Policy maximum
$25k, $50k and $1M
Deductible
$0, $50, $100
Fixed benefit plan
Cheapest options in the market definitely more affordable.
Acute onset of a pre-existing condition
Covers up to the age of 70 years.
Renewability
Plan is renewable for a maximum of 2 years.
PPO Network
Ideal for Cheaper visitor insuranceAcute on set of pre-existing conditions
Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America.
When you have parents, in laws, other family members or friends visiting the USA, It is a cheapest insurance plan for their stay in America. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
At American visitor insurance, US Travelers can contact the Visitors Care customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Ideal for Non-US citizens travelling outside their home country.
Reviews, Ratings and Experiences
The Visitors Care cost per month is ranges between $30 to $143. This is dependent on the factors namely age of the traveler, length of insurance coverage, plan limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $25,000, $50,000 & $100,000 up to 79 years. $10,000 is available for people ages over 80.
For Example here we are showing price for one month with deductible of $100.
| Age of traveler | Maximum $25,000 | Maximum $50,000 | Maximum $100,000 |
|---|---|---|---|
| 18 - 29 years | $18 | $28 | $38 |
| 30 - 39 years | $20 | $32 | $42 |
| 40 - 49 years | $21 | $33 | $45 |
| 50 - 59 years | $30 | $46 | $64 |
| 60 - 69 years | $36 | $57 | $78 |
| 70 - 79 years | $60 | $97 | $142 |
For senior travelers aged 80 to 99, the cost is $143, with a maximum coverage of $10,000 and a deductible of $100.
Excludes coverage for residents of Belarus, Russia, and Ukraine and travelers visiting Belarus, Russia, or Ukraine.
Let us take an example: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000
Insurance coverage $50,000
Deductible $100 per certificate period
Medical expenses Claims$25,100
The Visitors Care plan covers clearly defined amounts for different medical situations up to a medical maximum coverage ($50,000). The insured must pay the deductible ($100). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay $17,050. This is the difference between the fixed amount the insurance pays and the actual billed amount.
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $100 | $0 | $100 |
| Days in hospital | $2,000/day for 3 days | $1,400/day for 3 days | $1,800 |
| Surgery | $17,000 | $3,300 | $13,700 |
| Prescription Drugs | $800 | $250 | $550 |
| X Ray | $1,700 | $800 | $900 |
| Total: | $25,100 | $8,550 | $17,050 |
Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses.
Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.
Visitors Care is a fixed benefit plans and most affordable plan by IMG. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
IMG’s Visitors Care travel insurance cost per month ranges between $30 to $143. This is dependent on the age of the traveler, length of insurance coverage, plan limit and the deductible.
IMG’s Visitors Care health insurance provides coverage for acute onset of pre-existing conditions for people below 70 years. This means that if you have a sudden and unexpected recurrence of a pre-existing condition that is life-threatening or requires immediate medical attention, you may be covered up to the maximum limit of your plan. However, this coverage does not apply to chronic or congenital conditions, or conditions that gradually become worse over time.
IMG Visitors Care Insurance plans offer budget-friendly coverage for international visitors to the U.S. Benefits include basic medical protection for doctor visits, hospital stays, and emergency services. Plans vary by coverage limits, deductible options, and benefits for acute onset of pre-existing conditions. Visitors Care travel health Insurance is ideal for travelers seeking affordable, short-term health insurance.
IMG maintains when inside the U.S., the UnitedHealthcare Options network is a longstanding reputable tier 1 network that gives you more access to more doctors and services. When outside the U.S., you can also enjoy access to quality healthcare worldwide with our proprietary IPA network that includes over 18,550 physicians and facilities.
local_hospital Find Provider NetworkDownload Visitors Care insurance claims form
Frequently asked questions and answer about travel insurance.
Read more »IMG popular travel insurance plan with pre-existing coverage.
Read more »Customer queries about Visitors Care insurance plan.
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Easily compare Visitors Care travel insurance quotes with other top-rated visitor insurance plans to find the best coverage for your needs and budget. Review benefits, premiums, and features like pre-existing condition coverage, emergency care, and network access—all in one place.