Compare to buy best US health insurance for new immigrants

Compare and buy US Immigrants health insurance

Immigrant's age
No. of dependent under 18
5. Citizenship
6. Countries where coverage is required
USA only ALL nations including USA ALL nations excluding USA
6. Mailing & permanent address
7. How long has the traveler been in USA?
Coverage preference

US Immigrant Insurance - Overview

US Immigrant health insurance plans offered here provide medical insurance for new US immigrants (Green Card holders sponsored by family members) and potential immigrants (H4 & F2 visa holders) till they are eligible for domestic insurance.

What does US Immigrant travel insurance cover?

Health care expenses

Covers hospital expenses for sickness or accidents.

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains

Repatriation of remains to home country included.

Immigrant insurance USA, Medical insurance for immigrants USA - useful links

How to buy insurance?

Types of Insurance

How to use the plan?

Insurance Glossary

Pre-existing conditions

US Expatriate Insurance

  • Policy Maximum#1
  • Deductible#2
  • Pre-existing Covered
  • Key Features:  Standard Plan offers coverage for unexpected illness and injury along with travel assistance benefits.
  • Policy Maximum#1
  • Deductible#2
  • Pre-existing
  • Key Features: Great coverage for a great price.
  • Policy Maximum#1
  • Deductible#2
  • Covers eligible costs related to COVID19 illness.
  • Key Features Coverage for sudden or unexpected recurrence of pre-existing conditions up to $2,500. Plan life - 5 days up to 12 months
  • Policy Maximum#1
  • Deductible#2
  • Pre-existing Covered
  • Key Features: Always eligible for purchase no matter what age and how long a person has been in the US
  • Policy Maximum#1
  • Deductible#2
  • Eligibility Over 65 years plan must begin within 30 days of arrival in the US
  • Key Features: Coverage for pre-existing conditions regardless of age
  • Policy Maximum#1
  • Deductible#2
  • Eligibility Plan must be bought within 12 months of arrival in US
  • Key Features: It covers acute onset of pre existing condition up to the age of 79.

INF Standard


by INF inf
  • Policy Maximum#1
  • Deductible#2
  • Eligibility The minimum enrollment is 30 days for INF Standard
  • Key Features: This is the only insurance for visitors which covers Urinary Tract Infection.

#1 Maximum Coverage is the maximum eligible medical expenses that the plan will cover.

#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

US Health insurance for new immigrants are long term plans, some being renewable even up to three years. They cover medical expenses incurred during sudden illness or injuries. Some plans like the Geo Blue Explorer can also cover pre-existing medical conditions and preventive care, but policy issuance is not guaranteed and needs have an underwriting approval.
US New Immigrants health insurance
Find the best US New Immigrants health insurance plans
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Health insurance for new immigrants USA, Immigrant health insurance USA - FAQ's

Why do immigrants need US immigrant insurance?

  • It is very risky for anyone to be uninsured in the US, especially new immigrants who soon after arriving in the USA are particularly vulnerable given the new environment that they are in.
  • There is a waiting period till new US immigrants are eligible for Medicare or to purchase domestic health insurance. Immigrants can however buy new US immigrant insurance plans as an interim coverage.

Can a US immigrant get health insurance?

Yes, there is immigrant health insurance, or health insurance for permanent residents available. However it must be noted that domestic US medical insurance for Green card holders including Medicare and Medicaid have a waiting period of five years. US immigrants are eligible for Medicaid coverage only if they satisfy the resident state’s income or residency rules.

It is important to buy temporary US immigrant health insurance till Green card holders become eligible for domestic insurance plans. The visitor health insurance plans that we offer also work very well as health insurance while waiting for Green card. Given the high cost of US health care, it is very important to have health insurance for elderly immigrant parents and medical insurance for Green card holders even before they become eligible for domestic US plans

Can a green card holder already in the USA buy INF plan?

They must go through special membership approval for INF Elite / Premier / Standard / Traveler USA for Greencard holders.

Can a new immigrant in the US buy INF plans?

Yes, they can buy INF travel insurance.

Can a green card holders buy INF insurance?

Yes, they can buy INF travel insurance.

Likely US immigrant medical insurance customers

The coverage offered under affordable US immigrant insurance plans vary depending on the specific circumstances of new immigrants. Following are some of the eligibility criteria for green card holders:
  • Frequently traveling Green Card Holders (between the US and home country): Green card holders who travel to their home country or who may not be staying permanently in the USA are advised to buy new US immigrant health insurance coverage. You should be aware that new immigrants health insurance in USA will not provide coverage for preventative care (health check ups, vaccinations...) or has limited coverage for pre-existing medical conditions.
  • Recent Green Card Holders or New Immigrants: New immigrants who can be parents or family members who have recently arrived in the USA can buy insurance depending on the duration of stay. These plans can be purchased for the period till you are eligible for domestic health insurance.
immigrant medical insurance
  • Green Card Holders permanently living in the USA: If a US green card holder is living permanently here then he or she is eligible for domestic health insurance plans. However this depends on the duration of stay in US. If you are below 65 years then you are eligible for domestic health insurance plans such as Blue Cross, Blue Shield, however they are usually eligible only after living in the US for 6 months or more. In this case also, purchasing insurance till they become eligible for domestic plans makes sense. For those above 65 years who are not yet eligible for Medicare or domestic health insurance, new immigrants over 65 can select INF insurance
  • Applied for Green Card and waiting: If your children/grandchildren have applied for Green Card and waiting you can buy insurance coverage which will be suitable for them.

Health insurance for new immigrants


US health insurance for new immigrants


Please can you let me know what insurance would cover me under Trumps proclamation that new immigrants need health insurance.


questionDear Peter,

There are no specific requirements for the insurance. Therefore, you can purchase ANY visitor plan that we offer to meet these criteria. Of course, we would suggest a plan which covers COVID and is a comprehensive plan, but this is only a recommendation.

You can search best US new immigrant insurance. Note that you will enter your foreign address as your "residence" address and most companies will NOT allow you to renew after you have your green card IN HAND. Until then, you can use any visitor plan we offer.

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Can I buy US immigrant health insurance after coming to the USA?

Yes! We do recommend that you make your purchase before you leave to start the day you leave your home country until the day you return (bearing in mind the policies are based off of EST). However, you can still buy a policy after you have started your journey. Of course, if you or your visitor is already sick and/or in the hospital, you will not get coverage for that incident. You must have an US immigrant insurance policy in place before something adverse occurs (which is why we recommend covering your entire trip from start to finish).

Generally, however, all options are open within the first month of arrival to your destination AND these limitations are only for plans which cover trips to the US. International travel has no limitations, so you can buy USA new immigrant health insurance at any time.

However, sometimes people wait to see what their visitors may want and to discuss options with them. Do not delay because some policies will no longer be an option if you wait too long.

US Immigrants health insurance

US Immigrants health insurance plans highlights

  • Many options for short and long term stays in US and abroad.
  • Some plans are renewable monthly, quarterly, semi-annual, or annually.
  • Some plans can be enrolled even 24 months after arriving in the United States.
  • Affordable New US Immigrants health insurance plans provide an interim bridge coverage till you are eligible for US domestic health plans.

US Immigrants Medical Insurance Options

Short term health insurance options (5 Days - 12 Months) Long term health insurance options (one year or longer)
  • Options for long term major medical coverage
  • Options for Illegals in the US

Which category of Green card holder are you?

New US immigrant insurance

Immigrant Plans - Long term Plans

Perfect for people planning on immigrating to US but not yet left their home countries. Click here to read more

Green Card Holders Frequently traveling overseas

Green card holders who travel frequently to their home country. Click here to read more

Recent US Immigrants

New US immigrants who can be parents or family members or Fiancee (K visa) visitors. Click here to read more

Green Card Holders permanently living in US

Compare Green card holder insurance plans who may not immediately qualify for US domestic health insurance. Click here to read more

Applied for Green Card and waiting

Parents who have applied for Green Card and are waiting for approval can buy these insurance plans. Click here to read more

New US immigrant insurance

New US Immigrant health insurance

The US administration had introduced rules in 2019 making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs

US Immigrant health insurance plans

Compare popular US immigrant plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards

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Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!

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US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage.

Click here to read more »

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Resourceful New US Immigrants health insurance information

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New Immigrants insurance resources

International travel insurance resources for New US Immigrants.

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Factors for New Immigrants medical insurance

Important factors while deciding on the best US New Immigrants health insurance plans.

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Types of US New Immigrants insurance online

Understanding different types of US New Immigrants travel insurance options.

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Claims Procedure

New Immigrants insurance claims procedure

New Immigrants medical insurance claims process for hospitalization.

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Popular travel insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure and INF insurance.

US visitors insurance providers

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