Thank you for contacting us for Covid19 travel insurance! We strive to provide the best and most options for international travelers. In that light, we have recently added this policy by Trawick International. It is unique in being a primary health insurance, meaning it will pay out benefits before home country coverage or other health insurance. Insurance with pre existing conditions also offers coverage for "acute onset" of pre-existing conditions for up to $1000 for persons over 70 and under 90 years of age.
The policy is available from any state in the US or can be purchased from abroad. There is also a co-pay of only $30 if you use urgent care (unless you choose a $0 deductible, then there is no copay either). If you are needing testing or treatment for COVID-19, the company wants you to pre-certify with them (that is, you call them before you seek testing or treatment)!This plan will cost about $1206 for coverage from June 23 to Dec 31 with a maximum of $500,000 and a deductible of $250.
The look-back period for the plan is only 90 days which means you have a much better chance of having pre-existing medical conditions covered, especially if they are stable for your visitor. The plan as a $75,000 maximum for persons over 69 years and $150,000 for persons under 70 with a $250 or $500 deductible (same for pre-existing condition coverage). The Elite plan has a fixed pre-existing condition maximum limit up to which the pre-existing condition would be covered.
I am looking for travel insurance options for my parents who are 72 and 67 year-old and have pre-existing conditions as blood pressure for my dad and kidney stone for my mom. Are kidney stones considered a pre existing condition.They will be visiting USA from Oct 29 to Jan 15. Please let me know if the insurance quote I got from here covers the pre-existing conditions as described aboveThanks,
The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.
The longer the duration of visitor medical insurance required, the higher will be the cost.
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