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Why American Visitor Insurance?

Who are we?
AmericanVisitorInsurance.Com is owned and managed by New Jersey, USA based CrossBorder services LLC. The website offers resourceful services for visitors and students to purchase insurance plans. It serves visitors and new immigrants with insurance services in the USA, as well as travel insurance products for US residents traveling overseas. We work with all reputed providers of short term insurance so as to give our customers the ability to choose the appropriate plan from a wide range of options.
While the price of the insurance plan is the same whether you purchase it from us (an agency), another agency, or the insurance company directly, you will get the added experience and knowledge base of our licensed staff for no additional cost. Some products we market are not available for direct purchase from the concerned companies. Also, given the constant change in the industry, we take pride on providing the most current information, pricing, and recommendations. We get you the best deal for your situation! So, let us be your advocates in what is often a very confusing industry. We look forward to working for you!
We work with several insurance providers in the USA that are with reputation (A and A++ ratings). This allows the insurance customers to have the updated list of plans available. We can assist you to choose a plan that can be suitable for your needs. Given the immigrant background of some of our founder members, we understand the specific needs of immigrant communities who have family visiting the United States. Our website and our support staff are geared to understand the requirements of visitors to the US and help find the most appropriate American visitors insurance plan for your specific need.

AmericanVisitorInsurance services are designed to authorize 'you' the customer with all appropriate and updated information so that you can make an informed decision while buying plan. Availability of several products and the details can confuse customers while choosing the right coverage.

To ensure trouble free experience we have developed different utilities such as our compare engine, choose best plan, factors while buying visitor insurance, insurance features ... on the website, our frequent questions section, our glossary and insurance guide provide information so that you can understand the insurance industry and its products better.

FIND BEST COVERAGE

At American Visitor Insurance, we take a lot of pride in our dedicated customer service. We have put a lot of energy and resources to build trust and reputation by providing superior customer service. Customers are guaranteed that the will receive authentic, relevant information and extra mile support from our licensed agents. We offer round the clock customer service and we are available seven days of the week and whenever you contact us. Should we not be available on the phone at any given time, we will definitely get back to you at the earliest.

Visitor medical insurance is not just a good idea, but a necessity! Health Care is very expensive in countries like the US, where not having America visitors insurance for travelers for USA can be catastrophic. Having America Visitors Insurance for USA visitors can be a huge relief which comes in handy during any major unexpected sickness or injury while in a foreign country. International travelers are urged to buy visitor insurance USA to have a safe sojourn outside their home country.

The cost of America visitor insurance depends mainly on the following factors; The age of the traveler, the duration of visitors insurance coverage, type of visitors insurance (fixed vs comprehensive coverage), any add on coverage requirements, or the need for health insurance for visitors to usa with pre-existing conditions.

The best visitor insurance in USA will vary from visitor to visitor depending on their unique needs. There is no single visitors medical insurance which will work best for all visitors to the US. While some visitors will look for the cheapest visitors insurance plan, others will look for the most comprehensive visitors insurance coverage. The price will be higher if you need health insurance for visitors to usa with pre-existing conditions. It is recommended to compare different visitor insurance plans based on price as well as the different benefits coverage options. Visitors should also read different America visitor insurance reviews before they buy visitor insurance USA.

visitor insurance USA

Factors that determine the cost of US travel insurance plans

1.
Age of the traveler
The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
2.
Type of travel insurance:
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
3.
Medical maximum coverage and deductible options
The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
4.
Region of coverage
Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.
5.
Duration of travel insurance
The longer the duration of visitor medical insurance required, the higher will be the cost.
6.
Any add on benefits
Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

USA travel insurance coverage highlights:

What does Travel Medical Insurance cover? What is travel Insurance USA?

Some of the other important travel health insurance for USA benefits are listed below. Travelers can compare visitor travel insurance to review specific coverage details offered by the different companies and insurance plans.

Medical coverage for accidents and emergency medical ailments:

The high cost of healthcare in the US makes it imperative for travelers to have good travel health insurance while traveling outside ones home country. The best travel insurance medical maximum coverage varies based on the travel insurance plan chosen, however travelers have the option of getting coverage up to $1,000,000. The available medical maximum coverage however decreases for travelers over 70 years.

Doctors visit:

This allows travelers to visit Doctors for sudden unanticipated medical ailments (continuing treatment for pre-existing ailments and preventive care are not covered). The Co-pay and deductible will vary depending on the travel insurance plan chosen, travelers do have the option of No Co-pay and $0 deductible.

Pharmacy drugs:

Doctor prescribed eligible pharmacy drugs are covered up to $50,000, but this varies from plan to plan.

Surgery:

Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.

Medical Evacuation:

The best travel insurance provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.

Repatriation of remains:

The repatriation of remains benefit pays for the repatriation expenses back to the home country in the event of death of the traveler for any reason. While this depends on the travel insurance plan chosen, one can get repatriation coverage up to $50,000.

Emergency dental coverage:

Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth. Given all these benefits, it is important that international travelers buy the best travel insurance given the relative low cost of travel insurance when compared to the cost of healthcare. This is particularly important for Seniors citizens, as older travelers are most vulnerable and likely to need the benefits offered by the best USA travel insurance plans.

Steps to buy
US visitor travel insurance online

Step 1: Finding the available US travel insurance plans

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Travel Insurance with covid coverage for visiting USA

Different types of US Visitors travel insurance

Fixed Benefit travel insurance

A fixed benefit travel insurance plan is the cheapest travel insurance plan option.
Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits.
Fixed benefit plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive travel insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

Health insurance for foreigners in USA

In 2022 many countries have opened their borders again for international tourism. Unfortunately, there is still the threat of the Delta and Omicron variants which have become the dominant Covid19 variants across several countries.

The CDC believe both these variants to be the more contagious and may even partially evade the antibodies made by the immune system after a Covid19 infection or vaccination.

Travel Insurance with covid coverage for visiting USA

Early studies indicate that the Delta and Omicron variants infects younger people in large numbers and even vaccinated people. After a steady decline in the number of cases, the Delta and Omicron variants has resulted in an increase in cases in many US states especially in areas where the vaccination rates are low.

However all international travelers flying in to the United States, including US citizens and permanent residents are also required to have a negative COVID19 test result no more than three days before travel. Alternatively they should have documentation of recovery from COVID19 within the past 3 months before boarding an US flight.

The coronavirus pandemic has brought limitations for the travel and tourism industry. As the world is fighting back to curb the covid -19 infection ,with vaccination drives travelers have seen a good opening .However there have been several Covid19 variants most recently the Delta and Omicron that keep evolving each time that bring about uncertainty and fear among the travelers .International travelers are more concerned about safety while traveling. There is a huge demand to include travel insurance cover by the international travelers and entry requirements by many countries to enter the country. Some of the travel insurance providers cover Covid19 this includes the Omicron and Delta variants just like any other illness that travelers could contract during the trip.

Regardless of the variant the Covid19 coverage will remain the same if contracted. Travelers need to check and understand the inclusions and exclusions regarding the benefits included in the Omicron Travel Insurance cover while purchasing it. Travelers traveling during the pandemic have additional concerns for traveling , on how the Omicron and Delta Plus variants affect individuals across all ages and fully vaccinated individuals too. To protect the trip it is advisable to get a medical insurance plan with wide benefits like, trip cancellation, cancel for any reason, travel delay or interruption, baggage or personal belongings loss, medical expenses of COVID19, emergency medical evacuation and repatriation etc.

At American visitor insurance travelers can choose from a wide range of choices that cater to various travel and medical needs. Travelers can compare and include the benefits as per their requirement including Covid19 coverage. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Budget travel insurance with covid19 coverage for visiting USA

Trawick International insurance

Trawick International offers visitor medical insurance for coronavirus with their Safe Travels USA Insurance. The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years. You can compare Safe Travels USA Covid19 travel insurance plans and buy it online to get coverage as early as the following day. After buying the Trawick travel insurance, travelers can download a visa letter which indicates that Safe travels USA visitors insurance covers covid19 illness.

International Medical Group (IMG) insurance for Covid19

International Medical Group (IMG) travel insurance offers coronavirus insurance for USA. IMG's Patriot America Plus and Patriot Platinum insurance plans cover COVID19 like any other illness. The Patriot America Plus Insurance and Patriot America Platinum insurance include COVID coverage up to the policy maximum.

INF travel insurance

INF travel insurance offers coverage for coronavirus as any other new sickness. It is available for Non-US citizens or residents travelling to the US. INF Premier and INF Elite plans covers pre-existing complications from COVID19.

Global Underwriters US visitor insurance

Diplomat America visitors insurance by Global Underwriters offers coverage for covid19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Diplomat Long term Covid19 medical insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. You can compare Diplomat insurance for visitors to USA.

Seven Corners visitors medical insurance

Travel Medical Plus Insurance offers best Seven Corners health insurance for visitors to USA. The Sevencorners visitor health insurance treatment benefit is available for COVID19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

Please know we are here to help you make the best, informed decision to get coverage even for COVID19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Travel insurance for Coronavirus Covid

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Why American Visitor Insurance – FAQs

Why American visitor insurance?

  • Wide range of short term US travel insurance options
  • Travel insurance with Covid19 and quarantine coverage
  • Several new US immigrant insurance plans available
  • Popular Schengen visa insurance with required visa letter
  • Travel health insurance and trip cancellation insurance options
  • Affordable international student health insurance plans
  • Resourceful user friendly compare travel insurance tool
  • Customer support with support for claims settled in the USA
  • Fixed benefit and comprehensive international travel insurance plans
  • 24/7 licensed US travel insurance agent support
  • Guaranteed cheapest travel medical insurance price
  • Travel health insurance customer support during crisis
  • Relevant US travel insurance blogs, articles and FAQ's
  • Travel insurance reviews to help decide on plans

What is travel health insurance plan?

A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country .The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip. The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.

What does visitors medical insurance cover?

A visitors health insurance plan covers:

  • Any new sickness or injury that occurs during the trip after the start of the policy.
  • Accidents or illness occurred during the trip
  • Medical emergencies and medical evacuation
  • Cover for hospital treatment ,doctor expenses and prescribed drugs
  • Some plans cover acute onset of pre-existing conditions
  • Dental emergencies (again offered by some insurance plans)

What does the visitor health insurance not cover?

  • Preventive care like routine health checks, physical examinations, inoculation, vaccination
  • Regular treatment for pre-existing conditions
  • Maternity coverage if conception occurs before purchase of visitor health insurance

Resourceful Visitor insurance links

Popular USA travel destinations

Travel insurance information

Visitor insurance resources

Visitor insurance resources

International travel insurance resources for travel emergency while outside your home country.

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Factors for travel insurance

Factors for travel insurance

Important factors to consider while deciding on the best visitors medical insurance.

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Types of visitor insurance

Types of visitor insurance

Understanding different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.

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Claims Procedure

Claims Procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.

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