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Compare US Travel Insurance Online Quotes

Easily compare multiple travel insurance plans, benefits, and prices from top-rated providers all in one place.

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What Is the Proper Way to Compare Travel Insurance?

There is no single way to compare travel insurance plans. — it depends on what matters most to you as a traveler. That’s why at American Visitor Insurance, we include detailed information in our search results to help you make an informed decision.

💡 Key Factors to Consider When Comparing Travel Insurance Plans

  • Understand your travel purpose: Each traveler’s needs differ. Whether it’s a short vacation, study trip, or long-term visit, choose a plan that matches your situation.
  • For family vacations with elderly members: If you’re traveling with a senior (for example, grandma) and are concerned about their health, consider buying a trip cancellation policy for everyone.
    • Protects your prepaid travel costs
    • Provides peace of mind if someone falls sick before the trip
    • Offers medical coverage during travel
  • For visa requirements: If you’re purchasing insurance for visiting USA mainly for visa purposes, you may just need a basic health insurance plan that meets minimum requirements — especially if you already have a primary plan in your home country.
  • For adventure travelers: Planning an adventure trip, like mountaineering in Tibet? Choose a plan that includes:
    • Adventure sports coverage
    • Emergency medical evacuation
    • High medical maximums for serious injuries or accidents

🏆 Expert Tip from American Visitor Insurance

Every traveler’s situation is unique. The best approach is to:

  • Identify what’s most important to you (cost, coverage, duration, or age eligibility).
  • Focus on those specific plan features during comparison.
  • Use our online quote tool to compare multiple plans side by side.
  • Or simply call us, and our licensed agents will help you find the best international travel insurance suited to your trip.

Why Compare Travel Insurance Online?

  • Quickly view travel insurance quotes online from top insurers.
  • Save time and money by comparing benefits and pricing in one place.
  • Access detailed policy brochures before you buy.
  • Compare coverage for pre-existing conditions, Covid-19, and trip cancellation.
  • Choose between fixed or comprehensive plans based on your budget.

How to Compare Travel Insurance Plans?

  • Identify your travel purpose (vacation, study, work, or visiting family).
  • Decide on your coverage maximum and deductible amount.
  • Check if you need coverage for pre-existing conditions or medical evacuation.
  • For trip cancellation, look for plans covering non-refundable expenses.
  • Contact our licensed agents for personalized guidance.

🏆 Top Reasons to Buy Visitor Insurance for the USA?

1 High Cost of Healthcare in the US
Medical expenses in the United States are among the highest in the world. Even a short hospital visit or an emergency room consultation can cost thousands of dollars. Having visitor medical insurance ensures that you are protected from sudden financial burdens due to unexpected illness or injury.
2 Protection Against Medical Emergencies
Accidents and sudden illnesses can happen anytime during your trip. With a reliable travel insurance plan, you get coverage for doctor visits, hospital stays, prescriptions, and even emergency medical evacuation if needed.
3 Coverage for Trip Delays, Cancellations, and Lost Baggage
Comprehensive visitor insurance plans also protect your travel investment by offering benefits for trip interruption, delayed flights, or lost luggage. These benefits can help reimburse your non-refundable expenses and minimize the stress of unforeseen travel disruptions.
4 Peace of Mind for Families of Senior Visitors
Many families invite their parents or elderly relatives to visit them in the U.S. Knowing they are covered with a trusted visitor insurance plan provides complete peace of mind. Senior visitor plans often include coverage for the acute onset of pre-existing conditions, which is especially valuable for older travelers.

🧾 Tips for Choosing the Right Travel Insurance Plan?

1. Choose Comprehensive Coverage for Better Protection

If you are traveling long-term or have a pre-existing health condition, opt for a comprehensive plan. These plans pay a percentage (usually 80%–100%) of eligible medical expenses and offer wider protection compared to fixed benefit plans.

2. Review Network Hospitals (PPO) Before Purchase

Many top U.S. visitor insurance providers have preferred provider networks (PPOs) that make it easy to access quality care without paying upfront. Check whether your plan includes popular networks like United Healthcare or First Health PPO for convenient cashless service.

3. Check Renewal and Cancellation Terms

Plans vary in how easily they can be extended or canceled. Before buying, confirm whether you can renew the plan online, and review any cancellation or refund conditions in case your travel plans change.

4. Compare Deductibles and Co-Insurance Options

Your deductible affects how much you pay before the insurance starts covering costs. Higher deductibles lower your premium but increase your out-of-pocket expenses. Compare options carefully to find a balance between affordability and protection.

Popular Travel Insurance Providers?

Choosing the right travel insurance provider is essential for peace of mind while traveling to the USA. Here are some of the most trusted and popular travel insurance providers offering comprehensive and affordable visitor medical insurance plans.

IMG logoInternational Medical Group (IMG)

offers a wide range of visitor and travel medical insurance plans for individuals, families, and groups. Popular plans such as Patriot America Plus, Visitors Care, and Patriot Platinum provide excellent coverage for emergency medical expenses, hospital stays, and the acute onset of pre-existing conditions.

  • Global PPO network with easy hospital access
  • Flexible deductibles and policy maximums
  • Reliable claims support and 24/7 customer service
Policy Maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible?
$50, $100, $250, $500, $1000, and $250
Period of Coverage?
5 days to 12 months.

Trawick International logoTrawick International

Trawick International is well-known for its affordable and flexible travel insurance plans.Their flagship plans Safe Travels USA Comprehensive, Safe Travels Elite, and Safe Travels USA Cost Saver — provide coverage for medical emergencies, trip interruptions, and COVID-19 protection.

  • Excellent coverage for both short- and long-term travelers
  • Optional coverage for trip delay and medical evacuation
  • $0 deductible options available
Policy Maximum?
$50k, $100k, $250k, $500k, $1M
Deductible?
$0 , $100, $250, $500, $1k, $2.5k, $5k
Period of Coverage?
5 days to 364 days

seven corners logoSeven Corners

Seven Corners offers a variety of plans suited for tourists, students, and business travelers. Plans like Travel Medical USA Visitor Insurance and Trip Trip Protection Basic Travel Medical Choice Insurance offer strong coverage for medical care and trip cancellations or delays.

  • Fast and efficient claims process
  • Customizable coverage options
  • Excellent customer support and online portal
Policy Maximum?
$50k, $100k, $500k and $1M
Deductible?
$0, $100, $250, $500, $1k and $2.5k
Period of Coverage?
5 days to 364 days

inf logoINF Visitor Insurance

INF Visitor Insurance specializes in plans for travelers with pre-existing medical conditions, especially senior visitors. Their top-rated plans, INF Elite and INF Premier Plus X Plan, cover full pre-existing conditions up to age 99 — making them unique in the visitor insurance market.

  • Comprehensive coverage for chronic and acute conditions
  • Ideal for elderly travelers visiting family in the USA
  • Transparent policy terms and easy renewals
Policy Maximum?
$100,000, $250,000, $500,000 and $1,000,000
Deductible?
$75, $100, $250, $500, $1,000, $2,500, or $5,000
Period of Coverage?
90 days to 364 days.

worldtrips logoWorldTrips Travel Insurance

WorldTrips is a trusted global insurer known for its Atlas series of travel medical plans — such as Atlas America and Atlas Essential. These plans provide flexible, budget-friendly protection for visitors and international students alike.

  • Strong coverage for emergency medical and evacuation
  • Optional adventure sports rider
  • Backed by a globally recognized insurer (Tokio Marine Group)
Policy Maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of Coverage?
364 days

IMG LogoVenbrook International

Venbrook International provides reliable and affordable visitor medical insuranceoptions like Venbrook Essential and Venbrook Basic. These plans offer key benefits such as hospitalization, medical evacuation, and coverage for the acute onset of pre-existing conditions.

  • Competitive premiums for senior travelers
  • Simple online purchase and renewals
  • Trusted by thousands of families for USA visits
Policy Maximum?
$50,000, $1,00,000, $250,000, $500,000 and $1,000,000.
Deductible?
$0, $100, $250, $500, $1,000, $2,500,$5,000.
Period of Coverage?
5 days to 12 months.

How Much Does Visitor Health Insurance USA Cost?

How Much Is Medical Insurance for Tourists in the US?

US Healthcare is extremely expensive, and even a simple doctor’s visit can become a financial burden unless insured properly.

In 2025, the cost of travel health insurance for visitors to the US ranges between $19 to $172 per month, depending on

  • Age of the traveler
  • Insurance company
  • Type of visitors insurance
  • Coverage limits
  • Whether pre-existing conditions are covered

Cheaper options are available for as little as $1 to $5 per day, however the coverage is also limited.

Compare Plans Now »

Why is travel insurance USA is so important? A simple doctor’s visit can cost anywhere between $250 to $350, while a heart attack can cost at least $25,000. A stay in the ICU after a stroke can cost upwards of $150,000. As routine echocardiogram can range from $1,500 to $4,000 while emergency treatments for conditions like diabetes can cost anywhere from $3,500 to $7,000. Treatment for kidney failure can result in bills of over $30,000.

How Much Does Cheap Visitor Insurance in the USA Cost?

Cheap visitor health insurance for visitors to USA starts at $19 per month for fixed benefit plans. Following is the cost of visitor insurance per month.

Plan Name Plan max range Deductible Age 35 Age 55 Age 75
Safe Travels Advantage $25,000 - $150,000 $0 $19 - $54 $29 - $82 $59 -$160
Visitors Care $25,000 - $100,000 $100 $25 - $44 $30 - $65 $66 - $152
Safe Travels Elite $25,000 - $175,000 $0 $25 - $71 $36 - $110 $105 - $150
Venbrook Essential $25,000 - $150,000 $0 $25 - $74 $36 - $105 $66 - $142
Visit USA Budget $50,000 - $150,000 $250 $30 - $49 $42 -$74 $81
VisitorSecure $50,000 - $130,000 $100 $31 - $55 $46 - $84 $93 - $135
Travel Medical USA Visitor Basic $50,000 - $150,000 $100 $39 - $47 $56 - $68 $178 - $196

How Much Does the Best Comprehensive Visitor Insurance Cost per Month?

The cost of comprehensive visitor insurance starts around $53 month, depending on the age of the traveler, coverage limits, deductible, and optional add-ons. Higher medical maximum plans including pre-existing condition benefits and lower deductibles are more expensive.

On average, a good comprehensive health insurance plan costs between $58 to $108 per month for a 35 year old traveler.

Following are the cost of best health insurance for visitors to USA per month for a $250 deductible.

Plan name Plan maximum Age 35 Age 55 Age 75
Atlas Essential America $50,000 - $1,000,000 $53 - $98 $117 - $200 $244 - $326
Visitors Preferred $50,000 - $1,000,000 $53 - $99 $123 -$231 $244
Patriot America Plus $50,000 - $1,000,000 $57 - $106 $124 - $235 $279 - $420
Safe Travels USA $50,000 - $1,000,000 $57 - $103 $123 - $227 $244 - $321
Venbrook Premier $50,000 - $1,000,000 $58 - $104 $129 - $240 $352 - $437
Atlas America $50,000 - $2,000,000 $58 - $114 $127 - $253 $344 - $429
Safe Travels USA Comprehensive $50,000 - $1,000,000 $66 - $122 $143 - $269 $285 - $455
Atlas Premium America $50,000 - $2,000,000 $72 - $142 $158 - $316 $430 - $537
SafeVista Protect $100,000 - $1,000,000 $76 - $97 $158 - $225 $320
Diplomat America $50,000 - $1,000,000 $81 - $142 $176 - $303 $342
Travel Medical Choice $50,000 - $1,000,000 $98 - $173 $186 - $333 $736 - $1,000
Patriot America Platinum $1,000,000 - $8,000,000 $108 - $226 $240 - $494 $604
Visit USA Superior $250,000 $112 $233 $404

Source: American Visitor Insurance®

Get the Best Visitor Insurance Today!

Travel worry-free with the best visitor insurance from American Visitor Insurance. Compare top plans instantly and choose coverage that fits your needs and budget. Secure your policy today and stay protected abroad!

How Much Does 6-Month Medical Insurance for Visitors to USA Cost?

For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.

From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!

Top US Visitor Health Insurance Plans in 2025

Safe Travels Advantage
Fixed Benefit Plan
Cheapest visitor health insurance for visitors to USA
Policy Maximum?
$25,000 - $150,000
Deductible?
$0
Period of Coverage?
5 days to 364 days
PPO Network?
First health care Provider Network
Urgent Care?
Up to $130 visit
Renewable
Up to 364 days
Starting at
$20/month *
Buy Online »
Visitors Care
Fixed Benefit Plan
Low-cost fixed benefit plan for international travelers visiting the U.S.
Policy Maximum?
$25,000 - $100,000
Deductible?
$0 - $100
Period of Coverage?
5 days to 2 years
PPO Network?
First health care Provider Network
Urgent Care?
$25 copay
Renewable
Up to 2 years
Starting at
$26/month *
Buy Online »
Patriot America Plus
Comprehensive Plan
Comprehensive travel medical insurance for Non–U.S. residents visiting the United States
Policy Maximum?
$50,000 - $1,000,000
Deductible?
$0 - $2,500
Period of Coverage?
5 days to 12 months
PPO Network?
First health care Provider Network
Urgent Care?
$25 copay
Renewable
Up to 2 years
Starting at
$74/month #
Buy Online »
Atlas America
Comprehensive Plan
Best travel medical insurance for visitors to the USA
Policy Maximum?
$10,000 - $2,000,000
Deductible?
$0 to $5,000
Period of Coverage?
364 days
PPO Network?
First health care Provider Network
Urgent Care?
$15 copay
Renewable
Up to 364 days
Starting at
$76/month #
Buy Online »
Venbrook Premier Insurance
Comprehensive Plan
Best visitor insurance covering acute flare-ups of chronic and pre-existing conditions.
Policy Maximum?
$50,000 - $1,000,000
Deductible?
$0 to $5,000
Period of Coverage?
5 days to 364 days
PPO Network?
PHCS Network
Urgent Care?
$30 per Incident
Renewable
Up to 364 days
Starting at
$77/month #
Buy Online »
Safe Travels USA Comprehensive
Comprehensive Plan
Top-tier visitor insurance with acute onset benefits for Non-U.S. citizens
Policy Maximum?
$50,000 - $1,000,000
Deductible?
$0 to $5,000
Period of Coverage?
5 days to 364 days
PPO Network?
First health care Provider Network
Urgent Care?
$30 per Incident
Renewable
Up to 364 days
Starting at
$87/month #
Buy Online »

What Are the Different Types of US Visitors Travel Insurance?

Fixed Benefit travel insurance

A fixed benefit travel insurance plan is the cheap health insurance for visitors to USA plan, however this is because the fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit visitor insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

Cheapest fixed benefit visitor insurance plans for the USA

The cheapest US travel insurance is Safe Travels Advantage. The other affordable travel insurance for the US are Venbrook Essential from Venbrook International and Visitors Care from IMG. These plans offer basic coverage at lower cost for visitors to USA.

VisitorSecure is an another affordable travel insurance plan designed for international travelers visiting the US. Offers up to $1,000,000 in emergency medical expenses, medical evacuation, and repatriation.

Safe Travels Advantage
Trawick International

$20 Per month

Age: 40 years | Plan: $25,000 | Deductible: $0

  • Policy maximum limits ranges from $25,000 to $150,000
  • Deductible option $0
  • Coverage from 5 - 364 days
  • Covers acute onset of pre-existing conditions related to Cardiac Conditions or Stroke
Buy Online »

Venbrook Essential
Venbrook International

$25 Per month

Age: 40 years | Plan: $25,000 | Deductible: $0

  • Policy maximum limits ranges from $25,000 to $150,000
  • Deductible options $0
  • Coverage from 5 days - 12 months
  • Covers acute onset of pre-existing conditions coverage up to policy maximum
Buy Online »

Visitors Care
IMG

$26 Per month

Age: 40 years | Plan: $25,000 | Deductible: $0

  • Policy maximum limits ranges from $25,000 to $100,000
  • Deductible options $0 to $100
  • Coverage from 5 days - 2 years
  • Covers acute onset of pre-existing conditions coverage
Buy Online »

Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit visitor insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

Best comprehensive visitor insurance plans for the USA

Some of the top recommended best comprehensive plans are Patriot America Plus by International Medical Group, Atlas America from WorldTrips, Safe Travels USA Comprehensive from Trawick International. These plans are well-suited for travelers to the U.S., offering robust medical coverage along with benefits for the acute onset of pre-existing conditions.

Patriot America Plus
IMG

$74 Per month

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Policy maximum limits ranges from $10,000 to $1,000,000
  • Deductible options $0 to $2,500
  • Coverage from 5 days to 12 months
  • Covers acute onset of pre-existing conditions
Buy Online »

Atlas America
WorldTrips

$76 Per month

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Policy maximum limits ranges from $10,000 to $2,000,000
  • Deductible options $0 to $5,000
  • Coverage for 364 days
  • Covers acute onset of pre-existing conditions, also includes $25,000 lifetime maximum for emergency medical evacuation
Buy Online »

Safe Travels USA Comprehensive
Trawick International

$87 Per month

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Policy maximum limits ranges from $25,000 to $150,000
  • Deductible options $0 to $5,000
  • Coverage from 5 days to 364 days
  • Covers acute onset of pre-existing conditions coverage up to 100% policy maximum
Buy Online »

Other top-rated comprehensive visitor insurance for USA are:

  • Patriot America Lite: Cheap short term health insurance plan designed for visitors to the US. It offers coverage for emergency medical treatment and medical evacuation, with coverage limits up to $1,000,000. However, do not include covid coverage and coverage for acute onset of pre-existing conditions.
  • Travel Medical Basic: Affordable coverage for emergency medical treatment and medical evacuation during short-term travel to the US. It covers acute onset of pre-existing conditions for visitors aged under 80 years. This plan offers comprehensive travel medical insurance with covid expenses and are recommended for group travelers.

Best health insurance for foreigners in USA

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Resourceful Tourist Health Insurance USA Information

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Find the best travel insurance

Find out the best insurance for your budget and needs.

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How does travel insurance work?

Claims process for expenses due to injury or sickness.

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How to buy travel insurance?

Guide to buying the best international travel insurance for USA.

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Travel insurance glossary

Commonly used international travel medical insurance terms.

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Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...

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US Visitor Insurance Reviews

Reviews, Ratings and Experiences from our customers

Sheela

Sheela

"We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable. Thanks again!"

Sheela

Ralduran

"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."

Amanda

Amanda

"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon."

More Testimonials »

Travel Insurance Frequently Asked Questions

1. Which is the best visitor insurance in USA?

The best visitor insurance in USA will vary from visitor to visitor depending on their unique needs. There is no single visitors medical insurance which will work best for all visitors to the US. While some visitors will look for the cheapest visitors insurance plan, others will look for the most comprehensive visitors insurance coverage.

The price will be higher if you need health insurance for visitors to usa with pre-existing conditions. It is recommended to compare different visitor insurance plans based on price as well as the different benefits coverage options. Visitors should also read different visitors insurance reviews before they buy visitor insurance USA.

2. What is the Purpose of Travel Insurance?

  • Provides travelers insurance coverage for all unforeseen medical and travel emergencies
  • Offers financial protection against travel risks like theft, loss and damage of baggage.
  • Protects against non-refundable cost of the trip for any sudden cancellation or travel delay.

3. Is travel insurance worth getting?

Yes, all international travelers should consider buying travel insurance cover for safe and protected travel. Travelling long hours in a new country increases the risk for unforeseen medical and travel emergencies.

During such times a travel insurance cover will provide coverage and save the insured from a huge financial loss.

4. What Is the Difference Between Fixed and Comprehensive Travel Insurance?

Fixed benefit plans have capped amounts for each medical service, making them cheaper but limited. Comprehensive plans cover a percentage of eligible expenses up to the policy maximum and provide broader protection.

5. Can I Buy Travel Insurance After Starting My Trip?

Yes, some providers (like INF, Trawick International, and IMG) allow purchasing coverage after travel begins, though coverage for incidents that already occurred is excluded.

6. Do Travel Insurance Plans Cover COVID-19?

Most comprehensive visitor insurance plans now include COVID-19 coverage for medical treatment and quarantine expenses, depending on the provider and policy.

7. What Is “Acute Onset of Pre-Existing Conditions”?

This refers to a sudden, unexpected recurrence of a pre-existing condition that occurs without warning. Plans like Safe Travels USA Comprehensive, Patriot America Plus, and Atlas America offer coverage for this situation up to policy limits.

8. How Do I File a Claim with My Travel Insurance Provider?

Claims can be submitted online or via email. You’ll typically need:

  • Completed claim form
  • Itemized medical bills
  • Proof of payment
  • Passport copy and policy details

Providers like Seven Corners and IMG offer easy online portals to track and manage claims.

9. What Is the Best Plan for Senior Citizens Visiting the USA?

For travelers above 60 years, the best plans include:

10. Can I Extend or Renew My Travel Insurance Policy?

Yes, most visitor insurance plans can be extended before expiration. Renewals are available online with a small service fee depending on the provider.

11. What Is Covered Under Emergency Medical Evacuation?

It covers transportation to the nearest medical facility capable of providing adequate care, and in severe cases, repatriation to the traveler’s home country.

Have Questions?

Need help understanding your policy?

Our Customer Service team is available 24x7, putting your needs first every step of the way.

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Which Are the Best Visitors Insurance Companies?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Venbrook International, Global Underwriters, GeoBlue, HTH Worldwide, Trawick International, Travel Insurance Services, INF insurance, Travelex and BlueCross BlueShield Global Solutions.

Which are the best visitors insurance companies?

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HTH Worldwide
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