Best Travel Insurance USA Companies
The best travel insurance plans start at around $1 per day. Costs vary by age, trip duration, deductible, and the plan you choose.
Explore More Travel Insurance Options
Choosing the best U.S. travel insurance depends on your destination, age, trip type, and coverage needs. Explore these specialized travel insurance options to find coverage that fits your situation:
- Travel Insurance for Visitors to the USA: Compare the best travel insurance companies for visitors to the USA and find coverage for international visitors.
- Trip Cancellation Insurance: Explore the best travel insurance companies for trip cancellation to help protect eligible prepaid, non-refundable trip expenses.
- Senior Travel Insurance: Compare the best international travel insurance companies for U.S. seniors and coverage options for older travelers.
- Travel Insurance for Seniors Visiting the USA: Find the best U.S. travel insurance companies for seniors visiting the United States.
- Pre-Existing Conditions: Learn about the best travel insurance companies for pre-existing conditions and available coverage options.
- Cruise Travel Insurance: Compare the best travel insurance companies for cruise travel for medical emergencies, trip interruptions, and other cruise-related risks.
- Annual Travel Insurance: Explore the best travel insurance companies for annual travel insurance if you take multiple trips each year.
- Schengen Visa Insurance: See the best travel insurance companies for Schengen visa insurance when traveling to countries in the Schengen Area.
- International Student Insurance: Compare the best international student health insurance companies for eligible students.
- Digital Nomad Insurance: Explore the best travel health insurance companies for digital nomads for flexible international travel.
- Adventure Sports Coverage: Find the best travel insurance companies for adventure sports if your trip includes higher-risk activities.
- Domestic U.S. Travel: Compare the best travel insurance companies for domestic travel in the USA for trips within the United States.
Which Are the Best Travel Insurance Companies in the USA in 2026
The best travel insurance companies for US travelers in 2026 are IMG, WorldTrips, INF, Trawick International, Travel Insurance Services, Seven Corners, Global Underwriters, HTH Worldwide, Blue Cross Blue Shield, Travelex Insurance Services and Berkshire Hathaway Travel Protection. These providers offer a range of affordable travel medical insurance plans with strong medical coverage, PPO network access, and options for tourists, business travelers, and international visitors of all ages.
IMG - International Medical Group
International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you're abroad. IMG provides US and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world, IMG has a product to meet your needs.
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WorldTrips
WorldTrips formerly known as Tokio Marine HCC Medical Insurance Services was established in 1998. WorldTrips health insurance quickly became a recognized leader in the field of international travel health insurance, offering a complete portfolio of travel, health and life insurance products to customers in over 130 countries.
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INF Insurance
Travel insurance plans for travelers designed by INF. INF offers the only true Pre-Existing Visitor Accident & Sickness Insurance on the market- providing the coverage necessary for many travelers visiting their families in the United States or Canada.
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Trawick International
Trawick International offers travel medical and trip protection coverage for tourists, students, business groups and globe trekkers outside their home country.
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Travel Insurance Services
Travel Insurance Services, headquartered in the San Francisco Bay Area, arranges and markets travel insurance and international medical policies for individuals, families, groups and businesses. Underwritten only by the financially strongest companies.
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Seven Corners
Seven Corners, Inc. (Formerly known as SRI) began offering international medical insurance to the worldwide community in 1993. The company was founded by international insurance professionals with a strong commitment to customer service and a belief that the public deserved reliability when purchasing international insurance.
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Global Underwriters
Global Underwriters has over 45 years of experience in the insurance industry, and has established itself as a leader in the development, administration and marketing of international health and life insurance products. We offer exceptional and affordable International Health insurance coverage for groups and individuals.
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Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection (BHTP) is a leading U.S.-based travel insurance provider known for its financial strength, innovative coverage, and fast claims processing. Backed by the global reputation of Berkshire Hathaway, this company offers reliable travel insurance plans for U.S. residents traveling domestically and internationally.
BHTP stands out for combining traditional trip protection with modern features, including its proprietary Burst® claims payment system for faster reimbursements and user-friendly digital tools.
Travelex Insurance Services
Travelex Insurance Services is one of the most established names in U.S. travel insurance, offering trip cancellation, trip interruption, and travel medical plans designed to protect vacationers, families, and business travelers from unexpected disruptions before and during their trip.
HTH Worldwide
HTH Worldwide is a specialty insurer and leader in helping world travelers gain access to quality healthcare services all around the globe. HTH combines ongoing research, a contracted global community of physicians and hospitals, advanced Internet applications, and wide experience in international health insurance to ensure customers' health, safety and peace of mind.
Blue Cross Blue Shield
Blue Cross Blue Shield offers international visitors and travelers access to one of the largest healthcare networks in the United States, with plans designed for tourists, students, and long-term visitors seeking dependable medical coverage backed by a trusted national brand.
Geo Blue
GeoBlue (now operating as BCBS Global Solutions) gives international travelers and expats access to the Blue Cross Blue Shield network in the U.S., pairing broad direct-billing provider access with travel medical and expat coverage. Underwriting and coverage benefits are unchanged from the GeoBlue name travelers may already know.
Key Factors When Choosing the Best Travel Insurance Company in the USA
Not all travel insurance companies are equal. The right provider depends on your age, health history, length of stay, and how much medical coverage you need. Understanding these six factors helps you compare plans confidently and choose the right option for your trip.
The travel insurance companies on this page - IMG, WorldTrips, INF, Trawick International, Travel Insurance Services, Seven Corners, Global Underwriters, HTH Worldwide, Blue Cross Blue Shield, Travelex Insurance Services and Berkshire Hathaway Travel Protection - offer plans with coverage options ranging up to $8,000,000. Here's how to narrow down the best one for your situation.
Eligibility and popular plan picks vary by traveler type. IMG is popular for long-term visitor plans, WorldTrips for budget-conscious travelers, and Trawick International for its wide age range across tourists, students, and business travelers.
An A.M. Best rating tells you how reliably a company can pay claims. WorldTrips and Berkshire Hathaway Travel Protection both hold an A++ rating, while Trawick, Seven Corners, and HTH Worldwide carry an A rating 2026.
If you want to fine-tune your plan, Seven Corners stands out for customizable plans and add-on riders, while Travel Insurance Services is an independent agency that lets you compare plans across multiple A-rated underwriters.
Coverage on this page's plans ranges as high as $8,000,000, with durations suited to short trips and extended visits alike. Global Underwriters is a strong pick for extended-stay coverage at good value.
Direct billing through a broad provider network reduces out-of-pocket hassle. HTH Worldwide is built around global healthcare access, while GeoBlue offers access to the Blue Cross Blue Shield network for travelers and expats.
When you need reimbursement, speed matters. Berkshire Hathaway Travel Protection uses its proprietary Burst® system for fast claims payment, and all providers on this page issue instant, downloadable policy documents after purchase.
Is Travel Insurance in the USA Worth the Cost?
In short: absolutely - US healthcare costs can be devastating without coverage, even for a short visit. Consider the financial reality of a single medical emergency while traveling in the US.
Illustrative Scenario: Broken Ankle on a Family Ski Trip in Colorado
A 41-year-old traveler slips on the slopes and fractures his ankle. He's taken by ambulance to a local hospital, undergoes surgery to set the fracture, and spends one night for observation before flying home.
The math is simple: ~$1/day in premium vs. $28,000 in potential bills. Insurance doesn't just protect your health - it protects your savings and ensures you can access quality care anywhere in the US during your trip.
- Emergency Medical Evacuation: Can cost $25,000–$50,000+ for air ambulance transport. Without insurance, this is paid entirely out-of-pocket.
- Financial Strength Matters: A claim is only as good as the insurer's ability to pay it - which is why A-rated underwriters like WorldTrips (A++), Berkshire Hathaway Travel Protection (A++), and GeoBlue (A-) are worth prioritizing.
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Best Travel Insurance Companies in the USA - FAQs
There isn't a single "best" travel insurance company for everyone—it depends on your age, budget, trip length, and the type of coverage you need. IMG is a strong choice for high coverage limits and long-term visitor insurance, while WorldTrips stands out for financial strength and visitor medical insurance. INF is a leading option for travel insurance with pre-existing condition coverage and senior visitors to the USA, while Trawick International offers one of the widest age ranges for visitor insurance and travel insurance for heart conditions.
Travel Insurance Services lets you compare travel insurance plans from multiple A-rated underwriters, while Seven Corners is known for customizable travel insurance plans and flexible coverage options. Global Underwriters can be a good value choice for extended-stay travel medical insurance and adventure sports insurance, while HTH Worldwide emphasizes global healthcare access and international medical coverage.
GeoBlue offers access to the Blue Cross Blue Shield global healthcare network, while Blue Cross Blue Shield provides nationwide PPO network access for U.S. healthcare. Travelex Insurance Services is well known for trip cancellation insurance and travel protection, while Berkshire Hathaway Travel Protection is recognized for fast travel insurance claims processing.
Comparing travel insurance quotes side by side can help you find the right plan based on your age, destination, coverage needs, and budget.
Disclaimer
Disclaimer: American Visitor Insurance is an independent agency that sells plans from the providers compared on this page. Our comparisons are based on publicly available plan details, AM Best ratings, and provider information; they do not constitute a guarantee that any specific plan is the best fit for your individual situation.