International student medical insurance is a type of health insurance specifically designed for students studying abroad. Student health insurance provides coverage for medical expenses, emergencies, and other health-related services during their time studying in a foreign country. Foreign students can compare different student insurance plans using the Student medical insurance compare tool on American Visitor Insurance.
Many countries and universities require international students to have valid student medical insurance. Even if it's not mandatory, having student health insurance is essential to protect yourself from potentially high medical costs in a foreign country, especially in countries like the US. Students should be able to focus on their studies without being burdened with any additional healthcare costs while in a foreign land.
Generally, countries with higher healthcare costs like the USA have more expensive insurance plans. Younger students are healthier and hence enjoy lower costs when compared to older students. Comprehensive student insurance plans with broader coverage have higher premiums based on the coverage benefits. International students can use the Student medical insurance cost calculator on American Visitor Insurance to get specific costs from different insurance providers, review the different coverage details, exclusions, deductibles, and co-payments easily. Students can find affordable international student health insurance that best fits their needs and budget while ensuring access to quality healthcare for their studies abroad using this tool.
The international student health insurance cost per month ranges from around $30 to $463. The price depends on different factors like the age of the student, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.
The average cost of student health insurance plans in the USA is based on quotes for a 20-year-old with a duration of one month.
| Insurance Plans | Policy maximum | Deductible | Cost * | Buy Plans |
|---|---|---|---|---|
| StudentSecure Smart WorldTrips | $100,000 | $0 | $32 | Buy now shopping_cart |
| StudentSecure Budget WorldTrips | $250,000 | $0 | $53 | Buy now shopping_cart |
| Patriot Exchange IMG | $50,000 to $500,000 | $0 to $500 | $53 - $70 | Buy now shopping_cart |
| Diplomat America Global Underwriters | $50,000 | $250 | $63 | Buy now shopping_cart |
| Student Health Advantage IMG | $500,000 | $250 | $115 | Buy now shopping_cart |
| Navigator Student GeoBlue | Unlimited Coverage | $0 | $463 | Buy now shopping_cart |
| Insurance Plans | Policy maximum | Deductible | Cost * | Buy Plans |
|---|---|---|---|---|
| StudentSecure Smart WorldTrips | $100,00 | $0 | $25 | Buy now shopping_cart |
| StudentSecure Budget WorldTrips | $250,000 | $0 | $47 | Buy now shopping_cart |
| Patriot Exchange IMG | $50,000 to $500,000 | $0 to $500 | $46 - $60 | Buy now shopping_cart |
| Student Health Advantage IMG | $500,000 | $250 | $76 | Buy now shopping_cart |
| Navigator Student GeoBlue | Unlimited Coverage | $0 | $463 | Buy now shopping_cart |
* The average cost of student health insurance plans outside the USA is based on quotes for a 20-year-old with a duration of one month. Source: AMERICAN VISITOR INSURANCE®
Covers doctor visits in case of sudden injury or sickness.
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Some plans cover high school sports activities.
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Repatriation of remains expenses to home country in case of death.
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Expenses from sudden dental pain and accidental dental injuries.
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Some plans offer coverage for pregnancy, maternity and new born.
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Student insurance who need coverage for existing medical ailments.
Know more »International student medical insurance typically covers unexpected medical expenses related to illnesses, accidents, emergency medical evacuation, repatriation of remains, and some preventive care. The coverage will also include hospitalization, doctor visits, prescription drugs, and other necessary medical treatments. International students can compare the best different student insurance benefits on American Visitor Insurance.
Yes, most insurance providers offer flexibility in choosing the duration of coverage based on the length of your academic program. You can typically select coverage for a semester, an academic year, or multiple years, depending on your needs. The cost of most student insurance plans are on a per day basis, so you can choose the length of coverage exactly according to your needs.
Yes, most US insurance providers on American Visitor Insurance allow you to purchase coverage after arriving in the host country. It is however recommended to obtain student insurance before your departure to ensure you are protected from the moment you arrive.
Coverage for pre-existing conditions can vary depending on the student insurance plan and insurance provider. Some student health insurance plans may exclude pre-existing conditions from coverage, while others may offer limited coverage or require a waiting period before covering such conditions.
Yes, the US insurance providers on American Visitor Insurance allow international student insurance policy extensions if the student academic program is extended.
Find the cheapest best insurance for students on American Visitor Insurance using our foreign student insurance cost calculator. Factors such as coverage benefits, cost, network of medical providers are displayed objectively allowing students to find the best plan for their budget and needs.
The U.S. continues to be a top choice for international students, offering not only academic excellence but also practical work opportunities through programs like OPT. With rising enrollment and record-high participation in OPT, the country solidifies its position as a leader in global education and career advancement. International students are encouraged to explore these opportunities to build a strong foundation for their future careers.
The total number of international students in the U.S. reached 11,26,690 in the academic year 2023-24, marking a 6.6% increase compared to the previous year. This growth underscores the U.S.'s continued appeal as a global education hub. International students now make up 5.9% of the total U.S. student enrollment, reflecting the diversity and global reach of American higher education.
| Year | Total international students | % international students |
|---|---|---|
| 2023-2024 | 11,26,690 | 5.9% |
| 2022-2023 | 10,57,188 | 5.6% |
| 2021-2022 | 9,48,519 | 4.7% |
Insurance for Exchange scholars satisfying visa requirements
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Click here to read more »Insurance plans for students on OPT status, OPT student insurance.
Click here to read more »Medical insurance for students on vocational training.
Click here to read more »"After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me."
"We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable"
"Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much!"
Common questions and answers for international student health insurance options.
Click here to read more »Blogs providing information about the importance of medical insurance for international students.
Click here to read more »Our real customer queries and answers for affordable student health insurance plans.
Click here to read more »International students studying abroad, along with their education get an opportunity to experience a new culture, see different parts of the world and meet new people with varied backgrounds. We work with all reputed US insurance providers to offer excellent F1 student health insurance.
American Visitor Insurance has a compare F1 visa student travel insurance tool along with article's and FAQ's with to help students fine the best health insurance for F1 students. The compare foreign student insurance tool displays the cost and coverage details of students medical insurance that satisfy f1 visa health insurance requirements. Students can easily find cheap health insurance for international students by comparing both cost and other F1 visa student insurance coverage benefits.
or United HealthCare 
Policy maximum?
$50,000 to $5,000,000
Deductible options?
$0 to $500
Period of coverage?
1 month up to 12 months
Policy maximum?
$500,000
Deductible options?
$250
Period of coverage?
30 days to 12 months
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
or United HealthCare Policy maximum?
$500,000
Deductible options?
$250
Period of coverage?
1 month up to 12 months
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
or United HealthCare Policy maximum?
$1,000,000
Deductible options?
$100
Period of coverage?
1 month up to 12 months
International students may need medical evacuation and repatriation insurance to meet visa or school requirements.
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