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Compare Liaison Student insurance by Seven Corners

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Seven Corners offers Liaison Student Insurance as a specialized health insurance plan for foreign students engaged in full-time educational purpose, visiting faculty members and for exchange scholars between 12 and 64 years of age while outside their home country.
The Liaison Student health insurance plan is available as Liaison Student Basic, Liaison Student Elite and Liaison Student Choice.


Compare Liaison Student Basic vs Choice vs Elite

Age
Start Date
End Date
Coverage Region
Citizenship
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Liaison Student Basic
Plan Maximum
Deductible
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Liaison Student Choice
Plan Maximum
Deductible
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Liaison Student Elite
Plan Maximum
Deductible
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Liaison Student Plus
Plan Maximum
Deductible
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Brochure & Details links
Coronavirus coverage
Not Covered Not Covered Not Covered Liaison Travel Plus covers usual, Reasonable, and Customary up to medical maximum or $100,000; whichever is less.
Underwriter
Liaison Student Basic Insurance Underwriter
Certain Underwriters at Lloyd's of London		 Liaison Student Choice Insurance Underwriter
Certain Underwriters at Lloyd's of London		 Liaison Student Elite Insurance Underwriter
Certain Underwriters at Lloyd's of London		 Liaison Student Plus Insurance Underwriter
Certain Underwriters at Lloyd's of London
Rating
Liaison Student Basic Insurance Rating
AM Best Rating: "A"(Excellent)		 Liaison Student Choice Insurance Rating
AM Best Rating: "A" (Excellent)		 Liaison Student Elite Insurance Rating
AM Best Rating: "A" (Excellent)		 Liaison Student Plus Insurance Rating
AM Best Rating: "A" (Excellent)
Medical Maximum Options (per person per disablement)
Ages 14 days to 64 years
: $50,000; $100,000; $250,000; $500,000
Ages 60 to 64 years: $50,000; $100,000; $250,000		 Ages 14 days to 64 years
: $50,000; $100,000; $250,000; $500,000; $1,000,000
Ages 60 to 64 years: $50,000; $100,000; $250,000		 Ages 14 days to 64 years
: $50,000; $100,000; $250,000; $500,000; $1,000,000
Ages 60 to 64 years: $50,000; $100,000; $250,000		 Ages 14 days to 64 years
: $50,000; $100,000; $250,000; $500,000
Ages 60 to 64 years: $50,000; $100,000; $250,000
Hospital room and board
Usual, Reasonable and Customary to the medical maximum. Usual, Reasonable and Customary to the medical maximum. Usual, Reasonable and Customary to the medical maximum. Usual, Reasonable and Customary to the medical maximum.
Prescription Drugs
$15 copay $10 copay Up to medical maximum $10 copay
Vaccinations (in the U.S. only as required by school, university or visa program)
Not Available $150 per 364 days of continuous coverage $200 per 364 days of continuous coverage $150 per 364 days of continuous coverage
Physical Therapy
$25 per day to a max of 60 days $50 per day to a max of 60 days $75 per day to a max of 60 days $50 per visit, 60 visits maximum
Spinal Manipulation
$25 per visit, 60 visits maximum $50 per visit, 60 visits maximum $75 per visit, 60 visits maximum $50 per visit, 60 visits maximum
Local Ambulance Benefit
Inside the U.S - $350 per disablement (injury/illness)
Outside the U.S - Up to medical maximum		 Inside the U.S - $500 per disablement (injury/illness)
Outside the U.S - Up to medical maximum		 Inside the U.S - $750 per disablement (injury/illness)
Outside the U.S - Up to medical maximum		 Inside the U.S - $500 per disablement (injury/illness)
Outside the U.S - Up to medical maximum
Coma Benefit
$10,000 (separate from the medical maximum)  $25,000 (separate from the medical maximum)  $50,000 (separate from the medical maximum)  $25,000 (separate from the medical maximum) 
Extension of Benefits to Home Country
$1,000 $5,000 $10,000 $5,000
Incidental Trips to Home Country
(for minimum purchases of 30 days)
$1,000 $5,000 $10,000 $5,000
Waiver of Pre-existing Conditions
After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement. After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement. After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement. After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement.
Acute Onset of a Pre-existing Condition
(during the initial 364 days of coverage)
Medical covered expenses up to $5,000 Medical covered expenses up to $10,000 Medical covered expenses up to $25,000 Medical covered expenses up to $10,000
Mental Illness including Alcohol & Substance Abuse
Inpatient: $5,000 (45 days max), Outpatient: 80% of URC to $500 Inpatient: $10,000 (45 days max), Outpatient: 80% of URC to $1,000 Inpatient: $20,000 (45 days max), Outpatient: $2,000 Inside the U.S - 75% up to $100,000
Outside the U.S - Up to medical maximum
Motor Vehicle Accident
Inside the U.S - 50% up to $100,000
Outside the U.S - Up to medical maximum		 Inside the U.S - 75% up to $100,000
Outside the U.S - Up to medical maximum		 Inside the U.S - 100% up to $100,000
Outside the U.S - Up to medical maximum		 Inside the U.S - 75% up to $100,000
Outside the U.S - Up to medical maximum
Non-contact Amateur Sports
$2,500 $5,000 $10,000 $5,000
Maternity Care
For a pregnancy to be covered, conception must occur 180 days after coverage begins.
Not Available
  • Inside the U.S
    • In ppo network: 80% up to $10,000
    • Out of ppo network: 60% up to $10,000
  • Outside the U.S - 80% up to $10,000
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
  • Inside the U.S
    • In ppo network: 80% up to $25,000
    • Out of ppo network: 60% up to $25,000
  • Outside the U.S - 100% up to $25,000
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
  • Inside the U.S
    • In ppo network: 80% up to $10,000
    • Out of ppo network: 60% up to $10,000
  • Outside the U.S - 100% up to $10,000
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
Routine Newborn Care
$250 per newborn child $500 per newborn child $750 per newborn child $500 per newborn child
Dental - Sudden Relief of Pain
(for minimum purchases of 30 days)
$150 $250 $350 $250
Dental - Accident
$500 $1,000 $2,500 $1,000
Emergency Medical Evacuation & Repatriation
$100,000 (separate from the medical maximum) $500,000 (separate from the medical maximum) $750,000 (separate from the medical maximum) $500,000 (separate from the medical maximum)
Emergency Medical Reunion
Up to $200 per day/$15,000 maximum Up to $200 per day/$25,000 maximum Up to $200 per day/$50,000 maximum Up to $200 per day/$25,000 maximum
Return of Child(ren)
$25,000 $40,000 $25,000 $40,000
Return of Mortal Remains
$50,000 $50,000 $50,000 $50,000
Local Burial or Cremation
$5,000 $5,000 $5,000 $5,000
Natural Disaster Evacuation
$5,000 $10,000 $10,000 $10,000
Natural Disaster Daily Benefit
$25 per day, 5-day limit $50 per day, 5-day limit $75 per day, 5-day limit $50 per day, 5-day limit
Political Evacuation & Repatriation
$10,000 $10,000 $10,000 $10,000
Felonious Assault
$10,000 (separate from the medical maximum) $15,000 (separate from the medical maximum) $20,000 (separate from the medical maximum) $15,000 (separate from the medical maximum)
Terrorism
$25,000 $50,000 $100,000 $50,000
Accidental Death and Dismemberment (AD&D)
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
Personal liability
$25,000 $50,000 $100,000 $50,000
Hazardous Activities
Up to medical maximum Up to medical maximum Up to medical maximum Up to medical maximum
Unique Advantages
Liaison Basic Insurance Advantages:
  • Deductible per period of coverage.
  • Refund of full premium if the policy is cancelled before the effective date. If the cancellation request is received after the policy start date, you will get pro-rata refund after deducting the cancellation charges.
  • Part of a PPO network available.
Liaison Choice Insurance Advantages:
  • Deductible per period of coverage.
  • Refund of full premium if the policy is cancelled before the effective date. If the cancellation request is received after the policy start date, you will get pro-rata refund after deducting the cancellation charges.
  • Part of a PPO network available.
Liaison Elite Insurance Advantages:
  • This plan covers both U.S and international students traveling outside their home country.
  • Students who are on J1, H3, F, M or Q visa can purchase this plan.
  • Good PPO network both within the US and outside the US.
  • This plan also covers for spouse and dependent child.
Liaison Student Plus Insurance Advantages:
  • Deductible per period of coverage.
  • Refund of full premium if the policy is cancelled before the effective date. If the cancellation request is received after the policy start date, you will get pro-rata refund after deducting the cancellation charges.
  • Part of a PPO network available.

Liaison Student Insurance – Key Highlights

  • US Citizens and Non US citizens are eligible to buy the Liaison Student plan.
  • US citizens need their passport and visa from the host country and the destination need to be outside the US.
  • Non US citizens coming from other countries with the US as their destination.
  • The plans have a maximum lifetime of 364 days.
  • There is a coma benefit available too.
  • This plan provides coverage for vaccinations. Depending on the plan, there will be either $100, $150 or $200 per 364 days of continuous coverage.
  • There is a 364 days waiting period for the waiver of pre-existing conditions with these plans.
  • The plan provides a policy maximum of $5,000,000.
  • For a pregnancy to be covered, conception must occur 180 days after coverage begins.

Compare Liaison Student Plans

Seven Corners has designed Liaison Student Insurance for students studying outside their home country. It offers comprehensive health coverage with excellent provider network of hospitals and physicians. Seven Corners and has been offering excellent international health insurance since 19 years. The Liaison Student insurance has AM Best Rating of "A" (Excellent).
Liaison Student insurance has three options namely Liaison Student Basic Insurance, Liaison Student Choice insurance, Liaison Student Elite insurance and Liaison Student Plus insurance to choose from. It is advisable to compare among them and select the best plan satisfying your needs.
Seven Corners will provide student visa letter and waiver forms to show proof of comparable coverage after the student has purchased any of the Liaison Student Insurance plans. Liaison student Insurance plans have lifetime maximum medical coverage of $5 million with deductible options from $0 to $1,000. Liaison Student insurance offers maximum coverage of $1 million for per injury or sickness. Liaison Student can be bought for 364 days and is renewal as long as the Student satisfy the eligibility requirements. Liaison Student Elite insurance offers high end coverage for expenses from Prescription Drugs, Physical Therapy, Spinal Manipulation, Ambulance expenses and Pre-existing conditions.
Liaison Student Basic Insurance offers basic medical coverage for student who need little international student medical insurance coverage. Liaison Student Choice insurance offers sufficient medical insurance coverage for international students.
Coinsurance is what makes each of the Liaison student insurance plan unique. Inside the US, Liaison Student Insurance has the following coinsurance.
Liaison Student Basic Insurance pays
IN PPO NETWORK: 80% of the first $5,000, then 100% to the medical maximum.
OUT OF PPO NETWORK: 70% of the first $5,000, then 100% to the medical maximum.
Liaison Student Choice insurance pays
IN PPO NETWORK: 90% of the first $5,000, then 100% to the medical maximum.
OUT OF PPO NETWORK: 80% of the first $5,000, then 100% to the medical maximum.
Liaison Student Elite insurance pays
IN PPO NETWORK: 100%
OUT OF PPO NETWORK: 90% of the first $5,000, then 100% to the medical maximum.
Liaison Student Plus insurance pays
IN PPO NETWORK: 90% of the first $5,000, then 100% to the medical maximum.
OUT OF PPO NETWORK: 80% of the first $5,000, then 100% to the medical maximum.

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Who can buy Liaison Student plans?

Non U.S. Citizens and U.S. Citizens:
  • International Students, visiting faculty, scholars between 12 and 64 years of age and the student must be engaged in full-time educational, research activities residing outside their home country.
  • Non US citizens must have a valid J-1, H-3, F-1, M-1 or Q-1 Visa and are covered if destination is the United States.
  • U.S. citizen must have a current passport and visa issued by their host country and are covered for destinations outside of the United States.
special-coverage GEOGRAPHIC RESTRICTIONS
  • State Restrictions: We cannot accept an address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: We cannot accept an address in Australia, Switzerland, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
    We also cannot accept an address in Alberta and Manitoba, Canada. If you live in a Canadian province other than Alberta and Manitoba, please call your agent or Seven Corners to purchase a plan.
  • Destination Restrictions:We cannot cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.

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Group travel insurance for students

Students traveling overseas in groups can purchase the group insurance plans. This makes it a lot easier to administer the plan and these plans are cheaper than buying individual student travel plans

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