HTH Worldwide Travel Insurance, HTH Travel Insurance reviews

HTH Worldwide
HTH Worldwide travel Insurance Options

HTH Worldwide Travel Insurance is a leading company offering global travelers from any country access to quality worldwide healthcare services.

Plans offered are Trip Protector (Economy, Classic, Preferred)

HTH Worldwide Trip Insurance Plans

  • Ideal for: Comprehensive travel insurance to protect your vacations trips.
    Purpose: These plans offers coverage for medical expenses, financial losses, trip cancellation, trip interruption and others incurred while traveling.

    Trip Protector Insurance

    Ideal for Cancel for any reasonPre-existing waiverTrip Cancellation

    Trip Protector Economy Insurance

    • Trip cancellation up to $5k/Trip interruption up to 125% of trip cost.
    • $75k medical for sickness and injury/$500k medical transportation.
    • Coverage for sickness, injury or death of you or traveling companion, traffic accident, employer transfer and more.

    Trip Protector Classic Insurance

    • Trip cancellation up to $25k/Trip interruption up to 150% of trip cost.
    • $250k medical for sickness and injury/$1M medical transportation.
    • Coverage for sickness, injury or death of you or traveling companion, traffic accident, employer transfer and more.
    • Pre-existing condition exclusion waiver may be available if purchased within 14 days of initial trip deposit.

    Trip Protector Preferred Insurance

    • Trip cancellation up to $50k/Trip interruption up to 200% of trip cost.
    • $500k medical for sickness and injury/$1M medical transportation.
    • TripProtector Economy and Classic coverages plus Cancel for Any Reason (optional).
    • Pre-existing condition exclusion waiver may be available if purchased within 21 days of initial trip deposit.
  • Download Claims form

    Contact Number: 1-888-350-2002
    Claims Department: HTH Worldwide, P.O. Box 30259, Tampa, FL 33630
    Fax: 860.975.1828

    Download Claims form

    Contact Number: 1-888-350-2002
    International Claims Department: HTH Worldwide, One Radnor Corporate Center, Suite 100, Radnor, PA 19087
    Fax: 610.293.3529

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Best HTH Worldwide Visitors insurance - FAQ's

01. What does the HTH Worldwide travel insurance reimburse?

The HTH Worldwide Trip Protector Classic and Trip Protector Preferred plans offer extensive coverage. Here is a summary of what’s covered:

  • All prepaid, non-refundable trip expenses (air tickets, hotel booking, cruises, tours)
  • Emergency medical or dental expenses.
  • Medical evacuation
  • Personal expenses caused by baggage delay or loss.

Please note that the coverage of travel insurance policies can vary depending on the provider and the policy and it is important to understand the policy documents for what is and isn’t covered before purchasing travel insurance.

02. Why should I buy HTH Worldwide travel insurance?

Domestic US medical insurance typically do not cover medical expenses incurred while traveling abroad. Therefore, it is important to purchase international travel insurance offered by HTH worldwide before starting on an international trip. Travel medical insurance can provide coverage for emergency medical expenses, including medical evacuations, that occur during your trip.

03. Will my pre-existing condition be covered under a TripProtector Classic or Preferred plan?

The Pre-Existing Condition Exclusion is waived from the TripProtector Classic and TripProtector Preferred plans unless you meet the following criteria:
You buy this plan prior to or within 14 days (for TripProtector Classic) or 21 days (for TripProtector Preferred) of initial trip deposit.

04. I already left on my trip. Can I buy a TripProtector Classic or Preferred plan when I am outside the U.S.?

TripProtector Classic and TripProtector Preferred plans are approved to be sold to travelers buying from within the US only. You may not be able to purchase these plans when you are outside the US.

05. Who is eligible to purchase a TripProtector Classic or TripProtector Preferred policy?

An eligible participant for purchasing a TripProtector Classic or TripProtector Preferred plans by HTH Worldwide must meet the following criteria:

  • The home country of the traveler is the United States.
  • The traveler is traveling outside the U.S.
  • Children under the age of Six, must be enrolled with a parent.
  • The initial purchase of the policy must be made in home country prior to departing on trip.

06. How does Cancel for Any reason benefit work?

Cancel for Any Reason (CFAR) is an optional benefit that can be added to some travel insurance plans for qualifying travelers. It allows you to cancel your trip for any reason and get a partial reimbursement of your pre-paid trip expenses. This benefit is time-sensitive and has other eligibility requirements, so not all travelers will qualify. The reimbursement amount varies from 50% to 75% of your prepaid refundable trip costs that are outlined in the plan’s inclusions . If you are interested in buying CFAR coverage, you can review American Visitor Insurance to find the CFAR plans that best fit your travel needs

Quarantine Travel Insurance

  • Quarantine Benefit: Trip Protector plan offers Coverage for accommodations due to a covered Trip Delay maximum - $2k/$200 per day (6 hours)
  • Trip interruption up to 200% of trip cost.
  • Travel insurance for US Citizens and US Residents traveling outside US.
  • $500k medical for sickness and injury/$1M medical transportation.
quarantine coverage

Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!

HTH Worldwide Resourceful travel insurance links