Travel insurance for Groups
Here at American Visitor Insurance, we have extensive experience setting travel insurance for Groups! No matter the size, be it 5 travelers to over 200 travelers, we have a solution for you. Setting up insurance for a large Group can be cumbersome and difficult.
Let us help you with Group travel health insurance! We can often set up the whole Group to be paid by credit card and all ID cards issued to a single email address. Do you need to satisfy certain requirements? Not a problem! We have an array of cheapest Group travel insurance that should meet
For very large Groups (200+), we can ask companies to bid for your business and get you the best possible rate and deal on insurance plans that cover a large Group of individuals! For more information, submit the US Group travel insurance form below.
GET YOUR QUOTES!Cheap Group travel medical insurance
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Patriot America Plus Group
- Short-term medical coverage designed specifically to meet the requirements of five or more travelers, student Groups and vactioners.
- Available for non-US citizens outside their home country.
- Offers coverage for acute on set of pre-existing conditions up to 70 years of age.
- Policy Maximums of $50k; $1M; $5M.
Patriot Group Travel
- Short-term medical coverage designed specifically to meet the requirements of five or more travelers, student Groups and missionaries.
- Available for US and non-US citizens.
- Policy Maximums of $50k; $1M; $500k; $1M; $2M ($2M is only available to U.S. citizens)
- Patriot International Lite Group offers coverage for acute on set of pre-existing conditions up to 70 years of age.
Atlas Group Travel
- Offers coverage to meet the needs of Groups of five or more individuals travelling outside their home country.
- Maximum coverage from $50k to $1M.
- 10% discount available for Groups making it a leading plan for students, corporate travelers and families
- It provides coverage for pre-existing condition for travelers in the Group up to 70 years.
Patriot Platinum Group
- IMG Patriot Platinum international Group provides coverage for Groups of U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S
- Patriot Platinum Group plans offer a complete package of international benefits available 24 hours a day.
- Policy maximum of $2M, $5M and $8M per illness or injury
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Student Health Advantage group
- Student Health Advantage Group insurance is for Groups of five or more students, scholars, and who desire an annually renewable medical plan.
- It offers two plans: Student Health Advantage Standard Group and Student Health Advantage Platinum GroupIdeal for J1/J2 Visa, F1/F2 Visa, M1/M2 or A1/A2 visa holders
- Pre-existing conditions are covered after a waiting period of 12 months.
Patriot Exchange Group
- Policy maximum of $50k, $1M, $250k or $500k per illness or injury
- Lifetime maximum of $5M
- No coinsurance
- Students studying or engaged in cultural exchange.
- Pre-existing conditions are covered after 12 months of waiting period.
Student Health Advantage Platinum group
- Student Health Advantage Platinum Group insurance is for Groups of five or more students, scholars, and who desire an annually renewable medical plan.
- This plan offers policy maximum up to $5M with $100 deductible.
- Ideal for J1/J2 Visa, F1/F2 Visa, M1/M2 or A1/A2 visa holders
- Covers pre-Existing Conditions after a waiting period of 6 months.
- Pre-existing conditions are covered after a waiting period of 6 months.
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Trip Protection choice group
- Trip Protection Choice Group covers for U.S residents and U.S citizens who wish to travel within the U.S or travel overseas / internationally.
- Plans can be purchased for travelers of 14 days for up to the age of 99 years.
- Our Cancel for Any Reason option can help make our Trip Protection Group plan is the best travel insurance for Groups covers trips up to 180 days.
- Pre-existing Medical Conditions Waiver covered if you meet the requirements.
Trip Protection Elite Group
- Coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States/internationally. Covers trips up to 90 days.
- Cover can be purchased for travelers of 14 days for up to the age of 99 years.
- Our Cancel for Any Reason option can help make our Trip Protection Group plan is the best travel insurance for Groups.
- Pre-existing Medical Conditions Waiver covered if you meet the requirements.
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Patriot Multitrip Group
- Ideal for Group of people travelling frequently outside their home country
- Lifetime maximum of $1M
- Annual premium
- Sudden and unexpected recurrence of pre-existing condition-medical is covered up to $5000 per period of coverage.
Best Group travel insurance cost
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Insurance Plans Plan Maximum Deductible Cost # Atlas Group WorldTrips $50,000 $250 $80 Patriot America Plus group IMG $50,000 $250 $84 Patriot America Lite Group IMG $50,000 $250 $84 Patriot Platinum America Group IMG $2,000,000 $250 $190 *The average cost of travel medical group insurance plans in the USA is based on quotes for 5 travelers with age range from 40-49 years with a duration of 7 days.
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Insurance Plans Plan Maximum Deductible Cost * Atlas Group WorldTrips $50,000 $250 $55 Patriot International Lite Group IMG $50,000 $250 $59 Voyager Essential Group GeoBlue $50,000 $500 $61 Voyager Choice Group GeoBlue $50,000 $500 $68 Patriot Platinum International Group IMG $2,000,000 $250 $125 *The average cost of travel medical group insurance plans for outside USA is based on quotes for 5 travelers with age range from 40-49 years with a duration of 7 days.
Do you need travel Insurance for large Groups?
Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel insurance. International travel insurance is necessary since:
- A member can fall sick or get hurt.
- There may be a sudden need for emergency evacuation to a safer location or better medical facility
- Experience a loss of baggage or miss a flight during the travel
How can I know my eligibility for a Group travel insurance Policy for my trip?
- You must be traveling with a Group of minimum of 5 travelers.
- Available for both US and Non US residents.
- Travelers may have different travel dates (start and end date of travel), but all Group holiday insurance policies should be purchased at one time.
Advantages of Group travel insurance vs individual travel insurance
- Cheaper and more convenient than buying individual policies for each member of your group.
- Travel insurance for a Group can ensure that everyone in your Group has the same level of coverage and benefits. You don’t have to worry about comparing different policies or finding out that someone in your Group has inadequate or no coverage at all.
- Offer coverage for medical emergencies, including hospitalization costs, medical evacuation, and repatriation. This ensures that all members of the Group receive necessary medical care without worrying about expensive bills.
- It can offer coverage for unforeseen events like holiday cancellation or lost baggage. This prevents you from incurring extra expenses due to a flight cancellation or losing your valuables during your trip.
- There is usually a discount of about 10% or more in Group travel policies when compared to individual travel insurance for the same destination.
- A single compare Group travel insurance application form for all members of the Group instead of individually filling application forms.
- There is a master policy for the whole Group with individual ID cards for individual travelers.
What does Group international travel insurance cover?
Trip cancellation
Reimbursement for loss of pre-paid, non-refundable payments.
Medical evacuation
Transportation to or between hospitals as needed.
Trip delay
Reimbursement of food and lodging expenses due to delay in travel.
Lost baggage
Pays sum for lost or delayed luggage by airline.
Medical expenses
Covers cost of treatment for sickness or injury during your vacation.
Group travel insurance vs Individual travel insurance
| Group travel insurance | Individual travel insurance | |
|---|---|---|
| Coverage | Allow Groups of 5 or more travelers to purchase one policy. | Covers one person or one family. |
| Cost | Often cost-effective when covering multiple travelers under one policy, potentially offering discounts for Group bookings. | Generally priced per person and may vary based on factors like age, destination, and coverage level. |
| Customization | Limited customization options as policies are usually standardized for the group. | Offers flexibility to customize coverage to suit an individual's specific needs. |
| Coverage Duration | May have restrictions on the maximum trip duration and the number of trips covered within a specified time frame. | Offers flexibility in trip duration and may cover multiple trips under a single policy. |
| Benefit Limits | Benefit limits may be shared among Group members, potentially affecting coverage availability for individuals. | Benefit limits are specific to each person, ensuring full coverage for each traveler. |
| Cancellation | Group policies may have restrictions on changes or cancellations by individual members. | Provides greater flexibility for changes or cancellations based on an individual's needs. |
| Pre-Existing Conditions | Coverage for pre-existing medical conditions may vary among Group members. | Allows individuals to specify coverage for their pre-existing conditions. |
Group travel insurance - FAQ's
1. Can individuals purchase Group health insurance plans on their own?
Yes, Individuals can buy Group travel insurance, as long as they satisfy the eligibility criteria.
2. Can travelers with pre-existing medical conditions be covered under a Group policy?
Some Group travel insurance plans offer coverage for pre-existing conditions, these are Patriot America Plus group, Patriot Platinum group while these may have some restrictions. Travelers should check the policy details.
3. How is the cost of Group travel insurance determined?
The cost is influenced by factors such as the number of travelers, trip duration, coverage options, and the age of participants. There is usually a discount of about 10% or more in Group travel policies for the same destination.
4. Is Group travel insurance suitable for international trips?
5. What does Group travel insurance typically cover?
Coverage can include trip cancellation, trip interruption, medical expenses, emergency evacuation, baggage loss, and more. The specific coverage can vary by policy.
Europe Schengen visa Family travel insurance
Group travel insurance for popular Groups
Student Groups travel insurance
Quite often we have international student Groups from China, India, South America, or Europe visiting the US. These trips can range from a few days to a few weeks. The students are high school going or college students and Group travel insurance for youth and school Groups works very well in this situation.
Find plans »Sporting teams Group insurance
When a school, college of club sporting team is visiting the US, or traveling overseas from the US, buying travel insurance for school Groups online works admirably well. School Group travel insurance for sports teams is easy to administer and can be processed online with only one application.
Find plans »Business travellers Group insurance
When employees are traveling overseas be it for a conference or for a longer term project, they can buy corporate Group travel insurance. Group insurance provides relevant coverage such as for trip interruption, baggage loss or delay along with coverage for unexpected medical emergencies.
Find plans »Holiday travel insurance
When you are taking an international travel holiday with many friends or family members as a large group, travel insurance for family Groups works well as it is easy to administer and cheaper. The holiday insurance for Groups will include cover for emergency medical costs, baggage delay and loss and emergency medical evacuation.
Find plans »Schengen visa Group travel insurance
Group travel insurance mandatory for Schengen visa are cheaper when compared to individual travel insurance plans. The discount will vary depending on the number of travelers and the duration of travel, however they are usually about 10% cheaper when compared to individual travel insurance for the same destination.
Find plans »Trip cancellation insurance
Whether you are organising a US domestic travel holiday for family members or a tour operator organising a trip for a large group, cheap Group holiday insurance is ideal . The US domestic Group travel insurance will include cover for cancel for any reason, baggage delay and loss, trip cancellation or interruption, emergency medical evacuation as well as unexpected emergency medical costs.
Find plans »Group travel insurance types
When you are traveling in a Group of five or more, it is economical to buy International Group travel insurance. Group travel plans are often more economical when compared to individual plans, they are also easier to manage as one common application is sufficient as opposed to individual insurance applications.
The requirement for a Group policy beyond having Five travelers is that all travellers have the same start and end date and that all travellers are eligible for the policy being purchased.
We work with several travel insurance providers and have experience in customising the insurance plan for your specific needs. Again since we work with many providers and given the volume of business we generate we can get very competitive prices for your Group travel medical insurance.
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