Student Health Advantage Platinum group insurance is a comprehensive medical insurance plan for international students or scholars participating in a sponsored study abroad program. This plan meets student visa requirements, includes benefits for maternity, mental health, organized sports and international emergency care. The Platinum plan offers enhanced coverage and benefits for your group’s travel medical needs. Student Health Advantage is available for both individuals and groups. The group insurance is for 5 or more individuals offering 10% discount.Group travel insurance quote »
Ideal for J1/J2 Visa, F1/F2 Visa, M1/M2 or A1/A2 visa holders
Renewable up to 5 years
Student Health Advantage - Provider network and how to find hospital or doctor?
IMG maintains when inside the U.S., the UnitedHealthcare Options network is a longstanding reputable tier 1 network that gives you more access to more doctors and services. When outside the U.S., you can also enjoy access to quality healthcare worldwide with our proprietary IPA network that includes over 18,550 physicians and facilities.Find Provider Network
|International Medical Group (IMG)
|Underwritten by SiriusPoint Specialty Insurance Corporation, a White Mountains Insurance Group Company.
|AM Best Rating: "A-" (Excellent) and A- by Standard & poor'
|Group of 5 or more international students studying outside their home country. Be a full-time student or scholar, the spouse of the full-time student or scholar, or a dependent traveling with the full-time student or scholar
|Student- $1M; Dependent- $100K
|US Visa types
|F1/F2, J1/J2, M1/M2 or A1/A2
|Covered after a waiting period of 6 months
|Maternity Newborn Care
|$5K maximum limit. Benefit includes newborn routine care during the first 31 days of life
After deductible is met, company pays 60% of eligible expenses out-of-network(U.S.), 80% in-network(U.S.) and 100% internationally
|Emergency local ambulance
|Per injury- up to $750
$750 per illness only if admitted as inpatient
Provide additional coverage for a minimal charge.
Adventure Sports rider
Student Health Advantage Group student insurance offers a range of benefits, such as:
The amount that Student Health Advantage student medical insurance pays for covid19 expenses depends on the plan option you choose (Standard or Platinum), the provider network you use (UnitedHealthcare or outside), and the policy maximum and deductible you select. Generally, the plan pays as follows:
F2 visa holders can buy Student Health Advantage platinum group insurance even if the corresponding F1 visa holder is not enrolled in the same plan.
IMG Student Health Advantage group insurance plan include customization options and add-ons, including add-on coverage for high school sports ;interscholastic, intramural, or club sports, personal liability and legal assistance.
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