Why buy visitor health insurance? Do we need it?

Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).
travel

What is the traveler's destination???

passport

What is the nationality of the traveler??

calendar

Is the traveler looking for?

schengen

Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?

visa

What is the Visa of the traveler?

visa

What is the Visa of the traveler?

cardiogram

Does the traveler have any pre-existing medical conditions?

travel

Type of Insurance?

Traveler's Age
Age
Spouse's Age (if travelling)
Spouse's Age
Dependents(< 18 years & if travelling)
 
 
 
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Stranded outside one’s home country and need for travel insurance

In the wake of coronavirus contamination, the World Health Organisation (WHO) declared it as pandemic to the world. Since the outbreak there is a forced restriction on travelling and lock downs worldwide. Travelers who were out of their home country have been stranded, worried if they can be safe in another country. There are a number of travelers who are stranded and facing this unpredictable and difficult situation across the globe.

Many countries are making efforts in getting back stranded citizens back to their home country. All passengers will be required to undergo medical screening before boarding the flight and only those passengers with negative reports for the covid-19 will be allowed to travel. Post arrival most international travelers will be medically screened with a mandatory quarantine for 14-day on arrival.

For an unforeseen situation like this it’s advisable to be careful and having the best international travel insurance is very important. This will help you to be financially stress free as the insurance will cover the expenses for all medical treatments from hospitalization, doctors’ fees, ambulance charges and post and pre-treatments provided to the insured. Most of the countries offer sophisticated health care treatment for foreign visitors, the treatments however are very expensive. Without proper medical insurance coverage outside your home country one may have to pay huge medical bills leaving with a dreadful situation. Hence international travel insurance is a must during this pandemic times while traveling or living outside one’s home country.

US travel insurance for Coronavirus

There are currently three US insurance providers namely Trawick International, INF insurance and Global Underwriters who offer US Visitors insurance coverage for coronavirus.

Trawick International Insurance:

Trawick International offers visitor medical insurance for coronavirus (covid-19) with their Safe Travels USA Insurance. Note that you must pre-certify in the case of covid-19 coverage (that is, you call the insurance company first before seeking testing or treatment). There are four Safe Travels USA plans. One is a fixed plan, and the other three are comprehensive plans. The plan called Safe Travels USA Comprehensive is the best plan for persons with pre-existing medical conditions even if over the age of 70.You can compare all the plans at this site and buy them by choosing the "buy now" button under the name of whichever plan you are interested. You can compare Safe Travels USA Insurance plans You can access all the details, brochure, etc of each policy by clicking on the "Details" hotlink underneath the policy name for each policy.

INF travel insurance:

INF Insurance is another company that offers visitors health insurance for coronavirus in the US, Canada and Mexico. They have consistently said they will cover covid-19 as any other illness. One of their plans (Elite) has excellent coverage of pre-existing medical conditions beyond the usual coverage for "acute onset" of pre-existing conditions which is a unique offering. You can compare their plans using this link and purchase the one you are interested in by choosing the "buy now" button for the appropriate plan: Please note that the Elite Network insurance and Premier Insurance are cheaper per month if you purchase at least 90 days the first time you buy them. You can compare all available INF US visitor insurance.

Global Underwriters:

Diplomat America Insurance offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. If Covid19 is pre-existing, then it's excluded. That is if the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.

An Overview

Visitor Medical Insurance plans have been designed for international travelers to protect them while they are outside their home country. In some countries such as the US, Canada and most European nations health care is very expensive, travelers are required to purchase insurance before the consulates of these countries will even issue them a visa to travel there. Visitors to foreign countries can buy the insurance from one of several different travel insurance plan providers. This ensures that they will not be left in the lurch should they have an illness or injury.

Why buy visitor health insurance?

Healthcare costs in USA

Why do I need to buy insurance? This is indeed a valid question. Imagine falling ill during a holiday or a trip abroad? Now imagine this happens in a country where US healthcare is truly unaffordable? It's not a pleasant thought! And while no one wants to get sick while away form home, sometimes it does happen. To reduce the financial and emotional stress of such an eventuality it is best to have proper travel insurance for USA visitors.

Healthcare Cost in USA

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Importance of buying visitors insurance for Flu

International tourists visit the US throughout the year for different purposes. In the US, during the season of Flu which starts at the beginning of the fall and will stay till winter ends. Doctors recommend getting the Flu vaccine during this period for people living in the US. The flu vaccine also known as influenza vaccine protects people against the influenza virus. Flu can be dangerous for older travelers and young children as their immunity is low. As the Healthcare cost in the US for visitors is quite expensive buying US Travel Medical Insurance can certainly provide a great sense of relief which making the payment of the medical expenses. The flu shot itself will not be covered by the travel insurance, as this will be considered preventive care, however treatment due to flu will be covered.

Buying Visitors Medical Insurance Online

Buying plans online is not just convenient, it is also safe. There is no additional fee for an online application. The process itself is very simple. A convenient comparison tool is available for comparing different quotes. By entering in your age, dates of travel and desired coverage limits you can review the gamut of plans available. You will see a comprehensive list of premiums, benefits, provider networks, etc. The website also provides an extensive list of Frequently Asked Questions (FAQs) to help you answer any query you may have had about travel insurance policies.

Travel medical insurance for US citizens traveling overseas

US citizens and US residents should know that their domestic US health insurance including medicare provides little to no coverage outside US borders. It is important therefore to have good travel medical insurance when you are outside the United States. US citizens can insure their international travel to cover the cost of their travel under Trip protection insurance or buy travel medical insurance where the plans are designed to insure the health of the traveler. There are travel plans for all categories of travelers like senior citizens, travelers with pre-existing conditions, business travelers who make multiple trips annually, student group travelers....

Why Buy at AmericanVisitorInsurance.com?

Why buy insurance from American Visitor Insurance
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Resourceful visitors medical insurance information

Fixed vs comprehensive plans

Confused whether to buy fixed or comprehensive insurance? Know the differences!
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Visitor insurance resources

New to insurance concept? Here are some useful insurance resources for you!

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Factors to consider

Here are some factors that you need to consider while buying visitors insurance for USA visitors.

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