Visitor health insurance USA cost, average cost of travel insurance

Travel Medical USA Visitor Insurance Cost

Age & Citizenship
Child
Residence
Destination
Start date
End date

Testimonials - From Our Customers

I am pleased to say that your company is very professional in the field of Insurance. The customer is happy to get... Know more »

Ethan

Appreciate all the help that you provided me. It really worked well and I was able to purchase the cover I was... Know more »

Moshe

Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company ... Know more »

Cinnia

Resourceful tourist insurance USA information

Find the best travel insurance

Find out the best insurance for your budget and needs
Know more »

How does travel insurance work?

Claims process for expenses due to injury or sickness
Know more »

How to buy travel insurance?

Guide to buying the best international travel health insurance
Know more »

Travel insurance glossary

Commonly used international travel medical insurance terms
Know more »

Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
Know more »

Compare travel insurance plans

Compare the best travel insurance plan for your needs
Know more »

How much does travel insurance cost in USA?

The United States is one of the most popular tourist destinations in the world attracting around 80 million tourists annually. However the healthcare costs in the USA for visitors is exorbitant, and it is important that visitors are well informed about US healthcare expenses and have the best medical insurance for visitors to the US. At American Visitor Insurance, we help visitors make an informed decision regarding the average cost of travel insurance in USA. We help them answer questions like - how much travel medical insurance do I need? We work with the top US travel insurance companies to offer their best medical insurance for visitors to usa products. We help travelers find the best health insurance for visitors to usa using our travel insurance cost comparison tool where visitors can compare travel health insurance usa cost options among the best medical insurance for visitors to usa.

International visitors to USA

Following are the different types of visitors to USA, Review the average cost of health insurance for visitors to USA:

visitors to USA insurance
cost of routine

Cost of routine physician visits

While visiting the United States is great fun, being forced to visit an US hospital can be financially traumatic, especially if you do not have proper travel insurance. While the US healthcare system is amongst the best in the world, medical costs for visitors to the USA is very-very expensive. There are chances that a visitor may face a medical emergency and will have to visit a physician. Even a visit to a physician is very expensive in the US when compared to many other countries. In the US it costs $176/ while in countries like Spain the cost is only about $11. Even neighboring Canada it costs only $30. You can review the comparative costs of a routine physician visit in these countries.

Cost of Surgery

  • Just imagine that you face an even more serious medical situation, you might have an accident, have a fall or have a serious heart problem.
  • The average cost of a bypass heart surgery in the US would be $73,420 while that of a knee replacement is $25,637.
  • This price is not something any tourist in the US would like to face while enjoying a holiday.
  • You can compare the cost of these surgeries in other countries like Australia, South Africa, the UK or Argentina.
  • The price is significantly less when compared to the price of surgeries in the US.
Cost of Surgery
Cost of staying in hospital

Cost of staying in hospital

  • Any serious medical treatment would involve a stay in the hospital.
  • For an average of 7 day stay in a US hospital it would cost you $16,000.
  • While 10 days of stay in a hospital in Germany would cost you only $4,000. This is a very huge difference.
  • Bottom line, while the healthcare cost in US is very sophisticated, it is also really expensive.
Visitors Pre-existing conditions coverage

USA Healthcare travel insurance - FAQ's

What happens if a tourist visiting the US is forced to go to a hospital for a medical emergency?

What happens if a tourist gets sick in USA? How are tourist emergency hospital bills handled ? What is involved in seeing a Doctor in the US as a tourist ? How is the medical treatment in USA for foreigners handled ? All of these are common concerns of tourists visiting the United States. It is extremely important for US tourists to know that healthcare in the US is very expensive and that most US residents have health insurance to cover their medical expenses. Given this situation, it is important for US tourists to have the best travel insurance for US as they are fully responsible for any medical expenses that they incur in the country. Being forced to get medical treatment in the USA without insurance can be financially catastrophic, and the best way to shield oneself from this situation is to buy US travel insurance for the entire duration of one’s visit to the country.

What travel insurance covers the USA?

US Travel insurance plans for coverage can be purchased online at American Visitor Insurance to get a medical and travel insurance cover in the United States. International travel insurance provides coverage for unexpected medical emergencies during the travel period. Travel insurance is particularly important during the Covid19 pandemic for safe travel to the US. American visitor insurance offers customers with some of the best US travel insurance options which can be compared to find the most appropriate product for one’s needs. For more details travelers can call the customer service or email and the team will be glad to help.

What does US travel insurance cover?

A standard US travel insurance plan offers protection for all unexpected travel and medical illness or injury during the trip. Trip cancellation insurance provides coverage for acute onset of pre-existing conditions, medical emergencies, trip cancellation, trip interruption, delays and medical evacuation, lost -damaged, or stolen of the luggage.

Can I still get travel insurance for the USA?

Yes, travelers can buy travel insurance if the traveler has already started a trip. However travelers should keep in mind that the cover is provided for any illness or injury that occurs after the inception of the policy.

Do I need medical insurance to travel to the US?

Purchasing medical insurance for travelling to the US is not mandatory, however it's best to get a travel medical insurance. Healthcare in the US is very expensive and if there is need for hospitalization travelers may end up in a huge financial loss. An adequate US travel insurance plan will provide coverage for medical expenses incurred in case of any injury or illness especially during the pandemic.

Can I travel to the USA without travel insurance?

Yes, one can travel to the USA without travel insurance, however this is very risky given the high cost of US healthcare services. One can easily buy travel insurance for USA online by comparing available popular options on American Visitor Insurance.

Can I get US health insurance with a tourist visa in USA?

It is unlikely that you will be able to obtain US domestic health insurance with a tourist visa in the USA. However you can buy US travel health insurance which will provide health insurance coverage for the tourists temporary stay in the US. The main limitations of US travel medical insurance when compared to US major medical health insurance is that the travel health insurance does not cover any preventive care and provides very little coverage for pre-existing conditions.

However it works very well in typical travel related accident or sickness medical care. Tourists can review different US travel insurance plans, benefits and coverage options from various travel insurance companies using the Compare US tourist Insurance tool to find the best fit for your needs.

What happens if a tourist gets sick in USA without insurance?

  • If a tourist gets sick in the USA without insurance, they will be responsible for paying for their medical expenses out of pocket. Medical expenses in the US can be very expensive, and the cost will depend on the severity of the illness or injury and the type of medical care needed.
  • If the medical expenses are high and the tourist is unable to pay, they may be sent to a collections agency, which can negatively impact their credit score. In some cases, they may also be denied entry into the US in the future.
  • It's important to note that some hospitals may provide emergency medical treatment regardless of insurance status, but the tourist will still be responsible for paying for the care they receive.
  • To avoid these situations, it's highly recommended for tourists to buy proper US travel health insurance that will cover their medical expenses while they are in the US.

How much does it cost to see a doctor in the USA?

The cost of seeing a doctor in the USA can range anywhere from $100 to more than $200 for a routine consultation without insurance. The actual cost can vary depending on factors such as location, type of doctor, and specific medical services. Having health insurance can significantly impact the out-of-pocket cost.

The average cost of a doctor’s visit in the USA is:

  • $100 - $200 for a primary care physician (PCP) visit for a physical exam or a consultation.
  • $250 or more for a specialist visit for a consultation or a procedure.
  • More than $2000 for an emergency room (ER) visit for an illness or an injury.

However, these are just estimates and the actual cost may vary depending on the specific services and tests you need during your visit.

For example, some of the common tests and procedures that may add to your cost are:

  • $50 - $100 for a blood test
  • $100 - $200 for an electrocardiogram (EKG)
  • $20 - $50 for a vaccine or an injection
  • $150 - $200 for a strep test
  • $150 - $300 for a urine test
  • $200 - $400 for an X-ray
  • $500 - $1000 for an ultrasound
  • $1000 - $2000 for a CT scan
  • $1500 - $3000 for an MRI

If you have health insurance, your cost may be lower depending on your plan’s coverage and deductible. You may also have to pay a co-pay or co-insurance fee at the time of your visit. If you do not have health insurance, you may have to pay the full amount out of pocket or negotiate with the doctor or the hospital for a discount or a payment plan.

Given this situation it is very important for everyone visiting the US to have the best travel health insurance possible. This is true even if you have health insurance in your home country and might offer coverage globally. This is because of the fact that the cost of US healthcare is very high and that US insurance providers negotiate better prices with hospitals and healthcare providers for their customers when compared to customers who are not part of any US insurance preferred providers network (PPO network).

How can international tourists and foreigners get health insurance in the USA?

Residents in the US can get health insurance in the USA mostly from their employer or from government programs like Medicare or Medicaid or from the Health Insurance Marketplace through insurance agents or brokers or from direct purchase from insurance companies. However, these options are not available for international tourists or visitors to the US. Tourists should buy international travel insurance that are offered by reputed US insurance providers. However, deciding on one company or insurance policy can be difficult, and this is where insurance comparison websites like American Visitor Insurance are very helpful. On American Visitor Insurance, visitors can easily compare visitors insurance based on the price as well as coverage details and buy the US travel insurance plan that is best suited to their needs.

USA travel insurance coverage highlights

What does Travel Medical Insurance cover? What is travel Insurance USA?

Some of the other important travel health insurance for USA benefits are listed below. Travelers can compare visitor travel insurance to review specific coverage details offered by the different companies and insurance plans.

Medical coverage for accidents and emergency medical ailments

The travel insurance medical maximum coverage available is up to $1,000,000. This however decreases for travelers over 70 years.

Doctors visit

This allows travelers to visit Doctors for sudden unanticipated medical ailments. The Co-pay and deductible depends on the plan with the option of No Co-pay and $0 deductible.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs are covered up to $50,000, but this varies from plan to plan.

Surgery

Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.

Medical Evacuation

The best travel insurance provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.

Repatriation of remains

The repatriation of remains benefit pays for the repatriation expenses back to the home country in the event of death of the traveler with coverage up to $50,000 available.

Emergency dental coverage

Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth. Given all these benefits, it is important that international travelers buy the best travel insurance given the relative low cost of travel insurance when compared to the cost of healthcare. This is particularly important for Seniors citizens, as older travelers are most vulnerable and likely to need the benefits offered by the best USA travel insurance plans.

Steps to buy
US visitor travel insurance online

 Step 1: Finding the available US travel insurance plans

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 Step 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 Step 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 Step 4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

us visitors insurance online

Different types of US Visitors insurance

Fixed Benefit travel insurance

A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits.
Fixed benefit travel insurance plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

Factors for the average cost of travel insurance in USA

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.

Medical maximum coverage and deductible options

The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.

Duration of travel insurance

The cost of travel insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic travel insurance plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

How much does Visitor health Insurance USA cost?

The cost of best travel insurance for visitors to USA varies based on several factors such as the age of the visitor, medical maximum coverage, deductible for the plan, type of health insurance usa for foreigners (Fixed vs comprehensive travel insurance), and the cost of travel insurance for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. The cost of US travel insurance for visitors can start from as low as $15 per month and can go up to $200 per month. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage.

Average cost for travel insurance in USA

  • Patriot America Lite

    • Ideal for Non US citizens outside their home country.
    • $10,000 coverage per certificate period for travelers aged 80 years and above.
    • Available for US citizens living outside USA but visiting the US.
    • Patriot America Lite visitor visa insurance can be extended for a minimum of 5 days up to a 12 months period, until reaching a maximum of 24 continuous months.
    Estimate Plan Cost
    Price range $95 - $177
    Coverage range $50,000 - $1,000,000
    Buy now

    Patriot America Plus

    • Insurance Coverage for non-U.S. residents traveling to the USA.
    • Purchase for a minimum of 5 days up to 364 days and can be renewed for maximum 2 years.
    • Coverage for acute onset of pre-existing conditions up to policy maximum for travelers under 70 years.
    • The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used (when the $0 deductible is selected.)
    Estimate Plan Cost
    Price range $96 - $177
    Coverage range $50,000 - $1,000,000
    Buy now

    Patriot America Platinum

    • Ideal for US citizens and Non US citizens.
    • $20,000 coverage per certificate period.
    • Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000.
    • Patriot Platinum America can be used by green card holders as long as they maintain a residence outside the US.
    Estimate Plan Cost
    Price range $215 - $362
    Coverage range $2,000,000 - $8,000,000
    Buy now

    Visitors Protect

    • The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
    • The plan offers temporary medical coverage with pre-existing conditions up to 99 years.
    • Care Clix consultation is a new benefit under this plan where you can get access to a doctor by different means like a video chat , mobile app, phone... and consult about non emergency issues.
    • Minimum purchase is 90 days.
    Estimate Plan Cost
    Price range $25 - $54
    Coverage range $50,000 - $2,50,000
    Buy now

    Visitors Care

    • Ideal for US citizens and Non US citizens $20,000 coverage per certificate period Covers pre-existing conditions up to $2,500.
    • Add on option - Covers Stroke or Myocardial Infarction (Heart Attack).
    • It is a medical insurance useful for Non-US citizens travelling outside their home country.
    • This plan can be purchased for a minimum of 5 days up to 364 days and can be renewed for maximum 2 years.
    Estimate Plan Cost
    Price range $24 - $52
    Coverage range $25,000 - $1,00,000
    Buy now
  • Safe Travels USA - Cost Saver

    • Foreign residents visiting US and worldwide are eligible to purchase this plan.
    • Coverage may be extended, at the rates in force at the time of extension, for up to 364 days.
    • Safe Travels USA Cost Saver plan does not cover Covid related illnesses.
    • The policy provides policy maximum options starting from $50,000 and provides coverage for $100,000, $250,000, $500,000, and $1,000,000
    Estimate Plan Cost
    Price range $81 - $134
    Coverage range $50,000 - $1,000,000
    Buy now

    Safe Travels USA

    • Safe Travels USA plan wide range of policy maximum options starting from $50,000 and goes up as high as $1,000,000.
    • Deductible options start from $0 and goes on as $50, $100, $250, $500, $1000, $2500 and $5000.
    • Acute onset of pre existing condition or unexpected recurrence of the condition is covered for $1,000.
    Estimate Plan Cost
    Price range $91 - $167
    Coverage range $50,000 - $1,000,000
    Buy now

    Safe Travels USA Comprehensive

    • The policy provides maximum options starting from $50,000 and options of $100,000, $250,000, $500,000 up to $1,000,000.
    • This travel insurance plan is available for Non-US citizens traveling to the USA and worldwide and is available for travelers up to 89 years of age.
    • Deductible options available on the plan are $0, $100, $250, $500, $1000, $2500, and $5000.
    Estimate Plan Cost
    Price range $92 - $167
    Coverage range $50,000 - $1,000,000
    Buy now

    Safe Travels Elite

    • Available for Non US citizens coming to the US and worldwide.
    • This travel insurance plan is eligible for people from 14 days to 69 years of age to purchase.
    • Visitors insurance plan is renewable up to 24 months and has a maximum lifetime of 364 days.
    Estimate Plan Cost
    Price range $21 - $66
    Coverage range $25,000 - $175,000
    Buy now
  • Atlas America

    • Available to both Non-US citizens and US citizens traveling outside their home country.
    • Deductible options for this plan are $0, $100, $250, $500, $1000, $2500 and $5000 per Certificate period.
    • Eligible for coverage of acute onset of pre-existing conditions if you are younger than 80. This includes a $25,000 lifetime maximum for emergency medical evacuation.
    Estimate Plan Cost
    Price range $116 - $234
    Coverage range $50,000 - $2,000,000
    Buy now

    Atlas Premium

    • Plan is ideal for family, tourists, business persons, vacationers and adventure travelers.
    • Provides coverage up to $250,000 for 70 to 79 year old travelers.
    • Deductible options for this plan are $0, $100, $250, $500, $1000 , $2500 and $5000 per Certificate period.
    • Trip Interruption coverage available for up to $15,000 not subject to deductible.
    Estimate Plan Cost
    Price range $196 - $329
    Coverage range $50,000 - $2,000,000
    Buy now

    VisitorSecure

    • Available for people traveling to the US and abroad.
    • Visitor Secure plan provides coverage for hospital room and board including miscellaneous. The price varies depending on the type of plan.
    • Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
    • Emergency medical evacuation available for up to $50,000 lifetime maximum for age below 70.
    Estimate Plan Cost
    Price range $44 - $80
    Coverage range $50,000 - $130,000
    Buy now
  • Travel Medical Basic

    • Available to the individuals traveling outside their home country.
    • Coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country.
    • The maximum lifetime of the plan is 365 days and it can be renewed up to this time.
    • The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000.
    Estimate Plan Cost
    Price range $99 - $172
    Coverage range $50,000 - $1,000,000
    Buy now

    Travel Medical Choice

    • Available for Non US residents and citizens traveling to the US or to other countries.
    • The length of coverage is 5 days to 364 days and the plan can be extended up to 364 days.
    • The policy has a medical maximum options available $50,000, $100,000, $500,000 and $1000,000 for ages 14 days to 69 years.
    • Deductible options are $0,$100,$250,$500,$1000,$5000.
    Estimate Plan Cost
    Price range $136 - $249
    Coverage range $50,000 - $1,000,000
    Buy now
    • Available for Non US citizens coming to the US.
    • Provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 this policy can provide a policy maximum of up to $100,000
    • Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $50,000 coverage and people above 70 years get $25,000 coverage for this benefit.
    Estimate Plan Cost
    Price range $54 - $67
    Coverage range $50,000 - $150,000
    Buy now
    • Available also for Non US citizens coming to the US.
    • Provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 years this policy can provide a policy maximum of up to $100,000
    • Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $75,000 coverage and people above 70 years get $25,000 coverage for this benefit.
    Estimate Plan Cost
    Price range $81 - $98
    Coverage range $50,000 - $150,000
    Buy now
  • Diplomat America

    • Available for Non Us citizens and Non US residents visiting the US.
    • plan is available to the US citizens visiting US on business trips and vacation while living abroad. There is a requirement for a valid international address.
    • Plan is not available for citizens of Australia and Iran.
    • plan covers 80% of eligible expenses up to $5000 and then covers 100% after the deductible.
    Estimate Plan Cost
    Price range $155 - $266
    Coverage range $50,000 - $1,000,000
    Buy now
  • WorldMed

    • Available for people traveling outside their home country and is available to both US and Non US citizens.
    • Worldmed Inbound plan has a overall policy maximum of $500,000, $1,000,000 and $2,000,000.
    • Deductible options are $0, $250, $500, $1000 and $2500.
    • Accidental Death and Dismemberment coverage is available for $50,000.
    Estimate Plan Cost
    Price range $199 - $225
    Coverage range $500,000 - $2,000,000
    Buy now

    Visit USA

    • Available to Non-U.S. residents while visiting the U.S.
    • Coverage is available for the main insured party and spouse, unmarried adult dependent children, or for children traveling alone.
    • The policy maximum for accident and sickness medical coverage limits with Plan A is $50,000. For people above 80, the policy maximum is $20,000.
    • The deductible options in Plan A and Plan B are $0, $50, $100 or $250 per incident.
    Estimate Plan Cost
    Price range $49 - $187
    Coverage range $50,000 - $250,000
    Buy now
  • INF Traveler USA

    • Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico.
    • This plan is not available to US residents and is only available to non-US residents.
    • Sickness & Accident Plan with 80% in network coinsurance.
    • Minimum purchase of 30 days is required for this plan.
    Estimate Plan Cost
    Price range $183 - $203
    Coverage range $150,000 - $300,000
    Buy now

    INF Safe Traveler USA 90

    • Covers 90% of elgibile medical expenses.
    • Minimum purchase of 30 days is required for this plan.
    • Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico.
    • This plan is not available to US residents and is only available to non-US residents.
    Estimate Plan Cost
    Price range $210 - $234
    Coverage range $150,000 - $3,000,000
    Buy now

    INF Elite

    • Available for Non-US Citizens.
    • Coverage for Pre-Existing Conditions to $1,000,000.
    • Minimum purchase of 90 days required to buy this plan.
    • Covers accident & sickness while traveling to USA, Canada, and Mexico.
    Estimate Plan Cost
    Price range $652 - $748
    Coverage range $150,000 - $1,000,000
    Buy now

    INF Premier

    • Available for Non-US Citizens & Anyone visiting USA or Canada can enroll in this plan.
    • Coverage for Pre-Existing Conditions to $1,000,000.
    • Acute Onset treated like New Sickness.
    • Covers age up to 99 Years.
    Estimate Plan Cost
    Price range $285 - $485
    Coverage range $100,000 - $1,000,000
    Buy now

    INF Premier Plus

    • Available for Non-US Citizens & Anyone visiting USA or Canada can enroll in this plan.
    • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
    • plan provides policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
    Estimate Plan Cost
    Price range $1026
    Coverage range $3,000,000
    Buy now

    INF Elite 90

    • plan is available for Non-US Citizens.
    • Minimum Enrolment should be 90 days to buy INF Elite 90 Plan.
    • Covers accident & sickness while traveling to USA, Canada, and Mexico.
    • Stable pre-existing conditions are covered as new sickness.
    Estimate Plan Cost
    Price range $752 - $865
    Coverage range $150,000 - $1,000,000
    Buy now

    INF Elite plus

    • Available to US residents and is only available to non-US residents.
    • Acute onset is considered new sickness. 90% of eligible medical expenses.
    • Covers accident & sickness while traveling to USA, Canada, and Mexico.
    • Stable pre-existing conditions are covered as new sickness.
    Estimate Plan Cost
    Price range $1387 - $1550
    Coverage range $150,000 - $300,000
    Buy now

    INF Standard

    • Available for Non-US Citizens & Anyone visiting USA or Canada can enroll in this plan
    • This is a fixed plan and is not available to US residents and is only available to non-US residents.
    • Plan has a minimum purchase requirement of 30 days.
    • Covers accident & sickness while traveling to USA, Canada, and Mexico.
    Estimate Plan Cost
    Price range $210 - $234
    Coverage range $50,000 - $150,000
    Buy now
Liberty Statue
  • Best temporary usa visitors insurance options
  • New US immigrant insurance plans available
  • Best Schengen visa insurance plans
  • Travel insurance vs trip cancellation insurance options
  • International student health insurance plans
  • Resourceful compare travel insurance usa tool
  • Customer support and claims settled in the USA
  • Wide range of international travel medical insurance plans
  • 24/7 licensed visitors travel insurance agent support
  • Guaranteed cheapest travel medical insurance price
  • Provide travel health insurance support during any crisis
  • Relevant travel insurance USA blogs, articles and FAQ's
  • Detailed reviews of usa travel insurance plans

Covid19 travel insurance

Covid travel insurance

US citizen travel insurance
Travel insurance for US citizens.
Know more »
Travel insurance for tourists to USA
Travel insurance with covid coverage for USA.
Know more »
Travel insurance outside USA
Travel insurance outside USA with Covid19.
Know more »
International student insurance
Student travel insurance that covers covid.
Know more »
Cruises travel insurance
Covid19 travel insurance for cruises.
Know more »
Europe Schengen Visa Insurance
Schengen Visa Covid19 travel insurance.
Know more »
Quarantine Travel Insurance
Trip delay and Quarantine coverage.
Know more »
Trip cancellation insurance
Trip cancellation insurance with covid19.
Know more »
New US Immigrant insurance
US immigrant/Green Card Covid insurance.
Know more »
Travel insurance for expatriates
Expatriate covid19 travel health insurance.
Know more »

What is the best health insurance for visitors to USA? What is the best travel insurance for USA? What is the best visitor insurance USA?

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance.

A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs. While the best travel insurance for USA varies from traveler to traveler, the following list can be considered the best health insurance for foreign visitors to USA based on their popularity.

Best health insurance for tourist in USA, Best travel insurance for USA

Which is the best visitors travel insurance in USA?

Best health insurance for visitors to USA - Comprehensive plans
  • Safe travel USA Comprehensive Covid insurance offers coverage for coronavirus.
  • Covers acute onset of pre-existing conditions up to policy maximum.
  • It offers coverage for visitors up to 89 years.
  • Atlas America Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).
  • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
  • Available for US citizens visiting USA
  • Diplomat America Covid insurance offers coverage for coronavirus sickness
  • Available for US citizens visiting USA
  • INF Elite Covid19 insurance offers coverage for coronavirus.
  • Treats Coronavirus/covid19 as a new sickness & covered by the plan
  • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
  • Visit USA Covid insurance offers coverage for coronavirus sickness
  • Visit USA travel insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA
  • Travel Medical Choice Covid insurance offers coverage for coronavirus sickness
  • Covers treatment of acute onset of pre-existing conditions (up to 79 years)
Best travel insurance for USA – Fixed benefit plans
  • Safe Travels Elite Covid insurance covers coronavirus illness.
  • Covers acute onset of pre-existing conditions up to 89 years.
  • It offers coverage for acute onset of pre-existing conditions up to 70 years.
  • Plan can be renewed up to 364 days.
  • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
  • Plan can be renewed up to 2 year.
  • Offers coverage for acute onset of pre-existing conditions up to 79 years.
  • Renewable up to 364 days
  • INF Premier Covid insurance covers coronavirus illness.
  • Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
  • Renewable up to 364 days

Ailment and average cost of treatment in US

According to INF insurance, the top Eight visitor medical insurance claims for older travelers visiting the US are:

1.  Type 2 Diabetes Mellitus with Hyperglycemia
Patients admitted to the hospital Emergency Room(ER) and discharged within 1-2 days. The average bill across the US for a hypoglycemic event is around $25,000.

2.  Cerebral Infarction, also known as stroke
This can involve a 4-5 day stay in the Intensive Care Unit (ICU) coupled with at least 2 MRI scans and follow up treatments with a Neurologist. The average cost of a cerebral infraction is nearly $100,000.

3.  Septicemia
blood poisoning caused by bacteria often due to Urinary Tract infection
The average cost of septicemia in 2018 was over $50,000

4.  Cerebral Artery Occlusion
Ischemic stroke- the occlusion of a cerebral artery that causes damage to the brain tissue dependent on blood supply for the affected blood vessel. Treatment for this kind of stoke will definitely need ICU care for 8-10 days, many brain scans from MRI and PET machines, and skilled follow up care. The average cost of cerebral artery occlusion in 2018 was nearly $120,000.

5.  Non-ST-elevation myocardial infarction
, commonly known as heart attack
Typical medical bills will include ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists. The average cost for Non-ST-elevation myocardial infarction in 2018 was close to $20,000.

6.  Persistent atrial fibrillation
which results in irregular or rapid heartbeat.
Common symptoms experienced by older travelers due to extreme weather conditions can include dizziness, nausea and heart palpitations. According to INF claims data, the average cost of an atrial fibrillation in 2018 was almost $12,500.

7.  Hypertensive emergency
A Hypertensive emergency is high blood pressure with a systolic blood pressure of over 180 mmHg or having a diastolic blood pressure over 110mmHh. This level of high blood pressure can permanently damage organs such as the brain, kidney, eyes, or heart. INF claims data found that the average treatment of hypertensive emergencies was over $85,000 in 2018.

8.  Acute Kidney Failure
Acute Kidney Failure is a complication caused by different pre-existing conditions such as high blood pressure, urinary tract infections or diabetes. The average treatment cost of acute kidney failure in the USA was over $22,000 in 2018.

How much does travel insurance cost? - FAQ's

Is it worth it to get health insurance for visitors to the US?

Given the very high cost of US healthcare, it is very logical to buy good health insurance for visitors to the US. The cost of the US health insurance for visitors is very small when compared to the healthcare costs in the USA for expatriates and visitors, so a small cost will bring tremendous peace of mind while in the country.

And, should the traveler fall sick or get injured while in the US you will no doubt consider the short term visitor health insurance as the greatest investment you ever made. Of course, we all hope that your travels are smooth and pleasant. US travel Insurance is however for the unexpected, whether falling sick or having an accident and finding yourself in a hospital in the US. An US short term health insurance for visitors policy will take care of you in those situations.

What is the best health insurance for visitors to USA?

There is no single best health insurance for visitors to USA which will work best for all travelers. The best visitor health insurance will vary from visitor to visitor depending on their unique needs. While some international travelers will look for the cheapest health insurance for visitors plan, others will look for the most comprehensive and best health insurance for visitors to usa coverage. The price will be higher if you need health insurance usa for foreigners with pre-existing conditions.

It is recommended to compare different health insurance for visitors to usa plans based on price as well as the different benefits coverage options. International travelers should also read different health insurance usa for foreigners reviews before they buy visitor health insurance.

Why is travel insurance to USA so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

How to buy visitors insurance ? How to find the best visitor health insurance ?

There are many visitor health insurance plans for coverage in the USA offered by US insurance providers. Given the several US visitor insurance options, it can be confusing to find the best health insurance for travel to USA for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies. The US travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner.

The traveler can change relevant factors like the medical maximum coverage required, the US traveler insurance deductible, any US travel health insurance plans with coverage for pre-existing ailments, travel insurance USA coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

Top Eight visitor medical insurance claims for older travelers visiting the US

Click here to know more

US health care costs and need for visitors insurance for USA visitors

Click here to know more

US Travel Insurance to cover medical care for visitors in USA

After being aware of these facts, it would be penny wise pound foolish to not buy adequate visitor medical insurance for the US. Buying proper visitor medical insurance will protect you from a financial crisis while in a medical emergency.

Resourceful visitors medical insurance information

Visitor insurance resources Visitor Insurance Resources

Travel medical insurance resources

Choose international travel insurance resources for travel outside your home country.

Explore »
Factors for travel insurance Factors for Travel Insurance

Compare travel insurance factors

Important factors to consider while deciding on the best travel medical insurance.

Explore »
Types of visitor insurance Types of Visitor Insurance

Types of travel insurance online

Understanding different US travel insurance options, fixed benefits vs comprehensive coverage.

Explore »
Claims Procedure Travel Claims Procedure

Travel insurance Claims Procedure

Travel medical insurance online claims process for getting medical care in a hospital.

Explore »

USA visa health insurance, Visitor visa health insurance USA

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers


Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!