There are many visitors who are visiting family in the US for long stays, often around 6 months. Visiting the US to a new and different environment can result in unexpected medical emergencies, especially for older travelers. Healthcare and medical services in the USA is extremely expensive and a simple medical treatment can cost thousands of dollars.
A 6 month travel insurance for USA can protect against these expensive medical costs, hospital visits and other travel assistance services. In US hospitals, costs are much cheaper if you have USA visitor insurance for extended stay and if the hospital is part of the insurance PPO network. Beyond the actual insurance coverage itself, simply having the best 6 month medical insurance for visitors to USA decreases the overall bill.
The cheapest 6 month travel insurance cost for USA are fixed benefit plans with price ranges from $176 to $979. The cost of travel insurance for a 6-month trip depends on the travellers’ age, maximum coverage, deductible, and the insurance provider you choose.
For example here is the list of the cheapest 6-month travel insurance cost for USA.
| Plan Name | Plan Max Range | Deductible | Age 55 | Age 65 | Age 75 |
|---|---|---|---|---|---|
| Safe Travels Advantage Trawick International | $25,000 to $150,000 | $0 | $176 - $501 | $232 - $600 | $360 - $979 |
| Visitors Care IMG | $25,000 to $100,000 | $100 | $177 - $377 | $234 - $443 | $390 - $876 |
| Venbrook Essential Venbrook | $25,000 to $150,000 | $0 | $217 - $640 | $289 - $732 | $400 - $867 |
| Visit USA Budget Travel Insure | $50,000 to $150,000 | $250 | $230 - $424 | $265 - $480 | $470 |
Source: American Visitor Insurance®
The cost of the best travel insurance for a 6-month trip in USA ranges between $752 to $2,778. The cost of travel insurance for a 6-month trip depends on any need for pre-existing conditions coverage, the travelers age, medical maximum coverage, the co-insurance and deductible, and the insurance provider you choose.
For example here we are showing price of 6-month travel insurance in USA with deductible $250.
| Plan Name | Plan Max Range | Age 55 | Age 65 | Age 75 |
|---|---|---|---|---|
| Visitors Preferred IMG | $50,000 to $1,000,000 | $752 - $1,409 | $1,101 - $1,283 | $1,491 |
| Patriot America Plus IMG | $50,000 to $1,000,000 | $755 - $1,436 | $1,021 - $2,185 | $1,703 - $2,562 |
| Safe Travels USA Comprehensive Trawick International | $50,000 to $1,000,000 | $875 - $1,643 | $1,166 - $1,495 | $1,738 - $2,778 |
| Venbrook Premier Venbrook | $50,000 to $1,000,000 | $765 - $1,418 | $1,037 - $2,064 | $2,078 - $2,578 |
| Atlas America WorldTrips | $50,000 to $2,000,000 | $772 - $1,643 | $1,219 - $1,522 | $2,099 - $2,619 |
The best 6-month travel insurance cost will be more expensive that than the cheapest travel insurance for 6 months as these are comprehensive plans with extensive protection and higher coverage limits. Compare the different plans on American Visitor Insurance and choose the best plan for your needs.
Source: American Visitor Insurance®If your parents are visiting the USA for six months, buying visitor insurance is crucial to protect them from unexpected medical expenses. Healthcare in the USA is expensive, and having the right insurance ensures peace of mind during their stay. Visitor insurance for 6 months helps cover hospital visits, doctor consultations, and emergency treatments.
Most 6 month US travel insurance cover emergency medical expenses, hospitalization, urgent care, doctor visits, prescription drugs, emergency medical evacuation, and repatriation of remains. Some plans also include coverage for acute onset of pre-existing conditions.
Yes, Some US visitor insurance allow renewal or extension up to a maximum duration, often up to 364 days or up to 3 years+.
Yes, most plans allow you to purchase coverage even after arrival. However, coverage may begin only after a waiting period. It’s best to buy before you travel.
Covers hospital expenses for sickness or accidents.
Insures Doctor visits for sudden injury or sickness.
Doctor prescribed eligible pharmacy drugs expenses.
Some plans insure acute onset of pre-existing conditions.
Medical evacuation expenses to nearest facility included.
Repatriation of remains to home country included.
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