Health insurance for international students in USA

Compare and buy student insurance

Age & Citizenship
Start date
End date

US student travel insurance

Student travel insurance covers specific needs and risks of US students traveling or studying abroad. It provides coverage for medical expenses, trip cancellation, loss of baggage, personal liability, any sporting activity and more while outside the USA. When US students are traveling abroad, either in a group or alone, be it for a short trip, or for longer stays of a semester abroad, it is important to have the best student insurance from the US since healthcare is different outside the US and this US student health insurance can provide access to the best healthcare available. Having good student travel insurance will also help US students with trip cancellation insurance or any trip interruption expenses given the likely disruptions in international travel while outside the United States. US students may also want to look for additional features such as cancel for any reason (CFAR) travel insurance, which allows you to cancel your trip for any reason and get a partial refund of your trip cost.

International Student Insurance - Benefits

The benefits offered under international student medical insurance varies from insurer to insurer. You can refer to this page and take a quick glance at some of the common benefits offered under different plans. The details provided on this page will be useful for students to quickly review the benefits and select a plan that can best suit their individual requirements.

International students health insurance
An Overview

International students health insurance

International student Insurance offers medical and travel insurance benefits to students on F1 visa in the US and international students studying outside their home country. Many top rated insurance providers offer cheapest health insurance for international students in USA and worldwide. In the US, most of universities student health insurance plans that are quite expensive. Here we offer best health insurance for international students in USA that provide university comparable health insurance for international students studying in the usa. International students studying in popular study abroad destination countries like Canada, the UK, Australia, France, Spain, Italy, Germany, Ireland can also buy these international student insurance plans offered by US companies.

What does international student health insurance cover?

Health care expenses

Hospital medical expenses for sickness or accidents during coverage.

Sports Activities

Some plans cover high school sports activities.

Doctor visit

Covers doctor visits in case of sudden injury or sickness.

Dental Coverage

Expenses from sudden dental pain and accidental dental injuries.

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.

Repat of remains

Repatriation of remains expenses to home country in case of death.

Testimonials - From Our Customers

Thank you for your prompt reply. Thank you for doing some good homework on our behalf. May the Lord richly bless you and all your encounters and may He fill your life with all of his abundance ...
Know more »

Ron W

I needed to move my policy date, but remembered it too late. American Visitor Insurance customer support made a lot of efforts to fix it out and succeeded. It's a really good service. Great thanks to your support staff...
Know more »

Konstantin V.B

Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration...
Know more »


Resourceful health insurance information for international students ...

Find out the best insurance for your budget and needs
Step by step guide to buying the best travel insurance online
Best student group travel medical insurance
Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...

Highlights of medical insurance for international students in USA

Key Highlights of Visitors Care

International health insurance for students

Student benefits

Popular student insurance coverage benefits.
Know more »

Maternity Coverage

Health insurance plans offering coverage for pregnancy, maternity and new born baby.
Find plans »

Sports Coverage

Medical insurance plans offering coverage for high schools sports and other group sports activities.
Find plans »

Pre-existing Coverage

International student medical insurance for students who need coverage for existing medical ailments.
Find plans »

Compare international student health insurance online

Use our easy insurance compare quote engine. International student health insurance benefits can be reviewed and compared. You need to fill the quotes form with your basic information to get competing quotes

  • All the available options from top rated insurance providers will be displayed.
  • You can now easily compare different plans based on their price and coverage details.
  • You can select the plan a few plans to compare the benefits in detail and select the best international student insurance and buy it online quickly.
  • For applicant who are not taking any courses in the University but are on Optional Practical Training (OPT) or the Curricular practical training (CPT) in the US can compare OPT insurance plans.

International student insurance - Frequently asked questions

01. How much does health insurance cost for a college student?

The health insurance cost for the college student will depend on the coverage benefits of the student insurance plan, the age of the student, the medical maximum coverage required and the deductible for the plan. The cost of student health insurance coverage within the US is more expensive when compared to coverage outside the US.

02. Why should international students compare health insurance?

Most international student health insurance plans seem similar on first impressions. However, while they have many benefits in common and the premium is also similar, different student insurance plans do have some additional benefits or perhaps some specific constraints.

In order to choose the best plan based on the students requirements and to get sufficient coverage from the international student insurance plan, it is important to compare different features available in the student health insurance plan. The following are important factors for comparing student health insurance plans:

  • Policy Maximum: This is the maximum amount on the insurance plan which normally ranges from $50,000 up to $1,000,000. This is the maximum a policy can cover in case of an extreme emergency as per the policy guidelines and conditions mentioned in the policy.
  • Deductible: The deductible options can range anywhere from $50 up to $5000 between the plans. A larger deductible means lower premium price and vice versa. Picking a large deductible thus low premium by choosing a comprehensive plan is usually recommended, as most of the comprehensive plans have an one time deductible and is cost effective.
  • Pre existing condition coverage: This is very important benefit factor as many students need this benefit. The student insurance for acute onset of pre-existing conditions have a minimum 6 month waiting period.
  • Student health insurance for mental illness and drug abuse: This coverage is required by most of the universities.
  • Cancellation and Renewability: Each plan have their unique cancellation and renew-ability policies. It is important to pay attention to it if there is any ambiguity while booking insurance initially.
  • Sports and other unique activities: Some international student insurance offer student intercollegiate sports insurance for intercollegiate and interscholastic sports.

Based on these factors, American Visitor Insurance provides an excellent compare student medical insurance facility where getting quotes as per students’ requirements. Once the required information is entered in the form, a summary of popular student insurance plans are displayed which can be compared.

03. Can Bangladeshi students get health insurance on a student visa?

Yes, students from Bangladesh can definitely get good student health insurance on the student F1 visa. F1 visa holding students can compare international student insurance plans offered by US student insurance providers and buy the F1 student health insurance that they like best.

The popular student insurance plans on our website are not aca compliant health insurance for international students, however international students insurance are not required to satisfy ACA requirements up to five years in the USA.

04. Do you offer student insurance even if I am not taking any courses on campus?

Yes, we do have student insurance plans for international students on a valid student visa, who are on Optional Practical Training (OPT) and are currently not taking any courses on campus.

05. Which is the best Health insurance for international students in USA?

There are many health insurance providers for international students in the USA. Some of the best health insurance companies for international students in the United States are:

  • IMGlobal
  • Seven Corners
  • Worldtrips
  • Travel Insure
  • Geoblue

When buying international student insurance, it is important to compare policies from multiple providers to find the best coverage at the best price. This can be done easily at American Visitor Insurance, where student medical insurance prices and benefits of the plans offered by the top US travel insurance providers are displayed in an user friendly comparison tool. As a student, you should also carefully review the policy's brochure and understand the exclusions that are not covered. Do also check on the policy renewal rules which are displayed in the American Visitor Insurance comparison facility.

06. How much is health insurance in USA for international students?

The cost of health insurance for international students in the USA varies depending on several factors such as the duration of time you are planning on studying and the kind of coverage you need. On average, a student insurance plan may cost anywhere from $500 to $1,000 annually.

07. Can an international student get health insurance in USA?

Yes, international students can get health insurance in the USA. In fact health insurance for international students is a requirement for enrolment in most U.S. colleges and universities. There are different types of health insurance plans for international students, such as scheduled benefit policy or comprehensive coverage. International students can purchase health insurance from their school or from a specialized company, or from the open market, as long as it meets the minimum visa and school requirements. Student insurance on American Visitor Insurance offers coverage similar to University insurance but is considerably cheaper.

08. How do I choose the best health insurance plan?

Choosing the best health insurance plan for international students in the USA can be overwhelming. It is important to compare policies from multiple providers to find the best coverage at the best price. This can be done easily at American Visitor Insurance, where student medical insurance prices and benefits offered by the top US international student insurance providers are displayed in an user friendly comparison tool.

Steps to compare and buy
Best International student insurance

Step 1: Finding the available best health insurance for international plans

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

Step 2: Compare the different medical insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Step 3: Buy the student health insurance that you like best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Step 4: Review the students medical insurance plan documents received by email

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step travel insurance

Factors for the cost of US student travel insurance

Student’s age

The student’s age determines the cost of US student medical insurance. The prices for f1 visa US student insurance increases with the age of the student.

The length of coverage

The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

Maximum medical coverage

The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.

usa flag
International Student Health Insurance FAQs

What is the best health insurance for international students?

There is no single best insurance for international students. The best student insurance plan varies depending on the needs of different international students. Each best health insurance for international students will have some unique advantage such as being very cheap and affordable, or being more expensive but providing better coverage. Some best insurance for international students offer unique advantages such as coverage for hazardous sports, covid 19 coverage for Coronavirus, coverage for pregnancy, coverage for pre-existing ailments etc…

Best health insurance for international students in USA

Which is the best student insurance in USA?

Health insurance for F1 students in USA, Medical insurance for international students
  • Patriot Exchange Covid insurance offers coverage for coronavirus sickness
  • IMG's Patriot Exchange insurance is designed for International students or Cultural Exchange scholars.
  • Student Health Advantage insurance offers Covid19 international student health insurance for medical expenses due to Covid illness.
  • This plan may be renewed for up to five years.
  • Student Secure provides excellent insurance cover to international students and scholars outside their home country.
  • WorldTrips Student health insurance by Student Secure Insurance covers Covid19 illness for international students outside their home country.
  • Study USA student insurace includes coverage for Covid19 illness.
  • Study USA Health Insurance provides affordable student medical insurance to foreign students studying in the US and to US registered students studying abroad.
  • GeoBlue Navigator Student coronavirus insurance offers coverage for medically necessary COVID-19 testing and treatment is covered.
  • Offers worldwide coverage for international students and faculty outside their home country.
  • Offers Unlimited annual and lifetime medical maximum.
  • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage.
  • Coinsurance is waived for care outside the U.S.
  • Sports, terrorist and alcohol-related injuries are covered
  • Exceeds J-1 visa requirements
  • No waiting period associated with any preventive services.
Student health insurance for top US colleges and universities

Resourceful student insurance links


Student medical travel Insurance forum

Queries and answers about international student travel insurance..Read More »


International students insurance FAQ'S

Frequently asked questions about international students insurance..Read more »


International student insurance blog

Blogs and articles for international student travel insurance..Read more »


Buying student Insurance options

Blog about buying international student health Insurance..Read more »

Student medical insurance

Compare best student insurance online
Compare US students medical insurance online, ideal as F1 visa insurance and J1 visa insurance...

International Student health insurance in USA
Compare US international student insurance to find the plan for your budget and needs ...

Going to the US to Study?
Compare US students medical insurance for the plan that fits your needs best...

International Student health insurance in USA
Compare and buy the best US student insurance online...

F1 visa student insurance

Hopefully we have seen the end of the pandemic with most parts of the globe being vaccinated and large populations now having the necessary immunity. However, it still remains important for international students to have student health insurance with COVID coverage as the cost of healthcare in the US is very expensive. At American Visitor Insurance, we offer several international student insurance with Covid coverage.

Earlier international students in the US had to buy affordable care act, ACA (Obamacare) compliant medical insurance, however recent changes have removed this requirement. International students can now buy student health insurance plans offered on our website without violating US government requirements.

International Medical Group health insurance plans for international students in the US

The International Medical Group offers affordable student health insurance coverage for Covid19 medical expenses. Their popular Covid19 International student health insurance plans are

TravelInsure insurance for F1 students

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.

GeoBlue insurance for F1 students

GeoBlue student health insurance by Navigator for Student covers medically necessary COVID testing and treatment.

International students can compare student insurance plans to most appropriate plan that suits their specific needs.

There are some F1 visa students on the OPT status who are not enrolled in any classes. In this situation students are not limited to buying US student health insurance and can buy short term US visitors medical insurance. The visitors insurance plans are cheaper and work well for international students while they are not enrolled in classes. International students can review US visitors medical insurance plans that fit your needs.

Please know we are here to help you make an informed decision to get international students insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Popular countries among international students

Check here for the popular countries insurance for international students....

Offering student medical insurance for
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!