Travel Insurance for Taiwan from USA 2026
Medical care in Taiwan is excellent, but unexpected illnesses, accidents, or trip disruptions can quickly become expensive for international travelers. Travel insurance for Taiwan starts at less than $1 per day and can help cover emergency medical expenses, hospitalization, trip cancellation, baggage loss, and emergency medical evacuation. Compare 20+ A-rated travel insurance plans from top providers and get a free quote in minutes before your trip to Taiwan.
Not sure which plan is right for your Taiwan trip? Get your Taiwan Travel Insurance quote it takes less than 30 seconds.
Trip Cancellation Insurance
US ResidentsCovers non-refundable trip costs including, flights, hotels, cruises plus emergency medical expenses when plans change.
Travel Medical Insurance
All TravelersCovers illnesses, injuries, doctor visits, and hospital stays while traveling internationally.
Travel Insurance From USA to Taiwan
- USA travelers going to Taiwan will discover a captivating island nation known for its diverse landscapes, rich cultural heritage, and modern cities.
- From the bustling capital city of Taipei with its iconic Taipei 101 tower to the breathtaking natural beauty of Taroko Gorge and Sun Moon Lake, Taiwan offers a wide range of experiences.
- Travelers can explore vibrant night markets, indulge in delicious street food, and visit ancient temples that reflect the island's deep-rooted traditions.
- English is widely spoken in major tourist areas, making communication easy for American visitors.
Why Travel Insurance Is Essential for Visiting Taiwan?
- International Travel Insurance visiting Taiwan should take precautions and prepare for unexpected medical or travel-related situations during their trip.
- The climate, food, and travel conditions in Taiwan may be very different from those in the United States, which can sometimes lead to health concerns for travelers.
- Most U.S. domestic health insurance plans and Medicare provide little to no coverage outside the United States, making travel medical insurance important for visitors to Taiwan.
- Travel insurance for Taiwan is highly recommended for U.S. citizens and international travelers to help cover unexpected medical and travel expenses.
- Finding the best Taiwan travel insurance from USA on American Visitor Insurance is simple and convenient.
- Compare different International Travel Insurance plans for Taiwan on American Visitor Insurance and choose a policy that best fits your travel needs and budget.
How Much Does Taiwan Travel Insurance from USA Cost in 2026?
Trip Cancellation Insurance If you want coverage to protect your non-refundable trip expenses such as flight tickets, hotel bookings, and other reservations in case your trip is cancelled, delayed, or interrupted, consider buying these trip cancellation insurance plans.
The cost of Taiwan travel insurance from the USA starts as low as $24 for a 15-day trip with a $1,000 trip cost. The cost of trip cancellation insurance for Taiwan depends on Traveler’s age, Type of coverage selected, Length of stay in Taiwan, Number of travelers insured
Average Trip Cancellation Insurance Cost for U.S. Citizens Traveling to Taiwan
This table gives the average trip cancellation insurance cost for different ages. Approximate cost of Trip insurance plans is for a 15 days trip length and $1,000 trip cost.
| Plan | Trip Cancellation | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Protect Trawick International |
100% of Trip Cost, max $14,000 | $24 | $32 | $39 | $74 |
| Pathway Essential Trawick International |
100% of Trip Cost, max $14,000 | $24 | $33 | $53 | $76 |
| ExactCare Insurance BHTP |
100% of Trip Cost, max $14,000 | $24 | $26 | $42 | $64 |
| Pathway Plus Trawick International |
100% of Trip Cost, max $50,000 | $32 | $43 | $70 | $98 |
| Trip Protection Basic Seven Corners |
100% of your nonrefundable Trip Cost up to $30,000 | $34 | $47 | $70 | $70 |
| Travelex Advantage Travelex |
100% of Trip Cost, max $10,000 | $36 | $42 | $62 | $87 |
| Itravelinsured Choice IMG |
100% of Trip Cost | $39 | $50 | $73 | $110 |
| Travel Insurance Select Travel Insurance |
100% of Trip Cost | $42 | $42 | $87 | $102 |
| Safe Travels Armor Trawick International |
100% of Trip Cost, max $100,000 | $43 | $55 | $67 | $124 |
| Pathway Premium Trawick International |
100% of Trip Cost, max $100,000 | $43 | $56 | $90 | $126 |
| Trip Protector Economy Seven Corners |
100% of Trip Cost, max $5,000 | $47 | $55 | $71 | $75 |
| ExactCare Value BHTP |
100% of Trip Cost, max $14,000 | $56 | $60 | $93 | $138 |
| Travelex Ultimate Travelex |
100% of Trip Cost, max $50,000 | $57 | $69 | $91 | $125 |
| Trip Protection Choice Seven Corners |
100% of your nonrefundable Trip Cost up to $100,000 | $65 | $87 | $118 | $118 |
| iTravelInsured LX IMG |
100% of Trip Cost | $102 | $114 | $138 | $171 |
Source: American Visitor Insurance® | Prices verified for 2026 travel season.
Best Trip Cancellation Insurance
Compare top-rated plans with strong cancellation benefits
Top Recommended Trip Cancellation Insurance Plans for Taiwan 2026
Based on price, coverage limits, and traveler reviews, the following plans are the best trip cancellation insurance options for Taiwan.
Other affordable travel insurance with trip cancellation coverage include Pathway Essential, Travelex Advantage
Other affordable travel insurance with trip cancellation coverage include: Travelex Ultimate, iTravelInsured LX
Travel Medical Insurance for Taiwan from USA
Travel Medical Insurance If you want coverage for emergency medical expenses such as hospital bills and doctor visits caused by sudden sickness or injuries from an accident, consider buying these travel medical insurance plans.
The cost of travel medical insurance for Taiwan from the USA starts as low as $20 per month. Prices vary based on the traveler’s age, coverage limits, deductible, and length of stay in Taiwan.
Travel medical insurance provides: Coverage for doctor visits, Protection for emergency hospital stays, Financial protection against high medical costs abroad, Access to necessary care while travelingAverage one-month travel health insurance costs for US citizens traveling to Taiwan are shown below.
| Plan | Deductible | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Atlas Essential International WorldTrips |
$250 | $20 | $40 | $86 | $263 |
| Safe Travels Outbound Trawick International |
$250 | $26 | $77 | $168 | $296 |
| Atlas International WorldTrips |
$250 | $27 | $54 | $117 | $212 |
| VisitorSecure WorldTrips |
$100 | $29 | $34 | $55 | $96 |
| Travel Medical Excluding USA Basic Seven Corners |
$0 | $29 | $55 | $121 | $269 |
| Patriot International Lite IMG |
$250 | $29 | $55 | $121 | $214 |
| BCBS Single Trip Gold BCBS |
$250 | $43 | $72 | $154 | $289 |
| BCBS Single Trip Platinum BCBS |
$250 | $46 | $79 | $160 | $300 |
| TravelGap Excursion HTH Worldwide |
$250 | $43 | $72 | $154 | $289 |
| TravelGap Voyager HTH Worldwide |
$250 | $46 | $79 | $160 | $300 |
| Diplomat International Global Underwriters |
$250 | $32 | $86 | $181 | $315 |
| Intermedical Travel Insure |
$250 | $48 | $73 | $121 | $201 |
Source: American Visitor Insurance® | Prices verified for 2026 travel season.
Travel Medical Insurance for U.S. Citizens Traveling Abroad
Review travel medical insurance coverage benefits.
Top Recommended Travel Medical Insurance Plans for Taiwan 2026
Other affordable travel medical insurance plans for U.S. citizens include Atlas International, Patriot International Lite .
Other affordable travel medical insurance plans for U.S. citizens include Intermedical, Patriot Platinum International .
Best Taiwan Travel Medical Insurance for Pre-Existing Conditions
Compare the top plans offering coverage for acute onset or limited pre-existing conditions for travelers from USA to Taiwan
BCBS Single Trip Platinum Insurance
Blue Cross Blue Shield Global Solutions Travel Insurance
Best International Travel Insurance for Acute Onset of Pre-Existing Conditions
Why You Need Travel Insurance Despite Having Credit Card Travel Benefits for Your Trip to Taiwan
- Many U.S. travelers rely on their credit card travel benefits for protection when visiting Taiwan. While these benefits may cover trip delays, cancellations, or lost baggage, they typically provide little or no coverage for emergency medical expenses incurred overseas.
- Most U.S. health insurance plans, including Medicare, offer limited or no coverage outside the United States. Although Taiwan has a high-quality healthcare system, international visitors are generally responsible for paying medical costs, especially at private hospitals and clinics.
- Travel medical insurance from American Visitor Insurance helps cover eligible emergency medical expenses, hospitalization, doctor visits, prescription medications, emergency medical evacuation, and other unexpected healthcare costs during your trip.
- It also provides more comprehensive protection than relying solely on credit card travel benefits, helping safeguard you against unexpected medical and travel-related expenses.
- Whether you're traveling to Taiwan for sightseeing, business, visiting family and friends, or exploring destinations like Taipei, Kaohsiung, Taichung, Sun Moon Lake, Taroko National Park, or Alishan, dedicated travel insurance offers valuable financial protection and greater peace of mind throughout your journey.
Healthcare and Medical Costs in Taiwan
- The National Health Insurance (NHI) of Taiwan, providing health cover for nearly all the citizens, is the most accessible and economic source of health care in the country.
- Regular consultation:Between NT$50-200.
- Visit to the hospital: The fees go up gradually, and not getting a referral is the most costly option.
- Dispensing drugs: Normally, there are just slight co-pays.
- Hospitalization: The patient is charged a minor part of the overall cost (5 to 30%).
- Insurance premium: Roughly 5.17% of salary, with the government and employers sharing the load.
- On the other hand, still, tourists and short-term visitors will find the rates for medical care rather affordable as they will have to pay the total fees.
What Should I Consider Before Buying Taiwan Travel Insurance from USA?
When purchasing travel insurance for your trip to Taiwan from the USA, consider the following factors to ensure you choose the right coverage for your travel needs:
- Type of Trip: If you travel internationally several times a year, an Annual travel insurance plan may be more cost-effective. For a single vacation or business trip to Taiwan, a single-trip policy is usually the better choice.
- Trip Duration: Choose coverage that matches your travel dates and the total length of your stay in Taiwan. Your policy should remain active for your entire trip.
- Pre-existing Conditions Insurance: verify whether the plan provides coverage for the acute onset of pre-existing conditions or offers a pre-existing condition waiver, if applicable.
- Trip Cancellation or Interruption Insurance: If you've prepaid for flights, hotels, cruises, or guided tours, consider a plan that includes trip cancellation and trip interruption benefits to protect your non-refundable travel expenses.
- Exclusions: Carefully review the policy exclusions to understand what is not covered, such as high-risk activities, alcohol- or drug-related incidents, or other excluded situations. Understanding these limitations can help prevent unexpected claim denials.
By considering these factors, you can choose the best travel insurance for Taiwan from the USA and enjoy comprehensive protection against unexpected medical emergencies, travel disruptions, and other unforeseen events throughout your trip.
Best Trip Cancellation Insurance for Taiwan - Protect Your Non-Refundable Costs
- Travel medical insurance helps cover eligible emergency medical expenses if you become sick or injured while visiting Taiwan, but it does not reimburse prepaid, non-refundable travel expenses such as airfare, hotel reservations, rail passes, cruises, or guided tours if you need to cancel your trip before departure. For U.S. travelers with significant upfront travel costs, trip cancellation insurance provides valuable financial protection.
- The best trip cancellation insurance plans for Taiwan from the USA can reimburse up to 100% of eligible non-refundable trip costs while also providing benefits for emergency medical expenses, trip interruption, baggage loss, travel delays, and emergency medical evacuation.
- For travelers seeking maximum flexibility, Cancel For Any Reason (CFAR) plans may reimburse up to 75% of your insured trip cost, even if you cancel for reasons not covered by a standard policy.
- Leading comprehensive travel insurance plans for Taiwan, including Pathway Premium and iTravelInsured LX, combine strong trip cancellation benefits with comprehensive emergency medical coverage and worldwide emergency medical evacuation protection.
- Best Trip Cancellation Travel Insurance for Mexico Compare A-rated trip cancellation insurance plans for Taiwan on American Visitor Insurance, review prices by traveler age and trip cost, and choose the coverage that best protects your travel investment before you depart for Taiwan.
American Travel Insurance Coverage Options
Pathway Premium iTravelInsured Travel LX Trip Protection Choice
- We offer policies for almost anyone traveling anywhere, including older US residents up to 99 years of age.
- IMG, a well-established name in travel insurance, offers comprehensive travel and trip insurance products suitable for all types of travelers.
- Covers airlift evacuation from your cruise ship to the nearest hospital capable of treating you.
- Provides hospital-to-hospital transfers if the current facility cannot meet your medical needs.
- Includes transportation to a hospital near your home if deemed necessary by your physician.
What Does Trip Cancellation Travel Insurance Cover?
At American Visitor Insurance, we assist travelers from nearly anywhere as they travel away from home! It is important to buy trip cancellation insurance.
- Provides a refund for non-reimbursable deposits and trip costs if something prevents taking the trip between payment and departure.
- Cost of such insurance depends more on the trip cost than the length of the trip (most have maximum day limits).
- Plans available for high-cost trips (exceeding $10,000 per person, e.g., safaris, long cruises) and modestly priced trips.
- Benefits usually cover 100% of non-refundable trip costs.
- Often reduced to 75% for the ‘Cancel for Any Reason’ benefit.
- Coverage during the trip includes:
- Unexpected medical expenses
- Trip interruption (if unable to complete trip due to illness, weather, etc.)
- Trip delay (missed flights or connections, help to catch cruise if necessary)
- Baggage loss
- Assistance for pets or children traveling with you.
What Are the Benefits of Travel Insurance with Trip Cancellation Coverage?
Highlights of trip cancellation insurance coverage benefits
Travel insurance for trip protection, unexpected medical expenses traveller and related emergencies.
Know More →When Can I Buy the Trip Cancellation Insurance?
- You can buy the trip cancellation plan at any time before your travel dates.
- Since you are insuring the value of your trip, it is better to purchase as soon as possible in case something happens that interferes with your travel.
- Example: If you’ve planned a trip for next October and later find out you must be in court at that time if you haven’t already purchased your trip cancellation plan, you will not be able to get a refund because you already know about the conflict.
- You always get a 10-day ‘Free Look Period’ after purchasing your plan, when you buy through American Visitor Insurance.
- This allows you to review the policy and make sure it’s the product you really want, and American Visitor Insurance provides support during this period to help you understand your benefits and make any changes if needed.
Does Trip Insurance Cover Pre-Existing Conditions?
Many travel insurance plans offer a waiver of the pre-existing medical condition exclusion if you purchase your policy within 14 to 21 days of your initial trip deposit.
However, the iTravelInsured Travel LX plan gives you more flexibility and allows you to qualify for the waiver if buy the iTravelInsured Travel LX insurance within 24 hours of your final trip payment.
This flexibility provides travelers the ability to buy trip cancellation insurance with pre-existing conditions coverage up to the final trip payment.This provides valuable peace of mind and greater medical coverage for seniors with existing health conditions.
While we hope your trip goes smoothly and you stay happy and healthy, it’s reassuring to know that you’ll be protected even if unexpected issues arise from the minor inconvenience of a missed connection to the major challenge of seeking medical care abroad or having to cancel your trip altogether.
- Pathway Premium Covered if purchased within 21 days of the initial trip deposit.
- Travelex Ultimate Waiver included if purchased within 21 days of the first trip payment, with the full trip cost insured.
- iTravelInsured Travel LX Waiver available if purchased within 24 hours of the final trip payment.
- Safe Travels Armor Covered if purchased within 14 days of the initial trip deposit.
- Trip Protection Choice Covered if purchased within 20 days of the initial trip payment or deposit, and other requirements are met.
- Trip Protector Preferred – Coverage available if purchased within 21 days of the initial trip deposit.
- BHTP ExactCare – Covered if purchased within 15 days of the Initial Trip Deposit Date.
At American Visitor Insurance, we're here to help you find the right trip cancellation insurance with pre-existing condition coverage so you can travel with confidence and peace of mind.
Which is the Best Trip Cancellation Insurance for U.S. Seniors?
Powered by iTravelInsured (IMG) three tiers to match your trip cost and coverage needs.
Budget-friendly pick for standard senior trips.
- Medical coverage up to $100,000
- Emergency evacuation up to $500,000
- Pre-existing condition waiver (within 21 days)
- Add-ons: CFAR, cruise & sports coverage
Elevated limits for high-cost trips.
- Trip costs covered up to $150,000
- Medical coverage up to $250,000
- Trip cancellation, interruption & evacuation
- Optional add-ons available
Maximum protection for high-value travel.
- Trip costs covered up to $150,000
- Medical coverage up to $500,000
- Trip cancellation, interruption & evacuation
- Optional add-ons available
- Choice - standard trips under $10,000 on a budget
- SE - high-cost trips or elevated medical limits
- LX - maximum medical protection at $500,000
Tip: For detailed guidance, see our full page on best trip cancellation insurance for seniors.
How Much Does Travel Insurance Cost for One Week?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks.
You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How Much Does Travel Insurance Cost for 6 Months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
1 week
$5 – $40
2 weeks
$9 – $80
Estimated cost (age 40)
$122 – $1,050
Use our trip cost calculator to compare quotes instantly.
How to Estimate Trip Cost for Travel Insurance?
Customers always ask me how much they should put down to insure their trips. This is a very important question to consider. Firstly, because it directly affects the cost of your insurance policy and secondly because it will put a maximum on your trip cancelation and interruption benefit. First of all, you can only ever get back the non-refundable portion of your trip cost. And, you must be able to show the loss.
Check each refund policy carefully
When booking hotels, check the refund policy. If the policy is only 10%, you can insure up to 90% of that cost. Apply this logic to every pre-paid element of your trip.
Airbnb policies vary individually
Airbnb cancellation policies are not consistent across the same city. Assess each listing's refund terms individually when calculating your insurable amount.
Per-traveler costs may be required
While some plans accept a total or average trip cost, others require you to specify the cost per individual traveler. Check your plan's requirements before purchasing.
Track costs accurately
Keeping accurate records of your expenses helps keep your insurance premium down and ensures your refund is as accurate as possible if you need to claim.
Insuring all pre-paid, non-refundable expenses may be required
Technically, you can insure any portion of your trip. However, to access certain benefits such as the pre-existing condition waiver, "cancel for any reason," or "cancel for work reason" some plans require you to insure all pre-paid, non-refundable expenses.
How to Reduce the Trip Cancellation Insurance Cost?
- Trip cancellation insurance is expensive as it covers high-value, unpredictable risks that can result in large financial losses for vacationers.
- Trip cancellation insurance covers flights, hotels, cruises, and tours bookings and reservations, which can be thousands of dollars.
- It covers a wide range of cancellation reasons like Illness, death in the family, natural disasters, and job loss.
- Some Cancel for Any Reason (CFAR) travel insurance allow cancellation for any reason, often reimbursing 50-75% of trip costs.
- The more expensive your trip, the higher the insurance cost.
- Older travelers pay more because they have a higher chance of medical emergencies leading to trip cancellations.
You can lower the cost of travel insurance without compromising essential coverage by:
- Choosing only medical coverage by entering the trip cost as $0 if you don’t need trip cancellation coverage.
- Selecting a travel medical plan, which is cheaper than comprehensive coverage and most offer coverage for emergency medical evacuation.
- Selecting lower coverage limits, usually within $50,000 medical coverage, which is often enough for most trips.
What Factors Affect the Travel Insurance Cost from the US to Taiwan?
The cost of Taiwan visa insurance depends on the following:
The travel insurance price is directly proportional to the age of the traveler. The older the traveler, the higher the cost.
Comprehensive plans with broader coverage cost more. Travelers can choose between single-trip or multi-trip insurance.
Higher coverage limits increase premiums, while higher deductibles can lower the cost.
Insurance costs vary by region. Coverage including the USA is typically more expensive.
Longer travel duration leads to higher insurance costs.
Add-ons like adventure sports coverage increase the overall premium.
General Information About Taiwan
Capital
TaipeiLocation
East AsiaCurrency
New Taiwan DollarLanguage
Mandarin ChinesePopulation
Around 23 millionBest time to visit
September to NovemberVacation spots
Taipei, Kenting National park, Taroko National park, Yangmingshan, Taichung, Tainan, Sun Moon lake, Keelung, Hsinchu, Taitung city.Explore Taiwan's Most Loved Destinations for USA Travelers
It is previously known as the Buddha Memorial Center, is a Mahayana Buddhist cultural, religious and educational museum.
Visitors enter the temples through the dragon's and tiger's mouths and can enjoy a view of the lake from the top of each tower.
Kenting Beach is a beautiful beach with a long white sand beach corresponding with the blue ocean.
What Are the Travel Tips for Taiwan?
- Nevertheless, such places in the same country can vary greatly, and one of the reasons is the weather, so do not forget to change your travel plans if needed.
- The public transport apps included and already installed on your phone will be a big help; the use of apps has made transport in both Taipei and Kaohsiung much easier than ever.
- It is also good practice to have some coins available in your pocket for food from street vendors, local buses, and donations at temples.
- The local food varieties are a must to discover, as each city has its own distinct dishes and snacks which are alluring to taste.
- Try to be the first ones at the most famous places in the morning, so you will not have to endure a very long wait, especially at temples and other outdoor attractions.
- Make it a habit that your water intake is extremely high during summer; Taiwan's combination of heat and humidity might be unbearable.
- You should insist on picking up at least some basic words, like "thank you" (xièxiè) as it will give a better feeling to the people.
- Select accommodation around MRT stations to make your traveling more convenient.
- Be careful in nature parks, for the trails and springs may become very slippery after rainfall.
- You should always purchase travel insurance that covers medical expenses, trip delays, participation in outdoor activities, etc.
Types of Travel Insurance for US Citizens Visiting Taiwan
Short Term Travel Medical Insurance
- For short term travel vacations ranging from a few weeks to a few months (less than a year).
- Covers catastrophic healthcare expenses but excludes preventive care and has limited coverage for pre-existing conditions.
Long Term Health Insurance
- Ideal for expats working overseas and US pensioners living outside the US.
- Offers comprehensive coverage including preventive care, pre-existing conditions, mental health, dental, and vision benefits.
Annual Multi-Trip Travel Insurance for Taiwan from USA
- Ideal for frequent travelers such as business professionals or digital nomads making multiple international trips per year.
- The Annual multi-trip insurance for travelling to Taiwan provides coverage for unlimited trips within a 12-month period, with each trip usually lasting 30-90 days.
- Offers significant savings compared to purchasing separate insurance for each trip.
- Ensures continuous coverage throughout the year without needing to buy a new policy for every trip.
- Particularly useful and cost-effective for business travelers.
- Requires the traveler to have primary health insurance in their home country.
Travel Insurance for Seniors Visiting Taiwan
- Older Americans traveling to Taiwan have unique healthcare and travel insurance needs. Since Medicare generally does not provide coverage outside the United States, seniors may be responsible for paying out of pocket for medical treatment received in Taiwan. Purchasing the right travel insurance can help protect against unexpected medical expenses and travel disruptions.
- Before buying travel insurance for Taiwan, seniors should compare plans based on age eligibility, medical coverage limits, emergency medical evacuation benefits, deductible options, and coverage for the acute onset of pre-existing conditions (where available). If you have existing health conditions, it's important to choose a plan that provides appropriate coverage for eligible medical emergencies.
- Several comprehensive visitor insurance plans available through American Visitor Insurance offer high medical coverage limits, access to international provider networks, emergency medical evacuation, and 24/7 travel assistance. These plans can provide valuable financial protection against unexpected illnesses, injuries, or hospitalizations while traveling in Taiwan.
- Traveling to Mexico as a senior? Take a look at our dedicated guide, Best Travel Insurance for Seniors Visiting Taiwan , to compare senior-friendly travel insurance plans, understand age-based pricing, and find coverage options that include benefits for eligible pre-existing medical conditions and emergency medical evacuation.
Travel insurance for US seniors with Medicare coverage
- US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
- There is a travel health insurance plan specifically designed for older American travelers.
- Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.
- Provides $1 million coverage up to the age of 79 years
- Provides $100,000 coverage for travelers 80 years and older
- Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
- Includes $25,000 coverage for emergency medical evacuation
The GlobeHopper Senior plan is available in two options:
Unfortunately, plans cannot be renewed after their expiration date. To stay protected, travelers should renew or extend coverage before the plan expires. If your policy has already lapsed, you’ll need to purchase a new plan for your next trip.
Do I Need Medical Evacuation Travel Insurance for Traveling to Taiwan?
Best medical insurance for travel to Taiwan is ideal for US citizens who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance”.
Both WorldTrips Atlas Medevac and Seven Corners Medical Evacuation and Repatriation plans offer reliable coverage for U.S. citizens.
How Do I Get Travel Insurance for Taiwan from USA?
Getting travel insurance for Taiwan online is fast, easy, and secure. Follow these steps:
Consider what type of coverage you need: medical emergencies, trip cancellation coverage, lost baggage, travel delays, or coverage for pre-existing conditions.
You can easily compare best travel insurance for Taiwan on American Visitor Insurance. We allow you to compare plans side by side based on the plan benefits, coverage limits, exclusions, and deductibles. For personalized assistance or any questions, call us at 877-340-7910 and our team will guide you through the process.
Select your travel dates, age, and trip information to receive an immediate quote for the plan that best covers your trip.
Read the insurance policy brochure, paying attention to exclusions, pre-existing condition coverage, and emergency services included.
Once satisfied, you can purchase the plan online. Most insurance providers will give you an instant insurance certificate to use digitally or as a printed copy.
Print a copy of your insurance policy and emergency contacts for quick access during your trip.
Why Buy Travel Insurance for Taiwan From American Visitor Insurance?
- Compare multiple plans easily: American Visitor Insurance provides user friendly side-by-side comparison of travel medical insurance plans for Americans traveling to Taiwan from leading U.S. insurers like IMG, Trawick International, WorldTrips, BlueCross BlueShield, Travelex, Seven Corners, Global Underwriters, HTH Worldwide and Travel Insure.
- Customized for your trip: Choose from a range of travel insurance plans designed for different trip durations and coverage levels — from short vacations to extended stays in Taiwan.
- Ideal for all travelers: Whether you’re traveling for leisure, business, education, or a long-term stay in Taiwan, you can find a plan customized to your trip type and duration.
- Affordable & transparent pricing: No hidden fees. You see the best price directly from the insurer, guaranteed.
- Easy online purchase: Buy Taiwan travel insurance for U.S. citizens in minutes with an instant policy documents emailed to you.
- Expert support: Our licensed customer support team at American Visitor Insurance is available 24/7 to answer any questions during the purchase process. They can assist while completing online applications, extend coverage when it is needed, cancelling a plan if travel plans change, and to file insurance claims necessary.
- Trip cancellation coverage and best CFAR plans: Travel insurance for U.S. travelers visiting Taiwan including coverage for trip cancellation, medical emergencies, and Cancel For Any Reason (CFAR) benefits.
Travel Insurance to Taiwan From USA - FAQs
Best travel medical insurance USA to Taiwan on American Visitor Insurance include Atlas Premium, Patriot International Lite, InterMedical Insurance, and Patriot Platinum International. These plans provide coverage for medical emergencies, hospitalization, and emergency medical evacuation. Patriot Platinum International offers policy maximums of up to $8 million, while coverage limits vary by plan.
Need help choosing the right medical travel insurance to Taiwan plan? Our licensed insurance agents are available to assist you. Call us at 877-340-7910.
The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes
- Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
- Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
- Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
- Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
- Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.
Taiwan is consistently ranked as one of the safest destinations in Asia for American travelers, with low crime rates, efficient public transport, and a well-developed healthcare system. Most visitors experience friendly locals, clean cities, and reliable infrastructure throughout their stay.
Taiwan is absolutely worth visiting for US travelers seeking a mix of natural beauty, rich culture, and modern convenience. From the towering Taipei 101 and serene Sun Moon Lake to the dramatic cliffs of Taroko Gorge, Taiwan offers experiences that rival much larger and more expensive Asian destinations, often at a lower cost.
While Taiwan is generally safe, travelers should still take standard precautions: stay aware of typhoon season (typically July to October), follow local safety guidance during outdoor activities like hiking, and carry Taiwan travel medical insurance from USA in case of unexpected illness or injury. Even in a safe destination, healthcare costs for foreigners are paid out-of-pocket, so having travel insurance for Taiwan through American Visitor Insurance ensures you're financially protected no matter how smooth your trip goes.
When choosing travel insurance for your trip to Taiwan, consider the following factors
- Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
- Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
- Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
- Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
- Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.
When buying travel health insurance for Taiwan, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
For U.S. Green Card holders traveling to Taiwan, buying U.S. travel insurance is strongly recommended due to:
- Unexpected medical costs
- Trip disruptions
- Emergency situations while outside the USA
Healthcare in Taiwan is expensive for international travelers. In some cases, there may be a need for:
- Emergency medical evacuation to get to a quality healthcare facility
- Or to fly back to the U.S. for treatment
Patriot International travel Insurance is one of the best international travel insurance plan for US Green Card Holders visiting Taiwan.
Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.
Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings.
Buying Trip protection insurance for Taiwan can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.
Buy Trip Cancellation Insurance
When choosing travel insurance for your trip to Taiwan, consider the following factors
- Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
- Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
- Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
- Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
- Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.
When buying travel health insurance for Taiwan, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
Although Taiwan travel insurance provides valuable protection, most policies have certain common exclusions that travelers should be aware of:
- Pre-Existing Medical Conditions: Most standard policies do not cover pre-existing illnesses unless specific coverage for acute onset of pre-existing conditions is purchased.
- High-Risk Activities and Adventure Sports: Activities like scuba diving, skydiving, bungee jumping, skiing, or mountaineering may be excluded unless the policy specifically includes adventure sports coverage.
- Intentional Acts or Illegal Activities: Injuries or losses resulting from illegal acts, criminal activity, or self-harm are typically not covered.
- Travel Against Government Advice: Travel to regions or countries that are under official government travel advisories or warnings is often excluded.
- Alcohol or Drug-Related Incidents: Accidents or medical expenses caused by alcohol or drug use are generally excluded.
- Non-Medical Pre-Existing Conditions: Some policies exclude mental health conditions or chronic conditions unless specifically added.
- Certain Natural Disasters or Epidemics: Losses due to earthquakes, floods, epidemics, or pandemics may be excluded unless a specific rider is purchased.
- Trips Cancelled for Uncovered Reasons: Standard trip cancellation insurance may not cover cancellations due to personal convenience or changes in work plans, unless a Cancel for Any Reason (CFAR) upgrade is purchased.
U.S. citizens looking for pre-existing condition coverage have more flexible options compared to visitors coming to the U.S. For example, the Outreach International, Patriot International Lite, and Patriot International plans provide coverage for pre-existing conditions and do not exclude chronic conditions.
However, the Outreach travel insurance plan requires that the insured person already has a primary health insurance plan in place. This is different from inbound-to-U.S. visitor plans (such as Patriot America Plus or Atlas America), which only cover the acute onset of pre-existing conditions and specifically exclude chronic or congenital conditions from that benefit.
Direct billing availability depends on the medical provider in the country where you receive care. Some international hospitals and clinics may bill the insurance company directly for covered medical expenses.
If direct billing isn’t available, you can pay upfront and file an online claim through your provider’s claims portal. Reimbursements are processed after claim review and approval.
Examples of Travel Insurance Plans Offering Global Provider Networks:
- Patriot International Lite from IMG: Includes access to the International Provider Access (IPA) Network, which helps locate hospitals that may offer direct billing worldwide.
- Seven Corners Travel Medical (Basic and Choice): Connects travelers to the Wellabroad.com network for provider search, claim tracking, and medical assistance while abroad.
- Single Trip Insurance from Blue Cross Blue Shield (BCBS): Utilizes the Blue Cross Blue Shield Global network, giving travelers access to a wide international network of trusted hospitals that may support direct billing in many countries.
How Do I Buy the Best Travel Insurance for Cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
- Best cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise.
- Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
- A cruise protection usually gives vouchers for the traveler if they miss the cruise
- Trip insurance, on the other hand, offers cash reimbursement.
- Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit.
- This gives the flexibility of cancellation the cruise vacation for any reason
- The traveler can get reimbursed up to 75% of the non-refundable trip expenses.
The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
Cruise Holiday Insurance Cruise tourist insurance for pre-existing conditionsWhat Are the Best Cruise Travel Insurance?
- Cruise cancellation up to $30,000
- Missed Tour or Cruise Connection up to $250 per day up to $1,500
- Trip Inconvenience up to $250 each inconvenience up to $500
- Medical Evacuation up to $500,000
- Cruise cancellation up to $10,000
- Missed Tour or Cruise Connection up to $500
- Trip Inconvenience up to $100
- Medical Evacuation up to $500,000
- Cruise cancellation up to $100,000
- Missed Tour or Cruise Connection up to $500
- Emergency medical coverage up to $100,000
- Medical Evacuation up to $1,000,000
Group Travel Insurance for Taiwan
Quite often groups travel overseas together. These groups may include employees on training, tourists on vacation, missionary members, or students attending academic or sporting events.
Why Group Travel Insurance?Since domestic health insurance usually does not cover you abroad, you can opt for group travel health insurance for visiting Taiwan.
Benefits of Group Travel PlansGroup travel plans are typically more affordable than individual plans. You can often get a discount of about 10% or more compared to individual travel medical insurance for the same destination.
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Taiwan Embassy and Consulates in United States
Address
4201 Wisconsin Avenue, 20016, Washington, USA
Phone
+1-202-895-1800
Fax
+1-202-363-0999
Email
usa@mofa.gov.tw
Address
1180 West Peachtree St., N.E. Suite 800 ,Atlantic Center Plaza, 30309, Atlanta, USA
Phone
+1-404-870-9375
Fax
+1-404-870-9376
Email
tecoatl@teco.org
What Is Not Covered by Best Travel Insurance for U.S. Visitors to Taiwan?
Best travel insurance for U.S. visitors to Taiwan plans offer extensive coverage, there are still some exclusions that U.S travelers should be aware of, such as:
- Substance Abuse: Expenses that are incurred due to alcohol/drug abuse by the insured are not covered.
- Self-Inflicted Injury: Any kind of injury that is intentionally attempted on one's self such as suicide attempt and others and the consequential hospitalization and expenses will not be covered.
- Illegal Instances: The expenses incurred out of any kind of accident or injury arising by breaching the law and regulations of the foreign country will not be covered.
- Acts of War: Expenses incurred as a result of international war or nuclear perils will not be covered.
- Hazardous or Sports Activities: Expenses incurred due to injury while carrying out any kind of hazardous activities like adventurous sports or stunts will not be covered.
- Dental Treatment: Any dental related treatment which is a planned treatment will not be covered.
Always make sure to read your policy’s exclusions carefully before you purchase the plan so that you will know exactly what coverage is provided and what isn’t covered during your trip to Taiwan.
Useful Travel Insurance Resources for Taiwan
Blog about travel health insurance Chinese travelers.
Read More →Which Are the Best Travel Insurance Companies for US Citizens?
You can find reliable U.S. travel insurance providers through American Visitor Insurance, including International Medical Group (IMG), HTH Worldwide, Trawick International, Seven Corners, Travelex Travel Insurance, Blue Cross Blue Shield (BCBS), Berkshire Hathaway Travel Protection (BHTP), WorldTrips.
