- Safe Travels visitors to USA from Trawick International
This plan is an affordable fixed plan from Trawick International. This plan can provide a policy maximum starting from $25,000 and goes up to $175,000. This plan is unique compared to other fixed benefit plans where this plan provides "well doctor visit" that pays up to $75 for one visit. One visit per policy period is available.
This provides a good coverage for the acute onset of pre existing condition. This plan has a deductible of $0.
- Safe Travels visitors to USA Diamond plan for Seniors
This affordable fixed plan from Trawick International is available for seniors from the age of 50 up to 89. This is ideal affordable travel insurance for seniors for ages 70 and 89 years. This plan provides a policy maximum of $50,000 for the Diamond plan and the Diamond Plus plan provides a policy maximum of $100,000. This plan has a deductible of $100 and $200. This plan provides a very good coverage for acute onset of pre existing condition.
- Visitors Care plan from IMG
This affordable travel insurance plan from IMG provides fixed benefit coverage which provides policy maximum ranging from $25,000 up to $100,000.This plan covers acute onset of pre existing condition up to the policy maximum up to the age of 70. It covers $2,500 for people above the age 75 for acute onset of pre existing conditions.
Apart from that, there are benefits covering physical therapy, extended care facility ... This plan is renewable for 2 years.
- Visitor Secure plan from Tokiomarine HCC
This is another fixed benefit plan which is affordable from the company Tokiomarine HCC. The policy maximum available on this plan starting from $50,000 and goes up to $100,000.
This plan also similar to the above mentioned fixed plans have benefits available for the customer.
- Inbound USA from Seven Corners
This affordable travel insurance plan has a policy maximum starting from $50,000 and goes up to $150,000. This plan has a maximum life time of 364 days until which the plan can be renewed/extended.
- INF Premier Travel insurance
This is the most economical fixed-benefit insurance plan for pre-existing conditions. The Premier plan covers all emergency, in-patient hospitalizations up to plan maximum options of $150,000. The Plan works for all ages, and includes acute pre-existing visitors insurance for age 80+.
While the fixed benefit plans are cheap and economical and help in the coverage of minor medical expenses, there are some limitations with the fixed benefit plans.
- They have a fixed amount specified for each and every benefit, beyond which they do not cover the expense
- There is no co insurance factor which helps to make the claim expense coverage flexible extending the coverage up to the policy maximum.
- Most of the Fixed plans are affordable but do not cover acute onset of pre existing condition for travelers above 70.