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Liaison Student Plus Insurance Reviews for Covid19

Quotes for Liaison Student Plus Insurance

Liaison Student Plus Insurance Review

Liaison Student Plus
Insurance provider
Seven Corners
Plan life
5 days to 364 days

Deductible options?
$0; $50; $100; $250
Policy maximum?
$50,000; $100,000; $250,000; $500,000
Liaison Student Plus Underwriter
Underwritten by Certain Underwriters at Lloyd's of London.
Liaison Student Plus Rating
AM Best Rating: "A" (Excellent)

Liaison Student Plus Links

Seven Corners Liaison Student Plus Insurance

  • Liaison Student coronavirus insurance offers covid 19 medical coverage for international students in the US or outside their home country.
  • The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.
  • Plan is available from 12 to 64 years of age
  • AM Best Rating: "A" (Excellent)
Liaison Student Plus

Liaison Student Plus

  What is the eligibility to buy Liaison Student Plus Insurance?
Liaison Student Plus Eligibility
Non US Citizens and U.S Citizens
  • International Students, visiting faculty, scholars between 12 and 64 years of age and the student must be engaged in full-time educational, research activities residing outside their home country.
  • Non US citizens must have a valid J-1, H-3, F-1, M-1 or Q-1 Visa and are covered if destination is the United States.
  • U.S. citizen must have a current passport and visa issued by their host country and are covered for destinations outside of the United States.
  • U.S. citizens traveling outside the United States must have a current passport and valid visa issued by your host country, if required. U.S. citizens cannot buy a Liaison Student Plus plan for travel to the United States and U.S. territories.
  • Requirements for dependents : The primary participant can buy coverage for their legal spouse, legal domestic partner, or legal civil partner, and unmarried children at least 14 days old and under 19 years or under 26 years if attending an accredited institution full-time and/or dependent on the primary participant for maintenance and support.

Compare Liaison International Student Health Plans by Seven Corners

Compare and review Liaison Student insurance offered by seven corners; Liaison Student Economy, Liaison Student Choice, Liaison Student Elite plans.
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Satisfies US J1 visa requirementsLiaison student Plus meets J visa requirements if you choose a medical maximum of $100,000 or more and a deductible that is not greater than $500.

A working example of using Liaison Student Plus insurance (Offered by Seven Corners)

Consider an example - Inside the PPO Network

  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims incurred inside US After the deductible, 90% of first $5,000 and then 100% to the policy limit
  • Your claims for medical expenses is $22,100
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $22,100 minus $100 equals $22,000. Insured bears $100
  2. Apply 80% coinsurance for first $5,000 of $22,000. i.e. $5,000*0.80 equals $45000. Insured bears $500
  3. Plan/insurance company pays: $22,000 minus $500 equals $21,500 and insured bears $600
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Days in hospital $2,000/day for 3 days $4,500+$1,000 $500 (90% of first $5,000)
Felonious assault $16,000 $15,000 $1,000
Total: $22,100 $20,500 1,600

Consider an example - Out of PPO Network

  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims incurred inside US After the deductible, 80% of first $5,000 and then 100% to the policy limit
  • Your claims for medical expenses is $22,100
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $22,100 minus $100 equals $22,000. Insured bears $100
  2. Apply 80% coinsurance for first $5,000 of $22,000. i.e. $5,000*0.80 equals $4000. Insured bears $1,000
  3. Plan/insurance company pays: $22,000 minus $1,000 equals $21,000 and insured bears $1,100
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Days in hospital $2,000/day for 3 days $4,000+$1,000 $1,000 (80% of first $5,000)
Felonious assault $16,000 $15,000 $1,000
Total: $22,100 $20,000 2,100
  • Restrictions
  • Exclusions
  • Claims
special-coverage Which are the geographic restrictions for Liaison Student Plus insurance?
Liaison Student Plus Insurance Restrictions
  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People’s Republic of (North Korea).
  • Destination Restrictions: The plan will not cover trips to to Antarctica, Islamic Republic of Iran, Syrian Arab Republic Cuba, and Democratic People’s Republic of Korea (North Korea).
exclusion-icon Liaison Student Plus Insurance Exclusions
  1. Pre-Existing Condition(s) except as waived for Waiver of Pre-existing Conditions, Acute Onset of Pre-existing Conditions, Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Mortal Remains, and Local Burial or Cremation;
  2. Claims not received by the Company or Administrator within ninety (90) days of the date of service:
  3. Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
  4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
  5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
  6. Chiropractic care unless specifically provided for in the Plan or acupuncture;
  7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
  8. Durable medical equipment;
  9. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
  10. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
  11. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
  12. Vocational, occupational, sleep, speech, recreational, or music therapy;
  13. Pregnancy, unless a Covered Pregnancy, and Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
  14. Sleep apnea or other sleep disorders;
  15. Mental and Nervous Disorder unless specifically provided for in the Plan, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
  16. Congenital abnormalities and conditions arising out of or resulting there- from.
  17. Temporomandibular joint; 18. Occupational Diseases;
  18. Exposure to non-medical nuclear radiation or radioactive materials;
  19. Sexually-transmitted diseases, venereal diseases, and conditions and any consequences thereof;
  20. Human organ or tissue transplants.
  21. Exercise programs whether prescribed or recommended by a Physician or therapist;
  22. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
  23. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
  24. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
  25. Hazardous Activities unless You purchase optional hazardous activities coverage and then only for the activities covered under that option under Optional Coverage – Hazardous Activities;
  26. Injuries sustained while participating in professional Athletics, amateur Athletics, intercollegiate Athletic or interscholastic Athletics unless specifically provided for in the Plan including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
  27. Any Illness or Injury sustained while participating in an athletic activity that is sponsored or sanctioned by the National Collegiate Athletic Association (and/ or any other collegiate sanctioning or governing body), or the International Olympic Committee;
  28. Injuries sustain while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
  29. Abuse, misuse, illegal use, overuse, dependency upon, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
  30. Suicide or any attempt thereof; self-destruction or any attempt thereof; or any intentionally self-inflicted Injury or Illness;
  31. Terrorist Activity except as provided under Section Terrorist Activity, War, Hostilities, or War-Like Operations;
  32. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
  33. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
  34. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
  35. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
  36. You while in Your Home Country unless covered under Extension of Benefits in Home country and Incidental Trips to Home Country;
  37. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
  38. Travel accommodations;
  39. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
  40. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (i) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
  41. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose; and
  42. Participating in contests of speed or riding or driving in any type of competition.
  43. Loss of life;
  44. Long-term disability; or
  45. Financial guarantee, financial default, bankruptcy, or insolvency risks.
  46. Charges for pre-natal care, delivery, post-natal care, and care of Newborns, unless they are for a Covered Pregnancy;
  47. Injury sustained or Disablement due wholly or partly to the effects of intoxicating liquor or drugs other than drugs taken in accordance with the proper dosing as directed by a Physician;
  48. Injury sustained as the result of You operating a Motor Vehicle while not properly licensed to do so in the jurisdiction in which the Motor Vehicle Accident takes place.
claims-icon How are Liaison Student Plus insurance claims settled?
Liaison Student Plus Insurance Claims
Please visit: : Seven Corners Claims Forms
Toll Free Number: 1.800.335.0477
Claims Department:
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
Seven Corners, Inc
. Attn: Claims
303 Congressional Boulevard
Carmel, IN 46032 USA

Liaison Student Plus Reviews Insurance Advantages

Liaison Student Plus Insurance Covid19 travel insurance by TokioMarine HCCMIS for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Does Liaison Student Plus Insurance cover covid illness?

Liaison Student Plus Insurance Covid19 travel insurance by International Medical Group for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.


What are some insurance terms important in Liaison Student Plus Insurance reviews?

  • Plan Maximum coverage of Liaison Student Plus insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Liaison Student Plus insurance offers maximum coverage from $50,000; $100,000; $250,000; $500,000
  • What is a deductible in Liaison Student Plus insurance?
    This is the initial amount the student needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Liaison Student Plus insurance offer a set of deductible options for the students to choose from. Liaison Student Plus insurance has a range of deductible options from $0; $50; $100 and $250.
  • What is coinsurance in Liaison Student Plus insurance?
    This is a percentage of the bill that the student has to pay. Liaison Student Plus plan have 100% coinsurance coverage outside USA.
    For coverage inside USA:
    Liaison Student Plus pays
    IN PPO NETWORK
    The plan pays 90% of the first $5,000, then 100% to the medical maximum.
    OUT OF PPO NETWORK
    The plan pays 80% of the first $5,000, then 100% to the medical maximum.
  • What is a provider network of Liaison Student Plus Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Liaison Student Plus student health insurance
    Liaison Student Plus Insurance can be renewed from 5 days to 364 days.
  • Liaison Student Plus Pre-existing conditions for international students.
    It offer covers medical covered expenses up to $10,000.
  • Liaison Student Plus Underwritten by Certain Underwriters at Lloyd's of London and rating A (Excellent) by AM Best rating.

Seven Corners health insurance, 7 Corners international student insurance - resourceful links

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