Student insurance in USA
Student health insurance Turkey
The USA has one of the most versatile and flexible higher educational systems that students from all over the world wish to study. There are several young Turkish students who are studying in the US. Turkey ranks 11th amongst the countries that are sending their students to study to the US .Turkish students in the US contribute greatly both to the US and to their home country. Currently there are 8,109 students studying in the US universities for their higher education.
While staying away from home, Turkey’s students are engrossed with hectic university courses sometimes neglect their health. However it’s very important to be prepared to face any sudden medical emergencies that may arise while staying in the university. US healthcare is very expensive and students should compare international student insurance and buy the best Student health insurance that offers coverage for any unexpected travel and medical emergencies. The student insurance on American Visitor insurance is much cheaper than most University insurance plans.Some student insurance plans on American Visitor Insurance also offer student insurance for pre-existing condition coverage as well as sports insurance coverage for students. At American visitor insurance, Turkey students can buy dependents insurance using the F2 visa insurance and J2 visa insurance options for dependents of F1 visa students or J2 visa holders, even if the F1 or J1 visa holder has bought a different or University insurance plan. International Students on Optional Practical Training (OPT) status and not taking any courses can buy OPT student insurance that we offer.
What does international student insurance cover?
Doctor Visit
Covers doctor visits in case of sudden injury or sickness.
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Sports Activities
Some plans cover high school sports activities.
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Repat of Remains
Repatriation of remains expenses to home country in case of death.
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Dental Coverage
Expenses from sudden dental pain and accidental dental injuries.
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Maternity Coverage
Some plans offer coverage for pregnancy, maternity and new born.
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Pre-existing Conditions
Student insurance who need coverage for existing medical ailments.
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What is the cheapest health insurance for international students from Turkey in the USA?
The cheapest health insurance for F1 students is offered by Student Journey Lite insurance plan, starting at just $30 per month. Other affordable student health insurance option includes Student Secure Smart insurance and Student Journey Plus insurance. This cost mainly depends on different factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.
$30 for 1 month
Age: 20 years | $360 for 12 months
- Policy maximum: $150,000
- Deductible: $100 per injury/illness
- Student health center deductible/copay: $45
- Direct billing:

- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed from 30 days to 12 months.
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$32 for 1 month
Age: 20 years | $372 for 12 months
- Policy maximum: $200,000
- Deductible: $0
- Student health center copay: $25 per visit
- Direct billing:

- Pre-Existing Conditions: No coverage
- Renewal: Can be renewed and extended up to 4 years.
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$48 for 1 month
Age: 20 years | $576 for 12 months
- Policy maximum: $300,000
- Deductible: $500 per period
- Student health center deductible/copay: $25
- Direct billing:

- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed from 30 days to 12 months.
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Which are the best health insurance plans for international students from Turkey in the USA?
The best health insurance for international students in the USA are Student Journey Platinum by IMG, Patriot Exchange Program from IMG, StudentSecure Select from WorldTrips. Choosing the best health insurance for international students in the USA depends on factors such as personal health needs, budget, university insurance requirements, and visa status.
$56 for 1 month
Age: 20 years | $938 for 12 months
- Policy maximum: $50,000
- Deductible: $250 per illness/injury
- Student health center deductible/copay: $5
- Direct billing:

- Pre-Existing Conditions: Covers after 12 months of waiting period.
- Renewal: Can be renewed and extended up to 24 months
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$74 for 1 month
Age: 20 years | $888 for 12 months
- Policy maximum: $500,000
- Deductible: $250 per period
- Student health center deductible/copay: $15
- Direct billing:

- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed and extended up to 12 months.
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$106 for 1 month
Age: 20 years | $1248 for 12 months
- Policy maximum: $1,000,000
- Deductible: $0
- Student health center copay: $10 per visit
- Direct billing:

- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed and extended up to 4 years.
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Insurance for students from Turkey in the United States
Student Health Insurance Turkey Students
There are over 10,500 Turkish students in USA currently studying in the United States. About 45% of the students from Turkey are in Graduate programs, about 33% in Undergraduate programs and another 14% in the Optional Practical Training (OPT) status. Given the expensive US healthcare system it is very important for Turkish students in USA to buy good student medical insurance while studying in the United States. Most colleges offer student insurance, but buying student insurance outside of the college plan is cheaper.
Most colleges offer student insurance, but buying student insurance outside of the college plan is cheaper. The international student insurance plans that we offer are cheaper than University student insurance plans while providing similar coverage. Our OPT student insurance plans are also very popular with Turkish students in USA on the Optional Practical Training (OPT) status.
How much does International student insurance USA cost?
The international student health insurance cost per month ranges from
$30 to $115. Some providers offer plans starting as low as $30 per month, particularly for those on F1 or J1 visas. The price depends on different factors like the age of the student, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.
The cost of health insurance for an international student per month aged 20 years old.
Insurance Plans |
Policy maximum |
Deductible |
Cost |
Student Journey Lite IMG |
$150,000 |
$100 |
$30 |
StudentSecure Smart WorldTrips |
$200,000 |
$0 |
$32 |
Student Journey Plus IMG |
$300,000 |
$500 |
$48 |
StudentSecure Budget WorldTrips |
$500,000 |
$0 |
$53 |
Patriot Exchange IMG |
$50,000 |
$250 |
$58 |
Diplomat America Global Underwriters |
$50,000 |
$250 |
$63 |
Student Journey Platinum IMG |
$500,000 |
$250 |
$74 |
StudentSecure Select WorldTrips |
$1,000,000 |
$0 |
$104 |
Student Health Advantage Standard IMG |
$500,000 |
$250 |
$115 |
Source:American Visitor Insurance®
International Student Health Insurance USA
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Why should one buy international health insurance for students?
What are the steps to buy medical insurance for F1 students?
1
Check with your university or college
Ask if they provide the best health insurance for international students in the USA and whether enrollment in their plan is mandatory.
2
Understand your university’s requirements
If your university offers a plan, determine whether you must purchase it or if you can choose an alternative plan that meets their standards.
3
Compare alternative plans
If alternatives are allowed, compare the most affordable and best-rated F1 student health insurance options on American Visitor Insurance.
4
Evaluate coverage and costs
Compare university-offered insurance with alternative plans, considering price, coverage benefits, deductibles, co-pays, and exclusions.
6
Choose the best plan
Select the F1 student health insurance that fits your budget, meets your healthcare needs, and complies with university requirements.
7
Complete enrollment
After purchasing your plan, keep all documents you receive by email, as they may be needed for enrollment verification at your university.
Which are the best health insurance providers for International students in USA?
Choosing the best health insurance for international students in the USA depends on personal needs, budget, university requirements, and visa status. Here are some top providers:
Best health insurance providers for international students in the USA are:
Offers a wide range of plans like Student Journey, designed for international students seeking affordable coverage for medical expenses and hospitalization.
Provides plans like StudentSecure Smart starting at $31/month with $0 deductible, covering emergency medical expenses, evacuation, and repatriation.
Offers the Navigator Student plan with unlimited medical maximum, global provider access, and coverage for U.S. and international students.
Which is the popular health insurance for international students in USA?
Patriot Exchange Program IMG
- Ideal for : F1 & J1 students visa holder, Adventure Sports
- Pre-existing condition: Comprehensive plan with high medical maximum and pre-existing conditions coverage after 12 months of waiting period.
- Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
- Direct Billing: First healthcare network
or United HealthCare 
- Renewal: Can be renewed and extended up to 24 months.
- Patriot Exchange Program insurance cost for a 20 years old student starts from $56 per month ($675 per year). An annual payment option is available to students.
Policy maximum?
$50,000 to $5,000,000
Deductible options?
$0 to $500
Period of coverage?
1 month up to 12 months
Student Journey Platinum IMG
- Ideal for : J1, F1, A1 and M1 visas, Adventure Sports, Maternity
- Pre-existing condition: Covers after 6 months of waiting period
- Mental health: Out Patient : Max 40 visits, maximum limit, Inpatient: Up to 30 days max
- Direct Billing: United HealthCare

- Renewal: Can be renewed and extended up to 12 months.
- Student Journey Platinum insurance cost for a 20 years old student starts from $74 per month ($888 per year). An annual payment option is available to students.
StudentSecure Select Insurance Worldtrips
- Ideal for : F1 & J1 students visa holder, Maternity, Sports coverage
- Acute on set of pre-existing condition: $25,000 up to policy maximum
- Mental health: Physician Office Visit: Max 30 visits, Inpatient: Max 30 days (includes drug and alcohol abuse)
- Direct Billing: United HealthCare

- Renewal: Can be renewed and extended up to 4 years.
- Student Secure Select insurance cost for a 20 years old student starts from $106 per month ($1248 per year). You can buy the plan either on a monthly or a yearly basis.
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
Student Health Advantage Standard IMG
- Ideal for : F1, J1,M1 and A1 students visa holder, Adventure Sports
- Pre-existing condition: Covers after 12 months of waiting period
- Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
- Direct Billing: First healthcare network
or United HealthCare 
- Renewal: Can be renewed and extended up to 60 months.
- Student Health Advantage Platinum insurance cost for a 20 years old student starts from 118 per month ($1,416 per year), both monthly and annual payment options are available. Offers high policy maximum and good coverage for various medical emergencies.
StudentSecure Elite Insurance Worldtrips
- Ideal for : F1 & J1 students visa holder, Maternity, Sports coverage
- Acute on set of pre-existing condition: $25,000 up to policy maximum
- Mental health: Physician Office Visit: Max 40 visits, Inpatient: Max 40 days (includes drug and alcohol abuse)
- Direct Billing: United HealthCare

- Renewal: Can be renewed and extended up to 4 years.
- Student Secure Elite insurance cost for a 20 years old student starts from $181 per month ($2135 per year). You can buy the plan either on a monthly or a yearly basis.
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
Student Health Advantage Platinum IMG
- Ideal for : F1, J1,M1 and A1 students visa holder, Adventure Sports, Maternity
- Pre-existing condition: Covers after 12 months of waiting period
- Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
- Direct Billing: First healthcare network
or United HealthCare 
- Renewal: Can be renewed and extended up to 60 months.
- Student Health Advantage Platinum insurance cost for a 20 years old student starts from $353 per month ($4,236 per year), both monthly and annual payment options are available.
Policy maximum?
$1,000,000
Deductible options?
$100
Period of coverage?
1 month up to 12 months
Not on a F1 visa? Please review these other visa categories
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OPT Status within F1 visa
Insurance plans for students on OPT status, OPT student insurance.
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Cheapest health insurance for international students in USA - FAQ’s
A visitors health insurance plan covers:
- Any new sickness or injury that occurs during the trip after the start of the policy
- Accidents or illness occurred during the trip
- Medical emergencies and medical evacuation
- Cover for hospital treatment, doctor expenses and prescribed drugs
- Some plans cover acute onset of pre-existing conditions
- Preventive care like routine health checks, physical examinations, inoculation, vaccination.
- Regular treatment for pre-existing conditions.
- Maternity coverage if conception occurs before purchase of visitor health insurance.
The cost of health insurance for Turkish students studying abroad varies significantly depending on different factors such as the insurance provider, the age of the student, the deductible, the co-insurance, the medical coverage amount and the specific plan chosen.
Here are some key points to consider while buying health insurance for Turkish students in USA in American Visitor insurance:
- University/College Plans: The plans on American Visitor Insurance are more affordable compared to student plans offered by different universities.
- Coverage Level: The cost of the student medical insurance plan depends on the extent of coverage it provides. Plans with higher coverage levels and lower deductibles typically have higher premiums.
- Deductibles and Coinsurance: Plans with higher deductibles (the amount you pay out of pocket before the insurance kicks in) and higher Co-insurance (a fixed amount you pay for certain services) may have lower premiums.
- Age and Health: The age and health of the student will be taken into account when determining the premium. Younger and healthier individuals will have lower premiums.
Keep in mind that student medical insurance USA costs can change over time, and there may be new plans or regulations in place since my last update. It's essential to research and compare different insurance options on American Visitor Insurance to find a plan that fits your specific needs and budget.
If you are an international student looking for health insurance, We recommend using the compare student insurance plans tool to explore the health insurance options available to you on American Visitor Insurance.
Yes, in fact many international students studying in the United States are required to have student travel insurance USA coverage to satisfy University needs. The specific requirements for best health insurance for international students varies depending on the educational institution, state regulations, and the type of visa the student holds.
Some key points to consider:
- University/College Requirements: Most US universities and colleges have specific health insurance requirements for international students. Universities may mandate that all enrolled international students purchase and maintain a specific health insurance plan that meets certain criteria. Student insurance plans offered on American Visitor Insurance are comparable to University insurance plans but are cheaper and with similar benefits.
- Visa Requirements: The US government also has specific health insurance requirements for certain visa types. For example, J-1 and J-2 visa holders (Exchange Scholars) are generally required to have health insurance that meets the minimum requirements set by the United States Department of State.
- Coverage and Benefits: The required student health insurance plans typically need to provide a minimum level of coverage for medical services, hospitalization, emergency care, and repatriation of remains, among other benefits.
- Waivers: International students who buy student insurance on American Visitor Insurance and have comparable health insurance coverage may apply for a waiver to the university's insurance requirement. Usually, the existing coverage must meet or exceed the university's specified criteria.
At American Visitor Insurance we offer the best international student insurance USA plans from top rated insurance providers.
The "best" USA student health insurance for students from Turkey varies depending on Students’ needs, preferences, and budget. Different factors should be considered when choosing the most suitable medical insurance for students, such as coverage, cost, benefits, network of healthcare providers, and the specific requirements of your educational institution. Here are some options to consider:
Best health insurance for international students on American Visitor Insurance : American Visitor Insurance specializes in providing health insurance for Turkish students studying in USA. These plans may offer a range of options and coverage levels, and some may be accepted by various educational institutions. Student insurance plans offered on American Visitor Insurance are comparable to University insurance plans but are cheaper and with similar benefits.
When comparing student health insurance plans, consider the following factors:
- Coverage: Look for plans that provide comprehensive coverage for medical services, hospitalization, emergency care, prescription drugs, and preventive care.
- Network of health care providers (PPO Network): Check if the plan has a network of healthcare providers and hospitals near your university or college to ensure easy access to medical services.
- Cost: Compare premiums, deductibles, co-payments, co-insurance , and any additional fees to find a plan that fits your budget.
Coverage benefits: Evaluate the additional benefits provided by the plan, such as mental health coverage, maternity coverage, and coverage for pre-existing conditions.
- Customer Service: Consider the customer service reputation of the insurance provider and customer testimonials to ensure a smooth experience when dealing with claims and inquiries.
- Policy Duration: Make sure the student medical insurance plan's coverage duration aligns with your academic program's duration, including any optional practical training (OPT) periods.
Before buying the best student insurance on American Visitor Insurance, it is essential to compare student medical insurance plans and read the policy details and terms carefully. If you have any questions or concerns, don't hesitate to contact us or call us at 877-340-7910.
Finally, the best health insurance for international students is one that provides adequate coverage and aligns with their specific needs, budget and circumstances of the student.
There is no f1 visa health insurance requirements mandated by US consulates, and unless the University insists on the College insurance plans, Turkish students can compare international student insurance plans offered by popular US student insurance providers and buy the F1 student health insurance that they like best. Their plans offer coverage for medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and more. They also have a wide range of deductibles and co-insurance options to choose from.
Patriot Exchange Insurance: This is a plan designed by International Medical Group (IMG) which is the best international health insurance for F2 visa holders. Patriot Exchange insurance can be bought by the F2 visa dependents even if the F1 visa student is not covered by the Patriot exchange plan. Their plans offer coverage for medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and more. They also have a network of providers that accept direct billing, which means you don’t have to pay upfront and file a claim later. The cost of their plans starts from $50 per month for individuals and $100 per month for families.
International student health insurance reviews
"After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance."
Anirudh
"Appreciate all the help that you provided me. It really worked well and I was able to purchase the student insurance policy."
Sachin Mathur
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
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Why buy international student insurance at American Visitor Insurance?
- The student medical insurance on American Visitor Insurance are designed specifically for international students.
- Our US Student insurance options offer comparable coverage to University insurance plans but are significantly cheaper.
- These US student health insurance provide coverage throughout the country and are not limited to the proximity of any college.
- Some of our student medical insurance for OPT status can be bought even if the student is not taking courses on campus.
- We offer health insurance for international students as well as for the spouse and dependents of the student visa holder even if the primary visa holder has a different insurance.
- The medical insurance for international students on American Visitor Insurance travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.
- These US students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa
- We offer exchange student insurance plans that satisfy J visa requirements as mandated by US consulates.
- The student insurance on American Visitor insurance are significantly cheaper when compared to most University insurance plans. The student insurance plans also offer Student insurance for pre-existing condition coverage and sports insurance coverage for students.
What factors determine international student health insurance cost?
- Student's age: The student's age determines the cost of US student medical insurance. Students under age 20 can expect health insurance costs ranging from $30 to $124 per month. The prices for best health insurance for f1 students in USA increases with the age of the student.
- Length of health insurance for F1 students: The cheapest student health insurance in the US can be either monthly or on a daily basis. Annual plans tend to be more expensive than short-term policies, but they offer more comprehensive benefits. The price increases with the duration of coverage required.
- Maximum F1 student insurance coverage: Comprehensive plans that offers higher policy maximums and extensive coverage including benefits like mental health, dental, maternity, and pre-existing conditions generally comes with higher premiums. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.
- Deductibles and Co-insurance: Plans with lower deductibles (the amount the student pays out-of-pocket before insurance coverage begins) and lower coinsurance, (the percentage the student pays for most medical costs after the deductible), will also have higher premiums.
- Type of student health insurance: University-sponsored health insurance plans are often mandatory and offers comprehensive coverage, but usually are more expensive and allow for less flexibility. The private health insurance for international students available on American Visitor Insurance offer university requirements comparable coverage and are often more affordable than the university-sponsored plans making them flexible and cost-effective.
- Coverage region: There is significant variance in the cost of student health insurance depending on the country the student will be studying in. Student medical insurance in the US is typically more expensive than in many other countries.
- Optional add-on benefits: if the students need additional coverage for specific activities like adventure sports mental illness, preventive care services, home country would cost more.
For a detailed breakdown of these factors and tips on choosing the right plan, visit our guide on the factors for buying best student health insurance plan.
Best health insurance for international medical graduates in USA
Student health insurance USA Information
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- Wide range of Student insurance options for Turkey students is USA
- Student travel insurance with Covid and quarantine coverage included
- Cheap international student health insurance with benefits similar to University plans
- Resourceful user friendly Student travel insurance comparison tool
- Customer support with support for claims settled in the USA
- 24/7 licensed US travel insurance agent support
- Guaranteed cheapest student medical insurance prices
- Relevant US student health insurance blogs, articles and FAQ's
- Student insurance reviews to help decide on plans
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Best health insurance in Turkey for US students
Is it too late to buy health insurance for international students in Turkey?
It's never too late to buy health insurance in turkey for students for Turkey. The only time it is too late is if a person is already sick or injured. As long as the student is healthy, you can purchase a student health insurance Turkey to have coverage for future accident or illness. Compare and buy the best health insurance in turkey for students in Turkey.
How much does student travel insurance cost for Turkey student visa?
The cost for the Turkish health insurance for students varies depending on the age of the student and the duration of coverage required. The older the student the higher will be the cost.
The longer the duration of Turkey travel insurance required, the greater will be the cost. Our Turkey student travel insurance quote comparison facility lists the travel insurance that satisfy your requirements comparing them based on price and benefit. Compare student travel insurance Turkey and get free quotes online.
Student health insurance plan highlights
- The student insurance offered by colleges and universities are expensive.
- The student insurance plans displayed here are provided by reputed companies and are very popular with international students as they provide coverage comparable to the university coverage but at lower rates.
- Groups of 2 or more students enrolled in a university can view the "Group Insurance Quotes".
- The student group insurance quotes are available with discounted premium.
US student trip cancellation Insurance
Student travel insurance with trip cancellation coverage is also called trip cancellation insurance or trip interruption insurance and offers coverage to protect students against financial losses in case they need to cancel or interrupt their travel plans for covered reasons. Student trip cancellation insurance is useful for US students who are studying outside the USA or participate in international educational trips. This
Student trip cancellation insurance helps reimburse non-refundable expenses incurred for the trip, such as airfare, accommodations, and other prepaid costs.
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