US visitors medical insurance - Free quotes

1. Traveler's age
  
2. Citizenship
      
3. Coverage limit
4. Coverage Region
  
5. Dates for coverage
Start date  
End date    

Visitors insurance types

One of the most important reasons for buying visitors insurance is the very high cost of healthcare if you are uninsured and outside your home country. The cost of healthcare in the US is particularly high. There are different factors to consider while buying visitor medical insurance. International travelers should know the difference between fixed benefits and comprehensive insurance plans. They should also be aware of deductibles and co-insurance and coverage for Pre-existing conditions. An aware traveler can make an informed decision among the several options offered by different insurers.

What is the cheapest visitor travel insurance?

The cheapest travel insurance is for coverage if your destination is outside the US or fixed benefits plan coverage to the US. Neither of these may be suitable or appropriate to your situation. However, whatever your situation, we are dedicated to offering you quality, economical options for your travel needs.

What is the difference between Policy maximum and lifetime maximum?

Policy Maximum is the insurance amount on the policy purchased and it is the maximum amount that the policy can pay in case of any medical emergency. The Lifetime Maximum is the maximum time duration during which the policy is effective after which the policy is considered to be expired and invalid even if you have not filed any claim on the insurance.

Is visitor travel insurance a good idea?

It is definitely a good idea! Health Care can become highly expensive in countries like the US, where not having travel health insurance for USA can take a toll on the medical expense. Having travel insurance can be a huge relief which comes in handy during any major unexpected sickness or injury while in a foreign country.

Visitor Health Insurance - Some highlights

Healthcare Cost

High health care costs in the US & Europe could be burdensome to a short term visitor.

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Best Coverage

Not sure which plan to buy? Find out which offers the best coverage for you!

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Pre-existing Coverage

Find insurance plans providing comprehensive coverage for pre-existing conditions/ailments

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Senior Citizens

A fall or illness could become more serious for the older traveler. Be sure you have good coverage.

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Obama Care for visitors to the US

Are visitors to US eligible for Obama Care? No. The Affordable Care Act (ACA) insurance plans are not available for visitors to the US even if their immediate family members or parents are US citizens. It is therefore very important for visitors to the US to buy visitors medical insurance which will help them handle the very high healthcare cost while in the United States.

Review popular visitor insurance plans for visiting USA:

Age
Spouse Age
Start Date
End Date
Comprehensive plans  pays for all expenses after the deductible and co-insurance component and are recommended given the high costs of health care in the US.
Maximum coverage#1
Deductible#2
Key Features Acute onset of pre-existing conditions coverage of $30,000 for visitors up to 69 years in USA. Details...
$33.79
PER MONTH
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Maximum coverage#1
Deductible#2
Pre-Existing Cover
Key Features Great coverage for a great price. Offers coverage for pre-existing conditions. Details...
$37.00
PER MONTH
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Maximum coverage#1
Deductible#2
Key Features Always eligible for purchase no matter what age and how long a person has been in the US Details...
$42.16
PER MONTH
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Fixed benefits plans  have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
Maximum coverage#1
Deductible#2
Heart Care#3
Key Features Some pre-existing coverage with Heart Care Plus rider available for all ages. Most economical option with a $25k maximum and lowest deductible option. Details...
$38.00
PER MONTH
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Maximum coverage#1
Deductible#2
Key Features High maximum available. Details...
$49.91
PER MONTH
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Maximum coverage#1
Deductible#2
Key Features Pre-existing conditions covered as any other for persons under 70 Details...
$63.55
PER MONTH
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Maximum coverage#1
Deductible#2
Key Features High maximums available for older individuals Details...
$63.55
PER MONTH
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#1  Maximum Coverage is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Optional pre-existing condition rider covers for Stroke or Myocardial Infarction.

Highlights of our visitors Insurance quote facility

  • Our quote compare facility is an user friendly time saving utility for insurance customers.
  • The plans we display are specially designed to match the needs of international travelers. Customers can enter their age and get quotes of several plans.
  • Different quotes can be reviewed in one screen and bought online.
  • Along with the quotes, the compare tool also displays key benefits, exclusions, PPO network details, renewal details...
  • The major advantage of using our compare facility is that it highlights the important benefits and exclusions so that the customer can make an informed choice while saving time and the energy of going to individual insurers.
visitors insurance

US Citizens travelling overseas

US Citizens travelling overseas
Thanks to the strength of the US Dollar, traveling overseas has become more affordable to US travelers. The number of US travelers going overseas has been increasing steadily over the year, particularly to Europe, Canada, Caribbean and to the Latin American countries. More recently there has been an increase in US tourists to Asia as well, and there has been an increase in the number of older travelers.

US travelers should note that US domestic insurance including Medicare has little to no coverage outside US borders. It is therefore important to buy international travel health insurance.

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Travel health insurance

  • Travelers to the USA from different parts of the globe can buy insurance offered by US insurance providers.
  • These plans can be purchased by US travelers, who are vacationing outside the US.
  • Insurance customers can compare different plans and buy them online.
  • These plans have better recognition in USA when compared to plans purchased in your home country.
  • The claims are settled in US dollars and for hospitalisation within the provider network, the billing is done directly to the insurance company.

Why Visitors Insurance?

Visitor health insurance is most essential need while visiting a foreign country.

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How to use the plan

Read the steps to use the plan in case of an emergency.

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Compare and buy

Know how to compare and buy from our wide range of plans.

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Resourceful visitors medical insurance information

Resources

Visitor insurance resources

International travel insurance resources for travel emergency while outside your home country.


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Factors

Factors for travel insurance

Important factors to consider while deciding on the best visitors medical insurance.


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comparison

Types of visitor insurance

Understanding different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.


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Claims Procedure

Claims Procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.


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