Pathway Domestic Insurance

Ideal for travelers needing affordable, flexible, and reliable domestic travel insurance.

Pathway Domestic Insurance Cost Calculator

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What is Pathway Domestic insurance?

Pathway Domestic by Trawick International is a budget-friendly and dependable travel protection insurance plan designed specifically for U.S. residents traveling within the United States. Whether you're planning a family road trip, a solo getaway, or a business visit across states, this plan offers essential coverage for unexpected trip disruptions.

It includes 100% reimbursement for trip cancellation and interruption (up to $14,000), trip delay and missed connection benefits, and baggage protection for lost or delayed belongings. Optional benefits such as accidental death & dismemberment (AD&D) and rental car damage coverage (excluding NY) offer additional security and peace of mind.

After buying the plan, Traveler can get all the plan document and plan id card by using Pathway Domestic login. At American Visitor Insurance, US Travelers can contact the Pathway Domestic insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Pathway Domestic Insurance Reviews

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Insurance provider
Trawick International
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Rating
AM Rating: “A (Excellent)”
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Underwriter
Technology Insurance Company or Wesco Insurance Company
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Best for
  • U.S. residents taking domestic trips
  • Affordable protection for trip cancellations

Why choose Pathway Domestic travel insurance?

  • Specifically for U.S. residents traveling domestically: Designed specifically for trips within the United States, this plan ensures coverage is focused and relevant.
  • Comprehensive trip coverage: Includes reimbursement for trip cancellation, interruption, trip delays, and missed connections—protecting your investment at each stage of travel.
  • 100% trip cancellation & interruption coverage: Get reimbursed up to $14,000 per person if your trip is canceled or interrupted for a covered reason.
  • Affordable and flexible coverage: Offers a great balance of essential protection and optional upgrades, all at a budget-friendly price point.
  • 14-day free look period: This plan also includes a 14-day free look period, allowing travelers to review the policy and cancel for a full refund if no claims have been made offering peace of mind before the trip begins.
  • Optional add-on benefits for more protection: Choose to add rental car damage (up to $50,000) and accidental death & dismemberment (AD&D) coverage to enhance your protection.
  • Underwritten by trusted providers: This plan is underwritten by either Technology Insurance Company or Wesco Insurance Company, both members of AmTrust Financial Services, Inc.
  • Easy Access: Download your plan documents and ID card anytime through the Pathway Domestic login portal.
  • Customer Support: Get expert assistance from American Visitor Insurance licensed agents are available to help with quotes, plan details, and any questions you may have.

Who is eligible for Pathway Domestic insurance plan?

  • Valid for US Residents traveling within the United States.
  • Coverage available from 14 days to 85 years.
  • Trip duration must be 90 days or less.
  • Coverage must be purchased before the start of the trip.

How much does Pathway Domestic Insurance cost?

Pathway Domestic insurance cost within USA

The Pathway Domestic insurance cost ranges from $19 to $1,335 for a 15 day trip. The cost of trip insurance is determined by factors such as the traveler’s residence, age, trip duration, total trip cost, maximum coverage selected, and any additional add-ons chosen.

For example here we are showing Pathway Domestic insurance cost for a 15 days trip length and a trip cost of $1,000, $5,000, $10,000 and $14,000 respectively.

Age of traveler Trip cost of $1,000 Trip cost of $5,000 Trip cost of $10,000 Trip cost of $14,000
0 - 20 years $19 $74 $159 $229
21 – 34 years $22 $87 $186 $269
35 – 49 years $25 $102 $219 $317
50 – 59 years $32 $129 $279 $405
60 – 69 years $42 $171 $372 $540
70 - 74 years $59 $230 $498 $722
75 – 79 years $80 $302 $653 $945
80 - 85 years $119 $430 $925 $1,335

What are the benefits of Pathway Domestic insurance?

  • Trip Cancellation help 100% of Trip Cost (Up to a Max. of $14,000)
    Trip Interruption help 100% of the Insured Trip Cost
    Travel Delay help $300/$100 day/12 Hour Delay
    Missed Connection $250 for delays of 12 hours or more
    Baggage Coverage $500($100 per article, 50% special items)
    Baggage Delay Coverage help $200 ($50 daily) 24 hours
    Coverage Type Primary
  • Accidental Death & Dismemberment $10,000
    Rental Car Damage (Not available for NY) Up to $50,000

What are the conditions covered under trip cancellation and trip interruption?

  • Sickness, accidental injury, or death of you, a family member, or traveling companion booked to travel with you, or of a non-traveling family member.
  • You or your traveling companion are terminated or laid off
  • Weather at departure causing complete cessation of common carrier services
  • Natural disaster at your destination that renders your accommodations uninhabitable
  • NOAA hurricane warning or watch at destination.
  • A terrorist incident.
  • Approved military leave revoked or military reassignment
  • Directly involved in a traffic accident en route to departure
  • Mechanical breakdown of the common carrier.
  • Hijacked, quarantined, required to serve on a jury, or subpoenaed

What type of medical network is used in the Pathway Domestic plan?

Pathway Domestic insurance - Provider network and how to find hospital or doctor?
If you have this logo on your ID Card:
first Healthcare Provider Network
You can find a provider in the USA by using the following link www.firsthealthinternational.com

Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.

If you have this logo on your ID Card:
aetna
You can find a provider in the USA by using the below button
Click here

Type in the zip code and then choose OPEN CHOICE PPO to search by name or provider type. You may need to contact a few to find an appointment right away.

Pathway Domestic trip protection insurance - FAQ's

1. What does the Pathway Domestic travel insurance plan cover?

Trawick International Pathway Domestic Trip Protection Insurance offers coverage to U.S. citizens and U.S. residents. It provides Trip Pathway Domestic is a travel protection plan for U.S. residents traveling within the United States. It offers coverage for trip cancellation, interruption, delays, baggage, and optional benefits like rental car damage and AD&D.

2. Who can buy Pathway Domestic trip cancellation insurance?

Any U.S. resident planning a domestic trip that lasts 90 days or less is eligible to purchase this plan.

3. What is the maximum trip cost covered under the Pathway Domestic plan?

The plan covers 100% of trip costs up to $14,000 per person for cancellation and interruption.

4. Does Pathway Domestic cover medical emergencies?

No. This plan is focused on trip protection only and does not include emergency medical or evacuation coverage, assuming travelers already have U.S. health insurance.

5. Is Cancel For Any Reason (CFAR) available?

No. This plan does not cover cancel for any reason benefit.

6. Does this Pathway Domestic plan include baggage protection?

Yes. It offers reimbursement for lost or delayed baggage and personal effects, including $500 max for baggage loss and $200 for baggage delay.

7. Is rental car damage covered under the Pathway Domestic trip plan?

Yes, optional rental car damage coverage is available up to $50,000 (excluding residents of New York).

8. Can I cancel the Pathway Domestic trip plan and receive a refund?

Yes. The plan includes a 14-day free look period, allowing a full refund if canceled within 14 days and no claims have been made.

9. Can I get lounge access if my flight is delayed under the Pathway Domestic plan?

Yes. If your flight is delayed by more than 2 hours, the Pathway Domestic plan provides access to a Traveler Lounge Pass, provided you registered your flight at TravelerLoungePass.com at least 24 hours in advance.

NEED HELP?

Contact our customer service team, we are here to help you!

What are the restrictions of Pathway Domestic trip insurance?

This plan is not available for travel to or in Lebanon, Cuba, North Korea, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, Russia as well as other restricted countries worldwide.

How do I file a claim with Pathway Domestic Insurance?

To file a claim with Pathway Domestic Insurance, follow these steps:

  1. Download the Claims Form: Access the Pathway Domestic insurance claims form online.
  2. Contact Customer Support: Call the toll-free number (888) 301-9289 for guidance or assistance.
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group:
    • Mailing Address: Trawick International, P.O. Box 2284, Fairhope,AL 36533.
  4. Email Assistance: For additional help or inquiries, email info@trawickinternational.
Know more about Trawick International Claims »

Summary of Pathway Domestic insurance

Pathway Domestic is a comprehensive trip protection plan designed for U.S. residents traveling within the United States. It provides coverage for trip cancellation and interruption up to $14,000, as well as benefits for trip delays, missed connections, and lost or delayed baggage. Optional add-ons include rental car damage coverage (up to $50,000) and Accidental Death & Dismemberment (AD&D).

This plan is ideal for budget-conscious U.S. travelers who want to protect their prepaid trip costs without paying for unnecessary international or medical benefits. It is especially suitable for vacations, weekend getaways, or business travel within the U.S.It offers affordable, focused coverage for common domestic travel disruptions, and includes a 14-day free look period for review.