Best Travel Insurance for USA Visitors From UK 2026
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Which Is the Best Travel Insurance for USA from the UK?
- Cheapest Travel Insurance for USA from UK – Safe Travels Advantage from $20/month* (fixed benefit)
- Best Comprehensive Visitor Insurance – Safe Travels USA Comprehensive Up to $1,000,000 coverage + acute pre-existing condition coverage Most Popular
- Best Affordable Insurance with Pre-Existing Coverage – SafeVista Protect Acute onset of pre-existing conditions covered up to policy maximum
- Best Travel Insurance for UK Seniors (70+) – Atlas America Coverage up to $2,000,000 with UnitedHealthcare PPO
- Best Value Comprehensive Plan – Patriot America Plus Strong benefits for frequent and longer UK visits to the USA
- Looking for more options? – Compare all available travel insurance plans for UK travelers to the USA in one place.
Avoid Costly Medical Bills: A Guide to Travel Health Insurance for UK Travelers
- Nearly 5 million travelers from the UK visit the United States each year out of approximately 75 million international visitors.
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UK travelers often feel comfortable visiting the USA due to:
- Common language
- Similar cultural values
- Despite these similarities, the US healthcare system is very different from the UK and can be extremely expensive.
Visa & Entry Requirements for UK Travelers
- British citizens can visit the US without a visa for up to 90 days under the Visa Waiver Program (VWP).
- Travelers must obtain ESTA (Electronic System for Travel Authorization) before traveling.
- ESTA approval is mandatory even for short-term visits.
Is Travel Insurance Mandatory for UK Visitors to the USA?
- Travel medical insurance is not legally required for UK travelers.
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However, it is strongly recommended because:
- The NHS does not cover medical treatment in the USA
- UK visitors are considered tourists in the US
- US domestic health insurance plans are not available to UK travelers
- The US does not have universal healthcare
- Medical costs in the US can be extremely high
Best Insurance Option for UK Travelers
- Since UK citizens cannot buy US domestic health insurance, the best alternative is visitors medical insurance.
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Visitor insurance provides coverage for:
- Unexpected illnesses
- Accidental injuries
- Emergency medical treatment
- Hospitalization in the USA
Why Travel Insurance for UK Citizens Visiting the USA Is Essential
- Medical emergencies can occur unexpectedly during travel.
- Even a simple hospital visit in the US can cost thousands of dollars.
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Travel health insurance helps protect against:
- High medical bills
- Emergency care expenses
- Sudden illness or injury
- UK travelers can compare plans on American Visitor Insurance to find suitable coverage.
- For assistance, travelers can call (877)-340-7910 or email us to speak with a licensed agent.
Can a British citizen get health insurance in the US?
The United States is one of the most popular travel destinations in the world and is generally safe for UK vacationers. However, unexpected illness or injury can happen anywhere. Since healthcare in the US is expensive and privately funded, having travel health insurance for UK citizens traveling to the USA is essential.
- British citizens cannot purchase US domestic health insurance
- UK travelers can buy travel health insurance UK to USA online before departure
- Purchasing online is the quickest and most convenient option
- Plans cover eligible travel-related medical expenses while in the US
At American Visitor Insurance, UK travelers can compare multiple UK to USA travel insurance plans offered by some of the best US insurance providers.
- US travel insurance plans work directly with American healthcare providers
- Many plans offer direct billing, reducing out-of-pocket payments
- Claims assistance and clarification are handled efficiently
- Some travel medical insurance UK to USA plans cover acute-onset of pre-existing conditions
Choosing the best travel health insurance for travel to USA ensures financial protection, access to quality healthcare, and peace of mind throughout your trip.
Is it better to buy travel insurance from the USA or the UK?
When selecting travel insurance for the USA, US-based travel insurance is often a better choice for UK visitors due to several important advantages.
- US-based insurers provide access to PPO (Preferred Provider Organization) networks, enabling direct billing at hospitals and clinics
- The USA has no universal healthcare, and medical costs are extremely high; US-based plans offer higher coverage limits than most UK policies
- UK travel insurance often focuses on trip cancellation and baggage, while US travel insurance prioritizes medical emergencies
- Coverage typically includes hospitalization, emergency treatment, and medical repatriation
- Many USA travel insurance plans cover acute onset of pre-existing conditions, which UK-based policies usually exclude or limit
- US insurers understand the American healthcare system, ensuring faster emergency response and smoother claims handling
UK travelers can compare and buy the best medical insurance for visitors to USA online at American Visitor Insurance. For assistance, call (877)-340-7910 or email us to find the best travel insurance for US visitors from the UK.
Medical Cost Comparison: UK vs USA
Healthcare in the United States is significantly more expensive than what UK visitors are used to under the NHS. Even basic medical treatment can result in very high out-of-pocket expenses without travel health insurance for UK visitors to the USA.
- Emergency room visit (USA): $250 – $1,000+ per visit
- Hospitalization cost (USA): $2,000 – $5,000+ per day
- Ambulance transport (USA): $400 – $1,200+
- Prescription medication: Often full cost payable without insurance
- Out-of-pocket costs without insurance: Very high
In contrast, UK residents are accustomed to low or no direct medical expenses through the NHS. When visiting the USA, British travelers are treated as private patients and must pay medical bills in full unless covered by US health insurance for UK visitors.
Purchasing travel medical insurance for UK visitors to the USA protects against unexpected medical expenses, emergency hospitalization, and costly medical evacuations—providing financial security and peace of mind during your trip.
How Much Does Travel Insurance Cost for UK Travelers to the USA in 2026?
The cost of travel insurance for travelers from UK to the USA can start as low as $20 per month and go up to $300+ per month.
The best US visitor health insurance from UK depends on:
- 👤 Age of the traveler (cost increases with age)
- 💵 Medical maximum coverage & deductible
- 📋 Type of plan (Fixed benefit vs Comprehensive coverage)
- ❤️ Visitors insurance coverage for pre-existing conditions
It is a good idea to compare different plans and get quotes from multiple providers to find the best visitors insurance coverage for your budget.
Cheapest Visitor Health Insurance for Travelers from UK to USA
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Plan max range | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels AdvantageCheapest Plan | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $26 - $81 | $49 - $124 | $68 - $147 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
Cost of Comprehensive Visitor Insurance for UK to USA Travel
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Venbrook Premier | $50,000 - $1,000,000 | $77 - $135 | $176 - $346 | $352 - $437 |
| Patriot America Lite | $50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA ComprehensiveBest Plan | $50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect | $100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 |
Top Recommended Travel Insurance for UK to USA
Based on price, coverage limits, and traveler reviews, the following plans are the Travel Insurance for USA from UK
Cheapest Travel Insurance for USA from UK
Safe Travels Advantage
Coverage for unexpected illnesses and injuries during short-term stays.
Max Coverage: $25,000 | Deductible: $0
- Low-cost travel medical insurance
- Medical maximum up to $150,000
- Deductible option $0
- Acute Onset: Up to the policy maximum for ages ≤ 89
Other Affordable travel insurance from UK to USA are Venbrook Essential from Venbrook International and Visitors Care from IMG.
Best Travel Insurance for UK to USA
Safe Travels USA Comprehensive
Comprehensive USA travel insurance for non-U.S. visitors
Max Coverage: $50,000 | Deductible: $0
- Top-tier travel medical insurance
- Medical maximum up to $1,000,000
- Deductible options $0-$5000
- Acute pre-existing conditions covered (under 89)
Other top recommended UK travel insurance plans for UK visitors to the USA include Patriot America Plus, Atlas America .
Six-Month Medical Insurance Cost for Visitors from UK to the USA
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based on different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler to stay stress free.
UK Visitors to the U.S.: Statistics and Insights
- High Visitor Volume: The United Kingdom is one of the top source countries for U.S. tourism, with approximately 4.5–5 million UK visitors traveling to the USA each year.
- Popular Destinations: British travelers frequently visit New York, California, and Florida, attracted by iconic landmarks, shopping, entertainment, and cultural experiences.
- Economic Importance: UK tourists are high-value visitors, spending an average of $4,500–$5,500 per trip on accommodation, shopping, dining, and transportation, making a strong contribution to the U.S. travel economy.
- Positive Outlook: Travel from the UK to the USA remains strong and continues to grow, supported by extensive flight connectivity, visa-free travel under the Visa Waiver Program (VWP), and sustained interest in tourism, education, and business travel.
With long-haul travel, high healthcare costs, and no NHS coverage in the United States, comprehensive U.S. visitor insurance is essential for UK travelers to protect against unexpected medical expenses and emergencies.
What Is Visitor Medical Insurance for the USA?
Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal.
❓ Why You Need Visitor Insurance?
- Protection against accidental injury or sickness during your stay
- Financial coverage in case of unexpected medical emergencies
- Peace of mind while traveling in the USA
✅ Benefits of Visitor Insurance
- Covers medical treatment for illnesses and injuries
- Helps with hospital bills, doctor visits, and emergency care
- Can include coverage for pre-existing conditions depending on the plan
Find the most suitable best visitor medical insurance online by comparing options on American Visitor Insurance, considering both cost and coverage benefits.
Why Is Holiday Insurance Important for Visitors to the USA?
💰 Expensive US Healthcare
- The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally.
- The cost of an average daily hospital stay is over $2,500 in the US.
- Even outpatient doctor visits are prohibitively expensive.
- It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.
- US travel insurance, along with insuring medical expenses of travelers, will also reduce the medical expenses.
- US travel insurance providers have Preferred Provider Organization (PPO) networks.
- PPO networks have working relationships with hospitals.
- This result in lower healthcare bills for travelers.
👨👩👧 Protection for the Entire Family
- US travel medical insurance can be purchased individually or as a family plan.
- Any illness or injury faced by insured family members during the trip will be covered.
🛡️ A Support System in a New Country
- If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor.
- Having US travel health insurance will act as a support system.
- Insurance providers have tie-ups with various Preferred Provider Organizations (PPOs).
- PPOs have networks with many hospitals and doctors in the US.
🏥 Ease of Navigating US Healthcare Facilities
- Hospitals in the PPO network of US travel insurance bill the insurance company directly.
- Travelers do not need to worry about paperwork or paying the bill upfront.
- In case of an emergency, visitors can refer to the list of PPO network hospitals.
- Travelers can get help from the nearest medical care center within the network.
US travel insurance helps visitors enjoy their trip and explore new destinations without worrying about health-related expenses.
New US Health Requirements While Applying for US Visas
The US State Department has directed consular officers across different embassies to consider a visa applicant’s health condition in determining whether the applicant will become a ‘public charge’ of the United States, and therefore, deemed ineligible for a visa.
To minimize the risk of visa rejection and demonstrate preparedness, travelers should purchase comprehensive travel medical insurance before applying for their US visa. Having valid travel medical insurance coverage shows that the applicant can manage any health expenses without becoming a ‘public charge’ or a financial burden during their stay in the U.S.
At American Visitor Insurance, we offer a range of travel medical plans that cover new illnesses, accidents, and acute onset of pre-existing conditions — ideal for visitors applying for U.S. visas.
Factors That Affect the Cost of UK Citizens Travel Insurance for USA
The cost of visitor insurance for UK Citizens in the USA increase with the age of the traveler. For example, someone in their 30s may pay $20/month for a fixed benefit plan or $60/month for comprehensive. While someone in their sixties typically pays about double, and prices rise even higher for older travelers.
Plans with higher coverage limits (e.g., $100,000 vs. $500,000) or lower deductibles generally cost more.
Plans with higher deductibles are generally cheaper but require you to pay more out of pocket in case of a claim.
Fixed benefit visitor insurance plans are cheaper but only pay set amounts for services but Comprehensive visitor insurance plans are more expensive provides broader coverage of medical expenses and emergencies.
Visitor insurance for UK Citizens in the USA covering full pre-existing conditions or acute onset of existing medical conditions generally cost more.
Longer trips usually increase the total cost of the policy
Emergency medical evacuation, adventure sports coverage, or higher personal liability can lead to increased premium.
U.S. Travel Insurance Cost and Coverage Guide for UK Visitors
Choosing the right travel insurance can feel confusing, especially with so many coverage options. To make it easier, American Visitor Insurance has tools to compare travel insurance top rated plans based on price and coverage benefits as well as provide relevant information to help make an informed decision. Here is a simple example showing how a typical UK traveler might select a suitable U.S. visitor insurance plan — including recommended coverage and average cost.
Example: UK Travelers Visiting the U.S.
Two friends from London, aged 26 and 28, plan a 2-week trip across Los Angeles and San Francisco for sightseeing, shopping, and leisure.
- Recommended Coverage: $100,000 with a $0–$250 deductible and emergency medical + trip delay protection
- Estimated Cost: Around $35–$45 per person for the trip, depending on the plan and exchange rate
- Longer Trips (5 – 364 days): Consider plans that cover pre-existing conditions and offer extended duration
Compare U.S. Visitor Insurance Plans →
Why Do UK Visitors to the USA need Travel Medical Insurance?
Travel medical insurance is very important for UK visitors to the USA as it protects you from high US healthcare costs by covering doctor visits, medical emergencies, hospital treatment, prescription drugs, medical evacuation as well as repatriation of remains. Some US travel medical insurance plans also offer coverage for pre-existing conditions and emergency dental care. Finding the best visitor insurance plan by comparing different options on American Visitor Insurance offers peace of mind and financial security during your complete stay in the United States.
| Coverage Type | What It Typically Covers |
|---|---|
| Doctors Visit | This coverage allows travelers to visit doctors for sudden, unexpected medical conditions, excluding pre-existing and preventive care, with Co-pay and deductible options that vary by US travel insurance plan, including $0 deductible and no Co-pay options. |
| Pharmacy Drugs | Doctor prescribed eligible pharmacy drugs are also covered. |
| Visitors Medical Insurance for Pre-Existing Conditions | Health insurance for tourists in the USA that covers pre-existing conditions is limited, but some plans—such as those from INF—provide coverage for inpatient, outpatient, urgent care, specialist, and doctor visits related to pre-existing conditions, which are medical ailments existing before the policy start date, including asthma, heart disease, high blood pressure, kidney disease, cancer, and diabetes. |
| Surgery | Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan. |
| Medical Evacuation | Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency. |
| Repatriation of Remains | Repatriation of remains coverage pays for returning the traveler’s remains to their home country in the event of death, with benefits depending on the selected tourist health insurance plan and coverage limits up to $50,000 |
| Dental Coverage | Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth. |
In US hospitals, patients with travel insurance to USA within the PPO network incur significantly lower costs for treatments compared to uninsured patients.
Simply having health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
To get better access to in-network hospitals, consider visitors health insurance in USA plans with strong PPO networks:
- Visitor Insurance With First Health PPO Network – Offers extensive nationwide hospital and doctor access through the First Health PPO network.
- United Healthcare PPO Visitor Insurance – Provides a very large PPO network across the U.S., making it easier for visitors to find in-network providers and lower their medical costs.
Choosing USA travel insurance for visitors with a robust PPO network from American Visitor Insurance ensures smoother claims and more affordable treatment during your stay in the USA.
Travel Insurance for Major Sporting Events in the USA
The 2026 FIFA World Cup is going to be held in the United States, which is expected to draw in a huge number of international tourists. Every time major sports events happen in America, the international visitors are at the risk of facing delays in their flights, the venues being overcrowded, and the medical emergencies being unpredictable and thus needing medical attention. In the USA, healthcare costs are among the highest in the world, hence, visitor insurance becomes even more critical as it protects against expensive hospital visits, emergency room treatments, and medical evacuation costs.
If your travel plans include attending World Cup matches in the USA or combining games across the USA — learn how specialized coverage options available through American Visitor Insurance can help protect your trip by visiting our 2026 FiFa world cup travel insurance guide.
Travel Preferences and Risks for UK Travelers to the U.S.
- Purpose of Travel: Many UK visitors travel to the U.S. for holidays, visiting friends and family, higher education, and business trips, often combining leisure and work travel.
- Preferred Experiences: UK tourists enjoy city sightseeing, road trips, theme parks, national parks, shopping, and cultural attractions across major U.S. destinations.
- Challenges Faced: Long-haul flights, jet lag, time zone changes, and unfamiliar healthcare systems can lead to travel fatigue or unexpected medical needs.
- Safety & Preparedness: Having reliable travel medical insurance is strongly recommended to manage high U.S. healthcare costs, trip disruptions, and emergency situations.
💡Tip: UK travelers should choose a plan with a high medical coverage limit and emergency medical evacuation due to the high cost of healthcare in the U.S.
How to Choose the Best Visitor Insurance for UK Travelers to the USA?
Travel insurance is essential for UK visitors traveling to the United States. Since the NHS does not cover medical treatment abroad and U.S. healthcare costs are extremely high, having suitable visitor insurance for the USA from the UK provides financial protection during medical emergencies.
Key factors to consider while choosing the USA travel insurance for UK visitors are:- Trip Duration: Choose coverage based on short visits, extended stays, or long-term travel to the USA.
- Traveler’s Age: Visitor insurance for UK travelers to the USA can vary in cost based on age, with senior travelers often requiring higher coverage limits and special consideration for pre-existing conditions.
- Coverage for Pre-Existing Conditions:
- Important for travelers with existing medical conditions.
- Look for USA travel insurance plans for UK travelers that cover the acute onset of pre-existing conditions (sudden and unexpected flare-ups).
- Review the look-back period, coverage caps, and eligibility criteria carefully.
- Budget: Select between comprehensive visitor insurance plans offering broader protection or budget-friendly plans with higher deductibles.
Additional Tips
- Compare Medical Benefits: Choose visitor medical insurance plans that include coverage for hospitalization, doctor visits, emergency care, urgent care, and emergency medical evacuation.
- Be Aware of Exclusions: Understand policy exclusions such as chronic condition progression, congenital conditions, routine care, or elective treatments.
- Read the Policy Details: Always review the full policy wording and compare multiple plans before selecting the best visitor insurance for your U.S. trip.
What Is the Best Travel Health Insurance for Foreigners in USA?
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What Are the Best Travel Insurance for Visitors to USA?
The top recommended comprehensive travel insurance plans for visitors to USA are:
Patriot America Plus IMG
- Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA, a great option, especially for those under 70.
- Direct Billing: First healthcare
or United HealthCare 
- Urgent Care : $30 per incident; no copayment if deductible is $0
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0 to $2,500Period of coverage?
5 days to 12 months
Atlas America Insurance WorldTrips
- Top-rated comprehensive travel insurance plan, best for individuals up to age 79 who are non-U.S. citizens visiting the USA.
- Direct Billing: Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0.
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
- Emergency medical evacuation: Up to $1,000,000
- Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000Deductible options?
$0 to $5,000Period of coverage?
Up to 364 days
Safe Travels USA Comprehensive Trawick International
- Safe Travel USA Comprehensive is an affordable travel insurance for seniors with pre-existing conditions who are non US residents/citizens visiting USA.
- Direct Billing: First HealthCare
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Maternity: Emergency medical treatment for pregnancy, up to $1,000
- Acute onset of pre-existing conditions: Up to 89 years
- Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 364 days
Visitors Protect IMG
- Visitors Protect is a top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
- Direct Billing: First healthcare or Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0
- Pre-existing conditions: Up to 99 years
- Minimum purchase is 90 days
- Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
Policy maximum?
$50,000, $100,000 and $250,000Deductible options?
$250 to $5,000Period of coverage?
Minimum purchase 90 days
Venbrook Premier Venbrook International
- Venbrook Premier is ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
- Urgent Care : $30 copay if the $0 deductible is chosen
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Diplomat America is a comprehensive travel medical insurance plan for non-U.S. residents traveling to the USA.
- Direct Billing No PPO, visit any doctor or hospital
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Emergency medical evacuation: Up to $250,000
- Diplomat America insurance cost for 40 year old traveler ranges from $73 to $270 for a month
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0, $100, $250, $500, $1,000 $2,500Period of coverage?
15 days to 12 months
Visit USA Standard Travel Insurance Services
- Visit USA-HealthCare Standard is a comprehensive short-term visitor medical insurance for USA visitors
- Direct Billing: Unitedhealthcare or First HealthCare
- Acute onset of pre-existing condition: Covers up to $25,000, with a limit of $2,500 for those aged 65 and above
- Emergency medical evacuation: Covers up to $250,000.
- Visit USA Standard Insurance cost for 40 year old travelers ranges from $69 to $153 for a month.
Policy maximum?
$75,000, $200,000Deductible options?
$0Period of coverage?
5 days to 364 days
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Best Travel Health Insurance for USA With Pre-Existing Conditions Coverage
Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.
Patriot America Plus IMG
- Acute onset of pre-existing condition: Covered up to the selected policy maximum for individuals aged 70 and under.
- Emergency medical evacuation: Covers $25,000 maximum limit
- Direct Billing: First healthcare network or United HealthCare
- Patriot America Plus cost for 65 year old traveler ranges from $121 to $463 for a month.
Policy maximum?
$50,000 to $1,000,000Deductible options?
$0 to $2,500Period of coverage?
5 days to 12 months
Safe Travels USA Comprehensive Trawick International
- Acute onset of pre-existing conditions: Up to 89 years
- For those under 70, medical treatment is covered up to the policy maximum. For individuals aged 70 to 79, the acute onset benefit is limited to a maximum of $35,000. For those aged 80 and above, the benefit is reduced to a maximum of $20,000.
- Direct Billing: First HealthCare
- Safe Travels USA Comprehensive cost for 65 year old traveler ranges from $125 to $316 for a month.
Policy maximum?
$50,000 and $100,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 364 days
Atlas America Insurance WorldTrips
- Acute onset of pre-existing conditions: The plan covers up to the selected policy maximum for the acute onset of pre-existing conditions for ages under 80 years.
- Emergency medical evacuation: $25,000 maximum limit
- Direct Billing: Unitedhealthcare
- Atlas America Insurance cost for 65 year old traveler ranges from $124 to $372 for a month.
Policy maximum?
$50,000 and $100,000Deductible options?
$0 to $5,000Period of coverage?
Up to 364 days
Venbrook Premier Venbrook International
- Acute onset of pre-existing conditions: For ages up to and including 69, coverage is available up to the medical policy maximum purchased per policy period
- Emergency medical evacuation: $25,000 maximum limit
- Venbrook Premier may cover sudden diabetic events as acute onset under certain conditions. If no pre-existing conditions exist, it's treated as a cardiovascular event.
- Venbrook Premier Insurance cost for 65 year old traveler ranges from $136 to $419 for a month.
Policy maximum?
$50,000 and $100,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 12 months
SafeVista Protect INF
- Acute on set of pre-existing conditions: Covered up to maximum benefit except Cardiac Coverage for Angina, Heart Attacks, and Stroke. Maximum $25,000 for individuals under the age of 69, and $15,000 for individuals aged 70 and above (inclusive of PPO fees) with deductible $500
- Coverage from 10 days to 364 days.
- Direct Billing: Unitedhealthcare
- Safe Vista Protect Insurance cost for 65 year old traveler ranges from $150 to $262 for one month.
Policy maximum?
$100,000 and $1,000,000Deductible options?
$0 to $5,000.Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Offers comprehensive coverage for pre-existing conditions up to age 99, though premiums may be higher for older travelers.
- Provides coverage for pre-existing conditions with a maximum benefit of up to $25,000 for individuals aged 0 to 69. For those aged 70 to 99, the maximum benefit is $15,000 and is subject to a $1,500 deductible.
- Direct Billing: First healthcare network or Unitedhealthcare
- Visitors Protect Insurance cost for 65 year old traveler ranges from $637 to $1,593 for 3 months.
Policy maximum?
$50,000 and $250,000Deductible options?
$250 to $5,000Period of coverage?
Minimum purchase 90 days
INF Elite X INF
- Full Pre-existing condition coverage:
- Ages 0–69 years: Choose a pre-existing condition coverage limit of $25,000, $30,000, $40,000, or $50,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Ages 70–99 years: Choose a pre-existing condition coverage limit of $20,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Direct Billing: Unitedhealthcare
- INF Elite Insurance cost for 65 year old traveler ranges from $947 to $1,415 for 3 months.
Policy maximum?
$150,000 and $300,000Deductible options?
$500 to $5,000.Period of coverage?
Minimum purchase 90 days
-
Seniors Travel Insurance for Above 60 Years
Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.Visitors Care IMG
- Cheap visitor health insurance for parents visiting USA.
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation,: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Visitors Care insurance cost for 60 year old traveler ranges from $38 to $89 for a month.
Policy maximum?
$25,000, $50,000, $100,000Deductible options?
$0, $50, $100Period of coverage?
5 days to 2 years
Venbrook Essential Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Essential insurance cost for 60 year old traveler starts from $47 to $120 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000Deductible options?
$0Period of coverage?
5 days to 12 months
Venbrook Premier Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Premier insurance cost for 60 year old traveler starts from $85 to $330 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $250,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500 and $5,000Period of coverage?
5 days to 12 months
Visitors Preferred IMG
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Emergency medical evacuation: Covers up to $1000,000.
- Visitors Preferred insurance cost for 60 year old traveler ranges from $100 to $363 for a month.
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000 $2,500Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Freedom to choose hospitals or doctors
- Emergency medical evacuation: Covers up to $250,000.
- Diplomat America insurance cost for 60 year old traveler ranges from $133 to $379 for a month
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000 $2,500Period of coverage?
15 days to 12 months
Safe Travels USA Trawick International
- Unexpected recurrence of pre-existing conditions: Covers up $1,000 for ages up to 70 years.
- Cardiac conditions or stroke: Covers up to $25,000 up to age 69 years.
- Direct Billing: First HealthCare
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Safe Travels USA Insurance cost for 60 year old travelers ranges from $80 to $357 for a month
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
5 days to 364 days
-
Older Traveler Medical Insurance for Above 70 Years
Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to the policy maximum (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covered up to unlimited.
- Repatriation of remains: Covers up to $25000 per policy period.
- Safe Travels Advantage cost for 70 years old traveler ranges from $61 to $166 for a month
Policy maximum?
$25,000, $50,000, $100,000, $150,000Deductible options?
$0Period of coverage?
5 days to 364 days
Safe Travels Elite Diamond Trawick International
- Acute onset of pre-existing conditions: Covers up to $35,000 (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to $50,000.
- Repatriation of remains: Covers up to $7,500 per policy period.
- Safe Travels Elite cost for 70 years old traveler ranges from $100 to $150 for a month.
Policy maximum?
$50,000, $100,000Deductible options?
$100, $200Period of coverage?
5 days to 364 days
Atlas America WorldTrips
- Ideal plan for parents with pre-existing conditions coverage up to 79 years.
- Acute on set of pre-existing conditions: Covers up to policy maximum.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Border entry protection: Covers up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border.
- Atlas America Insurance cost for 70 year old travelers ranges from $201 to $619 for a month.
Policy maximum?
$50,000, $100,000, $150,000Deductible options?
$0, $100, $250, $500Period of coverage?
364 days
Travel Medical Choice Seven Corners
- Acute on set of pre-existing conditions: Covers up to policy maximum, cardiac conditions are included under pre-existing conditions.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Travel Medical Choice Insurance cost for 70 year old travelers ranges from $286 to $808 for a month.
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Most popular plan with Acute on set of pre-existing conditions coverage up to $35,000 (up to age 79).
- Direct Billing: First healthcare
- Cardiac conditions or stroke: Covers up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 70 year old travelers ranges from $179 to $645 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
5 days to 364 days
Visit USA Standard Travel Insurance Services
- Budget friendly travel insurance with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $250,000.
- Repatriation of remains: Covers up to $50,000.
- Visit USA Standard Insurance cost for 70 year old travelers ranges from $165 for a month.
Policy maximum?
$75,000Deductible options?
$0Period of coverage?
5 days to 364 days
-
Senior Citizen Travel Insurance for Above 80 Years
Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to $15,000 (up to age 89).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to unlimited.
- Repatriation of remains: Covers up to $25,000 per policy period.
- Safe Travels Advantage cost for 80 years old traveler ranges from $159 to $574 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000Deductible options?
$0Period of coverage?
5 days to 364 days
Visit USA Superior Travel Insurance Services
- Affordable travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 80 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000Deductible options?
$0, $250, $500, $1,000Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Acute on set of pre-existing conditions: Coverage up to $20,000 (up to age 89).
- Direct Billing: First HealthCare
- Cardiac conditions or stroke: Covered up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 80 year old travelers ranges from $566 for a month.
Policy maximum?
$20,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
5 days to 364 days
SafeVista Protect INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Protect insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000Deductible options?
$100, $250, $500, $1,000, $2,500, $5000Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First healthcare or Unitedhealthcare
- Emergency medical evacuatio: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 80 years old traveler $1987 for 3 months.
Policy maximum?
$50,000Deductible options?
$250, $500, $1,000, $2,500 or $5,000Period of coverage?
90 days up to 12 months
INF Elite Plus X INF
- Perfect plan for seniors with Preventive and maintenance care benefit.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite Plus insurance cost for 80 years old traveler $3499 for 3 months.
Policy maximum?
$75,000Deductible options?
$250, $500, $1,000, $2,500, $5000Period of coverage?
90 days to 364 days
-
Senior Citizen Travel Insurance for Above 90 Years
Visitor insurance for 90 years old USA are available for senior travelers above 90 years of age with suitable benefits. Compare some of these health insurance over 90 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 90 years.SafeVista Protect INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Protect insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000Deductible options?
$100, $250, $500, $1,000, $2,500, $5000Period of coverage?
10 days to 364 days
INF Premier X INF
- Affordable plan for seniors with full pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $15,000/$20,000 maximum with $1,000/$5,000 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $20,000 maximum.
- Minimum purchase is 90 days.
- INF Premier X insurance cost for 90 years old traveler $1091 for 3 months.
Policy maximum?
$100,000Deductible options?
$250, $500, $1,000, $2,500, $5000Period of coverage?
90 days to 364 days
INF Elite X INF
- Ideal plans for seniors with pre-existing conditions coverage up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite X insurance cost for 90 years old traveler $2,887 for 3 months.
Policy maximum?
$75,000Deductible options?
$250, $500, $1,000, $2,500, $5000Period of coverage?
90 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First HealthCare or Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 90 years old traveler $1987 for 3 months.
Policy maximum?
$50,000Deductible options?
$250, $500, $1,000, $2,500 $5,000Period of coverage?
90 days to 364 days
Visit USA Superior Travel Insurance Services
- Budget friendly travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 90 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000Deductible options?
$0, $50, $1,000, $2,500, $5000Period of coverage?
5 days to 364 days
Traveling to the USA? Stay Protected Against Any Border Entry Issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.Which Pre-Existing Conditions Are Covered by US Travel Insurance?
How Does Coverage for Pre-Existing Conditions Work?
- Definition of a pre-existing condition – what medical conditions are considered pre-existing.
- Look-back period – the time frame prior to travel during which a condition is considered pre-existing.
- Type of coverage – whether the plan covers only acute onset (sudden flare-ups) or full coverage (ongoing treatment).
- Coverage limits – the maximum amount the policy will pay for pre-existing conditions.
Acute onset vs. Chronic Conditions
| Type | Definition | Examples |
|---|---|---|
| Acute Onset of a Pre-Existing Condition | A sudden and unexpected onset of a pre-existing condition that occurs after coverage starts and requires immediate medical attention. | Heart attack, sudden asthma attack, acute appendicitis |
| Chronic Pre-Existing Condition | A long-term or ongoing condition that existed prior to coverage and is generally managed over time | Diabetes, hypertension, chronic kidney disease |
Some visitor insurance plans cover acute onset of certain pre-existing conditions but do not cover chronic management.
General Information About USA
- location_city Capital: Washington D.C.
- location_on Location: North America
- attach_money Currency: US Dollar
- language Language: English
- groups Population: Around 340 million
- event Best time to visit: During Spring or Autumn
- map Vacation spots: New York, San Francisco, Los Angeles, Las Vegas, New Orleans, Chicago, Orlando, Washington D.C.
What Are the Popular Travel Destinations in the USA?
US Territories
What Are the Famous Destinations in USA?
1. Famous Museums as travel destinations in USA
2. Popular National Park destinations in USA
3. Top Nature destinations in USA
4. Top Snowbird tourism destinations in USA
5. Popular Golfing vacation destinations in USA
6. Best Amusement Parks in the USA
7. List of Casinos in USA
8. Best Shopping Malls in USA
9. Top Ski resorts in USA
Popular US States visited by tourists and travelers
Popular US cities visited by tourists and travelers
Things to Know Before Traveling from the UK to the USA
Traveling from the United Kingdom to the United States involves several important considerations to ensure a smooth and hassle-free trip. Here are some key factors UK travelers should keep in mind:
-
Visa & Entry Requirements:
Most UK citizens can travel to the U.S. under the Visa Waiver Program (VWP) for stays of up to 90 days, provided they have an approved ESTA. Travelers planning longer stays or specific purposes may require a U.S. visa. -
Time Zone Differences:
The USA spans multiple time zones, from the East Coast to the Midwest and the West Coast. Hawaii and Alaska operate on separate time zones. Jet lag is common for UK travelers due to the long flight duration. -
Currency and Financial Considerations:
The official currency is the U.S. Dollar (USD). Inform your bank before traveling to avoid card blocks, and check international transaction fees on credit or debit cards. -
Language:
English is the primary language spoken in both the UK and the USA. However, travelers may notice differences in accents, spelling, terminology, and expressions. -
Safety and Security:
Stay updated on travel advisories for your destination. Follow local laws, be aware of your surroundings, and keep personal belongings secure, especially in busy tourist areas.
Why Buy Visitor Health Insurance for USA from American Visitor Insurance?
We serve as a trusted marketplace for USA travel insurance with over 20 years of experience, helping you easily compare top-rated U.S. plans that are widely accepted by hospitals while protecting against the high costs of U.S. healthcare.
- Side-by-Side Plan Comparison: AmericanVisitorInsurance.Com is one the best travel insurance comparison websites in the USA where you can easily compare multiple travel medical insurance plans, review prices, coverage benefits, and policy details. At American Visitor Insurance you can compare travel health insurance from top-rated US insurers like IMG, Trawick International, WorldTrips, Travelex, BlueCross Blue Shield, Seven Corners and Global Underwriters — all in one place.
- Customized Coverage for Every Visitor: Coverage for tourists, students, parents visiting abroad, and business travelers — choose from comprehensive or fixed-benefit plans.
- Comprehensive Medical Protection: Includes benefits emergency medical care, hospitalization, medical evacuation, repatriation of remains and acute onset of pre- existing conditions (particularly helpful for seniors)
- Affordable & Transparent Pricing: Get the best price directly from the insurer — no extra fees. You can get an instant quote and purchase coverage online quickly and hassle-free.
- Direct Access to US-Based Plans: Access to PPO network, avoid upfront payments and faster claims processing
- Expert Support: Our licensed customer support team at American Visitor Insurance is available 24/7 to answer any questions during the purchase process. They can assist while completing online applications, extend coverage when it is needed, canceling a plan if travel plans change, and file insurance claims necessary.
- Peace of Mind While Traveling: With expert guidance at every step, we ensure a smooth, hassle-free experience with coverage tailored for seniors, students, and all travelers to keep you protected in the U.S.
Major Airports & Travel Routes for UK Visitors to the U.S.
Major U.S. Gateway Airports- New York John F. Kennedy International Airport (JFK): The most popular entry point for UK travelers, with frequent direct flights from London and other UK cities.
- Newark Liberty International Airport (EWR): A major East Coast hub offering extensive direct connections from the UK.
- Los Angeles International Airport (LAX): Preferred gateway for UK visitors heading to the West Coast, California, and nearby states.
- Chicago O’Hare International Airport (ORD): A key Midwestern hub with strong connectivity for UK travelers.
- San Francisco International Airport (SFO): Popular entry point for UK visitors traveling to Northern California and the West Coast.
- London Heathrow (LHR) → New York (JFK)
- London Heathrow (LHR) → Newark (EWR)
- London Heathrow (LHR) → Los Angeles (LAX)
- London Heathrow (LHR) → Chicago (ORD)
- London Heathrow (LHR) → San Francisco (SFO)
Ensure your U.S. visitor insurance plan starts from your departure date from the UK so you’re protected throughout your journey — including flights, layovers, and transit time.
International Travel Insurance Claims Information
Does Travel Insurance Cover Medical Evacuation For UK Travelers?
UK citizens who need insurance coverage for expenses due to international travel medical evacuation and repatriation can buy travel medical evacuation insurance commonly called “Medevac insurance”.
The Atlas Medevac insurance from World Trips covers emergency medical evacuation for UK citizens traveling outside the United Kingdom.
Which is the Best Health Insurance for UK Students in the United States?
There are over 10,000 students from the United Kingdom studying in the United States across undergraduate, graduate, and Optional Practical Training (OPT) programs.
Given the high cost of healthcare in the U.S., it is essential for UK students to purchase adequate student medical insurance during their stay. While most universities offer student health insurance plans, these plans can be expensive. Many students prefer external insurance options when their university allows an insurance waiver.
The international student insurance plans we offer are often more affordable than university-sponsored plans while providing comparable medical benefits. Our OPT student insurance plans are also popular among UK students participating in Optional Practical Training (OPT).
Which Insurance Can I Buy If I’m Coming to the U.S. on a 3-Year Visa From the UK?
I wanted to check if I would be eligible as it says that US visitor insurance is for foreign residents. I do currently live in the UK but as I'm coming to the US on a 3 year visa I wasn't sure I would count as a US resident once I enter the States?
Technically, you are not a US permanent resident until you have a green card. Until then you are a "visitor" regardless of how long you have been in the US. Students stay here for years and then get work visas, but without a green card, they continue to be eligible for our visitor plans as long as they can put down a foreign "residence" address.
You can compare the different UK to USA travel insurance options using our compare tool.
Based on your needs, we suggest that you take a look at this great comprehensive plan called Safe Travels USA Cost Saver. It is offered by Trawick International and as the name implies is very economical sometimes costing less than even fixed plans! You have very flexible options for maximum and deductibles.
To get a quote and or make your purchase, you can use this link for Buy Now
To get all the details of the policy, including the brochure, PPO network, etc, use this link:Hope this helps!
Sincerely,
www.americanvisitorinsurance.com
Customer care
(877) 340 7910
Regards,
Nathalie
How to Handle Medical Emergencies in the USA as a UK Traveler?
- Call emergency services: Dial 911 for immediate medical help in case of a serious emergency. Paramedics will arrive and transport you to the nearest hospital.
- Visit the nearest hospital or Urgent care: For non-life-threatening issues, urgent care centers are a more affordable and faster alternative to hospital ERs.
- Provide insurance details: Hospitals will ask for proof of travel insurance. If insured, your provider may cover costs directly; otherwise, you may need to pay upfront and seek reimbursement.
- Contact your insurance provider: Notify your insurer immediately for guidance on coverage, claims, and approved medical facilities.
- Keep medical bills & reports: Maintain records of all treatments and payments for reimbursement or future reference.
Best Travel Insurance for USA Visitors From UK FAQ’s
1. Do UK citizens need travel insurance for the USA?
Is health insurance for UK visitors to US required? Is it required to buy Travel Insurance for the UK visitors to USA?
Since the National Health Service (NHS) will not provide health cover outside the UK, Health insurance for UK visitors is very much required! Health Care is very expensive in the United States, where not having travel health insurance for USA can be catastrophic. Having short term medical insurance for UK visitors can be a huge relief which comes in handy during any major unexpected sickness or injury while in the US
UK travelers are urged to buy short term Travel Insurance for the UK visitors to USA to have a safe sojourn in the US. They can buy single trip travel insurance for the USA.
2. Can a UK tourist get health insurance in USA? How can one buy Travel Insurance for the UK visitors to USA?
Yes, UK tourists can and should buy travel medical insurance for USA visitors from UK. This type of single trip travel insurance is designed to cover medical expenses and other travel-related incidents while you are abroad. UK tourists can compare different plans online and then buy the best travel insurance for USA to get coverage as early as the following day. Ensure that the UK to USA travel insurance plan covers emergency medical expenses, hospital stays, doctor visits, and prescription medications. It is advisable to select a US single trip travel insurance with $100,000 in emergency medical coverage.
3. What affects the cost of short term travel health insurance for UK to USA?
The cost of a UK travel health insurance for USA plan differs widely with the type of coverage purchased by the visitor. While a short trip may cost just a few Dollars when compared to a long term or annual trips.
Below are some factors that determine the cost of travel insurance plans
- Age of the traveler: The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
- Type of travel insurance: Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance
- Medical maximum coverage and deductible options: The price of visitors' medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
- Region of coverage: Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.
- Duration of travel insurance: The longer the duration of visitor medical insurance required, the higher will be the cost.
There are several travel insurance plans available that costs less, however travelers should look at getting the best protection with comprehensive coverage. It’s definitely costs a bit more, but it’s worth the buy if there is a requirement due to a medical or travel mishap.
4. What type of travel insurance do I need for the US?
Visitors from the UK to the USA should ensure that they purchase purchase a visitors medical insurance cover that covers all medical and travel emergencies that one may face in the US. Visitors can either choose a single trip policy or annual trip policy if there are multiple trips in a year.
It is recommended that UK travelers should have at least $1 million of medical cover when travelling to the USA, the medical maximum available for travellers does decrease with age. Ensure that you get maximum coverage for the trip in case anything happens and need assistance in the US.
5. Can I get a US travel insurance if I am pregnant?
Traveling to the US while pregnant need complete coverage, however maternity itself will not be covered by a regular US travel insurance plan, as it will be considered an existing medical situation. The best options for maternity related international travel is available at - UK travelers can compare the different travel insurance options available on American Visitor Insurance and buy the plan that fits the travel needs well.
6. What happens if a British citizen goes to hospital in America?
If a British citizen goes to a hospital in the U.S., emergency care will be provided, but non-emergency treatment may require upfront payment or proof of insurance. Medical costs can be extremely high, and without travel insurance, the patient may face significant expenses. Hospitals will request insurance details or payment before treatment. Some insurers offer direct billing, while others require out-of-pocket payment with later reimbursement. Having best travel insurance to USA from UK is essential to avoid financial risks.
7. Are there any laws that international travelers should know while travelling to the US?
US laws do vary for each individual state, however most rules are common across all 50 states in the country. In the event of any emergency, you should call 911. Travelers can find more details on USA LOCAL Laws.
8. Whom should I contact if I need a legal help in the US?
Travelers can contact the nearest Consulate should anyone need legal help during the travel in the US. Although they can only provide you the details where one can find a local lawyer who can help legally in the US.
9. How can one contact the British Embassy?
Embassies and consulates for British nationals can be found in main cities across the US. They can be contacted over the phone from city in the US. To find the nearest Embassy-check here: www.gov.uk/world/usa
10. Can I get assistance if I need medical treatment while in the US?
Yes, all travel insurance that we offer have access to the 24-hour emergency assistance team. This information will be available in the plan documents, hence there is always someone to help you in case if you become ill or are injured while abroad.
11. What is covered in travel insurance USA from UK?
There is a range of travel insurance to USA from UK with various choices depending on the kind of coverage required for the trip. A standard travel insurance cover will include:
- Any new sickness or injury that occurs during the trip after the start of the policy.
- Accidents or illness occurred during the trip.
- Medical emergencies and medical evacuation.
- Cover for hospital treatment ,doctor expenses and prescribed drugs.
- Some plans cover acute onset of pre-existing conditions.
- Dental emergencies (again offered by some insurance plans)
12. Can I get one policy covering my entire family?
Yes, there are family travels insurance covers that provide coverage for you, your partner and children up to a certain age.
13. Are pre-existing conditions covered by travel health insurance for UK visitors to the USA?
Pre-existing conditions may not always be covered under travel health insurance policies. Some insurers may exclude coverage for pre-existing conditions, while others may offer coverage with certain limitations or after a waiting period. UK travelers can compare US travel insurance with pre-existing conditions coverage on American Visitor Insurance
14. How long does travel health insurance coverage last for UK visitors to the USA?
The duration of travel health insurance coverage for UK visitors to the USA varies depending on the policy. It can range from a few days to several months, depending on the length of the visitor's stay. It is essential to select a policy that provides coverage for the entire duration of the trip.
What Are the Different USA Visa Health Insurance?
Embassy of the United Kingdom in the United States
British Embassy in Washington, DC location_on
Address3100 Massachusetts Avenue NW, Washington, D.C. 20008
Phone
+1-202-588-6500
Fax
+1-202-588-7870
Email
info@ukinusa.fco.gov.uk
British Consulate General in New York location_on
Address845 Third Avenue, New York, NY 10022
Phone
+1-212-745-0200
Fax
+1-212-754-3062
Email
UKinNewYork@fco.gov.uk
Travel Health Insurance for Foreigners In USA
Visitors Insurance for Seniors
Travel medical insurance for seniors over 50 years
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Know more »Best travel insurance for over 65s
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How to buy travel insurance?
Guide to buying the best international travel insurance for USA.
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Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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Are you traveling as a Group?
Group travel insurance for USA for five or more travelers on the same itinerary, and enjoy a 5% to 10% discount on the premium.
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Travel Insurance for USA Resources
International travel insurance resources for USA visa holders.
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Factors for Travel Insurance USA
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Important factors while deciding on the best travel insurance to USA.
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Types of USA Travel Insurance Online
Different types of USA visa travel insurance options coverage.
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USA Travel Insurance Claims Procedure
USA travel insurance claims process for medical care in a hospital.
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Overseas travel insurance for US residents
Find the Best US Visitor Insurance Coverage - Blogs and Articles
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Fixed benefit or scheduled benefit plans are the most affordable travel insurance plans.
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International travel insurance plans covering pre-existing conditions which many older travelers look for.
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Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
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Compare and buy the best travel medical insurance plans online.
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There are many cheap international insurance plans also known as visitor insurance plans.
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Coinsurance & Deductible - How visitor travel insurance works.
Learn More »Other Popular Destinations Among UK Travelers
Explore travel insurance options for some of the most visited U.S. destinations by UK travelers.
