essential coverage at low cost, making them ideal for U.S. residents seeking budget-friendly protection for travel within the country.
- Trip Cancellation: Up to 100% (Max $14,000)
- Trip Interruption: Up to 100% (Max $14,000)
- Travel Delay: Up to $300 ($100/day)
- Missed Connection: Up to $250 (after 12-hour delay)
- Rental Car Damage: Optional, up to $50,000
- Coverage duration: Up to 90 days
- Age Eligibility: Up to 85 years
- Trip Cancellation: Up to 100% (Max $25,000)
- Travel Delay: Up to $600 ($150/day)
- Missed Connection: Up to $250 (after 6-hour delay)
- Emergency medical coverage : Up to $25,000
- Emergency medical evacuation: Up to $250,000
- Coverage duration: Up to 90 days
- Age Eligibility: Up to 85 years
- Trip Cancellation: Up to 100% (Max $30,000)
- Missed Connection: Up to $250 per day (3 hours) up to $500
- Trip delay: $200 per day (6 hours) up to $600
- Emergency Medical Coverage: Up to $100,000
- Emergency Evacuation: Up to $250,000
- Optional CFAR: Available (purchase within 20 days of initial deposit)
- Duration: 180 days | Age: Up to 99 yrs
What are the best domestic trip insurance plans for travel within the USA?
The best domestic travel insurance plan for U.S. residents is iTravelInsured Travel LX. Other top-rated options include Pathway Premium and Trip Protection Choice. These plans provide comprehensive coverage, including higher trip limits, robust emergency medical benefits, optional Cancel for Any Reason (CFAR), and additional travel protections. Ideal for travelers seeking maximum coverage and peace of mind within the USA.
- Trip Cancellation: Up to 100% (Max $100,000)
- Missed Connection: Up to $500
- Trip delay: $2,000 Maximum ($300/day)
- Emergency Medical Coverage: Up to $100,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 90 days | Age: Up to 85 yrs
- Trip Cancellation: Up to 100% (Max $100,000)
- Missed Connection: $250 per day up to $1,500
- Trip delay: $2,000 Maximum (6 hours/$250 per day)
- Emergency Medical Coverage: Up to $500,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 180 days | Age: Up to 99 yrs
- Trip Cancellation: Up to 100% (Max $150,000)
- Missed Connection: $500 per person
- Trip delay: $2,000 Maximum (6 hours/$250 per day)
- Emergency Medical Coverage: Up to $500,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 180 days | Age: Up to 99 yrs
What is the best travel insurance for my vacation within the US?
This is a great question because many travel cancellation plans are only for trips that are going outside the US. Thankfully, there ARE options available for US residents traveling within the US.
The Pathway travel insurance plans from Trawick International are some of the affordable travel insurance in USA for domestic travellers. These include Pathway Domestic, Pathway Plus insurance, Pathway Essential, and Pathway Premier trip insurance allowing travelers to choose the right level of coverage based on their trip value and personal needs.
Importantly , the Pathway Domestic trip insurance plan is one of the cheapest domestic travel insurance in USA, making it ideal for budget-conscious travelers. It covers trip costs up to $14,000 per person. The Pathway Essential travel insurance offers coverage for trip costs up to $25,000, while the Pathway Plus travel insurance extends protection up to $50,000. The most comprehensive option, Pathway Premier travel insurance, provides coverage for trip costs up to $100,000 and includes higher benefit limits across categories such as emergency medical, baggage loss, and travel delay.
Each of these plans includes key benefits like trip cancellation, trip interruption, emergency medical coverage ,baggage loss, travel delays, and optional Cancel for Any Reason (CFAR) add-ons making the Pathway series a strong and flexible choice for travelers within the USA.
The iTravelinsured plans offered by IMG are excellent and since there are four levels of the plan to accommodate your needs. The iTravelInsured Choice plan is a great alternative for travelers with a trip cost of $10,000 per person or less and are satisfied with $100,000 maximum coverage for medical expenses. The iTravelInsure Lite plan has a maximum allowed trip cost of $25,000 with a $100,000 medical maximum. The iTravelInsure SE plan offers trip protection up to $150,000 per person with a $250,000 medical maximum. The iTravelInsure LX plan also has a $150,000 maximum per person on the trip cost, but offers up to $500,000 maximum for medical expenses.
The plans are well designed to help you cover many sorts of unexpected costs besides unexpected medical expenses, such as additional kennel fees for pets if you are delayed in returning home, help chaperoning and returning dependent children hope if you are in a hospital, and concierge services to assist with lost passports and documents or help navigating the legal or healthcare system in a different country. All these options, as well as excellent ratings, make the trip cancellation plans offered by IMG and Trawick International a great choice to insure you next domestic trip! It's highly recommended to buy domestic US travel insurance as soon as you make your first non-refundable payment for your trip (e.g., flight booking, hotel deposit). This ensures maximum coverage, including eligibility for pre-existing condition waivers and CFAR at an affordable rate. Please feel free to contact American Visitor Insurance for the best US domestic travel insurance. You can reach us at (877)-340-7910 or email us if you have any questions or concerns!
American traveler insurance including trip cancellation coverage
US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:- Non refundable cost of the trip.
- Unexpected medical expenses of the traveler.
- Loss or damage to the insured’s possessions.
Following are the trip insurance plans:
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The travel insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insurance » -
Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.
Compare Safe Travels Trip Protection insurance » -
- Available for US citizens and residents traveling outside the United States
- Includes $2000 in travel delay benefits for Covid quarantine/lodging.
- Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
- Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
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The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plans » -
Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.
Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.
International travel health insurance from USA
What is the best travel insurance with theft gear coverage?
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
Which is best trip cancellation insurance for adventure activities?
The iTravelInsured Travel Sport plan is designed for adventure seekers, offering travel insurance for expeditions, tours, and vacations. It covers adventure, extreme, and hazardous sports, as well as organized intramural and interscholastic sports, with trip cost protection of up to $100,000.
iTravelInsured SportWhich travel insurance provides good medical evacuation coverage?
Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.
What is the American travel insurance for canceled flights?
Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.
How much does the best travel insurance cost in 2025?
The travel insurance cost is based on the age, trip length and the trip cost. There are cheap trip insurance plans starting at $19 for a 15 day trip with a $1,000 trip cost.
Approximate cost of Trip insurance plans is for a 40-year-old traveler, 15 days trip length and $1,000 trip cost. This table gives the average trip cancellation insurance cost for different ages.
| Plan Name | Trip cancellation | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Pathway Domestic | 100% of Trip Cost (Up to a Max. of $14,000) | $19 | $25 | $42 | $59 |
| Safe Travels Protect | 100% of Trip Cost (Up to a Max. of $14,000) | $24 | $32 | $39 | $74 |
| Safe Travels Explorer | 100% of Trip Cost (Up to a Max. of $30,000) | $28 | $37 | $52 | $95 |
| Pathway Plus | 100% of Trip Cost (Up to a Max. of $50,000) | $32 | $43 | $70 | $98 |
| Trip Protection Basic | 100% of your nonrefundable Trip Cost up to $30,000 | $34 | $47 | $70 | $70 |
| Itravelinsured Choice | 100% of Trip Cost | $39 | $50 | $73 | $110 |
| Travel Insurance Select Basic | 100% of Trip Cost | $42 | $42 | $87 | $102 |
| Safe Travels Armor | 100% of Trip Cost (Up to a Max. of $100,000) | $43 | $55 | $67 | $124 |
| Pathway Premium | 100% of Trip Cost (Up to a Max. of $100,000) | $43 | $56 | $90 | $126 |
| Trip Protector Economy | 100% of Trip Cost(Up to a Max. of $5,000) | $47 | $55 | $71 | $75 |
| Safe Travels Voyager | 100% of Trip Cost (Up to a Max. of $100,000) | $62 | $76 | $102 | $189 |
| Trip Protection Choice | 100% of your nonrefundable Trip Cost up to $100,000 | $65 | $87 | $118 | $118 |
| Itravelinsured LX | 100% of Trip Cost | $102 | $114 | $138 | $171 |
Source: American Visitor Insurance®
How much does travel insurance cost for a week? How much does travel insurance cost for 2 weeks?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How much does travel insurance cost for 6 months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
Which is the best annual travel insurance for travel within USA?
- Take an unlimited number of Covered Trips during the 364 day Policy period
- Covers domestic and international trips - up to 90 days each
- Offers two plan levels namely Silver and Gold offer options for different needs and budgets
- Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
- The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Travel health insurance for traveling on Route 66
International travel insurance from Irvine
Importance of international travel insurance
Traveling long distances has many unexpected and accidental incidents that need to be taken care in a professional manner in order to have an enjoyable experience. US travel Insurance very important while traveling which takes care of medical expenses due to sudden sickness or injury. In the US healthcare is closely linked to insurance coverage. US travel health insurance providers have preferred provider networks and the hospital billing is much lower for insured patients when compared to uninsured patients. Having the best US traveler insurance reduces hospital bill along with paying for the outrageous cost of healthcare in the US.
US travel insurance plans can also insure trip expenses along with insuring the health of the traveler. Trip cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay... Cancel for any reason insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason. These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.
Long term Europe Insurance for US citizens
US citizens from Irvine visiting Europe for more than 90 days are required by Schengen state consulates to buy Long term Europe travel insurance with a minimum of 30,000 Euros medical coverage for the Long term Europe travel visa. However, given that healthcare in Europe is expensive, and that US domestic health insurance and US Medicare plans offer little coverage outside US borders, it is recommended for US citizens traveling from Irvine to buy proper Europe travel insurance even for short visits to Europe.
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Travel Insurance for US senior citizens on Medicare travelling abroad
US senior citizens having Medicare and travelling overseas from Irvine need to be aware of the limited to no coverage by their health insurance outside US national borders. Older travelers are therefore advised to buy Medicare supplemental travel medical insurance to cover unexpected expenses from emergency sickness or injuries outside USA.
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Factors to consider while buying travel insurance, trip cancellation.
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Cost of travel medical insurance
Factors to consider while buying visitor travel medical insurance.
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Annual travel insurance (Multi trip insurance) for travel within USA
Travel Insure - Voyager Annual insurance
Voyager annual travel insurance plan is specifically designed for U.S. citizens or permanent residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.- Take an unlimited number of Covered Trips during the 364 day Policy period
- Covers domestic and international trips - up to 90 days each
- Offers two plan levels namely Silver and Gold offer options for different needs and budgets
- Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
- The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Annual travel insurance for travel outside USA - Annual travel insurance for US Business travelers
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Overseas travel insurance for US residents
Best travel insurance for cruises
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.
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Popular Travel Destinations among Irvine Residents
Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Click here to read more »Schengen visa insurance for Irvine residents traveling to Europe
Since US domestic insurance has little coverage in Europe, it is important to buy proper visitors insurance while visiting Europe. We have Europe travel health insurance specific to your needs.
Best international medical insurance
Resources for US air travelers
Information about US mobile passport control and TSA pre check for US passport holders.
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