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Best student trip cancellation travel insurance

Student trip cancellation travel insurance cost

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US Student Trip Cancellation Insurance

Student travel insurance with trip cancellation coverage is also called trip cancellation insurance or trip interruption insurance and offers coverage to protect students against financial losses in case they need to cancel or interrupt their travel plans for covered reasons. Student trip cancellation insurance is useful for US students who are studying outside the USA or participate in international educational trips. This Student trip cancellation insurance helps reimburse non-refundable expenses incurred for the trip, such as airfare, accommodations, and other prepaid costs.

Trip cancellation insurance for US students abroad is a type of travel insurance designed to provide coverage in case a student's trip needs to be canceled or interrupted due to unexpected events. US student trip cancellation insurance can be particularly valuable for students who are traveling domestically or internationally for educational purposes, such as studying abroad, attending conferences, or participating in exchange programs which is planned well in advance. It helps protect the financial investment made in the trip by reimbursing non-refundable expenses.

Key Features of US Student Trip Cancellation Insurance

airplanemode_inactive Trip Cancellation

Reimburses non-refundable expenses if the trip is canceled before departure due to covered reasons like illness, injury, or family emergency.

luggage Trip Interruption

Covers extra costs if the trip is interrupted or cut short, and reimburses unused trip expenses.

list_alt Covered Reasons

Includes illness, natural disasters, terrorism, or travel supplier bankruptcy. Always check the full list in your policy.

cardiology Pre-existing Conditions

Some policies may cover pre-existing conditions, while others exclude them. Read terms carefully.

description Documentation

Students must submit medical records, receipts, and other proof when making a claim.

attach_money Policy Cost

Premiums are usually a percentage of trip cost and vary by student age, destination, and coverage amount.

✔️ Tip: As always, it is necessary to review the policy terms and conditions on American Visitor Insurance and select the best student trip insurance based on the requirements.

What is student travel insurance with trip cancellation coverage?

Student travel insurance covers specific needs and risks of US students traveling or studying abroad. When US students are traveling abroad, either in a group or alone, be it for a short trip, or for longer stays of a semester abroad, it is important to have the best student insurance from the US since healthcare is different outside the US and this US student health insurance can provide access to the best healthcare available.

Having good student travel insurance will also help US students with trip cancellation insurance or any trip interruption expenses given the likely disruptions in international travel while outside the United States. US students may also want to look for additional features such as cancel for any reason (CFAR) travel insurance which allows you to cancel your trip for any reason and get a partial refund of your trip cost.

How much does Student trip cancellation travel insurance cost?

Plan Name Trip cancellation Cost
iTravelInsured Travel Lite IMG 100% of Trip Cost $32
iTravelInsured Travel SE IMG 100% of Trip Cost $37
iTravelInsured Travel LX IMG 100% of Trip Cost $94

# Approximate cost of Trip insurance plans is for a 20-year-old traveler, 15 days trip length and $1K trip cost.

Key Benefits of Student Travel Insurance

Several factors influence the price, including:
  • Medical expenses abroad
  • Trip cancellation & interruption coverage
  • Lost baggage protection
  • Personal liability coverage
  • Sports & activity coverage (in some plans)
  • Cancel For Any Reason (CFAR) option available

What are the benefits of IMG's iTravelInsured trip cancellation plans for students?

iTravelInsured Travel LX
  • Best for luxury travelers travelers and business travelers.
  • Available for US residents on domestic and worldwide trips.
  • Search and rescue benefit covered up to $10,000.
  • Rental car damage and theft coverage up to $40,000.
  • Covers cancel for any reason & interrupt for any reason benefit.
assignmentPLAN DETAILS picture_as_pdfBROCHURE
  • request_quote

    Maximum Trip Cost
    $150,000

  • calendar_month

    Trip Duration
    180 days

  • local_hospital

    Medical Evacuation
    Up to $1,000,000

  • shopping_cartBuy Now
iTravelInsured Travel SE
  • Ideal for budget-minded travelers and cruise travelers.
  • Pre-existing waiver is available if bought within 20 days.
  • Available for US residents on domestic and worldwide trips.
  • Accident and Sickness medical expense covered up to $250,000.
  • Covers cancel for any reason & interrupt for any reason benefit.
assignmentPLAN DETAILS picture_as_pdfBROCHURE
  • request_quote

    Maximum Trip Cost
    $150,000

  • calendar_month

    Trip Duration
    90 days

  • local_hospital

    Medical Evacuation
    Up to $150,000 per person

  • shopping_cartBuy Now
iTravelInsured Travel Lite
  • Ideal for the budget conscious travelers.
  • Pre-existing condition review period is 60 days.
  • Available for US residents on domestic and worldwide trips.
  • Accident and Sickness medical expense covered up to $100,000.
  • Provides inexpensive coverage for trip cancellation & interruption.
assignmentPLAN DETAILS picture_as_pdfBROCHURE
  • request_quote

    Maximum Trip Cost
    $25,000

  • calendar_month

    Trip Duration
    180 days

  • local_hospital

    Medical Evacuation
    Up to $500,000

  • shopping_cartBuy Now

What Does International Student Insurance Cover?

local_hospital

Health Care Expenses

Covers doctor visits in case of sudden injury or sickness.

sports_soccer

Sports Activities

Some plans cover high school sports activities.

local_hospital

Repat of Remains

Repatriation of remains expenses to home country in case of death.

dentistry

Dental Coverage

Expenses from sudden dental pain and accidental dental injuries.

pregnancy

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.

cardiology

Pre-existing Conditions

Student insurance who need coverage for existing medical ailments.

Student trip cancellation travel insurance FAQ's

1
What is trip cancellation travel insurance?

It is a type of insurance that reimburses you for pre-paid, non-refundable trip deposits on things like airline tickets, hotel rooms, rental cars and tours, due to qualifying reasons listed in your policy.

2
How can I cancel my travel insurance if my trip is cancelled?

You need to adhere to the review period, which starts from the time you buy the insurance and ends at the time decided by your insurer, within which you are allowed to cancel the policy.

3
Who is eligible for student trip cancellation insurance?

Student trip cancellation insurance is available for students traveling for educational purposes, study abroad programs, or educational tours.

4
Can students cancel their trip for any reason with this insurance?

Similar to general trip cancellation insurance, not all policies cover cancellations for any reason. Some policies may offer additional options or coverage for specific reasons, so it's important to review the policy details on American Visitor Insurance.

5
How do students make a claim for trip cancellation?

Students typically need to contact the insurance provider as soon as possible and provide documentation supporting the reason for cancellation. This may include medical certificates, letters from school officials, or other relevant documentation.

6
What events are typically covered by student trip cancellation insurance?

Covered events may include illness or injury, family emergencies, academic commitments, and other unforeseen circumstances that may lead to the cancellation of the student's trip.

Trip Cancellation Insurance for students

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