Compare international travel insurance

It is important to compare international travel Insurance and to understand the different factors that are relevant before buying travel medical insurance. One can compare international travel insurance based on prices as well as the coverage benefits. There are different types of travel insurance, like Single trip travel insurance for a single trip, annual travel insurance for multiple trips throughout the year and group travel insurance for groups of travelers. At American visitor insurance, we work with all the reputed US travel insurance providers who offer all of these international travel insurance.
  • Single trip insurance
  • Annual travel insurance
  • Group insurance
  • Trip Cancellation insurance

Compare and buy the best international travel insurance plan

1. Traveler's age
         
2. Dependents (< 18 years)
3. Coverage limit
4. Deductible amount
5. Travel date
Start date       End date        months days
6. Citizenship
    
7. Coverage region
  
8. Covid19 coverage
     
9. Mailing & permanent address
   Same
10. How long has the visitor been in USA?

Compare Annual Multi Trip Insurance for multiple trips throughout the year - Know more

Popular US Medical Insurance Plans for Groups of travelers - Know more

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted. - Know more

Covid 19 international travel insurance USA, Coronavirus travel health insurance USA

These are indeed scary times for everyone, in particular for international travelers. One cannot predict the long term impact on global travel and on healthcare costs in different parts of the globe, so it is really important to buy the best Covid 19 travel insurance for coronavirus. If you are an international traveler and do not have travel health insurance or if it will run out soon, do consider buying an alternative international coronavirus travel insurance for covid 19. International travelers can compare covid19 international travel insurance to find the best Covid 19 travel insurance for coronavirus coverage. At American Visitor Insurance we are committed to getting you the most appropriate policy you need even under these difficult circumstances. Stay safe and may you have safe travels.

International travel during Covid19, and need for travel insurance

Covid-19, a pandemic has brought international travel and daily life to a stand-still in the wink of an eye. Due to increasing number of Covid-19 contracted cases in countries all across the globe, travelling has been clogged worldwide. All those who had planned to travel outside their home country have been cancelling their trips and travelers who are stranded in other countries are anxious.
Covid-19 has interjected life to an indescribable way, economies have shattered around the world. Life’s of people have become very confined. At some point all industries will start again, people will start going out again but the world outside will never be the same again. Travel and tourism has been impacted adversely where all airlines have stranded.
Travel Insurance with covid coverage
Travelers are concerned about their safety and wellbeing. As a responsible traveler, you need to ensure that you have brought yourself an international travel insurance that will cover you outside your home country for all unexpected medical emergencies.
A travel insurance is an essential cover that protects you while you are travelling outside the home country, it safeguards you for any accidental injuries or medical emergencies that you may face while you are travelling. It covers you for all medical expenses that has been given to you at the time of treatment. Since the outbreak of Covid-19 it made travelers understand the importance of having an international travel insurance as a protection towards unexpected circumstances. In addition to health scares, travel insurance will also cover you for inconveniences caused while traveling like loss of baggage or passport, flight cancellations and flight delays. As all international travel has been put on hold as continuous effort to curb the outspread of the virus, however if you still need to travel and are worried about a coverage for Covid-19 get an international travel insurance which covers you for Covid-19 before you travel.
If you are travelling to the US in the coming months and are worried that you do not have coverage for Covid-19 then few US insurance companies like Trawick International, Global Underwriters and INF are providing coverage for Covid-19 as long as you have purchased the insurance before you come in contact with coronavirus. Preventing care expenses will not be covered and testing for Covid-19 is a preventive care hence testing for covid-19 is not covered. Check for details carefully while buying the international travel insurance as most of the other US insurance companies have excluded coverage for Covid-19 once it was declared a pandemic by the Centre of Disease Control in the United States.
There are currently five top insurance providers namely Trawick International, Seven Corners, Global Underwriters, INF insurance and Tokio Marine HCCMIS who offer Covid19 international travel insurance coverage for coronavirus.

Trawick International Insurance:

Trawick International offers international medical insurance for coronavirus (Covid19) with their Safe Travel insurance plans. Safe Travel Outbound plans are available for up to 6 months and are for US residents traveling outside the US. Safe Travel International plans are for non-US residents traveling outside the US. Note that with any of these plans, you must pre-certify in the case of covid-19 coverage (that is, you call the insurance company first before seeking testing or treatment). The Safe Travels Schengen Visa insurance satisfies Schengen visa requirements as mandated by the Consulates. It available for Non US citizens travelling to the Schengen Countries
Trawick International offers the following plans:

Seven Corners Covid Travel insurance for coronavirus :

Seven Corners coronavirus travel insurance for Covid19 illness offers coverage for medical expenses for international travelers and students in the US and outside their home country. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2. Following are some the best Sevencorners covid health insurance for international travellers

  • Liaison Travel Plus Insurance: Seven Corners travel insurance that covers Covid. It is for Ideal for International travelers to the US and travelling their home country. It is also available for US citizens travelers outside the US. Satisfies Schengen visa insurance requirements (when $0 deductible is selected).
  • Liaison Student Plus Insurance: Seven Corners student insurance that covers Covid. It is Ideal for faculties and students studying in USA, US students abroad and for foreign students studying outside their home country.
  • Wander Frequent Traveler Plus Insurance: Seven Corners Annual multi trip insurance that covers Covid. It is ideal for frequent travelers, business and corporats that multiple trip annually.

Global Underwriters:

Diplomat Long term Insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.

INF travel insurance:

If your travels are taking you to Canada or Mexico, you can also consider INF travel insurance.
If you need any assistance on the coverage for Covid-19 please call our customer service and our licensed agents will help you.

Tokio Marine HCCMIS insurance:

International Students can buy the Student Secure Covid19 health insurance plan from TokiomarineHCC: which will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2
Atlas America will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
Note that Atlas plans purchased on or after July 15, 2020 do NOT exclude COVID-19 medical charges.

International travel insurance resourceful links

International travel insurance - Frequently asked questions

What is international travel insurance? Why buy international travel Insurance?

When one travels outside their home country, their domestic health insurance will provide little or no health insurance outside the national borders. Healthcare is expensive the world over without proper travel medical insurance. The quality of healthcare within certain countries varies hugely, and one’s access to quality healthcare will depend on the ability to pay for medical expenses. Having good international travel insurance ensures that a traveler is not stranded for lack of access to quality healthcare while in a foreign country. It is important to understand the healthcare system in the travel destination country, and to buy good international travel insurance which is recognized in the travel destination.

After comparing different travel health insurance plans, customers can buy the international travel insurance that best fits their specific needs. Once a customer buys the travel health insurance plan online, they will receive the relevant plan details by email. The travel health insurance policy documents will have all the relevant details about the plan coverage, as well as the contact numbers in the event of needing to use the travel insurance.

There is no denying that travel insurance to USA is sadly very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.

The cost of international travel insurance depends on the following
  1. The travel destination (traveling to the US is more expensive than traveling elsewhere)
  2. Travelers age
  3. The length of the trip
  4. Fixed vs comprehensive visitor insurance.
  5. Medical maximum coverage
  6. Deductible and Co-insurance of the travel insurance plan
  7. Any special coverage requirements, such as for pre-existing medical conditions
Within those factors, one can choose an economical fixed benefits plan or a more expensive, but complete comprehensive travel insurance. The cheapest travel insurance is a fixed benefit plan however it will only insure a fixed amount for each medical expense. The comprehensive travel insurance on the contrary is more expensive but does not have these constraints of fixed limits for different medical treatments.

One should ideally buy international travel insurance as soon as one buys the international travel tickets. Buying travel insurance early is important to get coverage for trip cancellation. Travel medical insurance focuses on insuring the health of the traveler while he or she is outside one’s home country. Again it is ideal to buy travel medical insurance before starting ones journey so that the journey is also insured. However for those travelers already outside their home country, there are international travel insurance options available. Please review the plan details or call our customer support to identify plans that are available after having reached your destination country.

International travel insurance is to insure the traveler against unforeseen events. International travel insurance will not cover preventive care or for situations which are not unforeseen. Many travel insurance plans also have limited or no coverage for pre-existing conditions, while some international travel insurance provide coverage for acute onset of pre-existing conditions.

The prices depend on
  • Single trip or Annual travel insurance
  • The type of travel insurance (fixed benefits or comprehensive coverage
  • The age of the traveler
  • The medical maximum coverage required
  • The deductible and co-insurance of the travel medical insurance plan
  • Any special add on benefits such as hazardous sports or coverage for pre-existing conditions.

Best health insurance for visitors to USA, Best travel insurance for USA

Best health insurance for visitors to USA - Comprehensive plans
  • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
  • Available for US citizens visiting USA
  • Atlas America Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
  • Diplomat America Covid insurance offers coverage for coronavirus sickness
  • Available for US citizens visiting USA
  • Safe travel USA Comprehensive Covid insurance offers coverage for coronavirus.
  • Covers acute onset of pre-existing conditions up to policy maximum.
  • It offers coverage for visitors up to 89 years.
  • INF Elite Network Covid19 insurance offers coverage for coronavirus.
  • Treats Coronavirus/covid19 as a new sickness & covered by the plan
  • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
  • Liaison Travel Plus Covid insurance offers coverage for coronavirus sickness
  • Covers treatment of acute onset of pre-existing conditions (up to 75 years)
Best travel insurance for USA – Fixed benefit plans
  • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
  • Plan can be renewed up to 2 year.
  • Offers coverage for acute onset of pre-existing conditions up to 79 years.
  • Renewable up to 364 days
  • It offers coverage for acute onset of pre-existing conditions up to 70 years.
  • Plan can be renewed up to 364 days.
  • INF Premier Covid insurance covers coronavirus illness.
  • Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
  • Renewable up to 364 days
  • Safe Travels Visitors to USA Covid insurance covers coronavirus illness.
  • Covers acute onset of pre-existing conditions up to 89 years.

Travel insurance international for Global destinations

International travel insurance for USA

Travel insurance for USA

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Fixed benefits US travel insurance have specific benefit limits for different covered medical expenses... Click here to read more

Best international travel insurance

We also offer international travel insurance plans covering pre-existing conditions which many older travelers look for... Click here to read more

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Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA, Comparison of travel insurance from top rated insurance providers. Buy the best US travel insurance for visiting USA... Click here to read more

Why compare international travel insurance plans?

There are several International travel Insurance plans that are available in the market which seem quite similar when we have a cursory look at them. Most international travel insurance plans have many common benefits and the premium for a covered benefit might also be similar. However, the need of every individual/customer is quite unique. Each plan typically has a few additional benefits or perhaps some restrictions. In order to choose the right plan for an individual's preference, to get sufficient coverage from the health insurance plan for international travel, it is important to compare several features available in the travel insurance from top rated international providers.

Let us see the different features for comparing international travel health insurance plans:

Type of plan (Fixed or Comprehensive): Fixed benefit travel insurance plans are cheaper when compared to the Comprehensive travel insurance plans however they are more limited in coverage when compared to the Comprehensive plans. Normally, it is recommended to choose Comprehensive plan but there are times when some people are looking for an economical option. However, if interested in a fixed option, then the right approach is comparing the fixed plans and choosing the right plan .This again involves looking into other factors.

Policy Maximum: This is the maximum amount on the insurance plan which normally ranges from $50,000 up to $1,000,000. This is the maximum a policy can cover in case of an extreme emergency as per the policy guidelines and conditions mentioned in the policy.

Deductible: The deductible options can range anywhere from $50 up to $5000 between the plans. A larger deductible means lower premium price and vice versa. Picking a large deductible thus low premium by choosing a comprehensive plan is usually recommended, as most of the comprehensive plans have a one-time deductible and is cost effective.

Pre-existing condition coverage: This is very important benefit factor as many customers need international travel insurance with pre-existing conditions coverage. This benefit requirement mostly is required by people over the age of 60, however there may be exceptions where younger people may need this coverage too. Most of the comprehensive plans offer this coverage for people up to 70, some go up to 80 and a few provide for people above 80. Fixed plans limit this coverage for the age 70. Very few plans do not have pre-existing condition coverage at all.
Pre existing condition international travel insurance coverage is provided usually only for acute onset of a pre existing condition. There is only one company that offers plans that provides full pre-existing condition coverage.

Different kinds of plans: We have international travel insurance also known as US visitor insurance plans or travel medical insurance plans. Then, we have trip plans. Trip cancellation insurance plans are suitable for someone who needs their trip amount to be insured in case of unexpected cancellation. This is slightly different from travel insurance plans which does not provide the trip cancellation benefit. Trip insurance plans provide most of the benefits that a travel insurance plan can provide. Most of the trip cancellation insurance plans include cancel for any reason coverage.

Cancellation and Renewability: Each plan have their unique cancellation and renew-ability of policies. It is important to pay attention to it if there is any ambiguity while booking insurance initially.

Residential status: Most international travel insurance plans provide coverage only within the US. Some plans provide coverage worldwide. There are plans available only for Non US citizens visiting the US. There are plans where both Non US and US citizens living abroad are eligible to visit the US and claim coverage. There are plans where US citizens traveling outside the US are eligible. Comparing the plans to look for this factor is necessary before we purchase the plan and start the travel.

Sports and other unique activities: Some of the plans provide excellent sports travel insurance coverage for hazardous sports and other adventure activities.

Based on these international travel insurance factors, the customer can find the best travel insurance plan for their needs. At American Visitor Insurance we provide an excellent facility where getting quotes for the plans as per the travelers unique requirement is a lot easier and user friendly. Once the required information is entered in the form, a summary of plans are displayed according to that which satisfies the needs of the customers.

Advantages of comparing international travel insurance

  1. This is an objective evaluation, based on real prices and coverage benefits. As a customer you can make an informed decision not based on the subjective sales pitch from any salesperson.
  2. This saves you plenty of time. If you are not comparing, you would have to go to the websites of the individual insurance providers, and to be fully informed, you would have to read through all the policy brochures. Here, you are able to all of this with a few clicks. Once you find a travel insurance plan of interest, you can zoom in to see details of the coverage and read the specific policy brochure.
  3. It is easy to compare different plans using this international travel insurance comparison tool. You can narrow down the list of by using the filter option. After choosing a few plans, you can then compare detailed information the few plans that you like.
  4. This tool optimizes your search effort, and you are most likely to find the best travel insurance plan for your needs in the shortest time. Along with the best plans based on coverage, you are also likely to find it at the cheapest price, since the prices are transparently displayed for given coverage benefits.

Pre-existing conditions international travel insurance

Older international travelers and travellers with existing medical ailments should be aware of their international travel insurance coverage for pre-existing conditions. Not all international travel insurance options cover pre-existing conditions, and it is important to be well informed about the coverage for existing medical ailments. International travellers can compare international travel insurance for pre-existing conditions based on pre-existing condition coverage as well as on their prices.
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Comparison of Popular US travel insurance

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Compare to find the best US visitors medical insurance for international travel, Best quotes for visitor health insurance with details regarding the cost of international travel health insurance... Click here to read more

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