Trip cancellation up to $100,000 for US residents traveling within the US and abroad.
Pathway Premium by Trawick International is a high-tier, all-inclusive travel protection and medical coverage plan designed for U.S. citizens traveling within the country or abroad for 90-day trips or less. If you're going on a lavish getaway, a trip to multiple countries, or a business expedition overseas, this premium plan offers increased coverage and increased flexibility for today’s discerning travelers.
The policy offers 100% trip cancellation and 150% trip interruption, which can assist you in recovering non-refundable costs if your travel is interrupted unexpectedly. It covers primary emergency medical up to $100,000, emergency evacuation and repatriation up to $1,000,000, and extra assistance for lost or delayed baggage, travel delays, and missed connections.
Travelers enjoy airport lounge access if flights are delayed over two hours (with pre-registration), and a pre-travel medication readiness consultation via Runway Health, offering direct access to U.S.-licensed physicians and personalized prescription kits.
After buying the plan, Traveler can get all the plan document and plan id card by using Pathway Premium login. At American Visitor Insurance, US Travelers can contact the Pathway Premium insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
The Pathway Premium insurance cost ranges from $43 to $16,261 for a 15 day trip. The cost of trip insurance is determined by factors such as the traveler’s residence, age, trip duration, total trip cost, maximum coverage selected, and any additional add-ons chosen.
For example here we are showing Pathway Premium insurance cost for a 15 days trip length and a trip cost of $1,000, $5,000, $10,000 and $25,000 respectively.
Age of traveler | Trip cost of $1,000 | Trip cost of $25,000 | Trip cost of $50,000 | Trip cost of $100,000 |
---|---|---|---|---|
0 - 20 years | $43 | $694 | $1,382 | $2,799 |
21 – 34 years | $50 | $817 | $1,627 | $3,295 |
35 – 49 years | $56 | $962 | $1,920 | $3,895 |
50 – 59 years | $68 | $1,232 | $2,467 | $5,013 |
60 – 69 years | $89 | $1,641 | $3,290 | $6,693 |
70 - 74 years | $125 | $2,194 | $4,385 | $8,901 |
75 – 79 years | $168 | $2,861 | $5,714 | $11,590 |
80 - 85 years | $248 | $4,038 | $8,040 | $16,261 |
This plan offers several Optional Coverages including:
Trip Cancellation | 100% of the Insured Trip Cost up to $100,000 |
Trip Interruption help | 150% of Trip Cost up to $150,000 |
Reinstate Frequent Traveler Awards | $250 |
Travel Delay (12 Hours) help | $2,000 Maximum ($300/day) |
Missed Connection (6 Hours) | $500 |
Baggage and Personal Effects | $1,000 Maximum ($250/article) |
Baggage Delay (8 Hours) | $500 Maximum ($100/day) |
Emergency Accident & Sickness Medical Expense | $100,000 |
Dental Coverage | $750 |
Emergency Evacuation & Repatriation | $1,000,000 |
Hospital Companion | $1,000 |
Pre-Existing Conditions Coverage | Included Within 21 Days of Initial Deposit |
Accidental Death & Dismemberment - Common Carrier | $25,000 |
Adventure Sports and Extreme Sports | $10,000 |
Emergency Accident and Sickness Medical Expense | $150,000 |
Trip Cancellation For Any Reason (Not available for NY) | 75% of Trip Cost if purchased within 21 days of Initial Deposit |
Trip Interruption For Any Reason (Not available for NY) | 50% of Trip Cost if purchased within 21 days of Initial Deposit |
Rental Car Damage (Not available for NY) | $50,000 |
Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.
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Compare Pathway Premium insurance quotes »The Pathway Premium plan is ideal for travelers taking international or high-cost trips who want strong coverage for trip cancellations, medical emergencies, and optional upgrades like CFAR or adventure sports.
The Pathway Premium plan provides 100% of the trip cost (up to $100,000) for cancellations and 150% of the trip cost (up to $150,000) for interruptions due to covered reasons.
Yes, Pre-existing condition coverage available if purchased within 14 days of the initial deposit.
Yes, the Pathway Premium plan includes up to $100,000 in emergency medical coverage, with an optional upgrade to $150,000, plus $1,000,000 for emergency evacuation and repatriation of remains.
Yes. If you purchase the Pathway Premium plan within 21 days of your initial trip deposit, you can add CFAR coverage, which reimburses up to 75% of your non-refundable trip cost. (Not available for NY residents)
The Pathway Premium plan includes baggage loss coverage up to $1,000 and baggage delay coverage up to $500, helping travelers recover costs related to lost or delayed luggage.
Yes, the Pathway Premium plan offers optional rental car damage coverage up to $50,000, which can be added for extra travel protection.
Yes. The Pathway Premium plan offers optional upgrades like Cancel For Any Reason, rental car coverage, accidental death & dismemberment (AD&D), and adventure sports coverage (up to $10,000).
Yes. The Pathway Premium plan includes a 14-day free look period. You can cancel the plan for a full refund during this time if no claims have been filed.
To file a claim with Pathway Premium Insurance, follow these steps:
Contact our customer service team, we are here to help you!