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Diplomat America Insurance Reviews for Covid19

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Covid 19 Global Underwriters travel insurance coverage for Coronavirus

Global Underwriters travel insurance offers coverage for coronavirus as any new sickness. If it is pre-existing, then it's excluded. That is of the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.

The coronavirus testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing. The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the policy.

Diplomat America Insurance
Insurance provider
Global Underwriters
Plan life
15 days to 365 days

Deductible options?
$0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per person/plan period
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, Age 80+: 20,000
Diplomat America Insurance Rating
AM Best Rating: "A" (Excellent)
PPO Network
Diplomat America Insurance Reviews
Global Underwriters Diplomat America Insurance reviews.
Diplomat America Underwriter
Underwritten by Allied World Assurance Company (Europe) DAC.

Diplomat America Links

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  • Details
  • Comprehensive
  • Claims
  • Provider Network

Diplomat America Insurance - Key Highlights

  • This plan is for Non Us citizens and Non US residents visiting the US.
  • This plan is available to the US citizens visiting US on business trips and vacation while living abroad. There is a requirement for a valid international address..
  • This plan is not available for citizens of Australia and Iran.
  • The plan covers 80% of eligible expenses up to $5000 and then covers 100% after the deductible.
  • This plan covers COVID-19 as any other illness provided the illness is not already existing before the purchase of the plan.

Diplomat America travel insurance

  • The coverage is available for Non US Residents while visiting the United States. Visiting Canada or any foreign country from the USA is not covered.
  • The minimum period of coverage is 15 days and the maximum is 12 months. You can also combine these two increments to suit your travel needs.
  • Ideal for US citizens visiting USA.

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A working example of using Diplomat America travel insurance (Offered by Global Underwriters) *

Let us take an example of Plan-A: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000.
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims incurred inside US: After the deductible, 80% of first $5,000 and then 100% to the policy limit
  • Total medical expenses is $25,000
The insured must pay the deductible ($100) before the insurance plan pays anything. Since the policy maximum coverage is $50,000. and the total amount billed is $25,000, the policy will pay 80% of first $5,000 then 100% up to the policy limit ($50,000). In this case the insured expense after the deductible is 20% of first $5,000, which is $1,000. Thus your final expense is $1,000 while the insurance company will cover the remaining $24,000.

Diplomat America insurance for USA

Diplomat America

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Hospital Room Rent $9,000 $8,000 $1,000 (20% of first $5,000)
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total $25,000 $24,000 $1,000
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.
  • Advantages
  • Disadvantages

Diplomat America Insurance advantages

  • Diplomat America Insurance Covid19 travel insurance by Global Underwriters for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
  • Comprehensive coverage plan.
  • The plan pays co-insurance 80% of Covered Expenses up to $5,000 and 100% thereafter up to the selected policy maximum.
  • Deductible per policy period.
  • $20,000 coverage for 80+ travelers - best coverage.
  • Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.

Diplomat America Insurance Disadvantages

  • Not renewable.
  • Pre-Existing Condition Exclusion: 24 months prior to the start date of coverage.
  • Plan not available for travelers traveling outside of US.
  • Refund of premium after deducting processing charges if intimated before the effective date of the policy.

Does Diplomat America insurance Coronavirus reviews cover covid illness?

Global Underwriters Covid19 travel insurance by Diplomat America travel insurance reviews for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.


What are some insurance terms important in Diplomat America Insurance reviews?

  • Plan Maximum coverage of Diplomat America travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Diplomat America insurance offers plan maximum options of $50,000, $100,000, $250,000, $500,000, $1,000,000 are available.
  • What is a deductible in Diplomat America visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.Diplomat America insurance has deductible options from $0 to $5000.
  • What is a provider network of Diplomat America Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • What is coinsurance in Diplomat America visitor insurance?
    This is a percentage of the bill that the travel has to pay. Diplomat America plan pays 80% up to $5,000 of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.
  • Renewability of Diplomat America Travel health insurance
    Diplomat America Insurance can be renewed from 15 days to 365 days.
  • Eligibility to buy Diplomat America Insurance Online
    It is ideal for non US Residents while visiting the United States. Visiting Canada or any foreign country from the USA is not covered.
  • Diplomat America Insurance underwritten by Allied World Assurance Company (Europe) DAC and rating "A (Excellent)" by AM Best Rating.

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