Affordable Travel Insurance Online
🏷️ Affordable Travel Insurance Online
Traveling is an adventure full of different experiences, different locations, and at times different difficulties. Even though we usually make plans for flights, hotels, and sightseeing, the medical emergencies abroad are one thing that is often left out by many visitors. Even a small health issue in the U.S. can lead to a bill of several thousand dollars. Therefore, affordable travel insurance from American Visitor Insurance is not just optional, it’s essential.
But what does the word “affordable” mean, anyway? And how are you to get coverage online without sacrificing protection? By using , we can start comparing plans, looking for affordable insurance, and purchasing insurance coverage all in a safe and secure process. Here we will break it down.
🛡️ Affordable Travel Insurance Plans for Visitors to the USA
Finding affordable travel insurance does not mean buying the cheapest policy. It means finding the right mix of cost and coverage. There are 2 general categories of visitor insurance policies for the USA. Learning about the distinctions can help you choose wisely.
Fixed-benefit plans:These plans pay a fixed amount for each medical procedure, typically with the lowest premiums. They are ideal for a short trip, usually are younger travelers, and basic emergency coverage.
Popular Affordable Fixed-Benefit Plans: Safe Travels Advantage, Venbrook Essential, Visitors Care, Safe Travels Elite, and Visit USA Budget.
These plans have a percent coverage on the medical bills. This means flexible and better coverage. It can complete coverage for longer trips, seniors, families, and people wanting wider medical coverage.
Popular Affordable Comprehensive Plans: Patriot America Lite, Atlas Essential America, Patriot America Plus and Safe Travels USA.
The price of the policy generally involves the traveler's age - how long the trip is- deductible selected- and how they are talking about any possible pre-existing conditions. By understanding these variables and comparing different policies through American Visitor Insurance, visitors can easily find affordable plans without sacrificing essential protection.
❓ Why Should I Buy the Cheapest Travel Insurance to USA?
Even a short hospital stay abroad can cost thousands of dollars. Having the cheapest travel insurance helps cover essential expenses, including:
- Emergency Medical Treatment and Hospitalization: Covers the cost of urgent medical care and hospital stays if you get sick or injured while traveling.
- Doctor Visits and Urgent Care: Pays for visits to doctors or urgent care clinics for illnesses or injuries that require prompt attention.
- Prescription Medications: Covers the cost of medically necessary prescription drugs prescribed during your trip.
- Medical Evacuation and Repatriation: Pays for transportation to the nearest suitable medical facility or back home in case of serious illness or injury.
- Acute Onset of Pre-Existing Conditions (covered by select plans): Provides coverage for sudden and unexpected flare-ups of pre-existing medical conditions.
Cheapest visitor insurance plans from American Visitor Insurance provide basic coverage for these expenses, allowing travelers to avoid large out-of-pocket bills while staying protected on a budget.
💸 Which Is the Cheapest Travel Insurance for the USA?
The cheapest travel insurance for visitors to the USA is Safe Travels Advantage. Other cheap travel insurance plans include Venbrook Essential, Venbrook Basic, Visitors Care, Safe Travels Elite, Visit USA Budget, Patriot America Lite, and Atlas Essential America.
Safe Travels Advantage Insurance
Safe Travels Advantage InsuranceSafe Travels Advantage is a budget-friendly option for travelers looking for basic but reliable coverage during their stay in the USA. It is popular among senior travelers due to its acute-onset pre-existing coverage and flexible policy maximums.
- Plan Type: Fixed-Benefit Plan
- Eligibility: Visitors to the USA up to 89 years old.
- Acute onset of a pre-existing conditions is covered up to the policy maximum for ages 0–69, up to $25,000 for ages 70–79, and up to $15,000 for ages 80–89.
- Cardiac conditions or stroke related to an acute onset are limited to $25,000 for ages 0–69 and $15,000 for ages 70–89.
- Policy maximums range from $25,000 to $150,000 with a $0 deductible.
- Coverage period: From 5 days to 364 days.
- Emergency medical evacuation is covered up to unlimited.
- Cost: Safe Travels Advantage affordable travel insurance starts from $20 for a $25,000 policy maximum with a $0 deductible for a 40-year-old traveler on a one-month trip.
Visitors Care Insurance
Visitors Care InsuranceVisitors Care is one of the cheapest travel insurance plans for visitors to the USA, offering fixed, pre-set benefits for doctor visits, hospitalization, urgent care, and medical emergencies. It is ideal for budget travelers who need essential protection without high premiums. The plan also comes in Lite, Plus, and Platinum levels, giving customers multiple options to choose the benefit level that best fits their needs and budget.
- Plan Type: Fixed-Benefit Plan
- Eligibility: Visitors to the USA up to 99 years old.
- Acute onset of a pre-existing condition is covered up to the policy maximum for ages up to 70.
- Policy maximums range from $25,000 to $100,000 with a $0, $50 and $100 deductibles.
- Coverage period: From 5 days to 364 days and renewable up to 2 years.
- Emergency medical evacuation covered up to policy maximum.
- Visitors Care is an affordable travel insurance plan for visitors to the USA, starting from just $20 for a $25,000 policy maximum with a $100 deductible for a 40-year-old traveler on a one-month trip.
Venbrook Essential Insurance
Venbrook Essential InsuranceVenbrook Essential provides economical coverage with standard fixed limits per medical service, suitable for travelers wanting simple protection without high premiums.
- Plan Type: Fixed-Benefit Plan
- Eligibility: Visitors to the USA up to 99 years old.
- Acute onset of a pre-existing condition is covered up to the policy maximum for ages up to 70.
- Cardiovascular Event covers covered up to $25,000.
- Policy maximums range from $25,000 to $150,000 with a $0 deductible.
- Coverage period: From 5 days to 364 days.
- Emergency medical evacuation covered up to $100,000.
- Cost: Venbrook Essential cheap travel insurance for visitors to the USA starts from just $25, offering a $25,000 policy maximum with a $0 deductible for a 40-year-old traveler on a one-month trip.
Safe Travels Elite Insurance
Safe Travels Elite offers higher coverage limits than the Safe Travels Advantage plan while still remaining affordable. The plan is available in multiple tiers Economy, Basic, Silver, Gold, Platinum, Diamond, and Diamond Plus giving travelers flexible coverage options for their trip to the USA.
- Plan Type: Fixed-Benefit Plan.
- Eligibility: Visitors to the USA up to 89 years old.
- Acute onset of a pre-existing conditions is covered up to the policy maximum for ages up to 89 years.
- Cardiac conditions or stroke related to an acute onset are limited to $25,000 for ages 0–69 and $15,000 for ages 70–89.
- Policy maximums range from $25,000 to $175,000 with a $0 deductible up to 69 for ages 70 to 89 choose $100 and $200 deductibles.
- Coverage period: From 5 days to 364 days.
- Emergency medical evacuation is covered up to unlimited.
- Safe Travels Elite is a cheap visitor travel insurance plan for the USA, starting from just $24 for a $25,000 policy maximum with a $0 deductible for a 40-year-old traveler on a one-month trip.
VisitorSecure Insurance
VisitorSecure InsuranceVisitorSecure is one of the most affordable travel medical insurance plans for visitors to the USA. It is perfect for budget-conscious travelers seeking simple, low-cost protection and offers multiple plan levels, allowing visitors to choose the coverage that best fits their needs and budget.
- Plan Type: Fixed-Benefit Plan.
- Eligibility: Visitors to the USA up to 99 years old.
- Acute onset of a pre-existing conditions is covered up to the policy maximum for ages up to 70 years.
- Policy maximums range from $50,000 to $130,000 with a $0, $50 and $100 deductibles.
- Coverage period: From 5 days to 364 days.
- Emergency medical evacuation is covered up to $50,000.
- VisitorSecure is an affordable visitor medical insurance plan for the USA, starting from $33 for a $25,000 policy maximum with a $0 deductible for a 40-year-old traveler on a one-month trip.
Patriot America Lite Insurance
Patriot America Lite is an affordable comprehensive travel medical insurance plan for visitors to the USA. It provides broader medical coverage than fixed-benefit plans, including hospitalization, urgent care, and emergency treatment. Designed for travelers who want stronger protection at a low cost, it offers flexible policy maximums and multiple deductible options to suit different needs and budgets.
- Plan Type: Comprehensive plan.
- Eligibility: Visitors to the USA up to 99 years old.
- Acute onset of a pre-existing conditions is not covered.
- Policy maximums range from $50,000 to $1,000,000, with deductibles ranging from $0 to $2,500.
- Coverage period: From 5 days to 364 days and renewable up to 2 years.
- Emergency medical evacuation is covered up to $1,000,000.
Venbrook Basic Insurance
Venbrook Basic insurance is a low-cost comprehensive travel medical insurance plan for visitors to the USA, designed to give essential medical protection for doctor visits, hospital stays, and urgent care at a very affordable price. It’s a smart choice for travelers on a budget who want reliable emergency coverage without extra costs, with flexible plan levels to match individual needs.
- Plan Type: Comprehensive plan.
- Eligibility: Visitors to the USA up to 89 years old.
- Acute onset of a pre-existing conditions is not covered.
- Policy maximums range from $50,000 to $1,000,000, with deductibles ranging from $0 to $5,000.
- Coverage period: From 5 days to 364 days.
- Emergency medical evacuation is covered up to $1,000,000.
- Venbrook Basic is an affordable comprehensive travel insurance plan for visitors to the USA, starting from $66 for a $50,000 policy maximum with a $250 deductible for a 40-year-old traveler on a one-month trip.
Atlas Essential America Insurance
Atlas Essential America is a budget-friendly comprehensive travel insurance plan for visitors to the USA, offering wide-ranging medical coverage including hospital stays, urgent care, and emergency treatment. It’s suitable for travelers who want dependable protection without paying high premiums, with multiple policy maximums and deductible options to match different needs and trip durations.
- Plan Type: Comprehensive plan.
- Eligibility: Visitors to the USA up to 99 years old.
- Pre-existing conditions are not covered.
- Policy maximums range from $50,000 to $1,000,000, with deductibles ranging from $0 to $5,000.
- Coverage period: From 5 days to 364 days.
- Emergency medical evacuation is covered up to $1,000,000.
- Atlas Essential America is a low-cost comprehensive travel insurance plan for visitors to the USA, starting from $56 for a $50,000 policy maximum with a $250 deductible for a 40-year-old traveler on a one-month trip.
⚡Quick Picks: Affordable Travel Insurance Plans
| Category | Recommended Affordable Travel Insurance Plans |
|---|---|
| Cheapest travel medical insurance Plans | Safe Travels Advantage, Venbrook Essential, Visitors Care |
| Best Affordable Comprehensive Plans | Patriot America Lite, Atlas Essential America, Safe Travels USA Cost Saver, Venbrook Basic |
| Best for Seniors (65–89 Years) | Safe Travels Advantage, Safe Travels Elite |
| Best for Short Trips | Safe Travels Advantage, Visitors Care |
| Best for Acute Onset of Pre-Existing Conditions | Safe Travels Elite, Venbrook Essential, Safe Travels Advantage and Visitor Secure |
| Best for Cardiac or Heart Conditions | Safe Travels Elite, Venbrook Essential, Safe Travels Advantage |
💲How Much Does Affordable Travel Insurance Cost?
Affordable visitor insurance for the USA can start from as low as $19 per month, depending on age and coverage. The table below highlights top low-cost plans, showing policy maximums, deductibles, and pricing to help you quickly compare the most budget-friendly options.
| Plan Name | Plan max range | Deductible | Age 35 | Age 55 | Age 75 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $19 - $54 | $29 - $82 | $59 -$160 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $44 | $30 - $65 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $25 - $71 | $36 - $110 | $105 - $150 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $25 - $74 | $36 - $105 | $66 - $142 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $30 - $49 | $42 -$74 | $81 |
| VisitorSecure | $50,000 - $130,000 | $100 | $31 - $55 | $46 - $84 | $93 - $135 |
💰 Why Is USA Travel Insurance So Expensive?
Insurance for traveling to the USA is more expensive than in many other destinations, since healthcare in the US is very costly. Even a simple visit to the doctor or a basic diagnostic test can cost several hundreds of dollars, and the expenses for emergency room visits, surgeries, or hospital admissions can easily reach thousands or even tens of thousands of dollars. To prevent tourists from such financial loss due to medical expenses, the insurers have to provide plans with higher coverage limits, such as $50,000 to $500,000 or even more, which again, raises the premium.
The other reasons that make travel insurance to the United States pricey are:
Hospitals in the U.S. apply sophisticated technology and modern facilities, which makes treatments expensive—and so the insurance rates go up.
The United States has a very high malpractice lawsuit risk which drives up overall healthcare costs and consequently insurance rates as well.
The older the travelers are, the more prone to medical risks are they, thus the insurance for seniors, 60-99 years old, is priced much higher, meaning the likelihood of claims is bigger.
Plans that cover acute onset of pre-existing conditions incur higher risk for insurers, resulting in higher premiums.
Due to the expensive nature of medical treatment, many U.S. travel medical plans offer coverage up to $1 million or more.
This is a service that covers the expense of necessary prescription medications that are prescribed during your journey
The transportation to the most appropriate medical facility or back to home in the event of serious illness or injury is paid by this service.
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❤️🩹 Which Visitor Insurance Covers Emergency Cardiac Issues for Parents Visiting the USA?
My parents are visiting the USA soon, and I'm looking for visitor insurance that can cover heart or cardiac issues in case of an emergency. Are there any affordable fixed plans that offer this kind of coverage?
Thank you,
Joe
Thank you for contacting American Visitor Insurance with your inquiry!
For visitors to the USA, there are a few fixed benefit plans that include emergency cardiac coverage, which can be very useful for older travelers or parents with a history of heart problems.
One option is the Venbrook Essential Insurance, which covers the acute onset of pre-existing conditions but excludes chronic or congenital disorders. It is one of the few fixed plans that offers coverage of up to $15,000 for emergency cardiac issues.
Venbrook Essential Insurance
Another good option is the Safe Travels Elite Insurance Fixed plan from Trawick International, which also includes cardiac or stroke coverage-up to$25,000 or $15,000 depending on the traveler's age. It covers COVID-19 like any other illness and can be purchased even if your parents are already in the U.S.
Both plans are affordable options if your main concern is having some coverage for heart-related emergencies during your parents' visit.
Safe Travels Elite Insurance
Please let us know in case of any questions.
Sincerely,www.americanvisitorinsurance.com
Customer care
(877) 340 7910
🩺 What Is the Best US Visitors Insurance With Pre-Existing Conditions Coverage?
The best US visitors insurance with pre-existing conditions coverage is listed here:
- The INF Elite plans are designed for travelers who need coverage for full pre-existing medical conditions up to age 99 years. INF Elite plans are comprehensive plans available for people traveling to the US and provide flexible coverage. Minimum Purchase of 90 days is required on the plans.
- Safe Travels USA Comprehensive offers coverage for acute on set of pre-existing conditions up to 89 years. For persons under 70 covers medical treatment to policy maximum (cardiac-related treatment up to $25K). For persons above 70 Acute Onset benefits is reduced to a maximum of $35K (cardiac-related treatment up to $15K).
- Atlas America Insurance is a comprehensive visitor insurance for acute on set of pre-existing conditions that covers Non-US citizens and Non-US residents while visiting the US up to age 79 years.
The plan provides acute onset of non-chronic pre-existing conditions coverage. - Patriot America plus is Comprehensive travel insurance covers acute on set of pre-existing conditions up to chosen maximum limit aged up to 70 years. This plan is available for Non US citizens travelling to the USA and US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while. Plan is suitable for Green Card holders as long as they reside outside the US.
- Visitors Protect is Comprehensive visitor medical insurance offers pre-existing conditions up to age 99 years. Minimum Purchase of 90 days is required on the plan. It is an affordable plan for visitors visiting the US.
- Safe Travels USA is a cheap travel medical insurance plan that covers sudden, unexpected recurrence of a Pre-existing Condition forNon-US Citizens and Non-US Residents while visiting the USA up to 89 years.
How Much Does 6-Month Medical Insurance for Visitors to USA Cost?
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
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Learn More »❓ Affordable Travel Insurance for Visitors to the USA – FAQ's
1. What is affordable travel insurance?
Affordable travel insurance provides essential medical coverage during your visit to the USA without costing a fortune. It balances cost and protection, offering plans for both short trips and long stays.
2. Who needs affordable travel insurance?
Any visitor to the USA should consider travel insurance, especially those concerned about medical emergencies, hospitalization, pre-existing conditions, or unexpected trip disruptions.
3. Are pre-existing conditions covered in affordable travel medical insurance?
Yes, some affordable plans offer acute onset of pre-existing condition coverage, such as Safe Travels Elite, Safe Travels Advantage, Visitors Care and Venbrook Essential.
4. Can seniors get affordable travel insurance?
Yes. Plans like Safe Travels Elite, Safe Travels Advantage, Travel Medical USA Visitor Basic and Visitors Care offer affordable options for senior travelers.
5. Is emergency medical evacuation included in affordable plans?
Many affordable plans include evacuation coverage, though limits vary by plan. Some offer up to $1,000,000 or up to unlimited coverage.
6. How Much Does Cheap Visitor Insurance Cost?
Cheap visitor health insurance for the USA starts at around $19–$20 per month for fixed-benefit plans on American Visitor Insurance. For comprehensive plans, costs typically begin around $53 per month, depending on factors like age, coverage limit, and deductible.
7. Can I Buy Cheap Travel Insurance After Arriving in the USA?
Yes, you can buy cheap travel insurance even after arriving in the USA. Many budget-friendly plans available through American Visitor Insurance allow travelers to enroll post-arrival as long as they meet basic eligibility rules. Popular low-cost options that can be purchased after reaching the U.S. include Safe Travels Elite, Visitors Care, Patriot America Lite, and Venbrook Basic. These plans offer affordable protection for medical emergencies, urgent care, and hospitalization, making them ideal for late buyers or last-minute travelers.
8. Where can I compare and buy the cheapest visitor insurance plans?
You can compare prices, benefits, and buy cheap travel insurance instantly through American Visitor Insurance, which offers multiple budget-friendly options.
For visitors aged 65–89, the best affordable and budget-friendly travel insurance options on American Visitor Insurance include Safe Travels Elite, Venbrook Essential, Safe Travels Advantage, and Travel Medical USA Visitor Choice. These plans offer low-cost premiums, good emergency coverage, and suitable benefits for seniors who need reliable protection during their stay in the USA.
10. How can I get Affordable travel insurance?
Travelers can get cheap travel insurance by comparing different travel insurance plans using the Compare travel insurance tool on American Visitor Insurance.
The comparison tool displays the available US travel insurance plans with their price and coverage benefits making it easy for the traveler to find the cheapest travel insurance plan option.
11. What is the best affordable covid travel insurance?
International travel has become more difficult thanks to the Covid19 pandemic. Given the high costs of healthcare especially in light of Covid19, it is important to have best Covid19 travel insurance.
This will mitigate the financial risks of international travel. At American Visitor Insurance, travelers can find the ideal Travel insurance for coronavirus by using the Comparing Covid19 travel insurance
12. How do I buy affordable travel insurance online?
Use the American Visitor Insurance comparison tool to review prices, benefits, and coverage limits, then purchase securely online.
US Visitor Insurance Reviews
Reviews, Ratings and Experiences from our customers
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"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon."
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"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."
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"I am pleased to say that your company is very professional in the field of Insurance. The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need."
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⭐ Why Choose American Visitor Insurance for Affordable Travel Insurance?
verified Over 20 Years of Trusted Experience
American Visitor Insurance has been helping millions of travelers compare and buy low-cost, budget-friendly travel insurance with confidence.
attach_money Top Affordable Plans in One Place
Find the cheapest and most reliable visitor insurance plans such as Safe Travels Advantage, Venbrook Essential, Visitors Care, VisitorSecure, Patriot America Lite, and Atlas Essential America all known for strong benefits at low prices.
compare Instant Side-by-Side Comparison
Easily compare premiums, policy maximums, deductibles, and coverage features to find the best cheap travel insurance for your needs.
travel_explore Plans for Every Type of Traveler
American Visitor Insurance offers affordable travel insurance options tailored to every kind of visitor. Whether you are a budget traveler looking for the cheapest possible plan, a senior between 65 and 89 years needing stronger medical protection, a student or short-term visitor, or a family staying for several months, you can easily find a plan that matches your needs and budget.
shield Strong Coverage at a Low Cost
Even the most low-cost and budget-friendly insurance plans come with essential medical benefits. These include emergency medical treatment, hospitalization, doctor visits, urgent care, prescription medications, and emergency medical evacuation, ensuring travelers stay protected without overspending during their stay in the USA.
price_check Transparent Low Pricing
See clear premium breakdowns no hidden fees, no surprise charges. Plans start as low as $20 per month for a 40-year-old traveler.
account_tree Large PPO Network Access
Many visitor insurance in the USA plans include access to major PPO networks such as the UnitedHealthcare PPO Network and the First Health PPO Network, giving travelers nationwide access to in-network doctors and hospitals at discounted, negotiated rates. This ensures easier, more affordable healthcare access during your stay in the United States.
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Get help anytime from choosing a plan to understanding deductibles, pre-existing condition options, or making a claim.
flight_takeoff Travel with Confidence
With American Visitor Insurance, you get budget-friendly pricing without compromising essential medical protection perfect for visitors who want peace of mind without overspending.
📝Summary: Cheapest Travel Insurance for Visitors to the USA
Affordable travel insurance is essential for anyone visiting the USA, where medical costs can be extremely high. By comparing plans through American Visitor Insurance, travelers can find budget-friendly options that still provide strong protection. Whether you choose a fixed-benefit plan for the lowest cost or a comprehensive plan for broader coverage, there are suitable choices for every traveler seniors, families, students, and short-term visitors. Popular low-cost travel insurance options include Safe Travels Advantage, Venbrook Essential, Visitors Care, Safe Travels Elite, Patriot America Lite, and Atlas Essential America.
With benefits such as emergency medical treatment, hospitalization, urgent care, prescription drugs, and medical evacuation, affordable plans offer essential coverage without unnecessary expenses. Using American Visitor Insurance, visitors can easily compare plans, check pricing, review benefits, and purchase policies online in minutes ensuring a safe, protected, and stress-free trip to the USA.
