Student Insurance for Sports Coverage Benefit

• Be an active Participant, Spouse of the Participant, or Children traveling with the Participant and residing outside his/her primary Country of Residence for a temporary period of time, and if Destination Country is the United States, Insured Person must hold one of the following visa types: F1/F2, J1/J2, M1/M2 or A1/A2
• Be at least 31 days old but not yet 65 year old.
• Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal.
• Not be hospitalized, disabled, pregnant or HIV+ on the initial effective date.

• In-Network: Plan pays 90%; Insured pays 10%
• Out-of-Network: Plan pays 80%; Insured pays 20%

• Covers pre existing condition after 12 months waiting period
• Emergency medical evacuation covered up to policy maximum
• Urgent Care Clinic covered up to $50 copay.
• Student Health Center covered up to $5 copay per visit
• It is a very affordable plan and meets J visa requirements and F Visa for international students.
• Medical insurance for students studying abroad or participants of cultural exchange programs.
• The student can buy this plan with a sports rider to cover activities such as downhill skiing.

The Student can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

• Adventure Sports rider hiking
  × Adventure Sports rider

  • Available for those up to the age of 65 years.
  • Activities Covered upto lifetime maximum: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking, whitewater kayaking or whitewater rafting in water less than Class V difficulty, wildlife safaris, and windsurfing
  • Each and every activities are carried out in strict adherence with the instruction, best practices, and recommendations for safe practices as prescribed by a Governing Body or Authority.
    • Age 0-49 years: $50,000 lifetime maximum
    • Age 50-59 years: $30,000 lifetime maximum
    • Age 60-64 years: $15,000 lifetime maximum

  Limited High School & College Sports

  Coverage

  100%

  Baggage

  Loss/Stolen Baggage

  250%

  Loss/Stolen Valuables

  250%

  Loss/Stolen Personal Papers

  250%

  Legal Assistance

  Attorney Binder Fee

  100%

  Personal Liability

  Injury to a Third Person

  Per Injury Deductible: $100
  Coverage Limit: $2,000

  Damage to Third Person’s Property

  Damage Deductible: $100
  Coverage Limit: $500

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• Chaperone/Faculty Leader Replacement Rider hiking
  × Chaperone/Faculty Leader Replacement Rider

  • All Insured Persons who have elected the Chaperone / Faculty Leader Replacement Rider will be entitled to the benefits listed below.
    • Chaperone / Faculty Leader Replacement: $3,000 lifetime maximum

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• Be an active Participant, Spouse of the Participant, or Children traveling with the Participant and residing outside his/her primary Country of Residence for a temporary period of time, and if Destination Country is the United States, Insured Person must hold one of the following visa types:F1/F2, J1/J2, M1/M2 or A1/A2
• Be at least 31 days old but not yet 65 year old.
• Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal.
• Not be hospitalized, disabled, pregnant or HIV+ on the initial effective date.

• Student Health Advantage meets US student, scholar, and cultural exchange program visa requirements.
• Coverage is available for individuals or groups consisting of five or more students along with their dependents.
• Provides medical coverage for intercollegiate, interscholastic, intramural, and club sports.
• The Student Health Advantage Standard plan covers pre-existing conditions after 12 months of continuous coverage, while the Student
• Advantage Platinum plan provides coverage after six months.
• Covers international emergency care.
• Offers coverage for emergency medical evacuation up to $500,000 per person.

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

• Adventure Sports rider hiking
  × Adventure Sports rider

  • Activities Covered upto lifetime maximum: Abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking, whitewater kayaking or whitewater rafting in water less than Class V difficulty, wildlife safaris, and windsurfing.
  • Each and every activities are carried out in strict adherence with the instruction, best practices, and recommendations for safe practices as prescribed by a Governing Authority.
    • Age 0-49 years: $50,000 lifetime maximum
    • Age 50-59 years: $30,000 lifetime maximum
    • Age 60-64 years: $15,000 lifetime maximum

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• Charges incurred outside the US and canada - Company pays 100%
• Charges incurred inside the US and canada - In PPO or Student Health Center - Company pays 100%; Out of PPO network (PPO network for Student Health Advantage Insurance ) - Company pays 80% of the eligible expenses up to $5,000; then 100% thereafter.

• Available for non-U.S. individual coming to the USA (or its territories) on J1,F1, and M1 visas.
• Be at least 31 days old but not yet 65 year old.
• Be the spouse or child (eligible as dependants) of a participant and reside outside your primary country of residence for a temporary period of time.
• Be physically and legally residing in the USA with the intent to reside there for at least 30 days on the effective date

• Available for those up to the age of 65 years.
• Activities Covered upto lifetime maximum: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking, whitewater kayaking or whitewater rafting in water less than Class V difficulty, wildlife safaris, and windsurfing
• Each and every activities are carried out in strict adherence with the instruction, best practices, and recommendations for safe practices as prescribed by a Governing Body or Authority.

• Chepest student insurance for J1, F1, and M1 visa holders.
• Meets U.S. and U.S. territories J1 visa requirements, as well as most university requirements for F1 and M1 visa holders
• Optional Adventure Sports coverage
• Includes emergency care and support benefits.
• Available for purchase for a period of up to 12 months.
• Option to extend coverage to include spouses and children.
• Telehealth services provide 24/7 access to a nationwide network of board-certified doctors in the U.S.

• Coinsurance is the percentage of medical costs you share with the insurance company after paying your deductible.
• For example, if your plan has 80/20 coinsurance, the insurance pays 80%, and you pay 20% of the remaining costs after the deductible.
• The Student Journey plan often covers 100% in-network after the deductible, minimizing out-of-pocket costs for international students in the U.S.