Diplomat America Insurance

Ideal for Greencard holders visiting USAMost popular student health insurancePlan for visitors to the USACovid19

Diplomat America Insurance Cost

Age & Citizenship
Start Date
End date

Key benefits of Diplomat America Insurance

Available for Green card holders

Pre-existing condition

Comprehensive plan

Sports coverage

Coverage for Students

Medical Evacuation

Diplomat America insurance Reviews

Insurance provider
Global Underwriters
Diplomat America rating
AM Best Rating: "A" (Excellent)
Policy maximum
  • $50k $100k $250k $500k $1M
  • Age 80+: $20k
Deductible options
$0 $50 $100 $250 $500 $1k $2,500 $5k
Diplomat America insurance underwriter
Underwritten by C&F Cayman SPC for and on behalf of ITI SP.
Plan life
15 days to 365 days.
Coinsurance of Diplomat America

The plan pays 80% of eligible expenses up to $5k, then 100% up to the Maximum Limit.

Diplomat America Links

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Key Highlights

Diplomat America Insurance - Key Highlights

  • This plan is for Non Us citizens and Non US residents visiting the US.
  • This plan is available to the US citizens visiting US on business trips and vacation while living abroad. There is a requirement for a valid international address..
  • This plan is not available for citizens of Australia and Iran.
  • The plan covers 80% of eligible expenses up to $5000 and then covers 100% after the deductible.
  • This plan covers COVID-19 as any other illness provided the illness is not already existing before the purchase of the plan.
  • This plan is not available for travel to Afghanistan.

Diplomat America travel insurance summary

What is the Eligibility to buy Diplomat America visitors Insurance
  • Non US citizens and Non-US residents while visiting the United States
  • Coverage is NOT available for Australian Citizens.
  • This plan does not offer coverage for any travel outside the United States.
Note: This plan is also available to US citizens returning to the US for vacation or business trips while living abroad. A valid international address is required in order to apply.

Diplomat America Insurance Refund
Global Underwriters will provide a refund of your plan cost, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.

Diplomat America insurance Coinsurance
The plan pays 80% up to $5k of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident

"The plan is not renewable”, if additional coverage time is needed, a new application must be completed.
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Plan benefits of Diplomat America insurance

  • Emergency Medical Evacuation & Repatriation The average semi private room rate
    Intensive care unit $500k
    Return of Mortal Remains $500k
    Return of Minor Child $500k
    Emergency Medical Reunion $500k
    Interruption of Trip $500k
    Loss of Baggage $50 per article; up to a maximum of $250
    Incidental Trips Up to a maximum of 15 days for Incidental Trips to Canada, Mexico, and the Caribbean Islands only.
    Seat Belt and Airbag Benefit Up to $25k.
    Felonious Assault Benefit Covered
    Home Alteration and Vehicle Modification Up to a maximum of $2,500 (within one year after the date of the accident)
    Political & Natural Disaster Evacuation $50k
    Coma Benefit Coma Benefit
    Additional Accidental Death & Dismemberment Purchase up to $1M of 24 hour AD&D coverage. Benefits and exclusions are same base plan.
  • Emergency Dental Treatment Accident: Usual & Customary Expense; Palliative: $100
  • Acute onset of pre-existing condition 24 months waiting period.
    Accidental Death and Dismemberment $25k (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits
  • Excess Benefits All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible insurance.
    Emergency Dental(acute onset of pain) Up to $250 - not subject to deductible or coinsurance

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Diplomat America Covid travel insurance - Global Underwriters Covid travel insurance coverage

Diplomat America Insurance by Global Underwriters offers coverage for covid. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medical condition and will not provide coverage for that ailment.

Covid testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing. The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the policy.

Does Diplomat America Insurance cover covid?

Global Underwriters Covid19 travel insurance by Diplomat America travel insurance will cover eligible medical expenses resulting from COVID. Eligible medical expenses should be declared as medically necessary that are not subject to another plan exclusion.

Compare Global Underwriters Diplomat Insurance Plans

Global Underwriters Travel insurance - FAQ's

Global Underwriter insurance - FAQ's

01. Is Global Underwriters a reliable insurance company?

Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

02. What is the cost of Global Underwriters travel insurance?

The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.

03. What are the different types of Global Underwriters travel insurance?

Some of the different types of travel insurance plans offered by Global Underwriters are:

04. What is the difference between the Global Underwriters insurance plans?

The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.

05. How do I purchase Global Underwriters Insurance?

You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.

06. What are the requirements for applying for Global Underwriters insurance?

The main requirements for applying for Global Underwriters insurance is the travelers passport details and the travel dates. You can apply for Global Underwriters insurance online on American Visitor Insurance or call (877)-340-7910 to get help in applying for Global Underwriters insurance.

07. For which countries can I buy Global Underwriters travel insurance?

Global Underwriters insurance is available for international visitors outside their home country.

08. What is the eligibilty to buy Global Underwriters insurance?

To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.

09. Is there coverage for covid illness in Global Underwriters travel insurance?

GlobalUnderwriters insurance covers covid as a new sickness in their Diplomat America Insurance and Diplomat Long Term travel insurance plans for Non US citizens and Non US residents visiting the US.

10. Is Global Underwriters insurance a legit company?

Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons.

Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.

11. Why should I buy travel insurance from Global Underwriters?

Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.

12. Does Diplomat Insurance cover covid illness?

Diplomat travel insurance will cover eligible medical expenses resulting from COVID. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

13. What is Travel health insurance coverage

Planning to travel overseas needs detailed and well balanced planning of the trip. It is very important for travelers to buy travel health insurance while travelling away from their home country and if you plan for a long trip then long term holiday planner coverage is needed. A travel insurance cover will provide protection towards all sudden accidents and illness. While traveling to the US, international travelers should include a visitors insurance cover for a safe and stress free travel.

The domestic health insurance of the home country invariably provides little or no coverage in a new country. A visitors medical diplomat insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US.

14. What is travel health insurance plan?

A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country.The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip.

The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.

15. What does visitors medical insurance cover?

A visitors health insurance plan covers:

  1. Any new sickness or injury that occurs during the trip after the start of the policy.
  2. Accidents or illness occurred during the trip
  3. Medical emergencies and medical evacuation
  4. Cover for hospital treatment, doctor expenses and prescribed drugs
  5. Some plans cover acute onset of pre-existing conditions
  6. Dental emergencies (again offered by some insurance plans)

16. What does the visitor health insurance not cover?

  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Medical emergencies and medical evacuation
  4. Maternity coverage if conception occurs before purchase of visitor health insurance

17. What are the different types of visitor insurance plans?

There are broadly two types of visitors health insurance that a traveler can choose based on their travel requirements.
Fixed benefit travel insurance coverage: A fixed benefit insurance plan is a basic plan with lower benefits and lower premiums. These covers offer basic standard medical coverage and stay in case unforeseen medical or travel events occur while traveling away from home country. There are few plans that cover acute onset of pre-existing conditions up to a certain limit.

Comprehensive travel insurance coverage: Comprehensive travel insurance offers exhaustive coverage but are more expensive when compared to the fixed benefit plans. Most of the comprehensive plans offer coverage for acute onset of pre-existing conditions. The insured can visit doctors within their PPO network to get cashless services. There are many US insurance providers who offer good comprehensive visitors health insurance plans like Patriot America Plus, Safe Travel USA Comprehensive, Atlas Travel and Liaison Travel Plus.

18. How can the insured use US visitor health insurance?

Hospitals and Urgent care – the Insured can produce their visitor medical insurance card at the urgent care in an event of falling sick or injured while in the US. If the insured requires medical assistance then he can visit a hospital where cashless medical services can be availed.

Prescriptions – The insured can buy prescribed medicines for a medical ailment that occurs during travel and file a claim for reimbursement along with the proof of the receipt.
Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

19. Is Covid covered for Diplomat International?

For Diplomat International plan: Covid is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:

  1. Severe acute respiratory syndrome covid (SARS-CoV-2).
  2. any mutation or variation of SARS-CoV-2.
  3. any fear or threat of a), b) or c) above.
  4. For travel insurance, please buy Diplomat longterm insurance with Global Underwriters travel medical coverage.

Global Underwriters travel insurance related links

Diplomat America Insurance Restrictions

  • Coverage is NOT available for residents of USA, Australia, or Iran.
  • This plan is NOT intended to cover any travel outside the United States, except for incidental trips to Canada, Mexico or the Caribbean Islands after you arrive in the US.
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