Visitors Care Insurance Reviews

  • Ideal for Non-US citizens travelling outsie their home country.
  • Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
  • Plan maximum options of $25,000, $50,000 and $100,000 are available.
  • Coverage for incidental visits to home country up to a cumulative of two weeks.

Answer Answer these questions to get free quotes

Select your age
Select your destination
What is your citizenship?
Enter your insurance start date
and insurance end date
 
Visitors Care links
Advantages
Disadvantages

Customer care
Fixed benefit plan
 

A working example of using Visitors Care travel insurance (Offered by International Medical Group)

Consider an example where your:
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Your claims for medical expenses is $25,500
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $25,500 minus $100 equals $25,400. Insured bears $100.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Days in hospital $2,000/day for 3 days $1,400/day for 3 days $1,800
Surgery $17,000 $3,300 $13,700
Prescription Drugs $800 $250 $550
X Ray $1,700 $800 $900
Total: $25,600 $8,550 $17,050
 

Unique Benefits

  • Plan is renewable (unless there is a break in coverage) for a total of up to 2 years. Any one policy period may not exceed 12 months.
  • Visitors to the US above 65, your initial period of coverage must begin within 30 days of arrival in the US. This requirement will be waived with proof of previous valid insurance.
  • An insured person may return to his/her home country for incidental visits up to a cumulative two weeks total and retain continuing coverage during such visits.
  • Optional Pre-existing condition rider, up to 69 years $5,000 per period of coverage benefits and for above 70 is $2,500 per period of coverage.
  • Claims must be presented to IMG for payment within ninety days from the date the claim was incurred.
  • Intensive Care, Surgical Treatment, Physician visits and Private duty nurse expenses are covered with terms and conditions.
  • Available deductibles are $0, $50, $100 and Ages 80 & Over: $50, $100. Deductible is applicable per period of coverage.

 
Visitors Care Blog

Travel health insurance protects one in the event of unexpected illness or injury while traveling outside the country. It is a great opportunity to travel internationally but at the same time to make our travel and stay in an outside country an enjoyable and memorable experience purchasing travel health insurance is very essential.

International Medical Group, IMG travel insurance Links

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