Border entry protection visitor insurance for USA
US border entry procedures: What to expect when entering the US
Visiting the United States can be an thrilling experience, whether for tourism, business, or to see family members. Whether you are visiting for a few days or longer, understanding the border process helps you start your U.S. journey on the right foot.
On arrival at a U.S. port of entry—typically an airport or land border—you’ll go through a border inspection process conducted by U.S. Customs and Border Protection.
Here, CBP officers will verify your identity, review your visa or ESTA, ask questions about your trip, and may inspect your baggage. Even with a valid visa, final entry is at the discretion of the officer. Being prepared with the correct documents and providing clear answers will make your entry smooth and stress-free.
Risks at US border entry for travelers
While most travelers enter without issues, it is important to understand that entry into the U.S. is not guaranteed, even with a valid visa or approved ESTA. U.S. Customs and Border Protection (CBP) officers have the authority to deny entry at their discretion. Being aware of potential risks can help you better prepare and reduce the chance of complications.
Common risks faced at the U.S. border
- Lack of Proper Documentation: Missing or expired passports, incorrect visa type, or incomplete forms can lead to delays or denial. Travelers should carry a printed copy of their visa approval notice, return ticket, hotel booking, or invitation letter if applicable.
- Inconsistent or Vague Travel Purpose: Border agents may ask for the reason behind your visit. Inconsistent, unclear, or suspicious answers can raise red flags. Be prepared to confidently explain your trip purpose (e.g., tourism, family visit, business) and length of stay.
- Suspicion of Intent to Overstay: Visitors who appear likely to remain in the U.S. beyond their permitted time may be denied entry. Carry evidence of strong ties to your home country, such as a job, family, or property ownership.
- Carrying Prohibited Items: Items like certain foods, medications without prescriptions, large amounts of cash, or undeclared goods can result in questioning, fines, or denial. Declare everything honestly and check CBP’s list of restricted and prohibited items before traveling.
- Previous Visa Violations or Immigration History: If a traveler has previously overstayed, been deported, or violated visa conditions, entry may be denied even if a new visa has been issued.
How to minimize risk at border entry
- Carry all relevant documents in hand luggage.
- Be honest and respectful when speaking to CBP officers.
- Show proof of return plans and financial means to support your stay.
- Know your rights—but avoid confrontation.
How does travel Insurance help you if you are detained at the U.S. border?
Most US travel insurance plans do not cover costs or provide assistance if you are detained by U.S. Customs and Border Protection (CBP) at the port of entry.
Detention at the border is considered an immigration or legal issue, not a medical or travel-related emergency which is typically what travel insurance is designed for.
However at American Visitor Insurance are some US visitor travel health insurance plans which offer the following coverage for border entry protection:
Visitors Preferred Insurance
star Rating: “A-” by A.M. Best edit_square Underwriter: SiriusPoint Specialty Insurance Corporation
- Travel medical insurance for non-US citizens visiting the US, up to 99 years
- Coinsurance: In-network: After deductible, plan pays 100%
Out-of-network: After deductible, plan pays 80% up to maximum limit - Direct Billing: First healthcare network
or United HealthCare 
- Border Entry Protection: $500 maximum limit, Not subject to deductible
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Urgent Care : $15 per incident; no copayment if deductible is $0.
- Optional add-on benefits
- Renewable: Can be renewed and extended up to 24 months
- Repatriation of Remains: Up to the period of coverage limit
Policy maximum?
$50,000, $100,000, $500,000, $1,000,000Deductible options?
$0, $100, $250, $500, $1,000 $2,500Period of coverage?
5 days to 12 months
Atlas America Insurance
star Rating: Rating: A++ (Superior) edit_square Underwriter: Lloyds, London
- Medical insurance for non-US citizens traveling to the US, up to 99 years old
- Coinsurance: After deductible, plan pays 100% up to policy maximum
- Direct Billing: Unitedhealthcare
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 79 years
- Emergency medical evacuation: Up to $1,000,000
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Urgent Care : 15 per incident; no copayment if deductible is $0
- Border entry Protection: Up to $500 if denied entry to the U.S. on a valid B-2 visa.
- Adventure Sports: Includes coverage for eligible sports injuries and illnesses during vacation at no additional cost
- Optional add-on benefits
- Renewable: Can be renewed and extended up to 364 days
- Repatriation of Remains: Equal to the elected overall maximum limit
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
364 days
Atlas Premium America Insurance
star Rating: Rating: A++ (Superior) edit_square Underwriter: Lloyds, London
- Medical insurance for non-US citizens traveling to the US, up to 99 years old
- Coinsurance: After deductible, plan pays 100% up to policy maximum
- Direct Billing: Unitedhealthcare
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 79 years
- Emergency medical evacuation: Up to $1,000,000
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Urgent Care : 15 per incident; no copayment if deductible is $0
- Border entry Protection: Up to $500 if denied entry to the U.S. on a valid B-2 visa.
- Adventure Sports: Includes coverage for eligible sports injuries and illnesses during vacation at no additional cost
- Optional add-on benefits
- Renewable: Can be renewed and extended up to 364 days
- Repatriation of Remains: Equal to the elected overall maximum limit
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
364 days
Commercial airline change fee and the airline ticket cost difference after the deduction of the Air Credit refund for the unused portion of the original airline ticket.
airplanemode_inactive Restrictions and Conditions Details
How much does Border entry protection visitor insurance for USA Cost?
The cost of travel insurance with Border entry protection coverage cost ranges from $77 to $214 for a month. This is dependent on a few factors namely the age of the traveler, the plan maximum and the deductible.
For example here we are showing cost with $50,000 maximum and $250 deductible for duration of one month.
| Plan Name | Border Entry Protection Coverage | Age 40 Cost | Age 60 Cost |
|---|---|---|---|
| Visitors Preferred Insurance | $500 maximum limit | $77 | $148 |
| Atlas America Insurance | Up to $500 if denied entry to the U.S. on a valid B-2 visa | $78 | $177 |
| Atlas Premium America Insurance | Up to $500 if denied entry to the U.S. on a valid B-2 visa | $95 | $214 |