INF Premier X International Visitor Accident & Sickness Insurance (IVAS) Travel Insurance is a fixed travel medical insurance plan that covers for outside their home country, including USA, Canada, EU, UK, and Australia. This plan provides coverage for full pre-existing conditions up to 99 years of age, as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine. This plan offers coverage for minimum of 90 days up to 364 days. Plan will pays 80% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 60% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare PPO network.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
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Compare INF Premier X Plan insurance quotes »Co-insurance | 100% of the Usual and Customary Charges |
Urgent Care Visits | Covered with $25 copay |
Hospital room and board | Plan 100k: Charges up to $1,750 a day, to 30 days Plan 150k: Charges up to $1,900 a day, to 30 days Plan 300k: Charges up to o $3,000 a day, to 30 days Plan 500k: Charges up to $4,500 per day to a maximum of 30 days Plan 1000k:Charges up to $6,000 per day to a maximum of 30 days |
ICU Room & Board Charges | Plan 100k: Up to an additional $750 per day to a maximum of 8 days Plan 150k: Up to an additional $850 per day to a maximum of 8 days Plan 300k: Up to an additional $1150 per day to a maximum of 8 days Plan 500k: Up to an additional $1300 per day to a maximum of 8 days Plan 1000k:Up to an additional $2000 per day to a maximum of 8 days |
Doctor Surgical Expenses | Plan 100k: Up to $5,000 Plan 150k: Up to $6k Plan 300k: Up to $8k Plan 500k: Up to $10k Plan 1000k:Up to $15k |
Anesthetics | Plan 100k: Up to $1,250 Plan 150k: Up to $1.5k Plan 300k: Up to $2.5k Plan 500k: Up to $3k Plan 1000k:Up to $5k |
Assistant Surgeon Expenses | Plan 100k: Up to $1,250 Plan 150k: Up to $1,500 Plan 300k: Up to $2.5k Plan 500k: Up to $3k Plan 1000k:Up to $5k |
Doctor Non-Surgical Treatment/Examination Expenses | Plan 100k: Up to $100 per visit 1 visit per day, up to a maximum of 30 visits Plan 150k: Up to $125 per visit 1 visit per day, up to a maximum of 30 visits Plan 300k: Up to $175 per visit 1 visit per day, up to a maximum of 30 visits Plan 500k: Up to $225 per visit 1 visit per day, up to a maximum of 30 visits Plan 1000k: Up to $275 per visit 1 visit per day, up to a maximum of 30 visits |
Consultation visits when requested by doctor | Plan 100k: Up to $450 Plan 150k: Up to $500 Plan 300k: Up to $800 Plan 500k: Up to $1k Plan 1000k: Up to $3k |
Pre-admission tests within 14 days before Hospital Admission | Plan 100k: Up to $1,100 Plan 150k: Up to $1.2k Plan 300k: Up to $1.6k Plan 500k: Up to $2k Plan 1000k: Up to $1.5k |
Admission | Plan 100k: Up to $1,100 Plan 150k: Up to $1,200 Plan 300k: Up to $1,600 Plan 500k: Up to $2k Plan 1000k: Up to $3k |
Surgical Room and Supply Expenses | Plan 100k: Up to $1,100 Plan 150k: Up to $1,200 Plan 300k: Up to $1,800 Plan 500k: Up to $2.5k Plan 1000k: Up to $3.5k |
Doctor Surgical Expenses | Plan 100k: Up to $5k Plan 150k: Up to $6k Plan 300k: Up to $8k Plan 500k: Up to $10k Plan 1000k: Up to $15k/td> |
Anesthetics | Plan 100k: Up to $1,250 Plan 150k: Up to $1.5k Plan 300k: Up to $2.5k Plan 500k: Up to $3k Plan 1000k: Up to $5k |
Assistant Surgeon Expenses | Plan 100k: Up to $1,250 Plan 150k: Up to $1,500 Plan 300k: Up to $2,500 Plan 500k: Up to $3k Plan 1000k: Up to $5k |
Doctor Non-Surgical Treatment/Examination Expenses | Plan 100k: Up to $100 per visit 1 visit per day, up to a maximum of 30 visits Plan 150k: Up to $125 per visit 1 visit per day, up to a maximum of 30 visits Plan 300k: Up to $175 per visit 1 visit per day, up to a maximum of 30 visits Plan 500k: Up to $225 per visit 1 visit per day, up to a maximum of 30 visits Plan 1000k: Up to $275 per visit 1 visit per day, up to a maximum of 30 visits |
X-rays, laboratory procedures | Plan 100k: Up to $650 Plan 150k: Up to $750 Plan 300k: Up to $1150 Plan 500k: Up to $1.5k Plan 1000k: Up to $2.5k |
CAT Scan, PET Scan or MRI | Plan 100k: Up to an additional $650 Plan 150k: Up to an additional $1k Plan 300k: Up to an additional $1.4k Plan 500k: Up to $1.5k Plan 1000k: Up to $2.5k |
Prescription Drug Expenses | Plan 100k: Up to $150 Plan 150k: Up to $200 Plan 300k: Up to $300 Plan 500k: Up to $500 Plan 1000k: Up to $750 |
Private Duty Nurse | Plan 100k: Up to $500 Plan 150k: Up to $550 Plan 300k: Up to $550 |
Physical and Occupational Therapy | Plan 100k: Up to $45 per visit, 1 visit per day up to 12 visits maximum Plan 150k: Up to $50 per visit, 1 visit per day up to 12 visits maximum Plan 300k: Up to $100 per visit, 1 visit per day up to 12 visits maximum Plan 500k:Up to $125 per visit, 1 visit per day up to 12 visits maximum Plan 1000k: Up to $150 per visit, 1 visit per day up to 12 visits maximum |
Emergency local ambulance | Plan 100k: Up to $450 Plan 150k: Up to $500 Plan 300k: Up to $1k Plan 500k: Up to $1.5k Plan 1000k: Up to $2.5k |
Hospital emergency room | Plan 100k: Up to $500 Plan 150k: Up to $750 Plan 300k: Up to $2.5k Plan 500k: Up to $3,500 Plan 1000k: Up to $5k |
Rehabilitative braces or appliances | Plan 100k: Up to $1,100 Plan 150k: Up to $1,200 Plan 300k: Up to $1,500 Plan 500k: Up to $1.5k Plan 1000k: Up to $1.5k |
Emergency dental treatment | Covered up to $550 |
Emergency medical evacuation | Plan 100k: Up to $20k Plan 150k: Up to $25k Plan 300k: Up to $45,000 Plan 500k: Up to $65k0 Plan 1000k:Up to $85k |
Return of mortal remains or cremation/burial | Plan 100k: Up to $15,000 Plan 150k: Up to $20k Plan 300k: Up to $30k Plan 500k: Up to $30k Plan 1000k:Up to $30k |
Trip Interruption Benefit | $1k |
Full Pre-Existing Condition | Covered up to 99 years. |
Accidental death & dismemberment | $25k principal sum, Not subject to deductible |
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Yes, there are many travel insurance options for seniors over 70 from the USA. Many US travel insurance providers offer policies specifically designed for older travelers, and some policies may have no age limit for coverage. However, it is important to note that the cost of travel medical insurance for seniors is higher than for younger travelers due to increased health risks and the likelihood of pre-existing conditions. Additionally, coverage and benefits may vary depending on the policy, and it is important to carefully review policy terms and conditions to ensure that you get the coverage you need.
Some US insurance providers that offer travel medical insurance for seniors over 70 from the USA include Trawick International, Seven Corners, IMG and WorldTrips. It's recommended to research and compare different policies on American Visitor Insurance based on costs, benefits and coverage for pre-existing conditions to find the best traveller insurance and value for your needs.
The most important insurance coverage for senior travelers is extent of medical coverage. Seniors are more likely to have pre-existing medical conditions and may be at higher risk for medical emergencies while traveling, making it essential to have adequate medical coverage in case of illness or injury. Travel medical coverage can include coverage for hospitalization, emergency medical treatment, and medical evacuation if needed.
In addition to travel medical coverage, senior travelers may also want to consider trip cancellation and interruption coverage, which can help protect against financial loss if they need to cancel or cut short their trip due to unforeseen circumstances such as illness or weather-related events. There is the option available for US travelers to buy travel insurance with cancel for any reason, which gives full flexibility to cancel a trip.
Among other important insurance coverage for senior travelers is the coverage for lost or stolen luggage, travel delays or missed connections, and accidental death or dismemberment. Older travelers should compare different US travel insurance policies to find the best coverage and value for their individual needs on American Visitor Insurance.
Yes, it is possible to find cheap travel insurance for seniors over 70. Many insurance providers offer specialized travel insurance plans that cater to the needs of older adults. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, seniors can find affordable travel insurance that suits their specific requirements. It is advisable to shop around and explore various options to find the most cost-effective travel insurance policy for seniors over 70.
Older travelers can easily compare different travel insurance over 70 plans on American Visitor Insurance which allows you to compare features, benefits, and prices of different policies. Travelers can review travel insurance plans based on your specific needs and preferences. For example, if you are looking for visitor insurance which focuses on the health of the traveler, you can compare insurance based on the specific coverage for medical ailments, coverage for pre-existing conditions, the co-insurance and deductible for the insurance plan Some of the factors that you should consider while comparing visitor insurance health insurance for the traveler are:
Visitor health insurance which insures mainly the health of the traveler against accident or sickness when he/she is traveling overseas is very important since healthcare is very expensive, especially in the USA. Visitor health insurance is important even if you have health insurance in your home country which you believe will work in the US. The main reason for this is that US insurance providers negotiate with the healthcare providers in the US to get a better pricing for medical services, something that is not available to international insurance providers. This makes US healthcare very expensive even with travel medical insurance coverage which do not have negotiated rates with US healthcare providers.
Visitor insurance which focuses on insuring the travel expenses along with the health of the traveler is very important to protect travelers from unforeseen risks and emergencies that may occur during their trip. Travel insurance can provide coverage for various situations such as:
Having the best visitor insurance is really important given its relative cost to that of the trip and the cost of healthcare overseas. Visitor insurance can help you save money, time, and hassle in case something goes wrong during your trip. It can also give you peace of mind and confidence to enjoy your travel experience. Therefore, travel insurance is strongly recommended for travelers to travel safely and securely.
It is easy to find the best visitor insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.
The cost of travel health insurance which focuses on the health of the traveler depends on factors such as:
The INF Premier X is a fixed or limited plan. Please look over the brochure for details. The pre-existing condition coverage is covered like anything else but with a higher deductible and lower maximum as you note. To get $25,000 coverage for pre-existing conditions, you must choose the higher deductible of $5,000.
The INF plan covers only Mexico, USA, and Canada, not exactly worldwide coverage. (not Barbados).For all information about the plan, go here:
INF Premier X Plan:
INF Visitor Medical Insurance plans are designed only to cover truly unexpected sickness and accidents- all other claims are at risk of being denied if they are deemed to meet any (but not limited to) of the above restrictions.
INF Visitor Medical Insurance plans will cover any unexpected sickness or accident, but any planned medical treatments, treatment for on-going issues, or maintainance treatment will not be covered by INF.
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