USA Travel Insurance
Best travel insurance for USA from Japan
The United States, a vast and diverse country, offers a rich tapestry of culture, history, and landscapes. From the towering skyscrapers of New York City to the sun-soaked beaches of California, the U.S. boasts a variety of regions, each with its own unique charm. Its population reflects this diversity, with people from all corners of the globe calling America home. The United States is home to numerous prestigious universities and educational institutions. Japanese students often travel to the US to pursue higher education and gain exposure to a global academic environment.
The United States is known for its advanced medical facilities and specialized treatments. Some Japanese individuals travel to the USA for medical procedures and treatments that might not be available in Japan. Over the years since then there were several Japanese who migrated to the US. Japanese immigrants settled in various regions of the US, with significant communities in states like California, Hawaii, and Washington. Whether exploring natural wonders in national parks or indulging in city life, the U.S. promises a vibrant and dynamic experience for visitors from Japan and beyond.
For Japanese visitors, the Visa Waiver Program allows for easy travel to the U.S. for tourism with an approved ESTA. For Japanese travelers visiting the US, travel health insurance for USA from Japan is not mandatory but highly recommended to cover unexpected medical and travel emergencies. Japan travel insurance for visitors to USA can provide coverage for unexpected medical emergencies, trip cancellations, lost belongings, and other unforeseen circumstances, providing peace of mind and financial protection during the trip. For more details please contact us at 877-340-7910 or email and one of our licensed agents to get help finding Cheap travel insurance from Japan to USA.
Visa requirements for Japanese travelers for USA
Visa-Free Travel for US
- If you’re a Japanese citizen traveling to the US for short stays (up to three months), you do not need a visa. You can enter the U.S. with your valid Japanese passport without prior visa application.
- However, always stay informed about travel regulations and any changes. The U.S. Embassy recommends reviewing information provided by the Government of Japan before your trip.
ESTA (Electronic System for Travel Authorization)
- While you don’t need a traditional U.S. visa, all Japanese citizens planning to arrive in the U.S. by air, land, or sea crossings for short stays must apply for an ESTA travel authorization.
- The ESTA process is quick and straightforward. Ensure you have a valid Japanese passport, a valid payment method, internet access, and an email address.
Non-VWP or Longer Stays
If the purpose of travel doesn't fit the VWP criteria or the stay is longer than 90 days, a visa is required.
Common visa types:
- B-1/B-2 Visitor Visa (for business or tourism)
- F-1 Student Visa (for full-time study at an accredited institution)
- J-1 Exchange Visitor Visa (for exchange programs)
- H-1B Work Visa (for temporary employment)
Japan travel insurance requirements to the USA
When traveling from Japan to the United States, having travel insurance is not a formal requirement for entry. However, it is highly recommended to have travel insurance to cover unexpected situations such as medical emergencies, trip cancellations, or lost luggage. Here are some key points to consider regarding visitors insurance for Japanese travelers to the USA:
- Medical Coverage: Healthcare costs in the U.S. can be very high, and having insurance can help cover medical expenses in case of illness or injury.
- Trip Cancellation/Interruption: Insurance can protect against financial losses if the trip needs to be canceled or cut short due to unforeseen circumstances.
- Lost Baggage: Coverage for lost, stolen, or damaged luggage can provide peace of mind.
Types of Travel Insurance:
- Comprehensive Insurance: This type usually includes coverage for medical emergencies, trip cancellations, interruptions, delays, and baggage loss.
- Medical Evacuation Insurance: Specifically covers the cost of transportation to a hospital or medical facility if needed.
- Travel Health Insurance: Focuses primarily on medical coverage during travel.
USA - General Information
Capital
Washington, D.C.
Language
English
Currency
US Dollar
Population
Around 340 million
Best time to visit
During Spring or Autumn
Location
North America
Vacation spots
New York, San Francisco, Los Angeles, Las Vegas, New Orleans, Chicago, Orlando, Washington D.C.
Popular travel destinations in the USA
US Territories
U.S Virgin Islands
The U.S. Virgin Islands are a popular tourist destination, known for their beautiful beaches, crystal-clear waters, lush rainforests, and rich history.
American Samoa
Popular for its marine biodiversity, beaches, breathtaking pristine sights. It has evolved as one of the most famous and affordable travel destinations for US citizens.
Guam
Guam is a country with night markets of Chamorro Village, World War monuments, attractive churches, and magnificent Pagat caves attract millions of travelers to the country.
Puerto Rico
Puerto Rico is known for its beaches, forests, skies, architecture, and culture. Old San Juan is one of the most iconic and treasured places in Puerto Rico.
USA travel insurance coverage highlights
What does Travel Medical Insurance cover?
Some of the other important travel health insurance for USA benefits are listed below. Travelers can compare visitors medical insurance to review specific coverage details offered by the different companies and insurance plans.
Medical coverage for accidents and emergency medical ailments
The high cost of healthcare in the US makes it imperative for travelers to have good travel health insurance while traveling outside ones home country. The best health insurance for tourists in USA medical varies based on the tourist health insurance USA plan chosen, however travelers have the option of getting coverage up to $1,000,000. The available medical maximum coverage however decreases for travelers over 70 years.
Doctors visit
This allows travelers to visit Doctors for sudden unanticipated medical ailments (continuing treatment for pre-existing ailments and preventive care are not covered). The Co-pay and deductible will vary depending on the chosen health insurance for USA travel, travelers do have the option of No Co-pay and $0 deductible.
Pharmacy drugs
Doctor prescribed eligible pharmacy drugs are covered up to $50,000, but this varies from plan to plan.
Visitors medical insurance coverage for pre-existing conditions
A pre-existing condition is a medical ailment that existed before the start of the us holiday insurance for visitors coverage. Conditions that are considered as pre- existing diseases include ailments like Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc. It is difficult to find health insurance for tourists in USA that covers pre-existing conditions.Only some tourist health insurance cover pre-existing conditions with INF being one company that offers greater coverage for pre-existing ailments. INF visitor insurance in USA with pre-existing conditions coverage insures in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions. This includes pre-existing conditions ranging from blood pressure, diabetes, kidney complications to arthritis and are covered by the INF Premier insurance and INF Elite Plan. Compare the best travel insurance for pre existing conditions before actually buying the travelers insurance.
Surgery
Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
Medical Evacuation
Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
Repatriation of remains
The repatriation of remains benefit pays for the repatriation expenses back to the home country in the event of death of the traveler for any reason. While this depends on the tourist health insurance chosen, one can get repatriation coverage up to $50,000.
Emergency dental coverage
Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth.
Visitor medical insurance while visiting USA
Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal. It can offer protection from accidental injury or sickness that can arise during the stay in the host country.
It can also provide financial protection in the event of an unexpected medical emergency while visiting the USA. The cost of visitor medical insurance varies depending on criteria such as the insured’s age and health needs, as well as the length of the trip to the USA. The typical cost of visitor medical insurance is between $200 and $400. It is easy to find the best visitor medical insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.
Importance of holiday insurance USA
Expensive US Healthcare: The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally. The cost of an average daily hospital stay is over $2500 in the US. Even outpatient doctor visits are prohibitively expensive. It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.
Therefore it’s important to buy the best US travel health insurance, so that any sudden injury or illness expenses are covered by the visitors medical insurance. US travel insurance along insuring medical expenses of travelers will also reduce the medical expenses, as US travel insurance providers through their preferred provider organizations (PPO) network have a working relationship with hospitals which result in lower healthcare bills.
Protection for entire family: US travel medical insurance can be either purchased individually, or for an entire family if traveling together. Any illness or injury faced by the insured family members will be covered during the trip.
A support system for travelers in a new country: Traveling to a new destination like the US can be very stressful as the healthcare system will be different from your home country. If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor. Having US travel health insurance will act as a support system as the insurance providers have tie-ups with various Preferred Provider Organizations (PPO) who have networks with many hospitals and doctors in the US.
Ease of navigating US healthcare facilities: The hospitals in the PPO network of the US travel insurance will bill the insurance company directly so that travelers need not worry about paperwork and about paying the bill up front. In case of any emergency visitors can refer to the list of hospitals with the PPO network and get help from the nearest medical care center. Travel insurance for USA will help you make the most of the trip and explore new destinations without the worry of your health related expenses.
Different types of US Visitors travel insurance
Fixed Benefit travel insurance
A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit international travel medical insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.
Comprehensive travel insurance
Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit international travel medical insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.
How much does visitor health insurance for USA cost?
There is no single travel health insurance usa cost for all visitors. The cost of US visitors insurance varies based on several factors such as the age of the visitor, medical maximum coverage, deductible for the plan, type of health insurance usa for foreigners (Fixed vs comprehensive travel insurance), and the cost of travel insurance for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. The cost of US travel insurance for visitors can start from as low as $15 per month and can go up to $200 per month. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage.
Cost comparison of the best travel insurance for USA | |||
International Medical Group (IMG) | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Patriot America Lite | $50,000 - $1,000,000 | $92 - $169 | Buy now |
| Patriot America Plus | $50,000 - $1,000,000 | $90 - $168 | Buy now |
| Patriot America Platinum | $2,000,000 - $8,000,000 | $205 - $345 | Buy now |
| Visitors CareFixed benefit | $25,000 - $1,00,000 | $24 - $52 | Buy now |
Trawick International | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Safe Travels USA - Cost Saver | $50,000 - $1,000,000 | $73 - $120 | Buy now |
| Safe Travels USA | $50,000 - $1,000,000 | $87 - $156 | Buy now |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $98 - $161 | Buy now |
| Safe Travels EliteFixed benefit | $25,000 - $175,000 | $20 - $62 | Buy now |
WorldTrips | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Atlas America | $50,000 - $2,000,000 | $114 - $230 | Buy now |
| Atlas Premium America | $50,000 - $2,000,000 | $193 - $325 | Buy now |
| VisitorSecureFixed benefit | $50,000 - $130,000 | $40 - $80 | Buy now |
Seven Corners | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Travel Medical Basic | $50,000 - $1,000,000 | $110 - $180 | Buy now |
| Travel Medical Choice | $50,000 - $1,000,000 | $120 - $230 | Buy now |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $55 - $70 | Buy now |
| Travel Medical USA Visitor Choice | $50,000 - $150,000 | $80 - $100 | Buy now |
Global Underwriter | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Diplomat America | $50,000 - $1,000,000 | $130 - $220 | Buy now |
Travel Insure | |||
| Travel Insurance Plans | Medical limit ranges | Estimate Plan Cost | |
| Visit USAFixed benefit | $50,000 - $250,000 | $50 - $190 | Buy now |
Student health Insurance for Japanese Students in US
Unlike health insurance for most residents in the USA, student health insurance for Japan is not mandatory for international students. However, it's highly recommended due to the high cost of healthcare in the United States. Student insurance for USA from Japan can help cover a significant portion of medical bills if a student gets sick or injured during their studies in the USA. This can include doctor visits, hospital stays, medications, and other medical services. American Visitor Insurance has tools to compare several international student medical insurance plans based on prices as well as coverage benefits. They also provide 24/7 customer support by licensed agents along with providing answers to FAQ's by students. Japanese students can buy cheapest travel insurance to USA from Japan quickly and get policy documents by email while being sure of guaranteed best price.
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Travel insurance for acute onset of pre-existing conditions
How does travel insurance for pre-existing conditions work?
The travel health insurance plans which cover pre-existing conditions have clear definitions of what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions, and if it provides full coverage for pre-existing conditions the coverage limit within the policy for pre-existing conditons. Any travel health insurance coverage for pre-existing conditions will depend on all these.
Pre-existing conditions coverage - FAQ's
01. How do I know if my pre-existing condition is covered by travel insurance?
Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance that can cover pre-existing conditions and even plans that are travel medical only without cancellation often are more generous in their coverage of pre-existing conditions. These plans may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.
Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There are only two policies we know of that offer coverage for pre-existing medical conditions. They are INF Premier and INF Elite plans.
Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.
INF Elite (also INF Elite 90) are comprehensive plans offering fairly complete coverage. INF Premier is a fixed plan. Find details on these plans here.
The above plans must be purchased for at least 90 days and can be quite pricey for seniors, but they offer the only real coverage for chronic conditions.
The other option, of course, is to take a plans with little ($1K) or no coverage for pre-existing conditions and take a risk that that condition will not flare up during the trip.
Travel Insurance - Pre-existing conditions coverage
Compare and buy best pre-existing plans
Travel Insurance USA, Travel insurance in USA for foreigners - FAQ's
01. Why do I need travel insurance when traveling to USA from the Japan?
There are many reasons why you need travel insurance when traveling to USA: Travel insurance is important and even essential when traveling to US from the Japan to protect yourself financially from unforeseen travel and medical related circumstances. It provides coverage for medical emergencies, trip cancellation or interruption, lost or delayed baggage, and other unexpected events that could disrupt your trip.
Your travel insurance can also cover other risks, such as trip interruption, lost luggage, document replacement, and repatriation in case of death. These can help you avoid financial losses and hassles if something unexpected happens during your trip.
02. What is the best insurance for travel to USA?
There are many US Travel insurance plans available for visitors in the online health insurance marketplace. They are mainly classified broadly as Fixed plans and Comprehensive plans. The best US tourist health insurance varies based on the unique needs of diverse travelers with several plans working well in different situations. Amongst the popular travel insurance in USA for visitors are Patriot America by IMG, Atlas Travel from World Trips, Safe Travels USA Comprehensive from Trawick International, Travel Medical Choice plan from Seven Corners, INF Premier travel insurance all of which have excellent coverage.
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03. Why is travel insurance to USA so expensive?
There is no denying that travel insurance to USA is sadly very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.
04. How can i buy USA travel insurance online?
American Visitor Insurance offers a wide range of travel medical insurance plans for visitors to the USA designed by the top US travel insurance providers. Customers can compare different travel insurance plans offered by US insurance company on American Visitor Insurance. After comparing different plans, you can choose the one that best meets your needs and budget and buy the policy online by filling out an application and paying for the travel insurance USA using a credit card.
05. Do I need a visa to travel to the USA from Japan?
Yes, Japann citizens generally need a visa to enter the USA. The most common type of visa is the B-1/B-2 visitor visa, which allows for tourism, business, or medical purposes. You'll need to apply for the visa at the nearest U.S. embassy or consulate.
06. Will my travel insurance for USA cover me if I have a pre-existing medical condition?
When buying travel insurance for USA, it is important understand the coverage for pre-existing conditions and to clearly disclose any pre-existing medical conditions you may have in the online application form if mentioned. Some INF travel insurance plans offer good coverage for pre-existing conditions, while some offer coverage for acute onset of pre-existing conditions, while still others exclude pre-existing conditions coverage entirely. Be sure to compare the pre-existing conditions visitor insurance plans on American Visitor Insurance to understand how your pre-existing conditions are covered, if at all.
07. How do I file a claim with my travel insurance provider?
In the event of a covered incident, you typically need to contact your travel insurance provider as soon as possible to initiate the claims process. They will guide you through the required steps and documentation needed to file a claim. This may include receipts, invoices, medical reports, police reports, flight tickets, etc. Make sure you keep the original copies and make photocopies for your records.
08. Do I need travel insurance to visit the USA from Japan?
Travel medical insurance for USA from Japan is not a mandatory for entry into the USA. However, it is highly recommended to have travel insurance to cover medical emergencies, trip cancellations, and other unforeseen events during your trip. Your trip insurance can also cover other risks, such as trip interruption, lost luggage, document replacement, and repatriation in case of death. These can help you avoid financial losses and hassles if something unexpected happens during your trip.
09. What does travel insurance for the USA from Japan typically cover?
Travel insurance for the USA often covers:
- Medical emergencies and hospitalization
- Trip cancellations or interruptions
- Lost, stolen, or delayed baggage
- Emergency medical evacuation
- Travel delays
- Accidental death and dismemberment
10. How do I choose the right travel insurance for my trip to the USA?
Consider the following factors while buying Japan travel insurance to USA:
- Coverage Limits: Ensure coverage limits are sufficient for medical expenses and other needs.
- Pre-existing Conditions: >Check if pre-existing medical conditions are covered.
- Activities: If participating in high-risk activities, make sure they are covered.
- Duration: Ensure coverage matches the duration of your trip.
- Cost: Compare premiums and benefits to find a plan that suits your budget.
Contact our customer service team, we are here to help you!
USA visa health insurance, Visitor visa health insurance USA
Embassy of Japan in United States
Japan Embassy in Washington
2520 Massachusetts Avenue NW, 20008 DC, Washington, United States
Phone
Fax
+1-202-328-2187
Email
jicc@ws.mofa.go.jp
Japan Consulate in Hawaii
1742 Nuuanu Avenue, 96817-3201, Honolulu, Hawaii, United States
Phone
Fax
+1-808-543-3170
Travel health insurance for foreigners in USA
Travel health insurance USA, Travel insurance for visitors to USA
Senior Citizen travel insurance USA
Older travelers exposed to long air and car travel, different weather conditions and new cuisines are vulnerable to falling ill. Proper older travelers health insurance USA is important!
Compare quotes »Pre-existing condition travel insurance
It is a difficult to get travel insurance for USA visitors to cover pre-existing conditions. We offer a friendly tool to compare best travel insurance USA plans that cover pre-existing conditions.
Compare quotes »International student health insurance
Student insurance is important given the high cost of health care in the USA. International students in the USA as well as US students overseas should not be uninsured while studying overseas.
Compare quotes »J Visa Health Insurance
The US immigration authorities have specified medical insurance requirements for J visa holders. J1 visa exchange scholars and students have to satisfy these J visa insurance requirements.
Compare quotes »Travel insurance for international travelers visiting USA
Annual Multi-trip insurance
Annual travel insurance for frequent travelers from Japan to USA.
Know more »Group travel insurance
Group travel insurance for USA for five or more travelers on same itinerary.
Know more »Best travel insurance for USA from Japan - Information
Travel insurance for USA resources
International travel insurance resources for USA visa holders.
Factors for travel insurance USA online
Important factors while deciding on the best travel insurance to USA.
Types of USA travel insurance online
Different types of USA visa travel insurance options coverage.
USA travel insurance claims procedure
USA travel insurance claims process for medical care in a hospital.
Travel insurance to USA from Japan links
Travel Insurance to USA Forum
Customer Queries for Japanese travelers to USA.
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