Schengen Visa Insurance

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1. Traveler's age
2. Dates for coverage
Start Date:
End Date:  
months days
Satisfy Schengen visa requirements
  • Medical coverage of at least €30,000 (about $50,000 USD)
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
Learn the procedure to get the visa letter!

Schengen visa - An overview

The Schengen Agreement that was originally signed on 14 June 1985 by Five European Union members has now been broadened to include 26 European countries. These 26 Schengen countries have between them a population of over 400 million. These 26 Schengen countries have officially removed all border restrictions between their mutual borders which allows international travelers to travel in these 26 countries without any border crossing restrictions.

The following nationalities need the Schengen visa even for short visits. However for longer visits (more than 90 days) almost non Europeans including US citizens need the Schengen visa. Travel insurance while made mandatory for foreign travelers for getting a Schengen visa is any event very important given the high cost of healthcare in Europe. The travel insurance plans that we offer work for travelers of all nationalities.

Buying travel insurance for Europe and for Schengen countries on a website called may appear contradictory. However while we mainly offer travel insurance for visiting the US, we also offer international travel insurance and Schengen visa travel insurance which are designed specifically to meet Schengen Visa requirements.
  • Maximum coverage#1
  • Deductible#2
  • Visa Letter
    Sent immediately after purchase
  • Maximum coverage#1
  • Deductible#2
  • Visa Letter
    Sent immediately after purchase
  • Maximum coverage#1
  • Deductible#2
  • Visa Letter
    Available from client zone

#1  Maximum Coverage is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Click here for schengen visa insurance plans available for residents of Maryland, Florida, Newyork and Washington states.

Schengen visa letter in French
Following are the insurance plans that offer visa letter in French

Patriot International Insurance
Long term Europe Visa Insurance
US citizens who want to stay in any of the 26 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Procedure to get the Visa letter for the Schengen Visa consulates

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Download icon 3) Download VISA LETTER
  • Medical insurance for getting the Europe visa can be purchased online both quickly and with ease.
  • We have developed an insurance comparison facility so that an Europe Visa or Schengen Visa holder may compare quotes from several different insurance providers.
  • All that the customer has to do is provide the relevant information (age, travel dates, total amount of coverage desired) in simple online form and then click on the 'get quote' button, and they will have instant access to a list of eligible plans along with the premium (cost), the medical coverage details, and the name of the underwriter.
  • The Schengen Visa holder may then buy the medical insurance plan that they select by clicking on the corresponding 'BUY' button.
  • To do so they must complete a simple online application and pay using a credit card.
  • On purchasing the insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a visa letter that may be presented to the consulate as proof of coverage.

Factors that determine insurance price

The monthly premium or cost of the Schengen Visa insurance plan depends on the following variables:
  1. The age of the traveler: The older the Schengen visa holder, the more expensive the monthly plan cost
  2. The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
  3. The selected deductible: A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
  4. The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid off. Most plans do not have a coinsurance outside the USA.
  5. The insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will correspondingly vary for different underwriter.

List of Schengen countries

austria travel insurance
belgium travel insurance
czech republic travel insurance
Czech Republic
denmark travel insurance
estonia travel insurance
finland travel insurance
france travel insurance
germany travel insurance
greece travel insurance
hungary travel insurance
iceland travel insurance
italy travel insurance
latvia travel insurance
 travel insurance
lithuania travel insurance
luxembourg travel insurance
malta travel insurance
netherlands travel insurance
norway travel insurance
poland travel insurance
portugal travel insurance
slovakia travel insurance
slovenia travel insurance
spain travel insurance
sweden travel insurance
switzerland travel insurance
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