USA Healthcare cost & need for US visitors medical insurance

The United States is one of the most popular tourist destinations in the world. The country has seen a significant rise in the arrival of international visitors during the past two decades from around 40 million in 2003 to close to 80 million now. However the healthcare Costs in the USA for Expatriates and Visitors is exorbitant, and it is imperative that visitors are well informed and have the appropriate Health Insurance for Visitors to the US.
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International visitors to USA

Following are the different types of visitors to USA, Review the average cost of health insurance for visitors to USA:
visitors to USA insurance
cost of routine

Cost of routine physician visits, Medical Costs for Visitors to the USA

While visiting the United States is great fun, being forced to visit an US hospital can be financially traumatic, especially if you do not have proper travel insurance. While the US healthcare system is amongst the best in the world, medical costs for visitors to the USA is very-very expensive. There are chances that a visitor may face a medical emergency and will have to visit a physician. Even a visit to a physician is very expensive in the US when compared to many other countries. In the US it costs $176/ while in countries like Spain the cost is only about $11. Even neighboring Canada it costs only $30. You can review the comparative costs of a routine physician visit in these countries.

Cost of Surgery

Just imagine that you face an even more serious medical situation, you might have an accident, have a fall or have a serious heart problem. The average cost of a bypass heart surgery in the US would be $73,420 while that of a knee replacement is $25,637 . This price is not something any tourist in the US would like to face while enjoying a holiday. You can compare the cost of these surgeries in other countries like Australia, South Africa, the UK or Argentina. The price is significantly less when compared to the price of surgeries in the US.
Cost of Surgery
Cost of staying in hospital

Cost of staying in hospital

Any serious medical treatment would involve a stay in the hospital. For an average of 7 day stay in a US hospital it would cost you $16,000. While 10 days of stay in a hospital in Germany would cost you only $4,000. This is a very huge difference. Bottom line, while the healthcare cost in US is very sophisticated, it is also really expensive.

What is the best health insurance for visitors to USA? What is the best travel insurance for USA? What is the best visitor insurance USA?

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs. While the best travel insurance for USA varies from traveler to traveler, the following list can be considered the best health insurance for foreign visitors to USA based on their popularity.

Best health insurance for visitors to USA, Best travel insurance for USA

Best health insurance for visitors to USA - Comprehensive plans

IMG

Patriot America Plus Insurance

  • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
  • Available for US citizens visiting USA
Buy Patriot America Plus online
hccmis

Atlas America Insurance

  • Atlas America Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
Buy Atlas America online
Global underwriters

Diplomat America Insurance

  • Diplomat America Covid insurance offers coverage for coronavirus sickness
  • Available for US citizens visiting USA
Buy Diplomat America online
trawick

Safe Travel USA Comprehensive

  • Safe travel USA Comprehensive Covid insurance offers coverage for coronavirus.
  • Covers acute onset of pre-existing conditions up to policy maximum.
  • It offers coverage for visitors up to 89 years.
Buy Safe Travel USA Comprehensive

inf

INF Elite Network Insurance

  • INF Elite Network Covid19 insurance offers coverage for coronavirus.
  • Treats Coronavirus/covid19 as a new sickness & covered by the plan
  • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
Buy Elite Network online
seven corners

Liaison Travel Plus Insurance

  • Liaison Travel Plus Covid insurance offers coverage for coronavirus sickness
  • Covers expenses for treatment of acute onset of pre-existing conditions (up to 75 years)
Buy Liaison Travel Plus online
Best travel insurance for USA - Fixed plans
IMG

Visitors Care Insurance

  • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
  • Plan can be renewed up to 2 year.
Buy Visitors Care online
seven corners

Inbound USA Insurance

  • Offers coverage for acute onset of pre-existing conditions up to 79 years.
  • Renewable up to 364 days
Buy Inbound USA online
hccmis

Visitor Secure Insurance

  • It offers coverage for acute onset of pre-existing conditions up to 70 years.
  • Plan can be renewed up to 364 days.
Buy Visitor Secure online

inf

INF Premier Insurance

  • INF Premier Covid insurance covers coronavirus illness.
  • Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
  • Renewable up to 364 days
Buy INF Premier online
trawick

Safe Travels visitors to USA

  • Safe Travels Visitors to USA Covid insurance covers coronavirus illness.
  • Covers acute onset of pre-existing conditions up to 89 years.
Buy Safe Travels visitors to USA

Ailment and average cost of treatment in US

According to INF insurance, the top Eight visitor medical insurance claims for older travelers visiting the US are:
  1. Type 2 Diabetes Mellitus with Hyperglycemia
    Patients admitted to the hospital Emergency Room(ER) and discharged within 1-2 days. The average bill across the US for a hypoglycemic event is around $25,000.
  2. Cerebral Infarction, also known as stroke
    This can involve a 4-5 day stay in the Intensive Care Unit (ICU) coupled with at least 2 MRI scans and follow up treatments with a Neurologist. The average cost of a cerebral infraction is nearly $100,000.
  3. Septicemia, blood poisoning caused by bacteria often due to Urinary Tract infection
    The average cost of septicemia in 2018 was over $50,000
  4. Cerebral Artery Occlusion
    Ischemic stroke- the occlusion of a cerebral artery that causes damage to the brain tissue dependent on blood supply for the affected blood vessel. Treatment for this kind of stoke will definitely need ICU care for 8-10 days, many brain scans from MRI and PET machines, and skilled follow up care. The average cost of cerebral artery occlusion in 2018 was nearly $120,000.
  5. Non-ST-elevation myocardial infarction, commonly known as heart attack
    Typical medical bills will include ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists. The average cost for Non-ST-elevation myocardial infarction in 2018 was close to $20,000.
  6. Persistent atrial fibrillation which results in irregular or rapid heartbeat.
    Common symptoms experienced by older travelers due to extreme weather conditions can include dizziness, nausea and heart palpitations. According to INF claims data, the average cost of an atrial fibrillation in 2018 was almost $12,500.
  7. Hypertensive emergency
    A Hypertensive emergency is high blood pressure with a systolic blood pressure of over 180 mmHg or having a diastolic blood pressure over 110mmHh. This level of high blood pressure can permanently damage organs such as the brain, kidney, eyes, or heart. INF claims data found that the average treatment of hypertensive emergencies was over $85,000 in 2018.
  8. Acute Kidney Failure
    Acute Kidney Failure is a complication caused by different pre-existing conditions such as high blood pressure, urinary tract infections or diabetes. The average treatment cost of acute kidney failure in the USA was over $22,000 in 2018.

USA healthcost insurance - Frequently asked questions

Is it worth it to get health insurance for visitors to the US?

Given the very high cost of US healthcare, it is very logical to buy good health insurance for visitors to the US. The cost of the US health insurance for visitors is very small when compared to the healthcare costs in the USA for expatriates and visitors, so a small cost will bring tremendous peace of mind while in the country. And, should the traveler fall sick or get injured while in the US you will no doubt consider the short term visitor health insurance as the greatest investment you ever made. Of course, we all hope that your travels are smooth and pleasant. US travel Insurance is however for the unexpected, whether falling sick or having an accident and finding yourself in a hospital in the US. An US short term health insurance for visitors policy will take care of you in those situations.

There is no single best health insurance for visitors to USA which will work best for all travelers. The best visitor health insurance will vary from visitor to visitor depending on their unique needs. While some international travelers will look for the cheapest health insurance for visitors plan, others will look for the most comprehensive and best health insurance for visitors to usa coverage. The price will be higher if you need health insurance usa for foreigners with pre-existing conditions. It is recommended to compare different health insurance for visitors to usa plans based on price as well as the different benefits coverage options. International travelers should also read different health insurance usa for foreigners reviews before they buy visitor health insurance.

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

There are many visitor health insurance plans for coverage in the USA offered by US insurance providers. Given the several US visitor insurance options, it can be confusing to find the best health insurance for travel to USA for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies. The US travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the US traveler insurance deductible, any US travel health insurance plans with coverage for pre-existing ailments, travel insurance USA coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

US Travel Insurance to cover medical care for visitors in USA

After being aware of these facts, it would be penny wise pound foolish to not buy adequate visitor medical insurance for the US. Buying proper visitor medical insurance will protect you from a financial crisis while in a medical emergency.

Resourceful visitors medical insurance information

Tourists

B1 visa insurance

USA B1 visa health Insurance, B1 visa travel insurance for USA.
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International

B2 visa insurance

B2 visa health insurance for tourists, B2 visa tourist insurance for USA.
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International

F2 visa insurance

F2 visa medical insurance for F1 visa dependents. F2 visa health insurance.
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student

F1 visa insurance

F1 visa student health insurance, international student insurance in USA.
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student

J1 visa insurance

J1 visa insurance for exchange scholars, J1 visa medical insurance.
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International

Green card insurance

Health insurance for green card holders, Green card health insurance.
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Expatriate

K1 visa insurance

Fiancée health insurance, K1 visa health insurance for fiancé on K1 visa.
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Annual

H1B visa insurance

H1B visa health insurance, health insurance H1B visa holders.
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US Immigrant green card

Travel health insurance USA

Travel insurance for tourists in USA, tourist insurance USA
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