Why buy visitor health insurance? Do we need it?

Stranded outside one’s home country and need for travel insurance

In the wake of coronavirus contamination, the World Health Organisation (WHO) declared it as pandemic to the world. Since the outbreak there is a forced restriction on travelling and lock downs worldwide. Travelers who were out of their home country have been stranded, worried if they can be safe in another country. There are a number of travelers who are stranded and facing this unpredictable and difficult situation across the globe.

Many countries are making efforts in getting back stranded citizens back to their home country. All passengers will be required to undergo medical screening before boarding the flight and only those passengers with negative reports for the covid-19 will be allowed to travel. Post arrival most international travelers will be medically screened with a mandatory quarantine for 14-day on arrival.

For an unforeseen situation like this it’s advisable to be careful and having the best international travel insurance is very important. This will help you to be financially stress free as the insurance will cover the expenses for all medical treatments from hospitalization, doctors’ fees, ambulance charges and post and pre-treatments provided to the insured. Most of the countries offer sophisticated health care treatment for foreign visitors, the treatments however are very expensive. Without proper medical insurance coverage outside your home country one may have to pay huge medical bills leaving with a dreadful situation. Hence international travel insurance is a must during this pandemic times while traveling or living outside one’s home country.

US travel insurance for Coronavirus

There are currently three US insurance providers namely Trawick International, INF insurance and Global Underwriters who offer US Visitors insurance coverage for coronavirus.