Commonly asked questions about international student health insurance.Know more
Resources to help you understand Student Health and Travel Insurance.Know more
The student’s age is a vital factor that determines the cost of the insurance. The prices vary for different age group. The prices will increase with the increase in the age of the student.
The price of the student insurance in an international country can be either monthly or on a daily basis. The price will be more with an increase in the duration of coverage required.
The price is directly proportional to the medical maximum coverage required. The price is less for a budget conscious student who chooses basic coverage while higher medical maximum coverage will cost more.
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Insurance for Exchange scholars satisfying visa requirements
Insurance plans for dependents of an F1 visa holders
Insurance plans for US students studying outside their home country
In the event that the F1 visa (International student visa) holder is already insured and does not need any insurance, but the dependent spouse on the F2 visa (dependant of F1 visa holder) alone needs to be insured, then there is only one student insurance plan that is available for the F2 Visa holder. This is the Patriot Exchange student insurance plan offered by IMG. However this plan does not provide any coverage for Pregnancy and Maternity.
The other student plans that have coverage for pregnancy and maternity need to have F1 and F2 both on the plan to be eligible for the benefits of the plan.
Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.
Yes, International students can definitely get student medical insurance, we offer many student insurance options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive. At student insurance plans that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits. However, students should confirm if the University allows students to but insurance outside the University, and if they can get the required insurance waiver for this student insurance.
No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.
International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.
The best student medical insurance will vary for each student. There is no single student insurance which will work as the best international student health insurance plan for all students. The factors to consider while identifying the best student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international students.
US citizens are eligible to purchase health insurance plans through their state's health insurance marketplace. Non-US citizens can purchase visitor insurance plans. Those foreign students on the F or J visas qualify specifically for "student" health insurance plans which are often cheaper than visitor insurance. Students can compare student medical insurance plans and make an informed choice.
Most colleges offer group health insurance for their students. This may be required if the student does not have any other insurance. Check with your institution as to what is available. However the student insurance plans that are offered in American Visitor Insurance are usually cheaper than University insurance while offering similar coverage. Students can compare the coverage of the University insurance along with the plans on this website and make an informed decision.
The health insurance cost for the college student will depend on the coverage benefits of the student insurance plan, the age of the student, the medical maximum coverage required and the deductible for the plan. The cost of student health insurance coverage within the US is more expensive when compared to coverage outside the US.