Ideal for Chepest visitor insurancePre-existing conditions
VenbrookEssential insurance offers Fixed benefit medical insurance for non-citizens coming to the USA or USA and other countries.VenbrookEssential US visitors insurance offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years and also ffers coverage for Hospital Stays, Emergency Room Visits, Urgent Care, Doctor's Office Appointments, Prescription Medications, and Accidental Death & Dimemberment.
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Let us take an example: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000.
Insurance coverage $50,000
Deductible $100 per certificate period
Medical expenses Claims$25,100
The Safe Travels Elite plan covers clearly defined amounts for different medical situations up to a medical maximum coverage ($50,000). The insured must pay the deductible ($100). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay $16,600. This is the difference between the fixed amount the insurance pays and the actual billed amount.
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $100 | $0 | $100 |
| Hospital Room Rent | $9,000 ($3,000 * 3 for 3 days) | $4,200 ($1,400 * 3 for 3 days) | $4,800 |
| Surgery | $15,000 | $3,500 | $11,500 |
| X Ray | $1,000 | $800 | $200 |
| Total | $25,100 | $8,500 | $16,600 |
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The VenbrookEssential cost per month ranges from $49 to $775 . This is dependent on a few factors namely the age of the traveler, the plan maximum and the deductible.
The cost of Venbrook Essential insurance is higher for senior travelers as they are more likely to need healthcare while traveling. Also the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. VenbrookEssential offers the following policy maximum options:
For Example here we are showing VenbrookEssential travel insurance cosr per month with deductible of $0.
For senior travelers aged 80 to 89, the cost is $775, with a maximum coverage of $20,000 and a deductible of $0.
To file a claim with Venbrook Essential Insurance, follow these steps:
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
To buy the VenbrookEssential insurance, you will need the travel dates and passport details of the traveler.This will include the name of the traveler, the date of birth, the passport number and the travel dates.
You can get the quotes and make an instant purchase of VenbrookEssential travel insurance online with a credit card on American Visitor Insurance.This can be done without the need of any paperwork or medical exam.
VenbrookEssential Insurance is available only for non-citizens coming to the USA or USA and other countries.
No. This plan offers coverage for acute on set of pre-existing conditions up to 70 years of age.
Yes. Venbrook Essential have $25 cancellation fee after the effective date.
No.
