US Immigrant insurance plans

Insurance for Green Card holders

US immigrant insurance required for US visa

On October 4th, 2019, the Donald Trump administration has announced that the US government will insist on proof of adequate US immigrant health insurance without which visas to enter the US will be denied. This new rule is expected to become effective on November 3rd 2019. The Trump administration states that new immigrants who enter the US without proper US immigrant insurance add to the burden of US taxpayers for the cost of their healthcare.

Once this policy comes into effect, prospective new US immigrants would be asked for proof of immigrant health insurance coverage. The Visas can be denied if the consular office is not satisfied by the provided proof of health insurance in the US.

There are several thousands of travelers coming to the US every year. Many of these visitors are visiting for short stays while others come to live longer in the US. One significant group traveling to the United States are prospective immigrants. These are people who come to the US and over time settle down permanently in the US as immigrants. They initially come as temporary residents to work, study or do research and then apply for the permanent residency in the US. The United States immigration authorities issue Permanent Residency status commonly known as Green Card’s to eligible applicants after rigorous vetting of applicants. These prospective immigrants are likely to stay in the US for long periods. Health Care is something that everyone who comes to the US has to be aware of considering that that healthcare in the US is very expensive and one simply cannot afford to be uninsured while in the US. Till they are eligible for domestic US healthcare, it is important that they have proper health insurance.

Keeping this in mind, US insurance companies have designed health insurance plans for this group of prospective immigrants. American Visitor Insurance offers US immigrant health insurance products for this group of people till they are eligible for US domestic insurance options. Best US immigrant Health insurance plans are similar to visitor insurance plans but are available for longer durations and can be renewed. They offer coverage for unexpected sickness and injury.Due to the coronavirus pandemic travelling without insurance is very risky. The need for US immigrant health insurance has now become a necessary travel documents for new immigrants.They also cover repatriation, emergency evacuation and some cover acute onset of pre-existing conditions, however they offer no coverage for preventive care.

American Visitor Insurance provides the customers with an exclusive US immigrant medical insurance quote compare facility where a quote is provided among various available plans by entering the relevant details in a quote form.

Along with this the website provides access to the specific plans and detailed benefits by providing specific links to the product brochures. Plans are categorised for different immigrant groups such as for Green Card holders traveling outside country, Green Card holders living permanently in the US, recent Immigrants, applied and waiting for Green Card... Some of the popular plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards are:

Patriot America Plus: This is a comprehensive plan from the company International Medical Group(IMG). This plan is available for the immigrants like Green Card holders and is available for US citizens visiting US for short term while they reside outside the US permanently.
Inbound USA Choice: This plan is a fixed plan and is from the company Seven Corners. This plan is renewable for 3 years making it another choice for immigrant insurance plan.

Some of the immigrant medical insurance options and some highlights of these plans is also highlighted in this page. The quote form which is the highlight of this page is just made so intuitive and user friendly. This asks for the age of the primary, age of spouse and dependent if applicable, coverage limit which is the policy maximum, deductible amount, citizenship status, mailing address and the coverage preference. The coverage preference option gives options to select the pre-existing coverage. When you get the quote, the summary page shows the right plans for your criteria and specific details.

General FAQ's

Why do immigrants need US immigrant insurance?
  • It is very risky for anyone to be uninsured in the US, especially new immigrants who soon after arriving in the USA are particularly vulnerable given the new environment that they are in.
  • There is a waiting period till new US immigrants are eligible for Medicare or to purchase domestic health insurance. Immigrants can however buy new US immigrant insurance plans as an interim coverage.

Yes, there is immigrant health insurance, or health insurance for permanent residents available. However it must be noted that domestic US medical insurance for Green card holders including Medicare and Medicaid have a waiting period of five years. US immigrants are eligible for Medicaid coverage only if they satisfy the resident state’s income or residency rules. It is important to buy temporary US immigrant health insurance till Green card holders become eligible for domestic insurance plans. The visitor health insurance plans that we offer also work very well as health insurance while waiting for Green card. Given the high cost of US health care, it is very important to have health insurance for elderly immigrant parents and medical insurance for Green card holders even before they become eligible for domestic US plans

There are several plans designed to offer temporary coverage for new immigrants. New immigrants can buy visitors medical insurance cover which work well as new immigrant insurance in the US till they are eligible for domestic US health insurance. These plans can provide new immigrants with coverage for up to 2 years. At American visitor insurance new immigrants can get quotes and compare several new immigrant health insurance policies and make an informed decision.

Please contact our licensed agents at 877-340-7910 or at, and we will provide possible plan options
Comprehensive plans pays for all expenses after the deductible and co-insurance component and are recommended given the high costs of health care in the US.
Visit USA Standard by Travel Insurance Services
Maximum coverage#1
Key Features:  Standard Plan offers coverage for unexpected illness and injury along with travel assistance benefits. More...
$33.79 PER MONTH
Patriot America Plus by International Medical Group
Maximum coverage#1
Pre-existing conditions/ Covid coverage
Eligibility Under 65 years of age plan must be bought within 6 months of arrival in US. Over 65 years of age plan must begin within 30 days of arrival
Key Features: Great coverage for a great price. Offers coverage for pre-exixisting conditions upto plan maximum. More...
$37.00 PER MONTH
Atlas America by WorldTrips
Maximum coverage#1
Key Features: Always eligible for purchase no matter what age and how long a person has been in the US More...
$42.16 PER MONTH
Fixed benefits plans have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
Visitor's Care by IMG
Maximum coverage#1
Eligibility Over 65 years plan must begin within 30 days of arrival in the US
Key Features: Coverage for pre-existing conditions regardless of age More...
$38.00 PER MONTH
Inbound USA Choice by Seven corners
Maximum coverage#1
Eligibility Plan must be bought within 12 months of arrival in US
Key Features: It covers acute onset of pre existing condition up to the age of 79. More...
$49.91 PER MONTH
INF Standard by INF
Maximum coverage#1
Eligibility The minimum enrollment is 30 days for INF Standard
Key Features: This is the only insurance for visitors which covers Urinary Tract Infection. More...
$63.55 PER MONTH

#1 Maximum Coverage is the maximum eligible medical expenses that the plan will cover.

#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

US Health insurance for new immigrants are long term plans, some being renewable even up to three years. They cover medical expenses incurred during sudden illness or injuries. Some plans like the Geo Blue Explorer can also cover pre-existing medical conditions and preventive care, but policy issuance is not guaranteed and needs have an underwriting approval.

Which category of Green card holder are you?

USA health insurance for New US immigrant insurance

Immigrant Plans - Long term Plans

Perfect for people planning on immigrating to US but not yet left their home countries. Click here to read more

Green Card Holders Frequently traveling overseas

Green card holders who travel frequently to their home country. Click here to read more

Recent US Immigrants

New US immigrants who can be parents or family members or Fiancee (K visa) visitors. Click here to read more

Green Card Holders permanently living in US

Compare Green card holder insurance plans who may not immediately qualify for US domestic health insurance. Click here to read more

Applied for Green Card and waiting

Parents who have applied for Green Card and are waiting for approval can buy these insurance plans. Click here to read more

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