The F1 Visa also allows visa holders a period of practical training know as Optional Practical training (OPT) when the F1 Visa holder is not a full time student within the university but is a intern or a trainee.
Difference between F1 vs F2 Visa
- F1 Visa issued for full time students enrolled in any University in the US, college, high school, private elementary school, seminary or training program in the US.
- F2 is issued for any dependents of F1 Visa holder who will accompany F1 Visa holder to the US. Like unmarried children under age 21 or the spouse.
Obama Care and F1 and F2 Visa
Schools in the US offer health insurance plans for student on the F1 Visa. Although there is no set requirements for health insurance for F2 Visa, it is highly important for students in the US to have international student insurance as medical expenses are extremely high in the US where you might end up spending all your savings and be wiped out with no money in case you come across any medical emergency.
After the introduction of the Affordable Care Act (commonly known as Obamacare) since 2014, Schools are offering student health insurance plans compliant with the Obamacare. These plans do not have policy maximum, pre-existing coverage exists along with coverage for maternity and preventive care.
While staying in the US with F1 and F2 visa, students need to good coverage for the any unexpected injury or illness that may occur to anyone and anytime. The coronavirus pandemic has brought about a panic and fear for international students as they travel across different countries.
Students traveling during pandemic should consider buying a sufficient travel insurance cover with Covid -19. There are several International student travel insurance plans that offer coverage for covid-19 along with quarantine benefits. International students can review US visitors medical insurance plans on American Visitor insurance according to the requirements. Feel free to contact by email or phone at any time for further help.