Travel insurance for Europe from USA, Travel insurance Europe

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Do you want to insure trip cost as well as the health of the traveler?

     
     

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

Europe travel insurance for US citizens

Europe as a continent is by far the world largest tourist attraction and has over 600 million international travelers annually. France and Spain are ranked as the top countries for attracting international tourists. These figures are easy to explain given the range of tourist attractions that Europe offers.

Each region of the continent has something unique to offer in terms of nature and scenic beauty as well as manmade artefacts, art, music, culture and culinary traditions. Western Europe has its charms along the Atlantic coast and Iberian peninsula. Southern Europe has the Mediterranean sea and cultural influence from northern Africa and the middle east. Eastern Africa with its rich history and orthodox Christian traditions. Northern Europe's Scandinavian countries have their distinct landscapes. All these regions come together to make Europe a dream vacation destination for any tourist.

us citizens visiting europe

However US citizens and other international tourists should be aware that local health insurance plans and even US Medicare insurance offers very little coverage in Europe. International travelers should be aware that traveling outside one’s comfort zone always has some risk and it is important to buy good travel health insurance. Travel health insurance for US citizens living in Europe can ensure that the European vacation does not get bogged down in the event of any adverse situation. Good travel medical coverage for us citizens in Europe cover can make all the difference in an accident, sickness or adverse travel conditions.

At American Visitor Insurance, we work with reputed insurance providers to offer the widest choice of global travel medical insurance for a US citizen in Europe with excellent coverage. International travelers to Europe can compare different travel insurance plans to make an informed decision. Compare visitor travel medical insurance for traveling to Europe options to buy the best plan for your particular needs. Older American travelers with Medicare aged over 65 years can buy the GlobeHopper Senior Insurance plan for their travel to Europe.

Steps to follow when traveling to Europe from USA

 Valid Passport: Ensure that your passport is valid for at least three to six months beyond your intended departure date from Europe. Different European countries may have varying passport validity requirements, so it's best to have some buffer time.

 Visa Requirements: Check the visa requirements for the specific European countries you plan to visit. US citizens do not need a visa for short stays (up to 90 days) in the Schengen Area, which includes most European countries. However, some non-Schengen countries may have different visa requirements, so verify the specific requirements for each country you plan to visit.

 Travel health insurance: It's advisable to have comprehensive travel health insurance for Europe that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.

Travel insurance from USA to Europe

Most European nations are allowing international travelers despite the new variants of Covid19. However given the increased health risks in international travel due to the pandemic and the Ukraine war, it is important to have good medical travel insurance for Europe. Travelers can find the medical travel insurance for Europe by comparing Covid19 European travel insurance. The following US travel insurance providers are offering medical travel insurance Europe with Covid19 coverage:
Trawick
Trawick International offers Schengen visa travel insurance with coronavirus coverage. This travel insurance satisfies Schengen visa requirements.
  • US Citizens and US residents traveling outside the United States
  • This plan is available for a US Citizens and US residents traveling outside the United States
  • Coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • This plan is available for a US Citizens and US residents traveling outside the United States.
  • This plan includes minimum coverage of $1,000 for potential quarantine lodging expenses.
seven corners logo
Seven Corners offers Travel Medical Plus Insurance with coverage for Covid19 sickness. It satisfies Schengen visa requirements with $0 deductible
  • Available for both US citizens and non US Citizens traveling to Europe up to 65 years.
WorldTrips
WorldTrips Atlas travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Satisfy Schengen visa requirements
  • Available for both US and Non US citizens at moderate price with required benefits
  • Available for both US and Non US citizens at affordable price with premium benefits
  • Available for both US and Non US citizens at affordable price with fewer benefits
IMG
Patriot International Lite and Patriot Platinum Insurance from International Medical Group (IMG) offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
  • Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
HTH Worldwide
Trip Protector Insurance offers travel insurance with quarantine coverage for accommodations due to a covered trip delay up to a maximum - $2,000 ($200 /day )(6 hours).
  • Trip Protector insurance plan offers $50 per day for each day the travelers are quarantined abroad for a maximum of 10 days. Coverage must be bought for a minimum of 30days and must show proof of quarantine mandated by a physician or governmental authority.
Geoblue Insurance
GeoBlue Travel insurance for Covid19 is offers by the Voyager Plans. Medically necessary treatment for COVID19 is covered as an illness under GeoBlue Voyager plan, up to age 95. Medically-necessary COVID19 treatment is covered, however the policy deductible applies (if applicable).
  • Up to $1,000,000 medical coverage or $500,000 evacuation coverage
  • Up to $1,000,000 medical coverage or $500,000 evacuation coverage

Tourist holiday insurance for Europe from USA

Key Guidelines for Travelers in Europe from USA

Here are some key guidelines for travelers in Europe:

  • Visa requirements: US citizens do not need a visa for stays up to 90 days within a 180-day period for tourism or business purposes.
  • Vaild passport: A valid passport is required for entry into Europe.
  • COVID-19 measures: You must follow all the COVID-19 measures that apply to travelers coming from the United States.

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:

International travel health insurance from USA

Visa free travel countries for US citizens

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

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Europe Travel Insurance,Travel insurance to Europe from USA - FAQ's

Does Europe travel insurance cover covid19 illness?

There are some USA Covid travel insurance plans available for travel to Europe that cover covid19 as a new illness. US citizens can find the ideal Europe travel insurance with Covid19 coverage plan by using the Covid19 Europe travel insurance compare tool. Trawick International is one of the top travel insurance company offering Covid-19 coverage.

It offers Safe Travels Outbound Insurance which covers covid19 as any sickness. The Safe Travels Outbound Insurance is available for available for US citizens and US residents travelling to Europe. These plans also offer Schengen visa letter specifying that they Covid19 as any sickness. The visa letter can also be translated to different languages as requested.

Do I need travel insurance for Europe? Does Europe require travel insurance?

If you are a US citizen or have the nationality which does not need the Schengen visa, then travel insurance to Europe is not mandatory. However travel insurance for Europe from USA is mandatory if need a Schengen visa or if you want to stay over 90 days in Europe.

Given the Covid pandemic, the war in Ukraine, the high cost of health care in Italy, the fact that US domestic health insurance provides little coverage in Europe and that international travel has become more uncertain with flight delays and pandemic restriction, it is strongly recommended that international travelers buy the best Europe covid travel insurance. Given the relatively low cost of covid travel insurance for Europe, it is prudent for international travelers to buy the best travel insurance for Europe which can actually save significant money in the event of any adverse medical or travel related situation.

How do I get travel insurance for Europe?

It is very easy to get temporary travel health insurance for Americans while in Europe. You can buy travel insurance for multiple countries in Europe on American Visitor Insurance without any paperwork required. US citizens can choose between Trip cancellation insurance or Travel medical insurance for Europe.

While the former insures both the travelers health as well as the insurable trip expenses, the latter focuses on the health insurance of the traveler. You can compare different travel insurance for Europe trip from USA plans and buy the plan that you like best. You will receive the required travel insurance for US citizens travelling to Europe by email.

Which is the best travel insurance for Europe from USA?

We have many popular travel insurance options from USA to Europe that we recommend, specifically if you need a Schengen visa insurance letter for the Schengen tourist visa for Europe. The cheapest travel medical insurance Europe will depend on the age(s) of the traveler.

We have designed our website to help travelers choose the best US travel health insurance to Europe that is both economic and appropriate for them. You can compare Europe travel insurance quotes by filling the travel dates and travelers ages in the USA travel health insurance for Europe quote form.

Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to provide travel insurance options for travel to the US and for US citizens traveling within the US and overseas. We have two decades experience in understanding the diverse requirements of US travelers and in offering appropriate travel medical insurance options to them.

Our licensed customer support team provide service at all times helping US travelers find the most appropriate long term Europe travel insurance for their needs as well as guide them when using the insurance claims in the event of a medical or travel emergency. We also provide answers to all travel health insurance for US citizens and reviews of different products, testimonials for customers as well as provide an user friendly US health insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help US citizens make an informed decision while buying travel insurance for Europe.

Are you required to get a COVID-19 test to fly back to the U.S.?

The international travel situation remains uncertain as we are still dealing with the on-going (seemingly endless) pandemic and now the Ukraine war and a slowing economy. US travelers returning home from overseas are no longer required to have a negative Covid test, however a Covid infection can force one to stay in Quarantine outside the US. This increases the travel risks and the chance of losing non-refundable trip expenses as well as increased Quarantine expenses. Given this, it is very important to buy travel insurance with coverage for Covid19 quarantine expenses.

Do I need to get tested for COVID-19 before traveling?

Most countries no longer make it mandatory for international travelers to carry a negative covid test report or even have the Covid vaccination for entering their country. However, different countries have different rules, which change under short notice. Given the fluid international travel situation, it remains prudent to buy good international travel insurance to help overcome any adverse situation

Is there a quarantine cover in travel insurance?

Since the outbreak of the Coronavirus pandemic, most travel insurance products now have included Covid-19 coverage as part of their coverage just like any other illness. Some of the IMG’s trip cancellation plans include the Covid coverage and Covid quarantine benefits to provide coverage for quarantine while traveling.

How can I get a reimbursement of quarantine expenses?

To get a reimbursement of the quarantine expenses the insured person need the following in order to get the Covid coverage:

  • A positive covid19 test report after the inception of the travel insurance policy
  • The covid19 cover needs to have quarantine coverage included in the policy
  • The covid treatments, tests and quarantine order needs to be demanded by a medical physician after contracting the Coronavirus illness in order for the insured to be covered. Any tests or treatment availed without the approval of a medical physician will not be covered.

What does covid -19 coverage cover in the trip cancellation insurance plan?

Covid-19 travel insurance will provide benefits like:

  • Medical emergencies cover due to coronavirus illness.
  • In case of Trip Interruption
  • Medical Evacuation due to an emergency
  • Cancel for Any reason (CFAR) can be included as an add on cover to the Covid-19 cover. This offers travelers complete flexibility in case of cancellation of the trip. The CFAR cover reimburses up to 75% of any prepaid costs.

What are the guidelines for connecting flight to the US given the COVID-19 pandemic?

All pandemic related travel regulations have been removed in the US. The earlier negative covid19 test report for flying to the US is not required now.

Why do US citizens need travel insurance when visiting Europe?

The regular US health insurance plans and this includes Medicare, will provide little to no health insurance coverage outside US borders. International travel insurance typically costs only around 5%of the total trip cost, and this is highly recommended for US citizens visiting Europe as it provides coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays. Healthcare costs can be high in Europe, and travel insurance ensures that you have access to medical treatment and assistance if needed.

What does international travel insurance for Europe typically cover?

The coverage provided by travel insurance can vary depending on the policy and insurance provider, but it typically includes

  • Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
  • Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
  • Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
  • Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
  • Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

How much does travel insurance for Europe from USA typically cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Europe can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

Are pre-existing medical conditions covered by travel insurance to Europe from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

Is travel insurance mandatory for travel to Europe from USA?

Travel insurance is not mandatory for US citizens visiting Europe for short visits, it is mandatory when applying for the long term stay in Europe visa. However, even if not mandatory, travel insurance for Europe is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

How do I choose the right travel insurance for my trip to Europe?

When choosing travel insurance for your trip to Europe, consider the following factors

  • Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
  • Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
  • Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
  • Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
  • Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for Europe, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

travel requirements to UK
Covid travel restrictions for travel to the UK
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Importance of US citizen travel insurance for Europe

Travel insurance is very important for US travelers to Europe even if it is not mandatory. The Covid pandemic and the Ukraine war have made the value of travel insurance self-evident. Given these conditions, traveling to Europe has become more challenging due to the many disruptions that are beyond ones control.

It is not mandatory for US citizens to buy travel insurance for Europe as they do not need to apply for a Schengen visa for short visits. However if US citizens are traveling for more than 90 days, they need to buy travel insurance. A travel insurance with trip protection coverage can protect the traveler from financial difficulty in the event of delay or cancellation of flights, loss of baggage as well as any medical emergency or accident with the traveler.

Europe travel insurance for us citizens

Some travel insurance also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. In fact Covid quarantine travel insurance is being mandated by some countries while issuing travel visas. Given all of this, it is advisable for US citizens on a Europe vacation to buy travel insurance which covers trip investment expenses. US citizen travel insurance for Europe with a focus on trip expenses provide financial security for trip related expenses like trip cancellation, trip delay, baggage loss and medical evacuation.

Some Europe travel insurance plans provide the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Should the traveler cancel the trip because of a medical emergency, without travel insurance, they will be left stranded and responsible for all the costs associated with the trip. Having reliable travel insurance will ensure that the travelers can recoup some of the trip expenses should they face adverse circumstances during travel.

Schengen Visa information for US citizens and US residents (Non US citizens)

US Citizens with a valid US passport can travel to the Schengen states up to a maximum of 90 days without the need of a Schengen visa.
Requirements for traveling to the Schengen region:

  • A valid US passport with a minimum of three months validity beyond the departure date from the Schengen area.
  • Valid reason for travel.
  • Proof of adequate financial resources to support oneself during the entire stay in the Schengen region.
  • Any compliance or entry requirements specific to the country of travel or transit.

US residents but non US citizens visiting Schengen states

Most Non US citizens need to apply for the Schengen visa. Please check "Nationalities who need Schengen visa". US residents but Non US citizens need to provide the proof of resident status in the US (Green card, valid US visa and copy of valid I-20 or valid I-AP66, visas...) to apply for a Schengen/short stay visa. The visa and the US resident status must be valid for at least 3 months after the last day of stay in the Schengen area.

United flag

Longer stay in Schengen states (More than 90 days)

If you want to stay in the Schengen area for more than 90 days you must apply for a residence permit and not a Schengen visa. One of the requirements for Long Term Europe stay visa is the mandated Schengen visa insurance. Specific instructions for residence permit is available on the respective embassy/consulate's website.
Please note that it is prudent to give adequate processing time while applying for the Schengen visa. This is particularly true during the peak travel months in Summer and in Winter.

Europe travel insurance with Cancel for any reason (CFAR) coverage

An Europe vacation includes expensive airline tickets, cruise bookings and hotel reservations, many of these done well in advance of the actual travel dates. Given the many uncertainties in our lives, the very busy nature of our work and lifestyles, one cannot be sure that our planned travel plans will not need some changes.

Any unforeseen event such as the Ukraine war, a delay in flights with crowded airports, a strike by airline or transit staff, a medical epidemic like Covid19, a medical condition of a friend or family member or even work related pressures can force changes in ones travel plans. It is here that the best cancel for any reason travel insurance for Europe can make all the difference. Most US citizens trip cancellation insurance for Europe with cancel for any reason benefit refunds only 75% of the non-refundable trip investment expenses

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Cruise travel insurance
Popular World Cruise travel insurance

Long term Europe visa insurance, European travel insurance for US citizens

Americans visiting Europe for more than 90 days within a 180 day period should apply for an extended stay visa. A mandatory requirement for this extended stay visa is Travel Medical insurance with coverage up to 30,000€ (or the equivalent in USD) while living in Europe. A Visa Letter should be provided by the insurer clearly indicating that the traveler is insured for medical expenses, emergencies and hospitalization throughout the stay in Europe. It should also state any limit in the amount of coverage (or "unlimited" if there is no limit of coverage).

Even if insurance is not mandated and you do not need a visa (Americans do not need a visa to visit Europe for less than 90 days), travel medical insurance offered on this website are strongly recommended simply because health care is expensive in Europe and your US domestic insurance rarely travels beyond the US national borders. Medicare the other domestic US health insurance plans have very limited coverage outside the United States, and travel medical insurance is required to be financially safe while traveling.

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Schengen visa insurance requirements

Europe travel insurance for the citizens of the US is also called as the Schengen Visa Insurance. The requirements of the coverage for visitor insurance as per the Schengen Visa guidelines are medical benefits of at least €30,000 (the equivalent being about $50,000 USD) with coverage for accidents, sudden illness, repatriation. The insurance company must have a representative office in the Europe.

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Steps to buy
Travel insurance for Europe online

 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

 2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

 4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Step by step travel insurance

Factors to consider while buying Europe long term visa insurance

The cost of Europe long term visa insurance depends on the following:

Age of the traveler

The older the traveler, the more expensive will be the cost of travel insurance.

The maximum medical coverage selected

The medical coverage options range from $50,000, up to $1,000,000, the higher the coverage, the greater the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan starts paying. Most plans provide options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid. The cheapest travel health insurance for Europe will have the highest co-insurance..

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Prices will vary for different underwriter.

Best travel insurance for Paris Olympics

Best travel insurance for Europe, Travel insurance to Europe from USA

Europe travel insurance

Europe insurance and getting the Schengen visa letter...

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List of Schengen Countries

List of Schengen countries that require Schengen visa letter...

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Europe flag

Schengen Visa Insurance

List of countries whose citizens who need Schengen visa...

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group travel

Non Schengen countries

Travel insurance for non Schengen countries in Europe...

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Popular destinations in Europe

Schengen visa insurance

Popular months and destinations for visiting Europe

The best months to travel in Europe is May, June and September. December with Christmas and New Year is always busy especially in cities like London, Paris, Prague, Vienna, Barcelona, Madrid, Amsterdam and in German cities.

Travel insurance for US citizens traveling to Europe

Data provided by the US department of Commerce show that three European countries feature amongst the top five nations visited by Americans. Beyond US's immediate neighbors of Mexico and Canada, the European nations of United Kingdom, France and Italy are most visited countries by US citizens.

While the UK attracts about three million Americans annually, France and Italy attract close to two million US citizens every year. Americans also travel to other European countries like Germany, Spain, Switzerland, Greece, Austria, Belgium, Portugal in very large numbers.

Americans travel to Europe every year for different reasons. Leisure remains the main purpose of travel followed by visiting friends and relatives and finally it is work...

trip insurance europe for us citizen

The top ports of departure for US residents traveling overseas are New York, Miami, Los Angeles, Newark, Atlanta and Chicago which among them account for over 60 percent of all US departures. Travelers can compare plans and select one that best fits their needs as well as satisfy Schengen Visa requirements (this is needed for long term stay, more than 90 days, in Schengen countries by US citizens).

For US residents who are non US citizens, travel medical insurance is mandatory to be issued the Schengen visa. Given the cost of health care in Europe, travel insurance for europe from usa is recommended even for short trips to Europe even if not mandated by consular requirements.

Americans travelling to Europe even for a short holiday must be aware of the places, people, culture, health care... A little time spent online researching information about Europe is useful. Similarly, medical insurance for Europe travel can be compared and bought on our website with ease.

Traveling in groups

Group of travelers visiting European countries on the same schedule...

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Multiple trips

Annual travel insurance for US citizens visiting Europe frequently...

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Most popular medical evacuation travel insurance for Europe

Emergency medical evacuation insurance commonly called “Medevac insurance” offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation.
The Atlas Medevac insurance from WorldTrips is a very popular emergency medical evacuation insurance among US citizens visiting Europe.

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Intermedical medical Evacuation

Select the type of travel health insurance for visiting Europe...

 Travel insurance with Quarantine Coverage

Travel insurance for Quarantine coverage

  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Safe Travels Voyager plan's trip delay benefit can be upgraded.
  • The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
  • Travel insurance for American citizens and US Residents traveling outside USA
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness.
  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
  • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Travel insurance for US Citizens and US Residents
  • Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Covid19 medical expenses are covered and treated the same as any other sickness
  • Offers coverage of $50,000 for emergency medical expenses
  • Offers comprehensive trip cancellation coverage
  • Travel medical insurance coverage outside USA
  • Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
  • Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
  • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Travel insurance for US Citizens and US Residents traveling outside US
  • Trip cancellation up to $50,000
  • Trip interruption up to 200% of trip cost
  • $500,000 medical for sickness and injury/$1,000,000 medical transportation
  • Include $2000 in travel delay benefits for quarantine/lodging.

Covid Quarantine insurance for US citizens

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

 Travel medical insurance to emergency medical expenses

Best travel insurance

Compare and buy the best travel insurance plans. The best international travel insurance plans specially designed to match the needs of international travelers.

Best international travel insurance for US citizens

  • Travel medical insurance for US Citizens and US Residents traveling outside USA
  • Available up to 180 days
  • Offers emergency sickness coverage up to $500,000
  • Covid-19 covered as any other sickness
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $2,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
  • Deductible options from $0 to $25,000
  • Policy Maximum from $1,000,000 to $8,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • USA travel medical insurance coverage outside USA for US citizens
  • Available up to 365 days
  • Offers maximum coverage up to $2,000,000
  • Offers insurance coverage for Covid expenses
  • US travel health insurance for US citizens outside USA
  • Available from 5 days to 364 days
  • Offers maximum coverage up to $5,000,000
  • Travel Medical Choice insurance offers coverage for expenses related to COVID-19
  • Short term fixed benefit cheap travel insurance USA for US citizens outside USA
  • Plan maximum options available up to $130,000 for medical expenses
  • Offers coverage outside the US
  • Deductible options from $0 to $1,000
  • Policy Maximum from $50,000 to $150,000
  • Offers emergency medical evacuation coverage up to $500,000
  • Offers coverage for travelling outside your home country
  • It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
  • Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best Expat insurance, Best Expatriate insurance

Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.

Expat insurance plans

  • Ideal for US expatriates and for those global citizens living and working outside their home country.
  • Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
  • It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

Best trip cancellation insurance, Best trip protection insurance

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.

Best trip cancellation insurance

  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Offered by Trawick International and is highly rated.
  • You can add a "Cancel for Any Reason" waiver onto the plan.
  • It can cover trips up to 90 days long.
  • Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $100,000
  • Provides coverage for U.S. residents travelling outside their home country

 Trip cancellation insurance for Cancel for any reason

Cancel for any reason trip cancellation insurance

While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $100,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to 100% of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.
  • Trip Cancellation: Up to 100% of Trip Cost Insured

 US seniors traveler insurance, Medicare supplement international travel insurance

USA Senior Citizen travel insurance, US seniors travel insurance

Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.

Travel insurance for older US travelers

  • The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
  • It is an affordable international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses for short trips.
  • It is available up to 12 months
  • It is an renewable long term international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses.
  • It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

Best Annual travel insurance, Best yearly travel insurance

Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.

Annual Travel Plans

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Covers non US Citizens travelling multiple times annually outside their home country
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
  • Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
  • It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Compare Annual Multitrip plans

Review and compare the best Annual insurance.

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Types of US travel insurance

Single Trip Travel Insurance

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

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Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

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Travel insurance plans for older US travelers with Medicare coverage

US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

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It is wonderful to see so many older Americans traveling to Europe. However while visiting Europe is exciting, US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers.

Europe Travel Insurance

Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip.

The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

student-europe

Information for US Students going to Europe

The US while having an excellent network of Universities is also an expensive place to study. This is one of the reasons that some American students are choosing to study in in Europe, which is cheaper with many countries offering free higher education to US students. Germany, France, Norway, Slovenia, Czech Republic, Finland, Sweden and Iceland are some of the European countries that offers free education for US students. Along with being more affordable, Europe is famous for its culture and history. It also provides a wonderful immersive experience to learn one of the European languages, like French, German, Spanish or Italian. Studying in Europe is a wonderful experience for any student with the opportunity to explore and learn in such an incredible continent.

Compare Safe Travels Outbound vs Cost Saver from Trawick International

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Travel insurance for international travelers visiting Europe

Travel medical insurance Europe trip, Europe travel health insurance information

Travel insurance Europe resources

International travel insurance resources for Europe visa holders...

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Factors for travel insurance Europe online

Important factors while deciding on the best travel insurance to Europe...

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Europe travel insurance for Senior citizens

Schengen visa insurance or Europe travel insurance plans for Seniors...

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List of Schengen countries

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Travel health insurance Europe, Europe travel health insurance

travel insurance medical insurance

Travel insurance for Europe resources

International travel insurance resources for Europe visa holders.

Factors for travel insurance Europe online

Factors for travel insurance Europe online

Important factors while deciding on the best travel insurance to Europe.

Types of Europe travel insurance online

Types of Europe travel insurance online

Different types of Europe visa travel insurance options.

Europe travel insurance claims procedure

Europe travel insurance claims procedure

Europe travel insurance claims process for medical care.

Best travel insurance Europe, Trip Cancellation insurance for Europe links

Travel Insurance for Europe FAQ

FAQs about travel insurance for Europe travelers.

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Europe Travel Insurance Blog

Blog about travel health insurance Europe travelers.

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Travel Insurance to Europe Forum

Customer Queries for USA travelers to Europe travelers.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Travel insurance resources

You can find different sections of insurance types.