Hello,
I m foreign student from France,
I want to know what the international health insurance you propose and compatible with the NYU health insurance (minimum 250,000$ for illness and 250,000$ for accident or injury, 15,000$ for medical evacuation and 7,500$ for repatriation).
Thank you,
Hasna.
Dear Hasna,
Thank you for contacting us at American Visitor Insurance for your International student health insurance needs!. Here are the links for the policy we spoke about over the phone:
You can use this link to compare different student insurance options, download plan brochures, obtain online quotes as well as buy the plan online.
Students Medical Compare
Please let us know if we can help you in any further.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Hi Mr/Ms,
I am a student recently graduated from UCLA. My current insurance UCShip ends of January 2nd. I need a short-term comprehensive health insurance until February 20th
when my job starts. My current visa status is F1 visa. Please let me know the best way to proceed.
Thank you,
Meghana.
Dear Meghana,
Thank you for contacting us at American Visitor Insurance for your F1 Visa Insurance needs!
Since you are on F1 Visa and have already lived here in the US for some time now, you will not be eligible to buy some of our visitor plans. But here is one popular short term comprehensive plan that is available for you.
Atlas Travel plan from WorldTrips: The Atlas America plan is a good comprehensive plan and very popular with tourists to the US because if you stay within their PPO network (group of doctors and hospitals) you do not have to pay coinsurance (usually 20% of the first $5,000 of medical expenses). Also, children under 10 are covered at no charge with a paying adult (do put them on the application, though). Also, the plan covers "acute onset of pre-existing conditions" for persons under 70 years of age and adventure sports for no additional charge.
To purchase the Atlas America plan and look over details of this plan, use this link (PPO, claims, brochure), you can go directly to this site:
Feel free to call or email us with any questions or comments you may have.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Dear friend,
Per our conversation, we would like to get a quote that satisfy the requirement stated in the attached image.
Personal data of student: International student from HK, got F1 visa.
Male age 18, coverage: August 22, 2015 to May 9, 2016.
Want to get a quote for health insurance for international students attending Emory U as freshman this fall. We checked on your web site. We are interested in plans with low deductibles for clinic or best at Student Health Center. As Emory has a quality Health Center, we would like to consider this. Please help us to find health insurance plans meeting our requirement.
Thanks. Happy national day.
Kara C, a parent
Dear Kara,
Thank you for contacting us at American Visitor Insurance for your F1 visa student health insurance needs! I just emailed you two lists of prices for student policies. You can look over brochures and details from there. Here are the plans which will fulfill the requirements:
These are prices for the dates you requested for your student. They can be purchased online whenever you choose the policy you are interested in.
We realize there is a lot to look over, if you have further questions, please do not hesitate to let us know!
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Hello insurance customer team,
I am a Brazilian student and I am going on an exchange next semester. I wanted to know what package do you have of Insurance Service for my case.
My travel is from Feb/01/2015 to Aug/02/2015.
When I go to Get Quote, what does mean the item about Deductible per Certificate Period?
Thank you,
Julia
Dear Julia,
Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!
We offer a variety of plans that will satisfy your requirements.
You can use this link to compare different student insurance options, download plan brochures, obtain online quotes as well as buy the plan online.
Students Medical Compare
In terms of the deductible, per certificate period means that the chosen deductible is paid only once from the start of the coverage till the end of the coverage ( in your case from February till August). Once the chosen deductible is satisfied, you will not have to pay for any more deductible no matter how many times you visit a provider.
I will be glad to assist in answering any questions you may have in identifying the plan that best meets requirements for your visa and/or institution as well as help you in completing the plan application.
Please let us know if we can help you in any further.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Hi,
I'm on f1 OPT and my wife is on f2 and I have a 1.5 year old son who has an American passport. I am covered by my university for health insurance but i need health insurance for my wife and kid. What\'s the procedure to get them insured?
Thank you,
Virendra
Dear Virendra,
Thank you for contacting us at American Visitor Insurance for your F2 visa Insurance needs!
You can buy a suitable plan on our website, the coverage will start on the date that you request. An excellent plan that I recommend for your wife and child is the Atlas America. This is a comprehensive plan with excellent coverage. Atlas America also offers free coverage for children 10 and under which is going to be very helpful in your case.
If you are interested with this plan, you may use this link to get a price quote:
Please let us know if we can help you in any further.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Dear American Visitor Insurance,
My son is going to Virginia Tech for his study of F1 visa . Kindly tell me how he can take medical insurance for him for one month. I am from India and I want to cover him from 04.08.2013 to 04.09.2013
Thank you,
Ashok
Dear Ashok,
Thank you for contacting us at American Visitor Insurance for your F1 visa student health insurance needs!
To get a quote for F1 visa medical insurance please click below:
Students Medical Compare
Please let us know if we can help you in any further.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Dear American Visitor Insurance,
I want to get an Student Express policy but I would like to know if Tennis Table Tournaments participation of University team members is considered as "Professional Athletics'" That is one of the exclusion of the policy.
Thank you,
Juan C
Dear Juan,
Thank you for contacting us at American Visitor Insurance for your Student sports insurance needs!
As long as you are playing for the school, then this will be considered as either Intercollegiate or Interscholastic Athletics and you will be covered up to $5,000 for Non US citizen.
You can use this link to compare different student insurance options, download plan brochures, obtain online quotes as well as buy the plan online.
Students Medical Compare
Please let us know if we can help you in any further.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Dear customer support,
I am an international student coming to the US. I need insurance coverage to include maternity coverage. Please suggest suitable options.
Thanks you,
Adetayo
Dear Adetayo,
Thank you for contacting us for your student health insurance needs!
Here are the links of the policies we discussed earlier which have coverage for maternity. Please note that your dependent is only eligible to have a 50,000 policy max.
The first option is the Student Secure by WorldTrips. You can get as high as 300,000 policy maximum for this plan. The deductible is 100 per injury sickness and the coinsurance is 20% of the first 5,000.
The other option is the Student Health Advantage by IMG. This plan is available up to 300,000 policy amount. There is a 100 per injury/sickness deductible. There is no coinsurance within PPO network or Student Health Center; Out of network- 80% of first $5000 and then 100% thereafter.
Please let us know if we can help you in any further.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Hi there,
I'm looking for a student health insurance which meet the requirements on page 2 in this
Brochure.
And also the plan should:
- Offer unlimited coverage for "essential" health care
- Offer coverage anywhere in the U.S.
- Cover medical evacuation and repatriation
Thank you,
Kevin
Dear Kevin,
Thank you for contacting us for your International student health insurance needs!
The Study USA plan covers one routine physical exam for 100% per certificate period. If you think that is not enough then below is the plan which is a global plan from GeoBlue and this covers preventive care and wellness check-ups. This is probably the best suited for your requirements.
The Navigator Student plan from GeoBlue:
For plan details, brochure and to get quote and purchase this plan, please visit this link:
Navigator for student
Please let us know if we can help you in any further.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Hi,
I am applying for medical insurance, but I will need to now if all my University requirements will be met.
This is the link regarding the requirements:
This is my quote summary:
Quote Summary Price: $261.34 Your Age(s):23Coverage
Start:01/10/2014Coverage
End:06/04/2014Deductible: $250.00
Maximum Coverage: $200,000.00
But I need to know first if all the requirements are met asap.
Thank you for your time.
Sincerely,
Mario P
Dear Mario,
Thank you for contacting us at American Visitor Insurance for your Students health insurance needs!
For the criteria that you have mentioned below, the below plan is recommended We have a website specifically for Atlas America insurance.
You can get all information about Atlas insurance, see the brochure, search the PPO network and buy the policy in the website.
This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smaller) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease.
To purchase the Atlas America plan, you can go directly to this site:
Feel free to call or email us with any questions or comments you may have.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Hi,
I am presently insured because I work full-time; I am a U.S. citizen. I was recently admitted into a master's degree program in Madrid. I am interested in leaving employment to study abroad; however, I possess a pre-existing condition (HIV) with prescription costs of 2400/month (this is the cost without insurance). Do you have a program that would help/cover me?
Thank you very much,
James
Dear James,
Thank you for contacting us at American Visitor Insurance for your Students health insurance needs!
All the policies we sell would exclude covering any part of your medication costs since they exclude coverage for pre-existing conditions (on-going treatment). You can get coverage for "acute onset" of some pre-existing conditions with some plans, but the plans specifically exclude HIV coverage. Some even go so far as to not cover HIV patients at all (for any other illness, even unrelated to the HIV). So you must proceed carefully.
You could get something like Student Health Advantage which, while it won't cover your HIV treatment, would cover any other illness or situation.
Feel free to call or email us with any questions or comments you may have.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Hi,
I am thinking of taking out student insurance with your company, my son is Australian and studying in South Carolina,the problem I have with the application form questions is that he is already at the college studying, he arrived last month,so how do I answer the question about him departing here and arriving in the US? I have been sick and it was a BIG oversight by me not to take out his insurance before leaving, but obviously it must be done(and quickly!!!).
Thank you for your help,
Lynn Blackwell
Dear Lynn,
Thank you for contacting us at American Visitor Insurance for your Students health insurance needs!
It should not be a problem. You will have to tell them on the application the dates he left his home country and intends to return to home country. You cannot be back charged for days already in the US.
The soonest the coverage will start is the following day. Some companies will not issue a policy after a certain amount of time abroad without insurance depending on age, but usually for a young person this is not an issue. He is eligible for student policies or visitor policies. I will put links below:
Student Medical Compare
Visitors Medical Compare
If his institution has certain requirements, please look over the brochures carefully (or you can forward their requirements to us and we can have a look at them) to be sure they will satisfy their requirements.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Hi,
Does the insurance cover a person on an O1 visa in USA from Australia. What is the monthly cost for a 19 year old?
Thank you,
Helen
Dear Helen,
Thank you for contacting us at American Visitor Insurance for your International students health insurance needs!
If the 19 year old is a full time student, you could get a student plan for $38/month (Navigator for Student plan). These are very good plans with maximums between $200k and $300k and deductibles of $50 to $200.
Students Medical Compare
If the person is not a student, then you could get a visitor plan for about $46/month for a $100,000 max with a $250 deductible (for example the Patriot America Lite plan).
Visitors Medical Compare
Any of these options are available for non-residents of the US with a valid visa.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Hi,
Could you please tell me the benefits of maternity in Student Health Advantage Platinum Health insurance. It is mentioned as any other illness, what does this exactly mean??
Is it like
If incurred Outside of US/Canada: 100% eligible expenses to maximum limit
If incurred In US/Canada PPO Provider: 80% eligible expenses to maximum limit
If incurred in US/Canada NON PPO Provider: 60% eligible expenses to maximum limit or will you be providing 100% coverage ??
Thank you,
Poonam
Dear Poonam,
Thank you for contacting us at American Visitor Insurance for your International students health insurance needs!
"Covered as any other illness" means that there is no restriction for maternity. Some plans do not cover maternity but provide coverage for any other sickness or injury that happens unexpectedly during the coverage period. Maternity is only covered by student plans when the conception occurs before the policy becomes effective. So, "As any other illness" means maternity is covered in a similar way as coverage for other unexpected sickness or injury that a health insurance would cover.
The percentage of coverage as it was mentioned in the previous email. You have also mentioned it below. Does this help?
The buy link for the Student Health Advantage Platinum plan is as below
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Hi,
I have a query about the Student Health Advantage Platinum Health insurance. Although I might have asked some of it before but I would like to re-confirm it again.
I can see that I have to make a initial purchase for 3 months for 909$ and then I can renew that. So, my question is that:
1. Will I be able to pay monthly premiums of 303$ after the initial purchase ??
2a. It is mentioned that maternity will be same as any other Illness, does it mean that it will have full coverage in a PPO provider and a non PPO provider ???
2b. If I conceive after I make the initial purchase then will I have all the benefits once I renew this cover up to a year ??? It is not that I should not conceive in the first 3 months of the coverage and then once I renew it then only I can avail the benefits of maternity !!!
Kindly let me know.
Thank you,
Poonam
Dear Poonam,
Thank you for contacting us at American Visitor Insurance for your Students health insurance needs!
Here are the responses to your query -
I have a query about the Student Health Advantage Platinum Health insurance.
I can see that I have to make a initial purchase for 3 months for 909$ and then I can renew that. So, my question is that:
Ques 1. Will I be able to pay monthly premiums of 303$ after the initial purchase ??
Ans 1: In order for you to renew the plan on a monthly basis, you will have to make an initial purchase of three months. After three months of coverage, you will be able to renew the plan every month for up to 5 years.
Ques 2a. It is mentioned that maternity will be same as any other Illness, does it mean that it will have full coverage in a PPO provider and a non PPO provider ???
Ans 2a: Student Health Advantage has to plans, the Standard and the Platinum.
The coverage for maternity for the Standard is as follows:
Subject to Special Maternity Pre-certification requirements
If incurred Outside of US/Canada: 100% eligible expenses to maximum limit
If incurred In US/Canada PPO Provider: 80% eligible expenses to maximum limit
If incurred in US/Canada NON PPO Provider: 60% eligible expenses to maximum limit
And the coverage for maternity for the Platinum is as follows:
Subject to Special Maternity Pre-certification requirements, same as any other Illness.
Ques 2b:. If I conceive after I make the initial purchase then will I have all the benefits once I renew this cover up to a year ??? It is not that I should not conceive in the first 3 months of the coverage and then once I renew it then only I can avail the benefits of maternity !!!
Ans 2b: Maternity is covered as any other illness as long as conception must occur after the effective date. And your coverage for maternity will depend on the specific plan you choose,
Please let us know if we can help you in any further.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Hi,
Hi I am planning on studying in the US this fall. I would like to receive information on possible plans with maternity coverage for my spouse.
Thank you,
David K
Dear David,
Thank you for contacting us at American Visitor Insurance for your International students health insurance needs!
Here are the insurance options for you and your wife that cover maternity. These options satisfy the J1 and F1 requirements that most universities and institutions require. These plans cover maternity as any other illness.
You can use this link to compare different student insurance options, download plan brochures, obtain online quotes as well as buy the plan online.
Students Medical Compare
The second option is Student Health Advantage by IMG.
The third and last option is the Student Secure Select from WorldTrips:
Please fell free to give us a call for any further questions.
Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
Patriot Exchange student insurance is available for spouse and dependent children of F1 visa holders even if the primary F1 holder is not on this insurance plan. If a F1 Visa holder wants to buy this plan for his/her F2 visa holder spouse or children, then the Patriot Exchange insurance plan can be purchased exclusively for the F2 visa holders.
Details BrochureInternational Student Medical Insurance Plans for students studying abroad
Click here to know more »International student insurance benefits for students
Thank you for your prompt reply. Thank you for doing some good homework on our behalf. May the Lord richly bless you and all your encounters and may He fill your life with all of his abundance.
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Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration.
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Find out the best insurance for your budget and needs.
Click here to read more »Step by step guide to buying the best travel insurance.
Click here to read more »Compare International health insurance for students in USA
Click here to read more »Review and compare the best international student travel medical insurance.
Compare International Student travel quotes »Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars.
Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.
Yes, International students can definitely get best health insurance for international students in USA, we offer many student insurance options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive.
At student insurance plans that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits. However, students should confirm if the University allows students to but insurance outside the University, and if they can get the required insurance waiver for this student insurance.
No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.
International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.
The best student medical insurance will vary for each student. There is no single student insurance which will work as the best international student health insurance plan for all students. The factors to consider while identifying the best student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international students.
US citizens are eligible to purchase health insurance plans through their state's health insurance marketplace. Non-US citizens can purchase visitor insurance plans. Those foreign students on the F or J visas qualify specifically for "student" health insurance plans which are often cheaper than visitor insurance. Students can compare student medical insurance plans and make an informed choice.
Most colleges offer group health insurance for their students. This may be required if the student does not have any other insurance. Check with your institution as to what is available. However the student insurance plans that are offered in American Visitor Insurance are usually cheaper than University insurance while offering similar coverage. Students can compare the coverage of the University insurance along with the plans on this website and make an informed decision.
There are different factors for buying best student insurance for USA students. While the best student insurance for USA varies from students to students, the following list can be considered the best student insurance for students to USA based on their popularity.
The health insurance cost for the college student will depend on the coverage benefits of the student insurance plan, the age of the student, the medical maximum coverage required and the deductible for the plan. The cost of student health insurance coverage within the US is more expensive when compared to coverage outside the US.
Most international student health insurance plans seem similar on first impressions. However, while they have many benefits in common and the premium is also similar, different student insurance plans do have some additional benefits or perhaps some specific constraints. In order to choose the best plan based on the students requirements and to get sufficient coverage from the international student insurance plan, it is important to compare different features available in the student health insurance plan.
The following are important factors for comparing student health insurance plans:
Policy Maximum: This is the maximum amount on the insurance plan which normally ranges from $50,000 up to $1,000,000. This is the maximum a policy can cover in case of an extreme emergency as per the policy guidelines and conditions mentioned in the policy.
Deductible: The deductible options can range anywhere from $50 up to $5000 between the plans. A larger deductible means lower premium price and vice versa. Picking a large deductible thus low premium by choosing a comprehensive plan is usually recommended, as most of the comprehensive plans have an one time deductible and is cost effective.
Pre existing condition coverage: This is very important benefit factor as many customers need this benefit. The student plans have a minimum 6 month waiting period for coverage of pre-existing conditions.
Coverage for mental illness and drug abuse: This coverage is required by most of the universities.
Cancellation and Renewability: Each plan have their unique cancellation and renew-ability policies. It is important to pay attention to it if there is any ambiguity while booking insurance initially.
Sports and other unique activities: Some of the plans provide coverage for intercollegiate and interscholastic sports...
Based on these factors, American Visitor Insurance provides an excellent compare student medical insurance facility where getting quotes as per students’ requirements. Once the required information is entered in the form, a summary of popular student insurance plans are displayed which can be compared.
Having health insurance is not mandatory by U.S. government for F1 visa holders (it is mandatory for J1 visa holders). However, many U.S. universities require international students to have health insurance due to high US healthcare costs. Requirements vary, so check with your school's international student office for details.
Medical insurance for f1 students is most important given the high US healthcare costs and provides the following coverage:
Yes, some of our international student insurance cover pregnancy of an insured student or enrolled spouse if the pregnancy begins after the waiting period in the policy. They usually do not cover the pregnancy of a dependent child.
Complete the student insurance quotes request form by providing details of the student and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.
The student’s age determines the cost of US student medical insurance. The prices for f1 visa US student insurance increases with the age of the student.
The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.
Student health insurance USA cost is directly dependent on the medical maximum coverage required. The cost of F1 student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.
Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds. We work with several US insurance providers that offer excellent student F1 health insurance.
We have developed an excellent compare F1 visa student travel insurance tool and have article and FAQ's with information for the best travel insurance for F1 students studying abroad. Our international student insurance plan comparison facilities lists the travel insurance for students that satisfies the f1 visa health insurance requirements.
Students can find the affordable health insurance for international students in USA as well as outside the USA. Other than the cost, we also display relevant coverage details of health insurance for international students on F1 visa studying in the USA.
Student health insurance for top US colleges and universities
AmericanVisitorInsurance and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. AmericanVisitorInsurance is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ..
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