International Student Health Insurance for F1 Visa

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International Student Medical Insurance (USA F1 visa holders)

International student medical insurance plans are for students who travel outside their home county for higher education. These student health insurance plans provide coverage for health expenses, prescription drugs, mental health coverage, and even pre existing conditions such as maternity expenses after a waiting period. International student insurance plans are designed to satisfy the requirements of American universities. To purchase student insurance, you should be either a full time student or a full time scholar performing research for a minimum of 30 hours every week in an educational institution. International student insurance plans usually require a valid educational visa as proof.

At America visitor Insurance we have developed a student insurance comparison facility where you can get quotes of plans offered by different companies, as well as compare them based on different coverage details. You can select the plan that suits your specific needs best. Some of the factors that you should consider other than the premium rates are the eligibility requirements and the waiting period for pre-existing condition coverage. Student insurance is also available for dependants of the actual students such as the spouse and child/children of the student.

However you should have documentation to prove dependence. In the case of spouse a proof of marriage might be requested, and the dependant children should be less than 19 years old. Quite often your university will ask for an insurance waiver form to be completed. This can be provided by the insurance provider from whom you purchase the insurance plan. At American visitor Insurance, we can facilitate getting the insurance waiver form completed.

What does international student health insurance cover?

Doctor Visit

Covers doctor visits in case of sudden injury or sickness.

Sports Activities

Some plans cover high school sports activities.

Health care expenses

Hospital medical expenses for sickness or accidents during coverage.

Dental Coverage

Expenses from sudden dental pain and accidental dental injuries.

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.

Repat of remains

Repatriation of remains expenses to home country in case of death.

Testimonials - From Our Customers

Thank you for your prompt reply. Thank you for doing some good homework on our behalf. May the Lord richly bless you and all your encounters and may He fill your life with all of his abundance.
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Ron W

I needed to move my policy date, but remembered it too late. American Visitor Insurance customer support made a lot of efforts to fix it out and succeeded. It's a really good service. Great thanks to your support staff.
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Konstantin V.B

Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration.
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Resourceful health insurance information for international students...

Find the student insurance cost

Find out the best insurance for your budget and needs.

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How to buy student insurance?

Step by step guide to buying the best travel insurance online.

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Student group insurance

Best student group travel medical insurance.

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Student Compare Coverage

Compare International health insurance for students in USA

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F1 Visa Student Health insurance plan highlights

01. Do students qualify for medicaid?

Medicaid is a US government program available to US citizens in some sort of financial need. Check with your state's guidelines for eligibility. Medicaid is however not available for international students who are not US citizens.

02. Can college students get free health insurance?

US college students can be covered by their parent's health insurance up to the age of 26 years. It is technically not "free" as their parents are paying for it, but it may be subsidized by the parent's employer.

03. Do f1 students need health insurance?

International students on the F1 visa are not required by any government agency to have international student insurance when studying in the USA. However, given the very high cost of healthcare in the United States, most schools have their own requirements and often require international students to buy health insurance.

04. What is the best student insurance? What is the best health insurance for international students?

There is no single best insurance for international students. The best student insurance plan varies depending on the needs of different international students. Each best health insurance for international students will have some unique advantage such as being very cheap and affordable, or being more expensive but providing better coverage. Some best insurance for international students offer unique advantages such as coverage for hazardous sports, covid 19 coverage for Coronavirus, coverage for pregnancy, coverage for pre-existing ailments etc…

05. Does any plans of f1 student insurance will covers pregnancy?

Yes, some of our international student insurance cover pregnancy of an insured student or enrolled spouse if the pregnancy begins after the waiting period in the policy. They usually do not cover the pregnancy of a dependent child.

06. What are the benefits of health insurance for F1 visa?

Health insurance for F1 visa is most important given the high US healthcare costs and provides the following coverage:

  • Medical expenses related to diagnosis, testing, treatment, and hospitalization for accidents and illnesses, including COVID-19 if contracted after the policy effective date
  • Emergency medical evacuation and repatriation in case of complications or emergencies

07. Is health insurance mandatory for F1 visa holders?

Having health insurance is not mandatory by U.S. government for F1 visa holders (it is mandatory for J1 visa holders). However, many U.S. universities require international students to have health insurance due to high US healthcare costs. Requirements vary, so check with your school's international student office for details.

08. Can a student on a visa get health insurance in USA?

Yes, an international student on a student visa (F1 of J1) can get health insurance in the USA. However, not all health insurance plans are the same and some may not cover pre-existing conditions, COVID-19, or other specific benefits. Therefore, it is important to compare different F1 visa student insurance plans and read the policy before buying one. You can compare different types of US visa insurance plans on American Visitor Insurance online.

There are different types of visas for international students who want to study in the US, such as F-1, J-1, M-1, and Q-1. Each visa has different requirements and regulations regarding health insurance. For example, students on a J-1 visa are required by the U.S. government to obtain health insurance that meets the following criteria:

  • Medical benefits of at least $100,000 per accident or illness
  • Repatriation of remains coverage amounting to $25,000
  • Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000
  • A deductible not exceeding $500 per accident or illness

Students on an F-1 visa do not have a set of government mandated requirements and instead must purchase insurance that meets their school requirements. Depending on the college or university, they may be required to purchase their group insurance plan or have the option of choosing their own.

US student F1 visa medical insurance FAQs

Best health insurance for international students in USA

Which is the best student insurance in USA?

Health insurance for F1 students in USA, Medical insurance for international students

  • Patriot Exchange Covid insurance offers coverage for coronavirus sickness.
  • IMG's Patriot Exchange insurance is designed for International students or Cultural Exchange scholars.
  • Student Health Advantage insurance offers Covid19 international student health insurance for medical expenses due to Covid illness.
  • This plan may be renewed for up to five years.
  • Student Secure provides excellent insurance cover to international students and scholars outside their home country.
  • WorldTrips Student health insurance by Student Secure Insurance covers Covid19 illness for international students outside their home country.
  • Study USA student insurace includes coverage for Covid19 illness.
  • tudy USA Health Insurance provides affordable student medical insurance to foreign students studying in the US and to US registered students studying abroad.
  • GeoBlue Navigator Student coronavirus insurance offers coverage for medically necessary COVID-19 testing and treatment is covered.
  • Offers worldwide coverage for international students and faculty outside their home country.
  • Offers Unlimited annual and lifetime medical maximum.
  • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage.
  • Coinsurance is waived for care outside the U.S.
  • Sports, terrorist and alcohol-related injuries are covered
  • Exceeds J-1 visa requirements
  • No waiting period associated with any preventive services.

Best health insurance for international students in USA on OPT status

International students on the F1 visa are allowed to enroll for optional practical training(OPT). This allows students to work off campus, or work without being enrolled for coursework in the university. Since students in this OPT visa status are not enrolled in coursework, they will be ineligible for some student insurance plans. Compare medical insurance for OPT students in USA and buy a plan that satisfies your needs.

Resourceful insurance information for students

Student travel insurance FAQs

Commonly asked questions about international student travel insurance Argentina.

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Student insurance resources

Here are some useful resources to help you understand insurance.

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Factors for student insurance

Factors while buying best international student health insurance USA.

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Student benefits

Popular student insurance coverage benefits.
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Maternity Coverage

Health insurance plans offering coverage for pregnancy, maternity and new born baby.
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Sports Coverage

Medical insurance plans offering coverage for high schools sports and other group sports activities.
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Pre-existing Coverage

International student medical insurance for students who need coverage for existing medical ailments.
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Patriot Exchange insurance ideal for F2 and J2 visa holders

Patriot Exchange insurance plan is available for spouse and dependent children even if the primary F1 or J1 visa holder is not on this insurance plan. If a J1 Visa holder wants to buy this plan for his J2 spouse or children, then Patriot Exchange insurance plan can be purchased for the J2 visa holders. The same is true for F2 visa holders as they can buy Patriot Exchange student insurance even if the F1 visa holder is not on the Patriot exchange student insurance plan.

j1 visa

Not on a F1 visa? Please review these other visa categories

J1 visa holders

Insurance for Exchange scholars satisfying visa requirements

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F2 dependents

Insurance plans for dependents of an F1 visa holders.

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US Student Abroad

Insurance plans for US students studying outside their home country.

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J2 dependents

Insurance for J2 visa dependants satisfying visa requirements.

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OPT Status within F1 visa

Insurance plans for students on OPT status, OPT student health insurance.

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M1 visa holders

Medical insurance for students on vocational training.

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Steps to compare and buy
Best International student insurance

 1: Finding the available best health insurance for international plans

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

 2: Compare the different medical insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the student health insurance that you like best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review the students medical insurance plan documents received by email

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step student travel insurance

Factors for the cost of US student travel insurance

Student’s age

The student’s age determines the cost of US student medical insurance. The prices for f1 visa US student insurance increases with the age of the student.

The length of coverage

The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

Maximum medical coverage

The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.

Student health insurance related links

Student medical insurance forum

Customer queries and answers about medical insurance.
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Student Medical Insurance Blogs

Blogs about buying student health Insurance.
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Student travel insurance FAQs

Commonly asked questions about student travel insurance.
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Student medical insurance – Blogs and article

Compare best student insurance online

Compare US students medical insurance online, ideal as F1 visa insurance and J1 visa insurance.

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International Student health insurance in USA

Compare US international student insurance to find the plan for your budget and needs.

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Going to the US to Study?

Compare US students medical insurance for the plan that fits your needs best.

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USA visa health insurance, Visitor visa health insurance USA

B1 visa insurance

USA B1 visa health Insurance, B1 visa travel insurance for tourists.

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B2 visa insurance

B2 visa health insurance for tourists, B2 visa tourist insurance for USA.

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F2 visa insurance

F2 visa medical insurance for F1 visa dependents, F2 visa health insurance.

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F1 visa insurance

F1 visa student health insurance, International student insurance in USA.

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J1 visa insurance

J1 visa insurance for exchange scholars, J1 visa medical insurance.

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Green card insurance

Health insurance for green card holders, Green card health insurance.

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K1 visa insurance

Fiancée health insurance, K1 visa health insurance for fiancé on K1 visa.

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H1B visa insurance

H1B visa health insurance, Travel health insurance for H1B visa holders.

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Travel health insurance USA

Travel insurance for tourists in USA, tourist insurance USA.

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H4 visa insurance

H4 visa health insurance, Health insurance H4 visa holders.

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F1 visa student insurance

Hopefully we have seen the end of the pandemic with most parts of the globe being vaccinated and large populations now having the necessary immunity. However, it still remains important for international students to have student health insurance with COVID coverage as the cost of healthcare in the US is very expensive. At American Visitor Insurance, we offer several international student insurance with Covid coverage.

Earlier international students in the US had to buy affordable care act, ACA (Obamacare) compliant medical insurance, however recent changes have removed this requirement. International students can now buy student health insurance plans offered on our website without violating US government requirements.

International Medical Group health insurance plans for international students in the US

The International Medical Group offers affordable student health insurance coverage for Covid19 medical expenses. Their popular Covid19 International student health insurance plans are

TravelInsure insurance for F1 students

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.

GeoBlue insurance for F1 students

GeoBlue student health insurance by Navigator for Student covers medically necessary COVID testing and treatment.

International students can compare student insurance plans to most appropriate plan that suits their specific needs.

There are some F1 visa students on the OPT status who are not enrolled in any classes. In this situation students are not limited to buying US student health insurance and can buy short term US visitors medical insurance. The visitors insurance plans are cheaper and work well for international students while they are not enrolled in classes. International students can review US visitors medical insurance plans that fit your needs.

Please know we are here to help you make an informed decision to get international students insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Best insurance for international students

Cheapest F1 student health insurance

Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds. We work with several US insurance providers that offer excellent student F1 health insurance.

We have developed an excellent compare F1 visa student travel insurance tool and have article and FAQ's with information for the best travel insurance for F1 students studying abroad. Our international student insurance plan comparison facilities lists the student travel insurance that satisfies the student requirements.

Student health insurance

Students can find the cheapest health insurance for international students in USA as well as outside the USA. Other than the cost, we also display relevant coverage details of health insurance for international students on F1 visa studying in the USA.

Nationalities of large international student groups in the US

US Colleges and Universities

Student health insurance for top US colleges and universities

Offering student medical insurance for
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!