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Best international student insurance for US students abroad

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What is International travel insurance for US students?

International travel insurance for U.S. students, often called as overseas student health insurance is a type of insurance policy designed to cover American students while they are studying, or traveling abroad. It provides financial protection and medical support for unexpected events that may occur during their time outside the U.S.

Students can purchase the best health insurance for studying abroad plans online on American Visitor Insurance. International students can compare a wide range of study abroad health insurance options online and choose the most suitable travel medical insurance plan.

US students studying abroad

Coverage can begin as early as the next day after purchase. International student travel insurance typically covers:

  • Emergency medical treatment
  • Hospitalization and surgery abroad
  • Medical evacuation and repatriation
  • Trip interruptions or delays
  • Lost or stolen baggage and passport
  • Personal liability coverage
  • Mental health coverage

Why is student travel insurance important for US students studying abroad?

Student travel insurance is a type insurance that covers the specific needs and risks of travel insurance for exchange students who are studying abroad either in the United States, or US students abroad. It can provide coverage for medical expenses, trip cancellation, loss of baggage, personal liability, and more.

When US students who are traveling abroad, either as a group or as individuals, be it for a short visit of a few days, or for longer stays of a semester abroad or even longer, it is important to have very good student insurance from the US since healthcare in different countries might not be good and this insurance can help them better access the best healthcare available.

Having best student travel insurance will also help US students with trip cancellation or any trip interruption expenses given the possible disruptions in international travel while outside the United States. US students may also want to look for optional features such as cancel for any reason (CFAR), which allows you to cancel your trip for any reason and get a partial refund of your trip cost.

What are the best health insurance for US students studying abroad?

How much does health insurance for US student abroad costs?

The US student abroad cost ranges from $26 to $289 per month. The price depends on the factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.

The best student health insurance abroad cost per month for an international student aged 20 years.

Insurance Plans Policy maximum Deductible Cost
StudentSecure Smart WorldTrips $200,000 $0 $26
Patriot Exchange Program IMG $50,000 $250 $39
StudentSecure Budget WorldTrips $500,000 $0 $47
Student Health Advantage Standard IMG $500,000 $250 $82
StudentSecure Select WorldTrips $1,000,000 $0 $80
Student Health Advantage Platinum IMG $1,000,000 $25 $246
Navigator Student GeoBlue Unlimited Coverage $0 $289

Source:American Visitor Insurance®

Health insurance for US students studying abroad

Review student insurance plan benefits.

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At American Visitor Insurance we offer the best student insurance for US students studying outside USA. This is very important for US students while outside the USA to have the best health insurance coverage for sudden sickness or unexpected injury. One can compare student insurance USA plans based on cost and benefits. Do contact our customer support for clarification or if the University has specific requirements.

One can buy the student insurance USA online, to instantly get the student insurance USA ID Card and policy details. These can used to avail any of the student insurance benefits.

Click here for popular countries for US Students study abroad »

What are the benefits of GeoBlue Navigator student insurance?

Some highlights of the GeoBlue Navigator Student medical insurance:

  • Popular among US students
  • It provides UNLIMITED annual and lifetime medical maximum
  • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage
  • Coinsurance is waived for care outside the U.S.
  • Sports, terrorist and alcohol-related injuries are covered
  • Exceeds J-1 visa requirements for the US
  • Simpler, Better Access to Care, No waiting period associated with any preventive services.
  • No waiting period associated with any preventive services
  • Contracted providers bill GeoBlue directly, eliminating paperwork and out-of-pocket expenses for you
  • Convenient mobile tools that allow you to connect to quality care across the globe for anything from emergency needs, to filling a simple prescription, to translating your symptoms, to finding the right doctor at home or abroad

What is student sports group travel insurance?

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Student group travel insurance

Student group travel insurance provides coverage for groups of US students who are traveling together for educational or recreational purposes. US student group insurance is particularly useful for school trips, study abroad programs, student organizations, and other group travel activities. It helps ensure that students groups are financially protected in case of unexpected events or emergencies during the trip.


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Sporting teams group insurance

Sporting teams group insurance provides coverage for groups of athletes or sports teams who participate in organized sports activities. Whether it's a school sports team, a club team, or a recreational league, sporting teams can face various risks and potential injuries while participating in sports events and activities. US student sports group insurance helps provide financial protection and peace of mind to athletes, coaches, and team organizers.


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International health insurance for students studying abroad FAQ's

1. Do all US students going abroad need health insurance?

While not all students are required by law to have health insurance, many colleges and universities have their own health insurance requirements. Additionally, having health insurance is highly recommended to protect yourself from unexpected medical expenses while outside the USA.

2. What are the benefits of having student health insurance?

Student health insurance provides various benefits, including coverage for medical expenses, doctor visits, hospital stays, prescription medications, and preventive care. It helps students access healthcare services when needed without incurring high out-of-pocket costs.

3. What if my college offers a student health insurance plan? Can I choose a different plan?

If your college offers a student health insurance plan, you may be automatically enrolled in it. However, you have the option to waive the coverage if you have comparable health insurance from another source, such as plans that are available on American Visitor Insurance.

4. How do I find the right student health insurance plan?

When looking for a student health insurance plan, consider factors such as the coverage offered, premium costs, deductibles, co-pays, and the network of healthcare providers. Look for plans that meet your specific needs and budget. US students traveling abroad for a semester or a longer period can buy US student insurance on American Visitor Insurance for their international stay.

What is student travel insurance with trip cancellation coverage?

Student travel insurance covers specific needs and risks of US students traveling or studying abroad. It provides coverage for medical expenses, trip cancellation, loss of baggage, personal liability, any sporting activity and more while outside the USA. When US students are traveling abroad, either in a group or alone, be it for a short trip, or for longer stays of a semester abroad, it is important to have the best student insurance from the US since healthcare is different outside the US and this US student health insurance can provide access to the best healthcare available.

Having good student travel insurance will also help US students with trip cancellation insurance or any trip interruption expenses given the likely disruptions in international travel while outside the United States. US students may also want to look for additional features such as cancel for any reason (CFAR) travel insurance which allows you to cancel your trip for any reason and get a partial refund of your trip cost.

Plan Name Trip cancellation Cost
iTravelInsured Travel Lite IMG 100% of Trip Cost $32
iTravelInsured Travel SE IMG 100% of Trip Cost $37
iTravelInsured Travel LX IMG 100% of Trip Cost $94

Can US students buy GeoBlue Voyager Insurance?

Yes, Geoblue Voyager plans offers coverage for Students or teachers going abroad for a semester.

Voyager Choice Insurance

  • Applicant's home country must be the US,
  • Covers pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan,
  • US primary health plan required.
  • Access to doctors and hospitals in 190 countries.

Voyager Essential Insurance

  • Applicant's home country must be the US.
  • Pre-existing conditions are covered with a 180-day exclusion.
  • Does not require a primary health plan.
  • Access to doctors and hospitals in 190 countries.
  • This plan is available from 1 day to 182 days.

How can I buy US student abroad medical insurance?

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Finding the available best health insurance for international plans

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

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Compare the different medical insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

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Buy the student health insurance that you like best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

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Review the students medical insurance plan documents received by email

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

International student health insurance reviews

After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me.

Anirudh

Anirudh

We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable.

Sheela

Sheela

Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much!

Amanda

Amanda

Resourceful insurance information for students

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Student travel insurance FAQs

Commonly asked questions about international student travel insurance.

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Student insurance resources

Here are some useful resources to help you understand insurance.

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Factors for student Insurance

Factors while buying best international student health insurance USA.

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Student health insurance for US Colleges and Universities

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