arrow

Travel Insurance Prescription Medication Drugs Coverage

Compare and buy US travel insurance

Age & Citizenship
Child
Residence
Destination
Start date
End date

Does travel insurance cover Prescription Drugs coverage?

interupt

Visitor travel medical insurance plans has coverage for prescription only insurance benefits. There are several insurance companies who does travel insurance cover prescription drugs plans for visitors. Understanding the coverage for prescription drugs is made easy for travelers on this page. International travelers who are buying visitor travel insurance and exclusively looking for prescription coverage insurance coverage can refer to this page and select the plan that can best suit their individual requirements.

Travel Insurance Prescription Medication Coverage in Visitors Insurance

img logo

International Medical Group insurance plans offering Prescription Drugs coverage

1. Patriot America LiteComprehensive

  • Up to the plan maximum limit, may not exceed $250,000 (Dispensing limit per prescription: 90 days))
Brochure Plan Details Buy Online

2. Patriot International LiteComprehensive

  • Up to the plan maximum limit, may not exceed $250,000 (Dispensing limit per prescription: 90 days)
Brochure Plan Details Buy Online

3. Patriot PlatinumComprehensive

  • Up to the plan maximum limit, may not exceed $250,000 (Dispensing limit per prescription: 90 days)
  • Patriot Platinum insurance covers covid illness
Brochure Plan Details Buy Online

4. Visitors CareFixed benefit

  • Usual, reasonable and customary charges. Subject to deductible and coinsurance where applicable.
+
Visitors Care prescription drugs coverage insurance
  • Lite ($25,000 Maximum): Up to $250 per period of coverage
  • Plus ($50,000 Maximum): Up to $250 per period of coverage
  • Platinum ($100,000 Maximum): Up to $250 per period of coverage
Brochure Plan Details Buy Online
Compare and buy IMG Travel medical insurance plans
Click here
img logo

Seven Corners Insurance Plans offering Prescription Drugs coverage

3. Travel Medical ChoiceComprehensive

  • Usual, Reasonable and Customary to medical maximum.
Brochure Plan Details Buy Online

4. Travel Medical PlusComprehensive

  • Usual, Reasonable and Customary to medical maximum.
Brochure Plan Details Buy Online
Compare Travel medical insurance plans
Click here
trawick logo

Trawick International Insurance Plans offering prescription Drugs coverage

1. Safe Travels USAComprehensive

  • Usual customary charge to the selected medical maximum.
  • Safe Travels USA insurance covers covid illness
Brochure Plan Details Buy Online

2. Safe Travels USA ComprehensiveComprehensive

  • Usual customary charge to the selected medical maximum.
  • Safe Travels USA Comprehensive insurance covers covid illness
Brochure Plan Details Buy Online

3. Safe Travels USA Cost SaverComprehensive

  • Usual customary charge to the selected medical maximum.
  • Safe Travels USA Cost Saver insurance covers covid illness
Brochure Plan Details Buy Online

4. Safe Travels EliteFixed benefit

  • Economy: $250 per Incident
  • Basic: $350 per Incident
  • Silver: $350 per Incident
  • Gold: $350 per Incident
  • Platinum: $350 per Incident
Brochure Plan Details Buy Online
Compare Safe travel insurance plans
Click here
inf logo

INF Insurance Plans offering prescription Drugs coverage

General FAQ's

What is meant by co-insurance?

Co-Insurance: After paying the deductible, percentage or amount of covered expenses that the insured pays. For example, an insurance policy brochure may mention that the policy will pay 80% of the first $5,000 and 100% thereafter of the usual and customary charges; In some health insurance plans, it is also called "co-payment".

What is meant by deductible?

Deductible: Amount to be paid by the insured person before the insurance company begins to pay for the covered expenses. Deductible may be either per sickness/injury or once per policy period or once per year depending upon the insurance policy you purchase. You will not get receive any reimbursement later from insurance company for the deductible you pay.

e.g., Let us consider that you have purchased an insurance policy with a $50,000 policy maximum, $250 deductible per policy period and 80/20 co-insurance. Suppose you incur a covered expense of $10,250; then the insurance company will pay the covered expenses according to policy terms after you make a a payment of the deductible (i.e. $250).

How does visitor insurance work?

Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc).

Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.

Do tourists need travel insurance?

Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing international travel insurance in case you should need any medical care.

The travel insurance for tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip.

How much is visitor insurance in USA?

The cost of the travel insurance for US visitors is based on the age of the insured, the maximum of the policy, the deductible on the policy, and the number of days of the trip. With visitor insurance, you can choose a fixed or a comprehensive plan.

A fixed or limited benefit plan is generally much cheaper than a comprehensive plan because the plan has limits on what it pays out for each medical expense. The comprehensive plan is more expensive because it offers more complete coverage of medical expenses to the medical maximum.

What happens if a tourist gets sick in USA?

Tourists can use Urgent Care clinics, make appointments at a doctor's office or go the the hospital, if needed. However, they will have to pay out-of-pocket for any and all medical care they receive. This is why we recommend getting a travel or US tourist health insurance plan for the duration of their stay.

Visitors insurance USA, American visitors Insurance

Health insurance file

Affordable travel insurance Online

Fixed benefits US travel insurance have specific benefit limits for different covered medical expenses... Click here to read more »

Best international travel insurance

We also offer international travel insurance plans covering pre-existing conditions which many older travelers look for... Click here to read more »

Advantages of buying insurance

Advantages of buying US/UK Insurance. Compare and buy US travel insurance... Click here to read more »

Resourceful travel insurance information

Visitor insurance resources

Visitor insurance resources

International travel insurance resources for travel emergency while outside your home country.

Explore »
Factors for travel insurance

Factors for travel insurance

Important factors for travel insurance to consider while deciding on the best visitors medical insurance.

Explore »
Types of visitor insurance

Types of visitor insurance

Understanding different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.

Explore »
Claims Procedure

Claims Procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.

Explore »

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

IMG
SevenCorners
WorldTrips
Global Underwriters
GeoBlue
Trawick
TravelInsure
INF
years

Expertise in offering travel insurance
20+ years!

states

Customers from
All U.S. states!

countries

Customers from over
180 countries!