Student Insurance for Sports Coverage Benefit

• Be an active Participant, Spouse of the Participant, or Children traveling with the Participant and residing outside his/her primary Country of Residence for a temporary period of time, and if Destination Country is the United States, Insured Person must hold one of the following visa types: F1/F2, J1/J2, M1/M2 or A1/A2
• Be at least 31 days old but not yet 65 year old.
• Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal.
• Not be hospitalized, disabled, pregnant or HIV+ on the initial effective date.

• In Network - The plan pays 10% of the first $10,000 with an out of pocket maximum of $1000.
• Out of Network - The plan pays 20% with no cap.
• Outside USA - No Coinsurance

• Covers Covid19 illness.
• It is a very affordable plan and meets J visa requirements and F Visa for international students.
• The deductible can be $500 or less with no further costs for the insured (while most plans have coinsurance which still must be paid after the deductible).
• If the educational institution has a health center, the student can pay only a $5 copay for each visit for additional benefit and savings.
• The student can buy this plan with a sports rider to cover activities such as downhill skiing.

The Student can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

• Adventure Sports rider
  × Adventure Sports rider

  • Available for those up to the age of 65 years.
  • Activities Covered upto lifetime maximum: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking, whitewater kayaking or whitewater rafting in water less than Class V difficulty, wildlife safaris, and windsurfing
  • Each and every activities are carried out in strict adherence with the instruction, best practices, and recommendations for safe practices as prescribed by a Governing Body or Authority.
    • Age 0-49 years: $50,000 lifetime maximum
    • Age 50-59 years: $30,000 lifetime maximum
    • Age 60-64 years: $15,000 lifetime maximum

  Limited High School & College Sports

  Coverage

  100%

  Baggage

  Loss/Stolen Baggage

  250%

  Loss/Stolen Valuables

  250%

  Loss/Stolen Personal Papers

  250%

  Legal Assistance

  Attorney Binder Fee

  100%

  Personal Liability

  Injury to a Third Person

  Per Injury Deductible: $100
  Coverage Limit: $2,000

  Damage to Third Person’s Property

  Damage Deductible: $100
  Coverage Limit: $500

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• Chaperone/Faculty Leader Replacement Rider
  × Chaperone/Faculty Leader Replacement Rider

  • All Insured Persons who have elected the Chaperone / Faculty Leader Replacement Rider will be entitled to the benefits listed below.
    • Chaperone / Faculty Leader Replacement: $3,000 lifetime maximum

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• Be an active Participant, Spouse of the Participant, or Children traveling with the Participant and residing outside his/her primary Country of Residence for a temporary period of time, and if Destination Country is the United States, Insured Person must hold one of the following visa types:F1/F2, J1/J2, M1/M2 or A1/A2
• Be at least 31 days old but not yet 65 year old.
• Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal.
• Not be hospitalized, disabled, pregnant or HIV+ on the initial effective date.

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

• Adventure Sports rider
  × Adventure Sports rider

  • Activities Covered upto lifetime maximum: Abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking, whitewater kayaking or whitewater rafting in water less than Class V difficulty, wildlife safaris, and windsurfing.
  • Each and every activities are carried out in strict adherence with the instruction, best practices, and recommendations for safe practices as prescribed by a Governing Authority.
    • Age 0-49 years: $50,000 lifetime maximum
    • Age 50-59 years: $30,000 lifetime maximum
    • Age 60-64 years: $15,000 lifetime maximum

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• Charges incurred outside the US and canada - Company pays 100%
• Charges incurred inside the US and canada - In PPO or Student Health Center - Company pays 100%; Out of PPO network (PPO network for Student Health Advantage Insurance ) - Company pays 80% of the eligible expenses up to $5,000; then 100% thereafter.